Mortgage Lenders and Brokers in Livingston, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Livingston, Texas mortgage lenders include First State BankFirst State Bank112 W Polk St, Livingston, TX 77351A+5.0 ★Texas Ratio: 4.22%, PNC Bank N.A.PNC Bank N.A.1013 W Church St, Livingston, TX 77351A+5.0 ★Texas Ratio: 4.24%, Peoples State BankPeoples State Bank2700 Us Highway 190 W, Livingston, TX 77351, Regions BankRegions Bank1337 W Mcdermott Dr, Allen, TX 75013A+5.0 ★Texas Ratio: 4.37%, First Liberty BankFirst Liberty Bank1600 E Highway 6, Alvin, TX 77511A+5.0 ★Texas Ratio: 2.73%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, American Bank NAAmerican Bank NA100 S 4th St, Waco, TX 76701A+5.0 ★Texas Ratio: 0.07%, and Greater Texas FCUGreater Texas FCU1425 N CENTER ST, ARLINGTON, TX 76011. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Livingston, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Livingston are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Livingston, Texas
Market share is the lender's share of all home loans closed in Livingston, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Livingston 112 W Polk St, Livingston, TX 77351 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 4 | 2% | 100% | $212,500 | View |
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★ 1.7 stars, 3 reviews 1 office in Livingston 1013 W Church St, Livingston, TX 77351 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Peoples State Bank
2700 Us Highway 190 W, Livingston, TX 77351 |
Conventional | 4 | 2% | 100% | $215,000 | |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo | 3 | 1.5% | 100% | $521,666 | View |
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1600 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 2.73% |
Conventional | 3 | 1.5% | 50% | $238,333 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional | 2 | 1% | 100% | $140,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
VA | 1 | 0.5% | 100% | $405,000 | |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
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100 S 4th St, Waco, TX 76701 A+5.0 ★Texas Ratio: 0.07% |
Conventional | 1 | 0.5% | 100% | $385,000 | View |
Greater Texas FCU
1425 N CENTER ST, ARLINGTON, TX 76011 |
Conventional | 1 | 0.5% | 100% | $55,000 | |
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2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
Conventional | 1 | 0.5% | 100% | $45,000 | View |
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1750 Valley View Ln Ste 110, Farmers Branch, TX 75234 9024 A+5.0 ★Texas Ratio: 0.59% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
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108 E Broadway St, Big Sandy, TX 75755 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
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1617 Pleasonton Rd Ste G 109, El Paso, TX 79906 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.5% | 100% | $605,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $265,000 | View |
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1810 N Major Dr, Beaumont, TX 77713 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 1 | 0.5% | 50% | $225,000 | View |
International Bank of Commerce
1421 W Frontage Rd, Alamo, TX 78516 |
Conventional | 1 | 0.5% | 100% | $235,000 | |
Sente Mortgage, Inc.
6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673 |
Conventional | 1 | 0.5% | 100% | $305,000 | |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
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7505 Eastex Fwy Ste B, Beaumont, TX 77708 A+5.0 ★Texas Ratio: 0.43% |
Conventional | 1 | 0.5% | 100% | $35,000 | |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 7 | 3.5% | 100% | $220,714 | |
Countryplace Mortgage, Ltd.
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Conventional, FHA | 3 | 1.5% | 33.3% | $251,666 | |
Commercial Bank of Texas, NA
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Conventional | 2 | 1% | 100% | $305,000 | |
Gardner Financial Services
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Conventional | 2 | 1% | 100% | $245,000 | |
Nationstar Mortgage
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Conventional | 2 | 1% | 100% | $205,000 | |
HomeWay Mortgage LLC
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FHA | 1 | 0.5% | 100% | $245,000 | |
Associated Credit Union of Tx
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Conventional | 1 | 0.5% | 100% | $45,000 | |
Sfmc, LP
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Conventional | 1 | 0.5% | 100% | $185,000 | |
Click n' Close, Inc.
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Conventional | 1 | 0.5% | 100% | $215,000 | |
21St Mortgage
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Conventional | 35 | 17.6% | 49.3% | $117,571 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 15 | 7.5% | 70.8% | $266,333 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 13 | 6.5% | 76.5% | $309,615 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 11 | 5.5% | 35.9% | $136,818 | |
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A+5.0 ★Texas Ratio: 3.34% |
Conventional, FHA | 7 | 3.5% | 100% | $222,142 | View |
Freedom Mortgage Corporation
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FHA, VA | 6 | 3% | 85.7% | $346,666 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 6 | 3% | 85.7% | $320,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 2% | 80% | $207,500 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 1.5% | 60% | $305,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 3 | 1.5% | 41.1% | $181,666 | View |
Pennymac Loan Services LLC
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Conventional | 3 | 1.5% | 75% | $291,666 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 3 | 1.5% | 75% | $268,333 | View |
Mortgage Research Center
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VA | 3 | 1.5% | 75% | $431,666 | |
Newrez LLC
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FHA, VA | 2 | 1% | 50% | $290,000 | |
Equity Prime Mortgage LLC
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FHA, USDA | 2 | 1% | 66.7% | $165,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 2 | 1% | 66.7% | $205,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 1% | 66.7% | $460,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 1% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 2 | 1% | 66.7% | $425,000 | |
Cadence Bank
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Conventional | 1 | 0.5% | 100% | $395,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.5% | 100% | $215,000 | |
Affordable Mortgage Advisors
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FHA | 1 | 0.5% | 100% | $295,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.5% | 42.9% | $195,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.5% | 100% | $295,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
Resicentral LLC
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Conventional | 1 | 0.5% | 100% | $195,000 | |
Constant Investments, Inc
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Conventional | 1 | 0.5% | 100% | $195,000 | |
City 1st Mortgage Services, LC
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VA | 1 | 0.5% | 100% | $245,000 | |
Mortgage Financial Services
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FHA | 1 | 0.5% | 100% | $175,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.5% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
Nations Lending Corporation
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Conventional | 1 | 0.5% | 100% | $405,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.5% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.5% | 50% | $125,000 | View |
Member First Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $685,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.5% | 50% | $255,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.5% | 16.7% | $115,000 | View |
CSL Financial, LLC
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Conventional | 1 | 0.5% | 100% | $85,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.5% | 33.3% | $115,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.5% | 100% | $395,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.5% | 100% | $485,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.5% | 100% | $205,000 | View |
Loan Simple, Inc.
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FHA | 1 | 0.5% | 100% | $275,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.5% | 100% | $355,000 | View |
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bayer Hfcu
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HELOC | 0 +1 HELOCs |
0% | n/a |
Livingston Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Livingston, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Livingston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Livingston in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Livingston, TX
Use these to narrow the list above. Each category shows how many Livingston, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Livingston, TX
Independent mortgage companies closed 79.9 percent of home loans in Livingston, Texas in 2025, banks 16.1 percent and credit unions 4 percent. Everett Financial, Inc. was the largest mortgage company, First State Bank the largest bank and Greater Texas FCU the largest credit union. Among lenders headquartered in Texas, First State Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Livingston, TX
By home loans closed in 2025, First State Bank was the largest mortgage lender in Livingston, Texas with 4 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Livingston, Texas in 2025, led by Eustis Mortgage Corp with 4. 11 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 9 credit unions closed home loans in Livingston, Texas in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Livingston, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Livingston, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Livingston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
