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Mortgage Lenders and Brokers in Princeton, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Princeton, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA801 W Princeton Dr, Princeton, TX 75407A+5.0 ★Texas Ratio: 3.68%, Southstate Bank, National AssociationSouthstate Bank, National Association1490 Princeton Oaks, Princeton, TX 75407A+5.0 ★Texas Ratio: 2.27%, Velocio Mortgage, L.L.C.Velocio Mortgage, L.L.C.705 E 12th St, Austin, TX 78701 1909A+5.0 ★Texas Ratio: 1.87%, NexbankNexbank2515 Mckinney Ave, Dallas, TX 75201A-5.0 ★Texas Ratio: 14.93%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Aspire Home LoansAspire Home Loans900 Pershing Ave, Lufkin, TX 75904A+5.0 ★Texas Ratio: 0.15%, and Centennial BankCentennial Bank1 Village Dr, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Princeton, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Princeton are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Princeton, Texas

Market share is the lender's share of all home loans closed in Princeton, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Princeton 801 W Princeton Dr, Princeton, TX 75407 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo	4	0.2%	44.4%	$512,500	View
Southstate Bank, National Association ★ 5 stars, 1 review 1 office in Princeton 1490 Princeton Oaks, Princeton, TX 75407 A+5.0 ★Texas Ratio: 2.27%	Conventional	4	0.2%	57.1%	$120,000	View
Velocio Mortgage, L.L.C. 705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87%	Conventional, FHA, VA	66	3.3%	97.1%	$338,030	View
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional	14	0.7%	100%	$323,571	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, FHA	12	0.6%	85.7%	$280,833
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	8	0.4%	72.7%	$328,750	View
Frost Bank ★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51%	Conventional, HELOC	6 +4 HELOCs	0.3%	54.5%	$151,666	View
Randolph-Brooks Federal Credit Union 404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89%	Conventional, HELOC	5 +3 HELOCs	0.2%	77.8%	$45,000	View
Aspire Home Loans 900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15%	Conventional, FHA	5	0.2%	83.3%	$305,000	View
Centennial Bank 1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14%	Conventional	4	0.2%	66.7%	$207,500	View
Bank of America NA 2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +4 HELOCs	0.1%	75%	$298,333	View
First Bank 900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67%	Conventional, FHA, VA	3	0.1%	100%	$351,666	View
TexasBank 501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55%	Conventional	3	0.1%	100%	$251,666	View
Prosperity Bank ★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58%	Conventional	3	0.1%	60%	$301,666	View
American National Bank of Texa 720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41%	Conventional	3	0.1%	71.4%	$445,000	View
First United Bank and Trust Co 10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$255,000	View
Advancial Federal Credit Union 1259 W Exchange Pkwy Ste 100, Allen, TX 75013 A5.0 ★Texas Ratio: 12.30%	Conventional	2	0.1%	100%	$50,000
Truist Bank ★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	1 +3 HELOCs	0%	100%	$325,000	View
Regions Bank 1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	1 +1 HELOCs	0%	33.3%	$105,000	View
Texas Republic Bank, N.A. 1212 S Preston Rd, Celina, TX 75009 A5.0 ★Texas Ratio: 8.17%	Conventional	1	0%	100%	$535,000	View
H-E-B Federal Credit Union 4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70%	Conventional	1	0%	50%	$245,000	View
America'S Credit Union 4040 N Central Expy Ste 100, Dallas, TX 75204 A+5.0 ★Texas Ratio: 2.52%	Conventional	1	0%	100%	$65,000	View
Bokf NA 792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05%	Conventional	1	0%	100%	$195,000	View
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	VA	1	0%	100%	$305,000	View
Texas Bank 2014 W White St, Anna, TX 75409 A+5.0 ★Texas Ratio: 3.34%	Conventional	1	0%	100%	$285,000	View
Texas Regional Bank 1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25%	FHA	1	0%	100%	$305,000	View
Texans Credit Union 406 W McDermott Dr, Allen, TX 75013 2708 A+5.0 ★Texas Ratio: 4.22%	Conventional	1	0%	7.1%	$15,000	View
HomeBank Texas 3637 N Buckner Blvd, Dallas, TX 75228 A+5.0 ★Texas Ratio: 4.76%	Conventional	1	0%	100%	$155,000	View
First Financial Bank 2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74%	Conventional	1	0%	100%	$355,000	View
Credit Union of Texas 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	HELOC	0 +11 HELOCs	0%	n/a		View
Zions Bancorporation, N.A. 4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72%	HELOC	0 +4 HELOCs	0%	n/a		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +2 HELOCs	0%	n/a		View
Eecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73%	HELOC	0 +1 HELOCs	0%	n/a		View
DHI Mortgage Company, LTD.	Conventional, FHA, VA	209	10.3%	87.1%	$315,430
Sfmc, LP	Conventional, FHA, VA	91	4.5%	96.9%	$330,164
Brookhollow Mortgage Services, Ltd	Conventional, FHA, VA	49	2.4%	100%	$373,367
Republic State Mortgage Company	Conventional, FHA, VA	43	2.1%	97.7%	$312,209
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	17	0.8%	90%	$383,823
Interlinc Mortgage Services, LLC	Conventional, FHA, VA	8	0.4%	88.9%	$476,250
Primelending	Conventional, FHA	8	0.4%	100%	$230,000
Nationstar Mortgage	Conventional, FHA	8	0.4%	88.9%	$276,250
Highlands Residential Mortgage, Ltd.	Conventional, FHA, VA	7	0.3%	100%	$302,142
Right Start Mortgage, Inc	Conventional, FHA, VA	7	0.3%	100%	$335,000
Gardner Financial Services	Conventional, FHA	4	0.2%	100%	$342,500
Southwest Funding LP	FHA, VA	4	0.2%	100%	$352,500
Orchard Mortgage, LLC	Conventional	2	0.1%	66.7%	$330,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional, FHA	2	0.1%	100%	$205,000
Integrity Mortgage Corporation of Texas	Conventional	2	0.1%	100%	$305,000
Aaxy LLC	Conventional	2	0.1%	100%	$215,000
Genway Home Mortgage, Inc.	Conventional, FHA	2	0.1%	66.7%	$180,000
Envoy Mortgage, Ltd	Conventional	1	0%	100%	$245,000
Willow Bend Mortgage Company, LLC	Conventional	1	0%	100%	$275,000
Click n' Close, Inc.	Conventional	1	0%	33.3%	$265,000
Guaranty Bank & Trust A-5.0 ★Texas Ratio: 14.15%	FHA	1	0%	100%	$175,000	View
Efinity Financial LLC A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	50%	$245,000	View
Servis One, Inc	VA	1	0%	100%	$385,000
Encompass Lending Group, L.P.	FHA	1	0%	100%	$355,000
Loanpeople, LLC	Conventional	1	0%	100%	$225,000
Hurst Real Estate, Inc	Conventional	1	0%	100%	$45,000
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Lennar Mortgage, LLC	Conventional, FHA, VA, USDA	231	11.4%	85.2%	$250,974
loanDepot.com LLC	Conventional, FHA, VA, HELOC	216 +2 HELOCs	10.7%	83.1%	$335,046
United Wholesale Mortgage	Conventional, FHA, VA	112	5.5%	83.1%	$355,446
Pulte Mortgage LLC	Conventional, FHA, VA	68	3.4%	84%	$312,352
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA	64	3.2%	76.7%	$272,812	View
Kbhs Home Loans, LLC	Conventional, FHA, VA	60	3%	88.2%	$315,833
Freedom Mortgage Corporation	Conventional, FHA, VA	56	2.8%	92.5%	$384,285
M/I Financial. LLC	Conventional, FHA, VA	46	2.3%	98.2%	$319,565
Union Home Mortgage Corp.	Conventional, FHA, VA	43	2.1%	97.7%	$355,697
The Loan Store, Inc	Conventional, FHA, VA, HELOC	37 +1 HELOCs	1.8%	92.7%	$260,675
Newrez LLC	Conventional, FHA, VA	37	1.8%	92.5%	$338,513
Paramount Residential Mortgage	Conventional, FHA	31	1.5%	100%	$320,806
New American Funding, LLC.	Conventional, FHA, VA	22	1.1%	95.7%	$245,909
Plaza Home Mortgage, Inc	Conventional, FHA	22	1.1%	92%	$347,727
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, FHA	21	1%	100%	$317,380	View
Pennymac Loan Services LLC	Conventional, FHA, VA	16	0.8%	76%	$300,000
21St Mortgage	Conventional	15	0.7%	32.7%	$117,666
Cmg Mortgage Inc	Conventional, FHA, VA, USDA	14	0.7%	78.9%	$238,571
American Portfolio Mortgage Corporation	Conventional, FHA	13	0.6%	86.7%	$313,461
Kind Lending, LLC	Conventional, FHA, VA, Jumbo	13	0.6%	73.7%	$432,692
Mortgage Research Center	VA	13	0.6%	65%	$408,846
CrossCountry Mortgage, LLC	Conventional, FHA, VA	9	0.4%	100%	$345,000
Zillow Home Loans, LLC	Conventional, FHA, VA	9	0.4%	100%	$277,222
Lakeview Loan Servicing, LLC	Conventional, FHA	8	0.4%	27.3%	$322,500
AmWest Funding Corp	Conventional	8	0.4%	100%	$305,000
Lower, LLC	Conventional, FHA, VA	8	0.4%	100%	$296,250
Village Capital & Investment	FHA, VA	8	0.4%	90%	$391,250
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA	7	0.3%	100%	$219,285	View
Nfm, Inc	Conventional, VA	7	0.3%	100%	$427,857
Provident Funding Associates	Conventional	7	0.3%	87.5%	$259,285
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	7	0.3%	58.3%	$229,285
Guidance Residential, LLC	Conventional	6	0.3%	100%	$365,000
Mortgage Solutions of Colorado	FHA, VA	6	0.3%	100%	$343,333
AmeriHome Mortgage Company, LLC	Conventional, FHA, VA	5	0.2%	100%	$367,000
Sun West Mortgage Company, Inc	Conventional, FHA	5	0.2%	85.7%	$225,000
Cadence Bank	Conventional	4	0.2%	80%	$490,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, FHA	4	0.2%	62.5%	$270,000	View
Flexpoint, Inc.	Conventional, FHA, VA	4	0.2%	83.3%	$312,500
Planet Home Lending, LLC	Conventional, FHA, VA	4	0.2%	100%	$305,000
Uif Corporation	Conventional	4	0.2%	100%	$235,000
Better Mortgage Corporation	Conventional, VA	4	0.2%	44.4%	$242,500
Fairway Independent Mort Corp	Conventional, FHA, VA	4	0.2%	100%	$330,000
Champions Funding, LLC	Conventional	4	0.2%	50%	$265,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	3	0.1%	100%	$305,000	View
Guaranteed Rate Affinity, LLC	Conventional, FHA	3	0.1%	100%	$315,000
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 5.06%	Conventional	3	0.1%	40%	$78,333	View
Movement Mortgage, LLC	Conventional, FHA	3	0.1%	100%	$198,333
Cardinal Financial Company, Li	Conventional, FHA	3	0.1%	100%	$148,333
Hometown Equity Mortgage, LLC	Conventional	3	0.1%	100%	$305,000
Prosperity Home Mortgage, LLC	Conventional, FHA	3	0.1%	100%	$231,666
The Mortgage Link, Inc.	FHA	3	0.1%	100%	$345,000
Premier Mortgage Resources, LLC	Conventional, FHA	2	0.1%	100%	$170,000
American Mortgage Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, VA	2	0.1%	100%	$530,000	View
American Financial Resources LLC	FHA, VA	2	0.1%	100%	$400,000
Guaranteed Rate, Inc.	Conventional, VA	2	0.1%	100%	$390,000
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	2	0.1%	100%	$150,000
PHH Mortgage Corporation	Conventional	2	0.1%	100%	$135,000
Oaktree Funding Corp	Conventional, Jumbo	2	0.1%	100%	$770,000
City Lending Inc. A+5.0 ★Texas Ratio: 1.71%	Conventional, FHA	2	0.1%	100%	$140,000	View
Constant Investments, Inc	Conventional	2	0.1%	100%	$280,000
Nqm Funding, LLC	Conventional, VA	2	0.1%	100%	$275,000
Mortgage Financial Services	Conventional, FHA	2	0.1%	100%	$375,000
Greenbox Loans	Conventional	2	0.1%	100%	$155,000
Calcon Mutual Mortgage LLC	Conventional, FHA	2	0.1%	100%	$365,000
Summit Funding.Inc	Conventional, FHA	2	0.1%	100%	$170,000
Nmsi, Inc.	Conventional	2	0.1%	100%	$470,000
Goprime Mortgage, Inc.	VA	2	0.1%	100%	$530,000
Spring Eq, LLC	Conventional, HELOC	1 +1 HELOCs	0%	20%	$85,000
Originpoint, LLC	Conventional	1	0%	100%	$285,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0%	100%	$465,000	View
Cornerstone First Mortgage, LLC	Conventional	1	0%	50%	$225,000
Devon Bank B+4.0 ★Texas Ratio: 2.09%	Conventional	1	0%	100%	$235,000	View
Royal United Mortgage LLC	Conventional	1	0%	100%	$125,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0%	100%	$575,000	View
Canopy Mortgage, LLC	FHA	1	0%	100%	$265,000
Go Mortgage, LLC	Conventional	1	0%	100%	$135,000
AAA Capital Investment, Inc	Conventional	1	0%	100%	$225,000
Brighton Bank	VA	1	0%	100%	$305,000
Nbkc Bank	Conventional	1	0%	100%	$375,000
Acrisure Mortgage, LLC	Conventional	1	0%	100%	$485,000
Equity Prime Mortgage LLC	Conventional	1	0%	50%	$245,000
Norwich Commercial Group Inc	FHA	1	0%	100%	$365,000
Filo Mortgage, LLC	FHA	1	0%	100%	$305,000
Deephaven Mortgage LLC	Conventional	1	0%	100%	$355,000
American Financial Network, Inc.	Conventional	1	0%	50%	$265,000
General Mortgage Capital Corporation	Conventional	1	0%	100%	$335,000
Eustis Mortgage Corp A+5.0 ★Texas Ratio: 3.34%	Conventional	1	0%	100%	$575,000	View
Platinum Eagle Mortgage, LLC	Conventional	1	0%	100%	$225,000
Valley West Corporation	Conventional	1	0%	100%	$105,000
Success Mortgage Partners, Inc	Conventional	1	0%	100%	$255,000
Das Acquisition Company, LLC	FHA	1	0%	100%	$195,000
Network Capital Funding Corporation	Conventional	1	0%	100%	$285,000
ClearPath Lending	VA	1	0%	100%	$375,000
American Federal Mortgage Corporation	Conventional	1	0%	100%	$225,000
Strong Home Mortgage, LLC	Conventional	1	0%	100%	$255,000
Midwest Mortgage Associates Corp	FHA	1	0%	100%	$255,000
American Finance House Lariba	Conventional	1	0%	100%	$185,000
First Option Mortgage, LLC	Conventional	1	0%	100%	$445,000
Churchill Mortgage Corporation	VA	1	0%	100%	$335,000
Teachers Federal Credit Union	Conventional	1	0%	100%	$255,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA	1	0%	100%	$365,000	View
T2 Financial LLC	FHA	1	0%	100%	$415,000
Waterstone Mortgage Corporation	VA	1	0%	100%	$395,000
Lendsure Mortgage Corp.	Conventional	1	0%	100%	$335,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	1	0%	100%	$345,000	View
Geneva Financial LLC	Conventional	1	0%	100%	$255,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0%	100%	$315,000	View
Evolve Bank & Trust	Conventional	1	0%	100%	$235,000
Emet Lending Group, Inc.	Conventional	1	0%	100%	$675,000
Citadel Servicing Corporation	Conventional	1	0%	100%	$255,000
Mutual of Omaha Mortgage	Conventional	1	0%	100%	$105,000
CSL Financial, LLC	Conventional	1	0%	100%	$125,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	FHA	1	0%	100%	$325,000	View
United Nations Federal CU	Conventional	1	0%	100%	$125,000
Carrington Mortgage Services LLC	FHA	1	0%	33.3%	$315,000
Flanagan State Bank A4.7 ★Texas Ratio: 2.58%	Conventional	1	0%	100%	$95,000	View
Mason-McDuffie Mortgage Corporation	Conventional	1	0%	100%	$295,000
Tammac Holdings Corporation	Conventional	1	0%	50%	$75,000
JMAC Lending, Inc.	Conventional	1	0%	100%	$355,000
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	HELOC	0 +1 HELOCs	0%	0%		View
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Princeton Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Princeton, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Princeton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Princeton in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Princeton, TX

Use these to narrow the list above. Each category shows how many Princeton, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 133 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 40 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 11 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 76 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 52 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 2 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 3 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 49 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in Princeton, TX

Independent mortgage companies closed 94 percent of home loans in Princeton, Texas in 2025, banks 5 percent and credit unions 0.9 percent. Velocio Mortgage, L.L.C. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Velocio Mortgage, L.L.C. led with 66 loans.

94%

Mortgage companies

Banks

0.9%

Credit unions

40%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in Princeton, TX

Who is the largest mortgage lender in Princeton, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Princeton, Texas with 4 loans, about 0.2 percent of the market. The largest lender headquartered in Texas was Velocio Mortgage, L.L.C. with 66 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Princeton, TX have the highest approval rates?

Among lenders with meaningful volume in Princeton, Texas, Velocio Mortgage, L.L.C. approved the highest share of completed applications in 2025 at 97.1 percent, against a 84.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Princeton, TX mortgage lenders offer FHA, VA and USDA loans?

76 lenders closed FHA loans in Princeton, Texas in 2025, led by DHI Mortgage Company, LTD. with 155. 52 lenders closed VA loans, led by loanDepot.com LLC, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Princeton, TX lender list?

Yes. 40 banks and 11 credit unions closed home loans in Princeton, Texas in 2025, alongside 133 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Princeton, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Princeton, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Princeton, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Princeton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.