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Mortgage Lenders and Brokers in Midlothian, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Midlothian, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1371 W Main St, Midlothian, TX 76065A+5.0 ★Texas Ratio: 3.68%, First Financial BankFirst Financial Bank1490 E Main St, Midlothian, TX 76065A+5.0 ★Texas Ratio: 3.74%, Wells Fargo Bank NAWells Fargo Bank NA1177 N 9th St, Midlothian, TX 76065A+5.0 ★Texas Ratio: 5.36%, Citizens National Bank of TexasCitizens National Bank of Texas1021 E Highway 287, Midlothian, TX 76065A5.0 ★Texas Ratio: 12.03%, Bank of America NABank of America NA2211 Fm 663, Midlothian, TX 76065A+5.0 ★Texas Ratio: 4.14%, Pinnacle BankPinnacle Bank220 Us Highway 287, Midlothian, TX 76065A5.0 ★Texas Ratio: 9.89%, First National Bank TexasFirst National Bank Texas400 N Highway 67, Midlothian, TX 76065A4.7 ★Texas Ratio: 3.20%, InterbankInterbank1431 S Midlothian Pkwy, Midlothian, TX 76065A5.0 ★Texas Ratio: 11.26%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, and Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Midlothian, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Midlothian are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Midlothian, Texas

Market share is the lender's share of all home loans closed in Midlothian, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Midlothian 1371 W Main St, Midlothian, TX 76065 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, Jumbo	31	1.7%	93.9%	$408,870	View
First Financial Bank 1 office in Midlothian 1490 E Main St, Midlothian, TX 76065 A+5.0 ★Texas Ratio: 3.74%	Conventional, FHA, VA, HELOC	10 +7 HELOCs	0.5%	66.7%	$286,000	View
Wells Fargo Bank NA 1 office in Midlothian 1177 N 9th St, Midlothian, TX 76065 A+5.0 ★Texas Ratio: 5.36%	Conventional	6	0.3%	66.7%	$300,000	View
Citizens National Bank of Texas 1 office in Midlothian 1021 E Highway 287, Midlothian, TX 76065 A5.0 ★Texas Ratio: 12.03%	Conventional	5	0.3%	71.4%	$199,000	View
Bank of America NA 1 office in Midlothian 2211 Fm 663, Midlothian, TX 76065 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +8 HELOCs	0.2%	60%	$365,000	View
Pinnacle Bank 1 office in Midlothian 220 Us Highway 287, Midlothian, TX 76065 A5.0 ★Texas Ratio: 9.89%	Conventional	1	0.1%	100%	$365,000	View
First National Bank Texas 1 office in Midlothian 400 N Highway 67, Midlothian, TX 76065 A4.7 ★Texas Ratio: 3.20%	FHA	1	0.1%	100%	$535,000	View
Interbank 1 office in Midlothian 1431 S Midlothian Pkwy, Midlothian, TX 76065 A5.0 ★Texas Ratio: 11.26%	Conventional	1	0.1%	100%	$465,000	View
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA	34	1.8%	77.8%	$468,529	View
Frost Bank ★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51%	Conventional, HELOC	19 +5 HELOCs	1%	51.2%	$146,578	View
Texas Trust Credit Union 201 E Avenue G, Midlothian, TX 76065 A5.0 ★Texas Ratio: 6.31%	Conventional	17	0.9%	94.4%	$222,058	View
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, VA, Jumbo	16	0.9%	100%	$552,500	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, FHA	13	0.7%	100%	$372,692
Eecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73%	Conventional, Jumbo, HELOC	11 +2 HELOCs	0.6%	84.6%	$295,000	View
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional, FHA	8	0.4%	100%	$456,250	View
Centennial Bank 1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14%	Conventional, FHA	8	0.4%	80%	$526,250	View
Randolph-Brooks Federal Credit Union 404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89%	Conventional, HELOC	6 +3 HELOCs	0.3%	100%	$155,000	View
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	5	0.3%	83.3%	$443,000	View
City Bank 4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71%	Conventional	5	0.3%	100%	$537,000	View
American National Bank of Texa 720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41%	Conventional	5	0.3%	100%	$543,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24%	Conventional, VA, HELOC	4 +4 HELOCs	0.2%	100%	$475,000	View
American National Bank & Trust 108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83%	Conventional, FHA	4	0.2%	100%	$497,500	View
MidFirst Bank 1920 Mckinney Ave, Dallas, TX 75201 A+5.0 ★Texas Ratio: 4.93%	Conventional, Jumbo	3	0.2%	100%	$765,000	View
H-E-B Federal Credit Union 4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70%	Conventional	3	0.2%	100%	$171,666	View
Intouch Credit Union 1010 W Exchange Pkwy Ste 170, Allen, TX 75013 7113 A5.0 ★Texas Ratio: 11.58%	Conventional	3	0.2%	100%	$61,666	View
First United Bank and Trust Co 10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43%	Conventional	3	0.2%	100%	$398,333	View
Zions Bancorporation, N.A. 4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$340,000	View
Southwest Airlines FCU 801 W Euless Blvd Ste 104, Euless, TX 76040 4438	Conventional	2	0.1%	100%	$280,000
LibertyOne Credit Union 2221 E Lamar Blvd Ste 110, Arlington, TX 76006 A5.0 ★Texas Ratio: 8.30%	Conventional	2	0.1%	100%	$50,000	View
Texas Mortgage Lending, LLC 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	Conventional, Jumbo	2	0.1%	100%	$745,000	View
First National Bank Mortgage 118 N Garfield Ave, Rotan, TX 79546 A+5.0 ★Texas Ratio: 2.40%	Conventional, VA, Jumbo	2	0.1%	66.7%	$700,000	View
Southside Bank 2831 W Park Row Dr, Arlington, TX 76013 A+5.0 ★Texas Ratio: 0.90%	Conventional, FHA	2	0.1%	66.7%	$580,000	View
Harmony Bank 247 W Davis St, Dallas, TX 75208 A+5.0 ★Texas Ratio: 0.07%	Conventional, Jumbo	2	0.1%	100%	$775,000	View
International Bank of Commerce 1421 W Frontage Rd, Alamo, TX 78516	Conventional, VA	2	0.1%	100%	$300,000
Bokf NA 792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$305,000	View
Simmons Bank 3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$1,175,000	View
Prosperity Bank ★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58%	Conventional, HELOC	1 +1 HELOCs	0.1%	33.3%	$605,000	View
Fort Worth Community Credit Union 2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$15,000
Truist Bank ★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$105,000	View
Legend Bank, N.A. 110 Franklin Street, Alvord, TX 76225 A+5.0 ★Texas Ratio: 0.92%	Conventional	1	0.1%	100%	$105,000	View
First Horizon Bank ★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	100%	$365,000	View
Amarillo National Bank 1500 S Coulter St, Amarillo, TX 79106 A5.0 ★Texas Ratio: 9.89%	Conventional	1	0.1%	100%	$645,000	View
Huntington National Bank 3800 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$495,000	View
Pilgrim Mortgage LLC 123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04%	Conventional	1	0.1%	100%	$325,000	View
TexasBank 501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0.1%	100%	$375,000	View
Velocio Mortgage, L.L.C. 705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87%	Conventional	1	0.1%	100%	$305,000	View
American Bank of Commerce 220 E 8th St, Austin, TX 78701 A+5.0 ★Texas Ratio: 1.48%	Conventional	1	0.1%	100%	$105,000	View
Grandview Bank 100 Percifield Trl, Alvarado, TX 76009 A+5.0 ★Texas Ratio: 0.94%	Conventional	1	0.1%	100%	$205,000	View
American Bank NA 100 S 4th St, Waco, TX 76701 A+5.0 ★Texas Ratio: 0.07%	Conventional	1	0.1%	100%	$275,000	View
Susser Bank 2326 W Pleasant Ridge Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.02%	VA	1	0.1%	100%	$535,000	View
Central National Bank 835 W 6th St, Austin, TX 78703 A+5.0 ★Texas Ratio: 1.00%	Conventional, Jumbo	1	0.1%	100%	$1,115,000	View
Sunflower Bank, N.A. 623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77%	Conventional	1	0.1%	100%	$175,000	View
Members Choice Credit Union 4100 Smith School Rd # 1, Austin, TX 78744 3205 A5.0 ★Texas Ratio: 7.07%	Conventional	1	0.1%	100%	$425,000	View
Umb Bank NA 3910 S Treadaway Blvd, Abilene, TX 79602 A+5.0 ★Texas Ratio: 1.78%	Conventional	1	0.1%	100%	$475,000	View
First Service Credit Union 3923 5th St, Brookshire, TX 77423 A+5.0 ★Texas Ratio: 4.24%	Conventional	1	0.1%	100%	$565,000	View
Origin Bank 384 E Stacy Rd, Allen, TX 75002 A5.0 ★Texas Ratio: 6.66%	Conventional	1	0.1%	100%	$765,000	View
Credit Union of Texas 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	HELOC	0 +14 HELOCs	0%	n/a		View
Regions Bank 1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37%	HELOC	0 +3 HELOCs	0%	0%		View
Security Service ★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91%	HELOC	0 +1 HELOCs	0%	n/a		View
Sfmc, LP	Conventional, FHA, VA	68	3.7%	98.8%	$421,323
Primelending	Conventional, FHA, VA, Jumbo	51	2.8%	90%	$441,862
Trinity Oaks Mortgage	Conventional, FHA, VA	51	2.8%	98.1%	$460,098
Highlands Residential Mortgage, Ltd.	Conventional, FHA, VA	31	1.7%	100%	$408,870
Pikeview Mortgage, LLC	Conventional, FHA, VA	27	1.5%	100%	$407,222
Parkstone Mortgage, LLC	Conventional, FHA, VA	26	1.4%	100%	$501,538
Clm Mortgage, Inc	Conventional, FHA, VA	23	1.2%	100%	$451,086
Brookhollow Mortgage Services, Ltd	Conventional, FHA, VA	23	1.2%	100%	$410,652
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	18	1%	94.7%	$506,666
Republic State Mortgage Company	Conventional, FHA, VA	17	0.9%	100%	$249,117
Nationstar Mortgage	Conventional, VA, Jumbo	15	0.8%	88.2%	$311,000
Priority Home Mortgage, L.P.	Conventional, VA	11	0.6%	100%	$456,818
SWBC Mortgage Corporation	Conventional	5	0.3%	100%	$413,000
Gardner Financial Services	Conventional, FHA	5	0.3%	100%	$443,000
Jacqueline Montanez	Conventional	5	0.3%	100%	$73,000
Willow Bend Mortgage Company, LLC	Conventional, VA	4	0.2%	100%	$387,500
Network Funding, L.P.	Conventional, VA	4	0.2%	83.3%	$360,000
DHI Mortgage Company, LTD.	Conventional, FHA, VA	4	0.2%	66.7%	$405,000
Southwest Funding LP	Conventional, FHA	4	0.2%	80%	$340,000
PrimeLending Ventures LLC	Conventional	3	0.2%	100%	$378,333
Envoy Mortgage, Ltd	Conventional, FHA, VA	3	0.2%	100%	$328,333
Certified Funding, L.P.	Conventional	3	0.2%	100%	$178,333
Right Start Mortgage, Inc	FHA	3	0.2%	75%	$365,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.2%	75%	$148,333	View
Orchard Mortgage, LLC	Conventional	2	0.1%	100%	$480,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	2	0.1%	100%	$260,000
First Continental Mortgage, Ltd.	Conventional	2	0.1%	100%	$375,000
American Airlines Federal Cred	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$385,000
Interlinc Mortgage Services, LLC	VA	1	0.1%	100%	$655,000
Directions Equity, LLC	Conventional	1	0.1%	100%	$345,000
Integrity Mortgage Corporation of Texas	FHA	1	0.1%	100%	$345,000
Click n' Close, Inc.	Conventional	1	0.1%	33.3%	$295,000
Wagon Hill Home Loans LLC	Conventional	1	0.1%	100%	$385,000
Efinity Financial LLC A+5.0 ★Texas Ratio: 0.00%	VA	1	0.1%	50%	$525,000	View
Loanpeople, LLC	Conventional	1	0.1%	100%	$495,000
United Wholesale Mortgage	Conventional, FHA, VA	133	7.2%	90%	$433,270
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA, Jumbo	122	6.6%	80.6%	$343,688	View
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo	86	4.6%	100%	$486,627
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA, VA, Jumbo	62	3.4%	95.4%	$394,354	View
M/I Financial. LLC	Conventional, FHA, VA	45	2.4%	94.2%	$360,333
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	38	2.1%	91.5%	$481,842
Tri Pointe Connect, LLC	Conventional, FHA, VA	38	2.1%	97.7%	$411,315
Pennymac Loan Services LLC	Conventional, FHA, VA	35	1.9%	84.1%	$422,714
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, Jumbo, HELOC	31 +1 HELOCs	1.7%	97.1%	$484,354
Newrez LLC	Conventional, FHA, VA, USDA, Jumbo	31	1.7%	81.6%	$418,548
Fairway Independent Mort Corp	Conventional, FHA, VA, HELOC	29 +1 HELOCs	1.6%	93.5%	$458,448
Lower, LLC	Conventional, FHA, VA	28	1.5%	96.6%	$463,571
Pulte Mortgage LLC	Conventional, FHA, VA	26	1.4%	78.8%	$418,846
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	26	1.4%	55.1%	$346,923
loanDepot.com LLC	Conventional, FHA, VA, HELOC	25 +3 HELOCs	1.4%	89.3%	$419,000
Mortgage Research Center	VA, Jumbo	23	1.2%	83.9%	$520,652
Kind Lending, LLC	Conventional, FHA, VA, Jumbo	21	1.1%	81.5%	$437,857
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, FHA	18	1%	95%	$385,000	View
Paramount Residential Mortgage	Conventional, FHA, VA	18	1%	100%	$435,555
New American Funding, LLC.	Conventional, FHA, VA, Jumbo	15	0.8%	88.2%	$391,666
American Pacific Mortgage Corporation	Conventional, FHA, VA, Jumbo	14	0.8%	93.3%	$445,000
Mutual of Omaha Mortgage	Conventional, FHA	13	0.7%	100%	$287,307
Provident Funding Associates	Conventional	9	0.5%	100%	$401,666
Guaranteed Rate, Inc.	Conventional, FHA, VA	8	0.4%	88.9%	$443,750
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	8	0.4%	37.5%	$422,500
Cardinal Financial Company, Li	Conventional, FHA, VA	8	0.4%	90.9%	$357,500
Union Home Mortgage Corp.	Conventional, FHA	8	0.4%	100%	$286,250
The Loan Store, Inc	Conventional, FHA, VA	8	0.4%	100%	$430,000
American Portfolio Mortgage Corporation	Conventional, FHA	7	0.4%	70%	$476,428
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	7	0.4%	43.8%	$155,000	View
Planet Home Lending, LLC	Conventional, FHA, VA	7	0.4%	87.5%	$432,142
Equity Prime Mortgage LLC	FHA	6	0.3%	75%	$505,000
Plaza Home Mortgage, Inc	Conventional, VA, Jumbo	6	0.3%	66.7%	$515,000
Spring Eq, LLC	Conventional, HELOC	5 +3 HELOCs	0.3%	35.7%	$93,000
American Financial Resources LLC	Conventional, FHA, VA, Jumbo	5	0.3%	83.3%	$609,000
Primary Residential Mortgage, INC.	Conventional, FHA, VA	5	0.3%	100%	$409,000
AmeriHome Mortgage Company, LLC	Conventional, FHA, VA	5	0.3%	62.5%	$385,000
Mortgage Financial Services	Conventional, FHA, VA	5	0.3%	100%	$373,000
Zillow Home Loans, LLC	Conventional, FHA, VA	5	0.3%	100%	$421,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	4	0.2%	100%	$575,000	View
Cornerstone First Mortgage, LLC	Conventional, FHA, Jumbo	4	0.2%	100%	$580,000
Guaranteed Rate Affinity, LLC	Conventional, VA	4	0.2%	100%	$480,000
Royal United Mortgage LLC	Conventional	4	0.2%	66.7%	$127,500
American Financial Network, Inc.	Conventional	4	0.2%	80%	$642,500
Weichert Financial Services	Conventional, VA	4	0.2%	100%	$472,500
Mortgage Solutions of Colorado	VA	4	0.2%	100%	$522,500
Carrington Mortgage Services LLC	Conventional, FHA	4	0.2%	36.4%	$242,500
Village Capital & Investment	FHA, VA	4	0.2%	87.5%	$530,000
PHH Mortgage Corporation	Conventional	3	0.2%	100%	$401,666
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, FHA	3	0.2%	57.1%	$238,333	View
Sun West Mortgage Company, Inc	Conventional, FHA, VA	3	0.2%	83.3%	$595,000
Nfm, Inc	Conventional, FHA	3	0.2%	100%	$308,333
First Option Mortgage, LLC	Conventional, FHA	3	0.2%	100%	$548,333
Churchill Mortgage Corporation	Conventional, FHA	3	0.2%	100%	$405,000
T2 Financial LLC	Conventional, FHA	3	0.2%	100%	$428,333
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	3	0.2%	100%	$371,666
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	3	0.2%	100%	$391,666	View
The Mortgage Link, Inc.	Conventional, VA	3	0.2%	100%	$425,000
HomeBridge Financial Services, Inc	VA, HELOC	2 +1 HELOCs	0.1%	100%	$470,000
Panorama Mortgage Group, LLC	Conventional, FHA	2	0.1%	100%	$575,000
First Community Mortgage, Inc.	Conventional, FHA	2	0.1%	100%	$365,000
American Mortgage Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA	2	0.1%	100%	$335,000	View
Assemblies of God Credit Union	Conventional, FHA	2	0.1%	100%	$380,000
Sage Home Loans Corporation	Conventional	2	0.1%	100%	$435,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	FHA	2	0.1%	50%	$470,000	View
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional	2	0.1%	100%	$525,000	View
Movement Mortgage, LLC	Conventional	2	0.1%	100%	$130,000
Loanunited.Com, LLC	Conventional, FHA	2	0.1%	66.7%	$295,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, VA	2	0.1%	100%	$435,000	View
Home Mortgage Alliance Corp (Hmac)	Conventional, FHA, Jumbo	2	0.1%	100%	$710,000
Synergy One Lending, Inc.	Conventional, FHA	2	0.1%	100%	$505,000
Assurance Financial Group, L.L.C.	VA	2	0.1%	100%	$535,000
HomeXpress Mortgage Corp.	Conventional	2	0.1%	100%	$415,000
Discover Bank	Conventional	2	0.1%	13.3%	$115,000
Flexpoint, Inc.	Conventional	2	0.1%	100%	$310,000
Citizens Equity First Credit U	Conventional	2	0.1%	100%	$365,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	2	0.1%	100%	$805,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	2	0.1%	100%	$435,000	View
Towne Mortgage Company	Conventional, FHA	2	0.1%	100%	$400,000
Better Mortgage Corporation	Conventional	2	0.1%	50%	$225,000
Geo-Corp, Inc.	FHA	2	0.1%	100%	$530,000
RoundPoint Mortgage Servicing LLC	Conventional	2	0.1%	100%	$380,000
Angel Oak Mortgage Solutions LLC	Conventional	2	0.1%	100%	$420,000
Pentagon Federal Credit Union	VA, HELOC	1 +4 HELOCs	0.1%	33.3%	$545,000
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$275,000	View
Geneva Financial LLC	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$255,000
Arc Home LLC	Conventional	1	0.1%	100%	$425,000
Alliant Credit Union A+5.0 ★Texas Ratio: 4.84%	VA	1	0.1%	100%	$335,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	VA	1	0.1%	100%	$345,000	View
First Western Trust Bank A+5.0 ★Texas Ratio: 5.16%	Conventional	1	0.1%	100%	$435,000	View
Devon Bank B+4.0 ★Texas Ratio: 2.09%	Conventional	1	0.1%	100%	$335,000	View
Stride Bank, National Association A5.0 ★Texas Ratio: 6.15%	VA, Jumbo	1	0.1%	100%	$865,000	View
Goodleap, LLC	Conventional	1	0.1%	100%	$95,000
Canopy Mortgage, LLC	VA	1	0.1%	100%	$405,000
NOVA Financial & Investment Corporation	Conventional	1	0.1%	50%	$705,000
Nbkc Bank	VA	1	0.1%	50%	$715,000
Allied Mortgage Group, Inc A+5.0 ★Texas Ratio: 0.75%	Conventional	1	0.1%	100%	$255,000	View
Legacy Mortgage	Conventional	1	0.1%	100%	$325,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$365,000
National Police Federal Credit Union	Conventional	1	0.1%	100%	$295,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$375,000
Platinum Eagle Mortgage, LLC	Conventional	1	0.1%	100%	$255,000
Plus Relocation Mortgage, LLC	Conventional	1	0.1%	100%	$445,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$415,000	View
Nqm Funding, LLC	Conventional, Jumbo	1	0.1%	100%	$955,000
United Built Homes, LLC	Conventional	1	0.1%	100%	$335,000
Ahl Funding	FHA	1	0.1%	100%	$295,000
Intercap Lending Inc A5.0 ★Texas Ratio: 8.32%	Conventional	1	0.1%	100%	$285,000	View
Linked Home Loans, LLC dba Home Guide Mortgage	Conventional	1	0.1%	100%	$365,000
Nextmortgage, LLC	FHA	1	0.1%	100%	$475,000
East Coast Capital Corp.	Conventional	1	0.1%	100%	$245,000
LoanFlight Lending, LLC.	Conventional	1	0.1%	100%	$355,000
Securitynational Mortgage Company	FHA	1	0.1%	100%	$575,000
American Federal Mortgage Corporation	Conventional	1	0.1%	100%	$285,000
Bay Equity LLC	VA	1	0.1%	100%	$425,000
Eastman Credit Union A+5.0 ★Texas Ratio: 1.56%	Conventional	1	0.1%	100%	$85,000
American Heritage Lending, LLC	Conventional	1	0.1%	100%	$415,000
Point Mortgage Corp A5.0 ★Texas Ratio: 6.35%	Conventional	1	0.1%	100%	$395,000	View
Stg Mortgage Inc	Conventional	1	0.1%	100%	$605,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	FHA	1	0.1%	100%	$365,000	View
Vellum Mortgage, Inc.	Conventional	1	0.1%	100%	$195,000
Waterstone Mortgage Corporation	VA	1	0.1%	100%	$545,000
Castle & Cooke Mortgage, LLC	FHA	1	0.1%	100%	$455,000
New Story Lending LLC	Conventional	1	0.1%	100%	$675,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	100%	$335,000	View
Megastar Finanacial Corp	Conventional	1	0.1%	100%	$415,000
First Oklahoma Bank A+5.0 ★Texas Ratio: 2.71%	Conventional	1	0.1%	100%	$365,000	View
V.I.P. Mortgage, Inc.	FHA	1	0.1%	50%	$445,000
Prosperity Home Mortgage, LLC	FHA	1	0.1%	33.3%	$515,000
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$485,000
Nmsi, Inc.	Conventional	1	0.1%	100%	$235,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	50%	$425,000	View
Southwest Stage Funding LLC	Conventional	1	0.1%	100%	$65,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	1	0.1%	100%	$945,000	View
Eagle Bank and Trust Company A+5.0 ★Texas Ratio: 1.39%	FHA	1	0.1%	100%	$455,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$505,000	View
Toyota Financial Savings Bank	Conventional	1	0.1%	100%	$625,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional	1	0.1%	100%	$505,000	View
21St Mortgage	Conventional	1	0.1%	100%	$75,000
Nexera Holding LLC	Conventional	1	0.1%	50%	$365,000
Mason-McDuffie Mortgage Corporation	Conventional	1	0.1%	100%	$345,000
Gibsland Bank & Trust	Conventional	1	0.1%	100%	$415,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	100%	$315,000	View
Champions Funding, LLC	Conventional	1	0.1%	100%	$415,000
Lendage, LLC dba Achieve Loans	HELOC	0 +7 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +3 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Midlothian Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Midlothian, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Midlothian? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Midlothian in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Midlothian, TX

Use these to narrow the list above. Each category shows how many Midlothian, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 148 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 70 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 22 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 90 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 75 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 2 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 29 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 77 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in Midlothian, TX

Independent mortgage companies closed 76.5 percent of home loans in Midlothian, Texas in 2025, banks 18.6 percent and credit unions 4.8 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Texas Trust Credit Union the largest credit union. Among lenders headquartered in Texas, First Financial Bank led with 10 loans.

76.5%

Mortgage companies

18.6%

Banks

4.8%

Credit unions

24%

FHA loans

18%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in Midlothian, TX

Who is the largest mortgage lender in Midlothian, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Midlothian, Texas with 31 loans, about 1.7 percent of the market. The largest lender headquartered in Texas was First Financial Bank with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Midlothian, TX have the highest approval rates?

Among lenders with meaningful volume in Midlothian, Texas, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 86.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Midlothian, TX mortgage lenders offer FHA, VA and USDA loans?

90 lenders closed FHA loans in Midlothian, Texas in 2025, led by United Wholesale Mortgage with 36. 75 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Midlothian, TX lender list?

Yes. 70 banks and 22 credit unions closed home loans in Midlothian, Texas in 2025, alongside 148 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Midlothian, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Midlothian, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Midlothian, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Midlothian. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.