Mortgage Lenders and Brokers in Lake Jackson, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake Jackson, Texas mortgage lenders include First State BankFirst State Bank490 This Way St, Lake Jackson, TX 77566A5.0 ★Texas Ratio: 13.04%, PNC Bank N.A.PNC Bank N.A.300 Highway 332 W, Lake Jackson, TX 77566A+5.0 ★Texas Ratio: 4.24%, Wells Fargo Bank NAWells Fargo Bank NA110 Highway 332 W, Lake Jackson, TX 77566A+5.0 ★Texas Ratio: 5.36%, Texas Gulf Bank, N.A.Texas Gulf Bank, N.A.203 This Way St, Lake Jackson, TX 77566A+5.0 ★Texas Ratio: 0.00%, TdecuTdecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 5.55%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Shell Federal Credit UnionShell Federal Credit Union7235 John Martin Road, Baytown, TX 77521A+5.0 ★Texas Ratio: 3.66%, and NexbankNexbank2515 Mckinney Ave, Dallas, TX 75201A-5.0 ★Texas Ratio: 14.93%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Jackson, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Jackson are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Jackson, Texas
Market share is the lender's share of all home loans closed in Lake Jackson, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lake Jackson 490 This Way St, Lake Jackson, TX 77566 A5.0 ★Texas Ratio: 13.04% |
Conventional | 26 | 5.5% | 89.7% | $176,923 | View |
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★ 1.7 stars, 3 reviews 1 office in Lake Jackson 300 Highway 332 W, Lake Jackson, TX 77566 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $280,000 | View |
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1 office in Lake Jackson 110 Highway 332 W, Lake Jackson, TX 77566 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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1 office in Lake Jackson 203 This Way St, Lake Jackson, TX 77566 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 50% | $65,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional, FHA | 73 | 15.4% | 85.9% | $245,547 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 4 | 0.8% | 80% | $465,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +1 HELOCs |
0.6% | 100% | $221,666 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 50% | $215,000 | View |
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7235 John Martin Road, Baytown, TX 77521 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 0.4% | 100% | $100,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.4% | 100% | $165,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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2831 W Park Row Dr, Arlington, TX 76013 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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1955 Dowlen Rd, Beaumont, TX 77706 3330 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 50% | $105,000 | View |
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1299 E Highway 6, Alvin, TX 77511 A5.0 ★Texas Ratio: 7.70% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
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★ 5 stars, 1 review 10901 W Highway 290, Austin, TX 78736 A5.0 ★Texas Ratio: 7.03% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
International Bank of Commerce
1421 W Frontage Rd, Alamo, TX 78516 |
Conventional | 1 | 0.2% | 100% | $55,000 | |
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877 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 5.77% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 4 stars, 3 reviews 7800 Shoal Creek Boulevard, Austin, TX 78757 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Nationstar Mortgage
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Conventional, VA | 6 | 1.3% | 75% | $171,666 | |
Primelending
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Conventional | 2 | 0.4% | 100% | $190,000 | |
Network Funding, L.P.
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Conventional, FHA | 2 | 0.4% | 100% | $290,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 2 | 0.4% | 100% | $170,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 2 | 0.4% | 100% | $245,000 | View |
SWBC Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Willow Bend Mortgage Company, LLC
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VA | 1 | 0.2% | 100% | $255,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.2% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 0.92% |
VA | 1 | 0.2% | 100% | $285,000 | View |
Encompass Lending Group, L.P.
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Gardner Financial Services
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Hurst Real Estate, Inc
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.2% | 100% | $255,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 45 | 9.5% | 97.8% | $247,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 40 | 8.5% | 100% | $331,500 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 39 | 8.2% | 83.7% | $225,256 | View |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA | 37 | 7.8% | 100% | $277,972 | View |
Cadence Bank
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Conventional, FHA | 19 | 4% | 95% | $176,052 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 17 | 3.6% | 94.7% | $183,235 | View |
Mortgage Research Center
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Conventional, FHA, VA | 9 | 1.9% | 75% | $246,111 | |
Newrez LLC
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Conventional, FHA, VA | 7 | 1.5% | 63.6% | $265,000 | |
loanDepot.com LLC
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Conventional, FHA | 7 | 1.5% | 77.8% | $232,142 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 7 | 1.5% | 100% | $186,428 | |
Cardinal Financial Company, Li
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Conventional, FHA | 6 | 1.3% | 100% | $116,666 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 5 | 1.1% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 3.34% |
Conventional, FHA, VA | 5 | 1.1% | 100% | $285,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 5 | 1.1% | 71.4% | $233,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 0.8% | 100% | $342,500 | |
New American Funding, LLC.
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Conventional | 4 | 0.8% | 100% | $295,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 3 +1 HELOCs |
0.6% | 100% | $275,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 3 | 0.6% | 75% | $208,333 | |
Better Mortgage Corporation
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Conventional | 3 | 0.6% | 100% | $355,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 0.6% | 100% | $245,000 | |
Lower, LLC
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Conventional, FHA | 3 | 0.6% | 100% | $225,000 | |
21St Mortgage
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Conventional | 3 | 0.6% | 100% | $95,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 3 | 0.6% | 100% | $231,666 | View |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 0.4% | 100% | $165,000 | View |
American Financial Resources LLC
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FHA | 2 | 0.4% | 100% | $375,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.4% | 66.7% | $125,000 | |
Goodleap, LLC
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Conventional | 2 | 0.4% | 100% | $250,000 | |
Loanunited.Com, LLC
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FHA, VA | 2 | 0.4% | 100% | $310,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 2 | 0.4% | 66.7% | $145,000 | View |
Mortgage Financial Services
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FHA | 2 | 0.4% | 100% | $200,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 0.4% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 100% | $295,000 | View |
Mortgage Solutions of Colorado
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VA | 2 | 0.4% | 100% | $145,000 | |
Village Capital & Investment
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VA | 2 | 0.4% | 100% | $430,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
Primary Residential Mortgage, INC.
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VA | 1 | 0.2% | 100% | $375,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.2% | 100% | $265,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 33.3% | $265,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.2% | 100% | $445,000 | View |
Filo Mortgage, LLC
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VA | 1 | 0.2% | 100% | $305,000 | |
Synergy One Lending, Inc.
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FHA | 1 | 0.2% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
PFN Lending Group, Inc.
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FHA | 1 | 0.2% | 100% | $135,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 14.3% | $55,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.2% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
T2 Financial LLC
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FHA | 1 | 0.2% | 100% | $265,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $365,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
American Pacific Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
Summit Funding.Inc
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Conventional | 1 | 0.2% | 100% | $195,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $405,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 16.7% | $135,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.2% | 25% | $75,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $155,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lake Jackson Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Jackson, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Lake Jackson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Jackson in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Jackson, TX
Use these to narrow the list above. Each category shows how many Lake Jackson, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Jackson, TX
Independent mortgage companies closed 57.3 percent of home loans in Lake Jackson, Texas in 2025, banks 24.7 percent and credit unions 18 percent. Nationstar Mortgage was the largest mortgage company, First State Bank the largest bank and Tdecu the largest credit union. Among lenders headquartered in Texas, First State Bank led with 26 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Jackson, TX
By home loans closed in 2025, First State Bank was the largest mortgage lender in Lake Jackson, Texas with 26 loans, about 5.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lake Jackson, Texas, Tdecu approved the highest share of completed applications in 2025 at 85.9 percent, against a 88.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in Lake Jackson, Texas in 2025, led by Fairway Independent Mort Corp with 18. 23 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 10 credit unions closed home loans in Lake Jackson, Texas in 2025, alongside 61 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Jackson, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Jackson, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Jackson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
