Mortgage Lenders and Brokers in Lumberton, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lumberton, Texas mortgage lenders include First Financial BankFirst Financial Bank119 N Lhs Dr, Lumberton, TX 77657A+5.0 ★Texas Ratio: 3.74%, Wells Fargo Bank NAWells Fargo Bank NA435 S Main St, Lumberton, TX 77657A+5.0 ★Texas Ratio: 5.36%, Bridge City State BankBridge City State Bank586 N Lhs Dr, Lumberton, TX 77657A+5.0 ★Texas Ratio: 0.51%, PNC Bank N.A.PNC Bank N.A.680 S Main St, Lumberton, TX 77657A+5.0 ★Texas Ratio: 4.24%, Neches Federal Credit UnionNeches Federal Credit Union299 Country Lane Dr, Lumberton, TX 77657A+5.0 ★Texas Ratio: 0.97%, Fivepoint Credit UnionFivepoint Credit Union141 N Lhs Dr Ste 219, Lumberton, TX 77657 8698, Dugood Federal Credit UnionDugood Federal Credit Union695 N Main St, Lumberton, TX 77657 7354A+5.0 ★Texas Ratio: 0.43%, Rave Financial Credit UnionRave Financial Credit Union604 S Main St, Lumberton, TX 77657A+5.0 ★Texas Ratio: 3.39%, Mct Credit UnionMct Credit Union94 N Lhs Dr, Lumberton, TX 77657 8627A+5.0 ★Texas Ratio: 1.72%, and US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lumberton, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lumberton are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lumberton, Texas
Market share is the lender's share of all home loans closed in Lumberton, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lumberton 119 N Lhs Dr, Lumberton, TX 77657 A+5.0 ★Texas Ratio: 3.74% |
Conventional, HELOC | 9 +2 HELOCs |
1.8% | 81.8% | $352,777 | View |
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1 office in Lumberton 435 S Main St, Lumberton, TX 77657 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 1% | 100% | $243,000 | View |
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1 office in Lumberton 586 N Lhs Dr, Lumberton, TX 77657 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.6% | 100% | $341,666 | View |
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★ 1.7 stars, 3 reviews 1 office in Lumberton 680 S Main St, Lumberton, TX 77657 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.4% | 66.7% | $200,000 | View |
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299 Country Lane Dr, Lumberton, TX 77657 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 32 | 6.5% | 94.4% | $128,750 | View |
Fivepoint Credit Union
141 N Lhs Dr Ste 219, Lumberton, TX 77657 8698 |
Conventional | 25 | 5.1% | 100% | $186,600 | |
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695 N Main St, Lumberton, TX 77657 7354 A+5.0 ★Texas Ratio: 0.43% |
Conventional | 23 | 4.7% | 85.7% | $198,913 | |
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604 S Main St, Lumberton, TX 77657 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 22 | 4.5% | 93.3% | $162,272 | View |
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94 N Lhs Dr, Lumberton, TX 77657 8627 A+5.0 ★Texas Ratio: 1.72% |
Conventional | 7 | 1.4% | 87.5% | $175,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 4 | 0.8% | 100% | $400,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA | 3 | 0.6% | 100% | $255,000 | |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 100% | $215,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 2 | 0.4% | 100% | $170,000 | View |
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8255 Gladys Ave, Beaumont, TX 77706 4004 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 2 | 0.4% | 100% | $235,000 | View |
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199 S LHS Dr, Lumberton, TX 77657 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 2 | 0.4% | 100% | $335,000 | View |
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2360 Dowlen Rd, Beaumont, TX 77706 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $355,000 | View |
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108 E Broadway St, Big Sandy, TX 75755 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
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416 Lake Rd, Belton, TX 76513 A+5.0 ★Texas Ratio: 3.98% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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2225 E Randol Mill Rd, Arlington, TX 76011 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Nationstar Mortgage
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Conventional | 8 | 1.6% | 100% | $176,250 | |
Click n' Close, Inc.
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Conventional, VA, USDA | 3 | 0.6% | 100% | $201,666 | |
Zippy Loans, LLC
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Conventional | 2 | 0.4% | 100% | $35,000 | |
Primelending
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Conventional, FHA | 2 | 0.4% | 100% | $160,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 0.4% | 100% | $315,000 | |
Hometrust Mortgage Company
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Conventional, VA | 2 | 0.4% | 100% | $255,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Countryplace Mortgage, Ltd.
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Willow Bend Mortgage Company, LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Sfmc, LP
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FHA | 1 | 0.2% | 100% | $245,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.2% | 66.7% | $95,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.2% | 50% | $185,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $445,000 | |
Stellar Bank
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Southwest Funding LP
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FHA | 1 | 0.2% | 100% | $255,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 30 | 6.1% | 93.9% | $318,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 28 | 5.7% | 77.8% | $285,000 | View |
21St Mortgage
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Conventional | 28 | 5.7% | 38.2% | $117,142 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 27 | 5.5% | 100% | $269,074 | View |
Canopy Mortgage, LLC
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Conventional, FHA, VA | 20 | 4% | 100% | $269,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 16 | 3.2% | 84.2% | $293,125 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 15 +1 HELOCs |
3% | 93.8% | $294,333 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 14 | 2.8% | 50% | $105,714 | View |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 12 | 2.4% | 100% | $277,500 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 10 | 2% | 21.7% | $104,000 | |
Freedom Mortgage Corporation
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FHA, VA, USDA | 8 | 1.6% | 100% | $323,750 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA | 7 | 1.4% | 100% | $179,285 | View |
New American Funding, LLC.
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Conventional, FHA, VA | 7 | 1.4% | 100% | $255,000 | |
Acrisure Mortgage, LLC
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Conventional, FHA | 6 | 1.2% | 85.7% | $300,000 | |
DSLD Mortgage LLC
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Conventional, FHA | 6 | 1.2% | 100% | $315,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 5 | 1% | 100% | $251,000 | View |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 5 | 1% | 100% | $287,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, VA | 4 | 0.8% | 100% | $322,500 | |
Newrez LLC
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Conventional, FHA, VA | 4 | 0.8% | 100% | $260,000 | |
Kind Lending, LLC
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Conventional, FHA | 4 | 0.8% | 100% | $342,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 0.8% | 100% | $212,500 | |
Union Home Mortgage Corp.
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Conventional, FHA | 4 | 0.8% | 100% | $495,000 | |
loanDepot.com LLC
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Conventional, HELOC | 3 +2 HELOCs |
0.6% | 75% | $181,666 | |
American Financial Network, Inc.
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FHA | 3 | 0.6% | 100% | $321,666 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 2 | 0.4% | 100% | $350,000 | View |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 2 | 0.4% | 66.7% | $325,000 | |
Loanunited.Com, LLC
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FHA, VA | 2 | 0.4% | 100% | $440,000 | |
Weichert Financial Services
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Conventional | 2 | 0.4% | 100% | $330,000 | |
Pike Creek Mortgage Services, Inc.
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FHA | 2 | 0.4% | 100% | $250,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.4% | 100% | $290,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 2 | 0.4% | 42.9% | $70,000 | View |
Southwest Stage Funding LLC
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Conventional | 2 | 0.4% | 100% | $100,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 2 | 0.4% | 100% | $260,000 | |
Plaza Home Mortgage, Inc
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Conventional, USDA | 2 | 0.4% | 66.7% | $310,000 | |
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A+5.0 ★Texas Ratio: 4.84% |
Conventional | 1 | 0.2% | 100% | $745,000 | View |
Black Hills Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Hamilton Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $535,000 | |
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D3.3 ★Texas Ratio: 35.11% |
VA | 1 | 0.2% | 100% | $285,000 | View |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
Discover Bank
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Conventional | 1 | 0.2% | 33.3% | $75,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Mortgage Financial Services
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FHA | 1 | 0.2% | 100% | $315,000 | |
Nfm, Inc
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Conventional | 1 | 0.2% | 100% | $495,000 | |
First Option Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $625,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.2% | 100% | $685,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $445,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $115,000 | View |
ClearEdge Lending LLC
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 11.97% |
FHA | 1 | 0.2% | 100% | $145,000 | View |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Mld Mortgage, Inc.Dba the Money Store
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USDA | 1 | 0.2% | 100% | $205,000 | |
Florida Capital Bank, N.A
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Staunton Financial Inc
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VA | 1 | 0.2% | 100% | $375,000 | |
Paramount Residential Mortgage
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VA | 1 | 0.2% | 100% | $595,000 | |
Mason-McDuffie Mortgage Corporation
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VA | 1 | 0.2% | 100% | $445,000 | |
Gershman Investment Corp.
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FHA | 1 | 0.2% | 100% | $145,000 |
Lumberton Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lumberton, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Lumberton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lumberton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lumberton, TX
Use these to narrow the list above. Each category shows how many Lumberton, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Lumberton, TX
Independent mortgage companies closed 64.2 percent of home loans in Lumberton, Texas in 2025, banks 11.1 percent and credit unions 24.7 percent. Everett Financial, Inc. was the largest mortgage company, First Financial Bank the largest bank and Neches Federal Credit Union the largest credit union. Among lenders headquartered in Texas, First Financial Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lumberton, TX
By home loans closed in 2025, First Financial Bank was the largest mortgage lender in Lumberton, Texas with 9 loans, about 1.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in Lumberton, Texas in 2025, led by United Wholesale Mortgage with 12. 23 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 14 credit unions closed home loans in Lumberton, Texas in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lumberton, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lumberton, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lumberton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
