Mortgage Lenders and Brokers in Pecos, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pecos, Texas mortgage lenders include TransPecos Banks, SSB - Pecos, TXTransPecos Banks, SSB - Pecos, TX217 W 3rd St, Pecos, TX 79772F1.0 ★Texas Ratio: 79.54%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, West Texas National BankWest Texas National Bank112 E 6th St, Pecos, TX 79772A5.0 ★Texas Ratio: 10.35%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, Rally Credit UnionRally Credit Union1317 W Frontage Rd, Alamo, TX 78516 2388A+5.0 ★Texas Ratio: 4.20%, Usaa Federal Savings BankUsaa Federal Savings Bank10750 Mcdermott Fwy, San Antonio, TX 78288B-3.5 ★Texas Ratio: 6.80%, Truist BankTruist Bank3939 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 2.87%, PNC Bank N.A.PNC Bank N.A.1049 N 3rd St Ste 100, Abilene, TX 79601A+5.0 ★Texas Ratio: 4.24%, and Highlands Residential Mortgage, Ltd.Highlands Residential Mortgage, Ltd.Allen, TX. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pecos, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pecos are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pecos, Texas
Market share is the lender's share of all home loans closed in Pecos, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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217 W 3rd St, Pecos, TX 79772 F1.0 ★Texas Ratio: 79.54% |
Conventional | 1 | 0.8% | 100% | $85,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 4.1% | 100% | $171,000 | View |
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112 E 6th St, Pecos, TX 79772 A5.0 ★Texas Ratio: 10.35% |
Conventional | 3 | 2.5% | 37.5% | $205,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA, VA | 2 | 1.7% | 100% | $310,000 | |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.7% | 100% | $260,000 | View |
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1317 W Frontage Rd, Alamo, TX 78516 2388 A+5.0 ★Texas Ratio: 4.20% |
Conventional | 1 | 0.8% | 100% | $285,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.8% | 50% | $225,000 | View |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.8% | 100% | $425,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Highlands Residential Mortgage, Ltd.
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FHA | 3 | 2.5% | 100% | $215,000 | |
Primelending
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Conventional, FHA | 2 | 1.7% | 100% | $120,000 | |
Countryplace Mortgage, Ltd.
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Conventional | 2 | 1.7% | 40% | $130,000 | |
Right Start Mortgage, Inc
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Conventional, FHA | 2 | 1.7% | 100% | $255,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.8% | 25% | $85,000 | |
21St Mortgage
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Conventional | 23 | 19% | 73% | $144,130 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 13 | 10.7% | 73.7% | $239,615 | View |
Guaranteed Rate, Inc.
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Conventional, FHA | 9 | 7.4% | 100% | $256,111 | |
Waterstone Mortgage Corporation
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Conventional, FHA | 8 | 6.6% | 100% | $218,750 | |
United Wholesale Mortgage
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Conventional, FHA | 7 | 5.8% | 87.5% | $247,857 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 6 | 5% | 64.3% | $113,333 | View |
Cardinal Financial Company, Li
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FHA | 4 | 3.3% | 57.1% | $292,500 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 3 | 2.5% | 60% | $385,000 | View |
Mortgage Research Center
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VA | 3 | 2.5% | 100% | $388,333 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 2 | 1.7% | 28.6% | $140,000 | View |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 50% | $75,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $315,000 | |
Newrez LLC
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Conventional | 1 | 0.8% | 33.3% | $155,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.8% | 100% | $165,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.8% | 100% | $305,000 | |
Cmg Mortgage Inc
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FHA | 1 | 0.8% | 100% | $285,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.8% | 100% | $465,000 | |
American Financing Corporation
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Conventional | 1 | 0.8% | 100% | $205,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.8% | 100% | $335,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.8% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.8% | 100% | $195,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.8% | 100% | $205,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.8% | 100% | $105,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.8% | 33.3% | $85,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.8% | 100% | $345,000 | View |
Village Capital & Investment
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VA | 1 | 0.8% | 100% | $265,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.8% | 100% | $315,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Pecos Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pecos, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Pecos? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pecos in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pecos, TX
Use these to narrow the list above. Each category shows how many Pecos, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Pecos, TX
Independent mortgage companies closed 77.7 percent of home loans in Pecos, Texas in 2025, banks 19.8 percent and credit unions 2.5 percent. Everett Financial, Inc. was the largest mortgage company, TransPecos Banks, SSB - Pecos, TX the largest bank and Rally Credit Union the largest credit union. Among lenders headquartered in Texas, TransPecos Banks, SSB - Pecos, TX led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pecos, TX
By home loans closed in 2025, TransPecos Banks, SSB - Pecos, TX was the largest mortgage lender in Pecos, Texas with 1 loans, about 0.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Pecos, Texas in 2025, led by Rocket Mortgage with 6. 5 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 3 credit unions closed home loans in Pecos, Texas in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pecos, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pecos, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pecos. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
