Mortgage Lenders and Brokers in La Vernia, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
La Vernia, Texas mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA119 W Chihuahua St, La Vernia, TX 78121A+5.0 ★Texas Ratio: 5.36%, Third Coast BankThird Coast Bank13809 Us Highway 87 W, La Vernia, TX 78121A5.0 ★Texas Ratio: 6.75%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Pilgrim Mortgage LLCPilgrim Mortgage LLC123 E 3rd St, Clarendon, TX 79226A+5.0 ★Texas Ratio: 1.04%, Usaa Federal Savings BankUsaa Federal Savings Bank10750 Mcdermott Fwy, San Antonio, TX 78288B-3.5 ★Texas Ratio: 6.80%, Security ServiceSecurity Service135 W Bandera Rd, Boerne, TX 78006 2958A5.0 ★Texas Ratio: 6.91%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Broadway National BankBroadway National Bank911 W 38th St, Austin, TX 78705A+5.0 ★Texas Ratio: 1.69%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, and Members First Credit UnionMembers First Credit Union5444 S Staples St, Corpus Christi, TX 78411A+5.0 ★Texas Ratio: 1.59%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in La Vernia, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in La Vernia are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in La Vernia, Texas
Market share is the lender's share of all home loans closed in La Vernia, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in La Vernia 119 W Chihuahua St, La Vernia, TX 78121 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.2% | 75% | $348,333 | View |
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1 office in La Vernia 13809 Us Highway 87 W, La Vernia, TX 78121 A5.0 ★Texas Ratio: 6.75% |
Conventional | 2 | 0.8% | 100% | $270,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 31 +6 HELOCs |
12.8% | 94.4% | $170,806 | View |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
Conventional, FHA, VA | 11 | 4.5% | 100% | $381,363 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 4 | 1.6% | 100% | $527,500 | View |
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★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
Conventional | 4 | 1.6% | 66.7% | $82,500 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 2 | 0.8% | 100% | $420,000 | |
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911 W 38th St, Austin, TX 78705 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 2 | 0.8% | 100% | $180,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 100% | $315,000 | View |
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5444 S Staples St, Corpus Christi, TX 78411 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.4% | 100% | $785,000 | View |
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1301 Oak Street, Jourdanton, TX 78026 A+5.0 ★Texas Ratio: 2.36% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
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194 S FM 1346 Ste 101, La Vernia, TX 78121 4495 A+5.0 ★Texas Ratio: 4.40% |
Conventional | 1 | 0.4% | 50% | $125,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 0.4% | 100% | $525,000 | View |
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124 E Rush St, Linden, TX 75563 A5.0 ★Texas Ratio: 13.83% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Directions Equity, LLC
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FHA, VA | 6 | 2.5% | 100% | $475,000 | |
SWBC Mortgage Corporation
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Conventional, VA | 5 | 2.1% | 100% | $439,000 | |
Network Funding, L.P.
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Conventional, FHA | 5 | 2.1% | 100% | $459,000 | |
Primelending
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Conventional, FHA, VA | 4 | 1.6% | 100% | $472,500 | |
Click n' Close, Inc.
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Conventional, FHA | 4 | 1.6% | 100% | $202,500 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 2 | 0.8% | 100% | $210,000 | |
Gardner Financial Services
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Conventional, VA | 2 | 0.8% | 100% | $420,000 | |
Genway Home Mortgage, Inc.
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VA | 2 | 0.8% | 66.7% | $325,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.4% | 100% | $435,000 | |
Lrs Financial Network dba Hnb Mortgage
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Conventional | 1 | 0.4% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 0.92% |
Conventional | 1 | 0.4% | 100% | $525,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $495,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 100% | $85,000 | |
Right Start Mortgage, Inc
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VA | 1 | 0.4% | 100% | $285,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.4% | 100% | $555,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 19 | 7.8% | 86.4% | $439,210 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 15 | 6.2% | 75% | $315,000 | View |
21St Mortgage
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Conventional | 9 | 3.7% | 52.9% | $110,555 | |
Kind Lending, LLC
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Conventional, VA | 7 | 2.9% | 100% | $459,285 | |
Newrez LLC
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Conventional, VA | 6 | 2.5% | 85.7% | $243,333 | |
Mortgage Research Center
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VA | 6 | 2.5% | 85.7% | $446,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 2.1% | 83.3% | $365,000 | |
CrossCountry Mortgage, LLC
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FHA, VA | 4 | 1.6% | 100% | $537,500 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 4 | 1.6% | 65% | $170,000 | View |
Cmg Mortgage Inc
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Conventional, FHA | 4 | 1.6% | 100% | $387,500 | |
The Loan Store, Inc
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Conventional | 4 | 1.6% | 100% | $480,000 | |
Village Capital & Investment
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VA | 4 | 1.6% | 100% | $387,500 | |
Freedom Mortgage Corporation
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VA | 3 | 1.2% | 83.3% | $521,666 | |
Planet Home Lending, LLC
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Conventional, VA | 3 | 1.2% | 100% | $225,000 | |
Integrity Home Mortgage Corporation
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VA | 3 | 1.2% | 100% | $625,000 | |
American Financial Resources LLC
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VA | 2 | 0.8% | 100% | $530,000 | |
Movement Mortgage, LLC
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Conventional, VA | 2 | 0.8% | 100% | $275,000 | |
PHH Mortgage Corporation
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Conventional, VA | 2 | 0.8% | 100% | $465,000 | |
Loanunited.Com, LLC
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VA | 2 | 0.8% | 100% | $415,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 2 | 0.8% | 100% | $300,000 | View |
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A+5.0 ★Texas Ratio: 2.58% |
VA | 2 | 0.8% | 100% | $445,000 | View |
Mortgage Financial Services
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Conventional | 2 | 0.8% | 100% | $295,000 | |
American Pacific Mortgage Corporation
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Conventional, VA | 2 | 0.8% | 100% | $545,000 | |
Lower, LLC
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Conventional, FHA | 2 | 0.8% | 100% | $230,000 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 2 | 0.8% | 100% | $545,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 0.8% | 66.7% | $215,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.8% | 50% | $195,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $655,000 | |
Semper Home Loans, Inc
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FHA | 1 | 0.4% | 100% | $525,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
Equity Prime Mortgage LLC
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VA | 1 | 0.4% | 50% | $685,000 | |
Hamilton Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $175,000 | |
ALCOVA Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $395,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.4% | 100% | $245,000 | |
Synergy One Lending, Inc.
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VA | 1 | 0.4% | 100% | $535,000 | |
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A5.0 ★Texas Ratio: 13.21% |
VA | 1 | 0.4% | 100% | $605,000 | View |
Discover Bank
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Strong Home Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $515,000 | |
Midwest Mortgage Associates Corp
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FHA | 1 | 0.4% | 100% | $135,000 | |
Jet HomeLoans, LP
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VA | 1 | 0.4% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 7.80% |
VA | 1 | 0.4% | 100% | $575,000 | View |
Stockton Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $465,000 | |
V.I.P. Mortgage, Inc.
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FHA | 1 | 0.4% | 100% | $455,000 | |
Nations Direct Mortgage, LLC
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VA | 1 | 0.4% | 100% | $525,000 | |
Zillow Home Loans, LLC
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VA | 1 | 0.4% | 100% | $585,000 | |
Southwest Stage Funding LLC
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FHA | 1 | 0.4% | 100% | $325,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $305,000 | |
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 3.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
La Vernia Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in La Vernia, Texas
Looking for mortgage lenders near me or mortgage brokers near me in La Vernia? The list below shows the banks, credit unions and mortgage brokers that closed home loans in La Vernia in 2025, with lenders based there listed first.
Types of Mortgage Lenders in La Vernia, TX
Use these to narrow the list above. Each category shows how many La Vernia, TX lenders fit and what that kind of lender is usually best for.
Who Lends in La Vernia, TX
Independent mortgage companies closed 74.1 percent of home loans in La Vernia, Texas in 2025, banks 9.5 percent and credit unions 16.5 percent. Pilgrim Mortgage LLC was the largest mortgage company, Wells Fargo Bank NA the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Third Coast Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in La Vernia, TX
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in La Vernia, Texas with 3 loans, about 1.2 percent of the market. The largest lender headquartered in Texas was Third Coast Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in La Vernia, Texas in 2025, led by United Wholesale Mortgage with 6. 35 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 7 credit unions closed home loans in La Vernia, Texas in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in La Vernia, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in La Vernia, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up La Vernia. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
