Mortgage Lenders and Brokers in Penitas, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Penitas, Texas mortgage lenders include PNC Bank N.A.PNC Bank N.A.100 Tom Gill Rd, Penitas, TX 78576A+5.0 ★Texas Ratio: 4.24%, Rally Credit UnionRally Credit Union1317 W Frontage Rd, Alamo, TX 78516 2388A+5.0 ★Texas Ratio: 4.20%, Security ServiceSecurity Service135 W Bandera Rd, Boerne, TX 78006 2958A5.0 ★Texas Ratio: 6.91%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Lone Star National BankLone Star National Bank101 America Dr, Brownsville, TX 78526A+5.0 ★Texas Ratio: 4.93%, Vantage Bank TexasVantage Bank Texas1785 Ruben M Torres Blvd, Brownsville, TX 78521A5.0 ★Texas Ratio: 8.20%, Texas Regional BankTexas Regional Bank1001 Congress Ave, Austin, TX 78701A5.0 ★Texas Ratio: 7.25%, International Bank of CommerceInternational Bank of Commerce1705 Expressway 83, Penitas, TX 78576, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, and Plainscapital BankPlainscapital Bank804 N Collins St, Arlington, TX 76011A+5.0 ★Texas Ratio: 4.03%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Penitas, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Penitas are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Penitas, Texas
Market share is the lender's share of all home loans closed in Penitas, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1.7 stars, 3 reviews 1 office in Penitas 100 Tom Gill Rd, Penitas, TX 78576 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1317 W Frontage Rd, Alamo, TX 78516 2388 A+5.0 ★Texas Ratio: 4.20% |
Conventional | 11 | 13.1% | 60% | $202,272 | View |
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★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
Conventional | 4 | 4.8% | 80% | $197,500 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 2.4% | 100% | $155,000 | View |
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101 America Dr, Brownsville, TX 78526 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 2 | 2.4% | 100% | $405,000 | View |
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1785 Ruben M Torres Blvd, Brownsville, TX 78521 A5.0 ★Texas Ratio: 8.20% |
Conventional | 1 | 1.2% | 50% | $55,000 | View |
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1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25% |
Conventional | 1 | 1.2% | 100% | $105,000 | View |
International Bank of Commerce
1705 Expressway 83, Penitas, TX 78576 |
Conventional | 1 | 1.2% | 100% | $135,000 | |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 1.2% | 50% | $25,000 | View |
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804 N Collins St, Arlington, TX 76011 A+5.0 ★Texas Ratio: 4.03% |
Conventional | 1 | 1.2% | 100% | $245,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Stonewood Home Lending, LLC
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FHA | 3 | 3.6% | 100% | $271,666 | |
Interlinc Mortgage Services, LLC
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FHA | 2 | 2.4% | 100% | $245,000 | |
Right Start Mortgage, Inc
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FHA | 2 | 2.4% | 100% | $275,000 | |
Willow Bend Mortgage Company, LLC
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FHA | 1 | 1.2% | 100% | $165,000 | |
Click n' Close, Inc.
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FHA | 1 | 1.2% | 100% | $315,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.2% | 100% | $125,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 10 | 11.9% | 90.9% | $150,000 | View |
Synergy One Lending, Inc.
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FHA | 7 | 8.3% | 87.5% | $266,428 | |
CrossCountry Mortgage, LLC
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FHA | 5 | 6% | 100% | $285,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 5 | 6% | 100% | $165,000 | |
Mortgage Research Center
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VA | 3 | 3.6% | 100% | $238,333 | |
21St Mortgage
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Conventional | 3 | 3.6% | 27.3% | $128,333 | |
Sun West Mortgage Company, Inc
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Conventional, FHA | 2 | 2.4% | 100% | $75,000 | |
Planet Home Lending, LLC
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FHA | 2 | 2.4% | 100% | $255,000 | |
Paramount Residential Mortgage
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FHA | 2 | 2.4% | 100% | $225,000 | |
United Wholesale Mortgage
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Conventional | 1 | 1.2% | 100% | $155,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 1.2% | 100% | $65,000 | |
Movement Mortgage, LLC
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FHA | 1 | 1.2% | 100% | $145,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.2% | 100% | $35,000 | |
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A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 1.2% | 100% | $55,000 | View |
Cmg Mortgage Inc
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FHA | 1 | 1.2% | 100% | $215,000 | |
Das Acquisition Company, LLC
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FHA | 1 | 1.2% | 100% | $125,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 1.2% | 100% | $75,000 | View |
Lower, LLC
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FHA | 1 | 1.2% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.2% | 100% | $85,000 | |
Loan Simple, Inc.
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FHA | 1 | 1.2% | 100% | $245,000 |
Penitas Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Penitas, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Penitas? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Penitas in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Penitas, TX
Use these to narrow the list above. Each category shows how many Penitas, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Penitas, TX
Independent mortgage companies closed 69 percent of home loans in Penitas, Texas in 2025, banks 11.9 percent and credit unions 19 percent. Stonewood Home Lending, LLC was the largest mortgage company, PNC Bank N.A. the largest bank and Rally Credit Union the largest credit union. Among lenders headquartered in Texas, Rally Credit Union led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Penitas, TX
By home loans closed in 2025, PNC Bank N.A. was the largest mortgage lender in Penitas, Texas with 0 loans, about 0 percent of the market. The largest lender headquartered in Texas was Rally Credit Union with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Penitas, Texas in 2025, led by Synergy One Lending, Inc. with 7. 1 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 3 credit unions closed home loans in Penitas, Texas in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Penitas, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Penitas, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Penitas. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
