Mortgage Lenders and Brokers in Magnolia, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Magnolia, Texas mortgage lenders include Bank of America NABank of America NA6612 Fm 1488 Rd, Magnolia, TX 77354A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA38987 Buckeye Trl, Magnolia, TX 77354A+5.0 ★Texas Ratio: 3.68%, First Financial BankFirst Financial Bank5424 Fm 1488 Rd, Magnolia, TX 77354A+5.0 ★Texas Ratio: 3.74%, Prosperity BankProsperity Bank18935 Fm 1488 Rd, Magnolia, TX 77355A+5.0 ★Texas Ratio: 1.58%, Texas Regional BankTexas Regional Bank13295 Fm 1488 Rd, Magnolia, TX 77354A5.0 ★Texas Ratio: 7.25%, Velocio Mortgage, L.L.C.Velocio Mortgage, L.L.C.705 E 12th St, Austin, TX 78701 1909A+5.0 ★Texas Ratio: 1.87%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, First Community Credit UnionFirst Community Credit Union32803 FM 2978 Rd, Magnolia, TX 77354 6060, Fivepoint Credit UnionFivepoint Credit Union13341 FM 1488, Magnolia, TX 77354, and US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Magnolia, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Magnolia are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Magnolia, Texas
Market share is the lender's share of all home loans closed in Magnolia, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Magnolia 6612 Fm 1488 Rd, Magnolia, TX 77354 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.9% | 100% | $160,000 | View |
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2 offices in Magnolia 38987 Buckeye Trl, Magnolia, TX 77354 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.9% | 66.7% | $465,000 | View |
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1 office in Magnolia 5424 Fm 1488 Rd, Magnolia, TX 77354 A+5.0 ★Texas Ratio: 3.74% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $55,000 | View |
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★ 1 stars, 1 review 2 offices in Magnolia 18935 Fm 1488 Rd, Magnolia, TX 77355 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.5% | 50% | $75,000 | View |
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1 office in Magnolia 13295 Fm 1488 Rd, Magnolia, TX 77354 A5.0 ★Texas Ratio: 7.25% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
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705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA | 4 | 1.8% | 100% | $292,500 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 3 +1 HELOCs |
1.4% | 60% | $115,000 | View |
First Community Credit Union
32803 FM 2978 Rd, Magnolia, TX 77354 6060 |
Conventional | 2 | 0.9% | 66.7% | $185,000 | |
Fivepoint Credit Union
13341 FM 1488, Magnolia, TX 77354 |
Conventional | 2 | 0.9% | 100% | $345,000 | |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 50% | $305,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.5% | 50% | $95,000 | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.5% | 100% | $435,000 | View |
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6311 FM 1488 Rd Ste A, Magnolia, TX 77354 A5.0 ★Texas Ratio: 6.46% |
Conventional | 1 | 0.5% | 100% | $365,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 100% | $205,000 | View |
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108 E Broadway St, Big Sandy, TX 75755 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.5% | 50% | $775,000 | View |
International Bank of Commerce
1421 W Frontage Rd, Alamo, TX 78516 |
Conventional | 1 | 0.5% | 50% | $145,000 | |
Sente Mortgage, Inc.
6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673 |
Conventional | 1 | 0.5% | 100% | $495,000 | |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.5% | 100% | $365,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Republic State Mortgage Company
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Conventional, FHA, VA | 25 | 11.3% | 92.6% | $265,800 | |
Primelending
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Conventional, FHA, VA | 13 | 5.9% | 100% | $391,153 | |
Clm Mortgage, Inc
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Conventional, FHA, VA | 12 | 5.4% | 100% | $292,500 | |
Sfmc, LP
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Conventional, FHA, VA | 7 | 3.2% | 100% | $319,285 | |
Nationstar Mortgage
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Conventional | 3 | 1.4% | 100% | $118,333 | |
Interlinc Mortgage Services, LLC
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FHA | 2 | 0.9% | 50% | $290,000 | |
Network Funding, L.P.
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Conventional, VA | 2 | 0.9% | 40% | $460,000 | |
Click n' Close, Inc.
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Conventional, VA | 2 | 0.9% | 100% | $255,000 | |
SWBC Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $265,000 | |
Envoy Mortgage, Ltd
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VA | 1 | 0.5% | 100% | $615,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.5% | 100% | $275,000 | |
Gardner Financial Services
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Conventional | 1 | 0.5% | 100% | $145,000 | |
Certified Funding, L.P.
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Conventional | 1 | 0.5% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 50% | $55,000 | View |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 16 | 7.2% | 75% | $325,625 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 14 | 6.3% | 93.8% | $480,714 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 8 | 3.6% | 100% | $281,250 | |
21St Mortgage
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Conventional | 6 | 2.7% | 50% | $113,333 | |
Kind Lending, LLC
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Conventional, VA | 5 | 2.3% | 100% | $357,000 | |
Paramount Residential Mortgage
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Conventional, VA | 5 | 2.3% | 100% | $629,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 4 | 1.8% | 100% | $187,500 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 3 | 1.4% | 100% | $495,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA, VA | 3 | 1.4% | 75% | $291,666 | View |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 3 | 1.4% | 100% | $611,666 | |
Mortgage Research Center
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VA | 3 | 1.4% | 50% | $365,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 1.4% | 100% | $408,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 3 | 1.4% | 75% | $248,333 | |
Cadence Bank
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Conventional | 2 | 0.9% | 66.7% | $270,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.9% | 100% | $485,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 0.9% | 66.7% | $280,000 | |
Newrez LLC
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Conventional, VA, Jumbo | 2 | 0.9% | 100% | $605,000 | |
American Financing Corporation
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Conventional, FHA | 2 | 0.9% | 50% | $230,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.9% | 100% | $375,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.9% | 66.7% | $85,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.9% | 100% | $245,000 | |
Tammac Holdings Corporation
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Conventional | 2 | 0.9% | 20% | $75,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $145,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.5% | 100% | $295,000 | View |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.5% | 100% | $205,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.5% | 50% | $355,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.5% | 100% | $715,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.5% | 50% | $195,000 | View |
Synergy One Lending, Inc.
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Conventional | 1 | 0.5% | 100% | $505,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 50% | $175,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.5% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.5% | 100% | $385,000 | |
Greenbox Loans
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Conventional | 1 | 0.5% | 100% | $335,000 | |
Provident Funding Associates
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.5% | 100% | $265,000 | |
Wolfe Financial Inc
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Conventional | 1 | 0.5% | 100% | $585,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.5% | 100% | $765,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.5% | 100% | $565,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $55,000 | |
V.I.P. Mortgage, Inc.
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VA, Jumbo | 1 | 0.5% | 100% | $1,165,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.5% | 20% | $75,000 | View |
Citadel Servicing Corporation
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $215,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.5% | 100% | $455,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.5% | 100% | $755,000 | |
K. Hovnanian American Mortgage
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FHA | 1 | 0.5% | 100% | $285,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.5% | 100% | $725,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.5% | 25% | $205,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.5% | 100% | $195,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $565,000 | |
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% |
Magnolia Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Magnolia, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Magnolia? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Magnolia in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Magnolia, TX
Use these to narrow the list above. Each category shows how many Magnolia, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Magnolia, TX
Independent mortgage companies closed 77.9 percent of home loans in Magnolia, Texas in 2025, banks 17.6 percent and credit unions 4.5 percent. Velocio Mortgage, L.L.C. was the largest mortgage company, Bank of America NA the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Texas, First Financial Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Magnolia, TX
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Magnolia, Texas with 2 loans, about 0.9 percent of the market. The largest lender headquartered in Texas was First Financial Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Magnolia, Texas in 2025, led by Republic State Mortgage Company with 14. 20 lenders closed VA loans, led by Cmg Mortgage Inc, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 6 credit unions closed home loans in Magnolia, Texas in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Magnolia, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Magnolia, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Magnolia. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
