Mortgage Lenders and Brokers in McGregor, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
McGregor, Texas mortgage lenders include First National Bank of McgregorFirst National Bank of Mcgregor401 S Main St, Mc Gregor, TX 76657C3.8 ★Texas Ratio: 29.33%, Central National BankCentral National Bank835 W 6th St, Austin, TX 78703A+5.0 ★Texas Ratio: 1.00%, Alliance Bank Central TexasAlliance Bank Central Texas302 Main Street, Donie, TX 75838A5.0 ★Texas Ratio: 10.82%, First National Bank of Central TexasFirst National Bank of Central Texas1645 Greens Prairie Rd W, College Station, TX 77845A+5.0 ★Texas Ratio: 0.97%, American Bank NAAmerican Bank NA100 S 4th St, Waco, TX 76701A+5.0 ★Texas Ratio: 0.07%, Community Bank & TrustCommunity Bank & Trust1409 Wooded Acres Dr, Waco, TX 76710A+5.0 ★Texas Ratio: 0.93%, First Central Credit UnionFirst Central Credit Union1602 Austin Ave, Brownwood, TX 76801 3653A5.0 ★Texas Ratio: 6.12%, PNC Bank N.A.PNC Bank N.A.1049 N 3rd St Ste 100, Abilene, TX 79601A+5.0 ★Texas Ratio: 4.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, and First National Bank of EvantFirst National Bank of Evant115 N Memory Ln, Evant, TX 76525. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in McGregor, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in McGregor are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in McGregor, Texas
Market share is the lender's share of all home loans closed in McGregor, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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401 S Main St, Mc Gregor, TX 76657 C3.8 ★Texas Ratio: 29.33% |
Conventional | 15 | 6.5% | 100% | $115,000 | View |
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835 W 6th St, Austin, TX 78703 A+5.0 ★Texas Ratio: 1.00% |
Conventional, Jumbo | 13 | 5.6% | 92.9% | $368,076 | View |
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302 Main Street, Donie, TX 75838 A5.0 ★Texas Ratio: 10.82% |
Conventional | 6 | 2.6% | 100% | $336,666 | View |
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1645 Greens Prairie Rd W, College Station, TX 77845 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 5 | 2.2% | 100% | $303,000 | View |
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100 S 4th St, Waco, TX 76701 A+5.0 ★Texas Ratio: 0.07% |
Conventional, Jumbo | 5 | 2.2% | 100% | $473,000 | View |
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1409 Wooded Acres Dr, Waco, TX 76710 A+5.0 ★Texas Ratio: 0.93% |
Conventional | 4 | 1.7% | 100% | $322,500 | View |
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1602 Austin Ave, Brownwood, TX 76801 3653 A5.0 ★Texas Ratio: 6.12% |
Conventional | 3 | 1.3% | 75% | $101,666 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +2 HELOCs |
0.9% | 100% | $490,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.9% | 66.7% | $180,000 | View |
First National Bank of Evant
115 N Memory Ln, Evant, TX 76525 |
Conventional | 2 | 0.9% | 100% | $90,000 | |
First National Bank of Bosque County
Highway 6 And Riverside Drive, Clifton, TX 76634 |
Conventional | 2 | 0.9% | 100% | $160,000 | |
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2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
Conventional, VA | 2 | 0.9% | 100% | $250,000 | View |
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416 Lake Rd, Belton, TX 76513 A+5.0 ★Texas Ratio: 3.98% |
Conventional | 2 | 0.9% | 100% | $80,000 | View |
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2000 N Main St, Belton, TX 76513 A+5.0 ★Texas Ratio: 0.26% |
Conventional, Jumbo | 2 | 0.9% | 66.7% | $1,335,000 | View |
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★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo | 2 | 0.9% | 100% | $715,000 | View |
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★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,785,000 | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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230 N Frontage Rd, Lorena, TX 76655 A+5.0 ★Texas Ratio: 0.63% |
Conventional | 1 | 0.4% | 20% | $65,000 | View |
First Security State Bank
1115 W 5th St, Clifton, TX 76634 |
Conventional | 1 | 0.4% | 100% | $605,000 | |
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212 Virginia Ave, Marlin, TX 76661 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.4% | 50% | $465,000 | View |
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433 S Preston Rd, Celina, TX 75009 A5.0 ★Texas Ratio: 7.77% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,205,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $355,000 | View |
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201 E Robertson Ave, COPPERAS COVE, TX 76522 A+5.0 ★Texas Ratio: 0.19% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.4% | 50% | $55,000 | View |
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805 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,325,000 | View |
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1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
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★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
SWBC Mortgage Corporation
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Conventional, FHA, VA | 21 | 9.1% | 100% | $419,285 | |
Trinity Oaks Mortgage
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Conventional, FHA, VA | 16 | 6.9% | 100% | $382,500 | |
Network Funding, L.P.
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Conventional | 4 | 1.7% | 100% | $437,500 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 1.7% | 80% | $210,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, VA | 4 | 1.7% | 100% | $425,000 | |
Sfmc, LP
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Conventional, FHA | 2 | 0.9% | 100% | $280,000 | |
Primelending
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Conventional | 1 | 0.4% | 100% | $385,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.4% | 100% | $375,000 | |
Community Resource Credit Unio
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Conventional | 1 | 0.4% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 50% | $85,000 | View |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 14 | 6.1% | 100% | $261,428 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 12 | 5.2% | 100% | $431,666 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 11 | 4.8% | 100% | $258,636 | |
Movement Mortgage, LLC
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Conventional, FHA | 9 | 3.9% | 100% | $298,333 | |
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A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA | 7 | 3% | 100% | $293,571 | View |
Pennymac Loan Services LLC
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Conventional | 3 | 1.3% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 3 | 1.3% | 100% | $438,333 | View |
Mortgage Research Center
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VA, Jumbo | 3 | 1.3% | 100% | $485,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 0.9% | 100% | $235,000 | |
Newrez LLC
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Conventional | 2 | 0.9% | 66.7% | $115,000 | |
Synergy One Lending, Inc.
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Conventional, FHA | 2 | 0.9% | 100% | $245,000 | |
Cmg Mortgage Inc
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FHA, USDA | 2 | 0.9% | 100% | $115,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 2 | 0.9% | 100% | $595,000 | View |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $495,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $265,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.4% | 100% | $625,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $55,000 | |
Kind Lending, LLC
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VA | 1 | 0.4% | 100% | $435,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Wallick and Volk, Inc.
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Conventional | 1 | 0.4% | 50% | $75,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.4% | 100% | $635,000 | |
ClearPath Lending
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VA | 1 | 0.4% | 100% | $685,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.4% | 100% | $285,000 | |
Bay Equity LLC
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Churchill Mortgage Corporation
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USDA | 1 | 0.4% | 100% | $255,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $335,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.4% | 100% | $455,000 | |
Empeople Credit Union
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Conventional | 1 | 0.4% | 50% | $165,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.4% | 100% | $365,000 | |
The Loan Store, Inc
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FHA | 1 | 0.4% | 100% | $325,000 | |
Staunton Financial Inc
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VA | 1 | 0.4% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.4% | 100% | $65,000 | |
21St Mortgage
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Conventional | 1 | 0.4% | 20% | $125,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
McGregor Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in McGregor, Texas
Looking for mortgage lenders near me or mortgage brokers near me in McGregor? The list below shows the banks, credit unions and mortgage brokers that closed home loans in McGregor in 2025, with lenders based there listed first.
Types of Mortgage Lenders in McGregor, TX
Use these to narrow the list above. Each category shows how many McGregor, TX lenders fit and what that kind of lender is usually best for.
Who Lends in McGregor, TX
Independent mortgage companies closed 58 percent of home loans in McGregor, Texas in 2025, banks 35.9 percent and credit unions 6.1 percent. SWBC Mortgage Corporation was the largest mortgage company, First National Bank of Mcgregor the largest bank and First Central Credit Union the largest credit union. Among lenders headquartered in Texas, First National Bank of Mcgregor led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in McGregor, TX
By home loans closed in 2025, First National Bank of Mcgregor was the largest mortgage lender in McGregor, Texas with 15 loans, about 6.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in McGregor, Texas in 2025, led by Trinity Oaks Mortgage with 8. 14 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 12 credit unions closed home loans in McGregor, Texas in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in McGregor, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in McGregor, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up McGregor. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
