Mortgage Lenders and Brokers in Joshua, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Joshua, Texas mortgage lenders include Pinnacle BankPinnacle Bank456 S Broadway St, Joshua, TX 76058A5.0 ★Texas Ratio: 9.89%, First Financial BankFirst Financial Bank2617 Antilley Rd, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.74%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, EecuEecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 2.73%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Fort Worth Community Credit UnionFort Worth Community Credit Union2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520, TexasBankTexasBank501 E Hall St, Bangs, TX 76823A+5.0 ★Texas Ratio: 5.55%, Grandview BankGrandview Bank100 Percifield Trl, Alvarado, TX 76009A+5.0 ★Texas Ratio: 0.94%, and NexbankNexbank2515 Mckinney Ave, Dallas, TX 75201A-5.0 ★Texas Ratio: 14.93%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Joshua, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Joshua are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Joshua, Texas
Market share is the lender's share of all home loans closed in Joshua, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Joshua 456 S Broadway St, Joshua, TX 76058 A5.0 ★Texas Ratio: 9.89% |
Conventional | 3 | 0.6% | 100% | $301,666 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional, Jumbo, HELOC | 8 +3 HELOCs |
1.5% | 80% | $387,500 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 6 +4 HELOCs |
1.1% | 85.7% | $233,333 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
Conventional, HELOC | 6 +3 HELOCs |
1.1% | 75% | $155,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 0.7% | 100% | $310,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA | 4 | 0.7% | 100% | $252,500 | |
Fort Worth Community Credit Union
2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520 |
Conventional, HELOC | 3 +5 HELOCs |
0.6% | 75% | $68,333 | |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 3 | 0.6% | 100% | $315,000 | View |
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100 Percifield Trl, Alvarado, TX 76009 A+5.0 ★Texas Ratio: 0.94% |
Conventional | 3 | 0.6% | 100% | $318,333 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional, VA | 3 | 0.6% | 100% | $311,666 | View |
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118 N Garfield Ave, Rotan, TX 79546 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 2 | 0.4% | 100% | $465,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 2 | 0.4% | 100% | $155,000 | View |
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1651 Sw Wilshire Blvd, Burleson, TX 76028 A5.0 ★Texas Ratio: 12.03% |
Conventional | 2 | 0.4% | 100% | $110,000 | View |
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325 S Fm 1187, Aledo, TX 76008 A5.0 ★Texas Ratio: 8.39% |
Conventional | 2 | 0.4% | 100% | $545,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA | 2 | 0.4% | 100% | $325,000 | View |
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2501 E Pioneer Pkwy, Arlington, TX 76010 8365 A5.0 ★Texas Ratio: 6.31% |
Conventional | 2 | 0.4% | 100% | $195,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $405,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $615,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
VA | 1 | 0.2% | 100% | $425,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.2% | 50% | $225,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
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436 S Front St, Bellville, TX 77418 A+5.0 ★Texas Ratio: 2.92% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $365,000 | View |
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2309 Montgomery St, Fort Worth, TX 76107 4520 A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.2% | 33.3% | $125,000 | View |
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108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
VA | 1 | 0.2% | 100% | $505,000 | View |
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2109 N Center St, Bonham, TX 75418 A+5.0 ★Texas Ratio: 2.19% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.2% | 33.3% | $325,000 | View |
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1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
Conventional | 1 | 0.2% | 50% | $35,000 | View |
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720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sfmc, LP
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Conventional, FHA, VA | 50 | 9.2% | 98.2% | $406,400 | |
Trinity Oaks Mortgage
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Conventional, FHA, VA | 17 | 3.1% | 100% | $410,294 | |
Clm Mortgage, Inc
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Conventional, FHA, VA | 16 | 2.9% | 94.7% | $427,500 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA | 11 | 2% | 100% | $351,363 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 5 | 0.9% | 100% | $323,000 | View |
Primelending
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Conventional, FHA | 3 | 0.6% | 71.4% | $525,000 | |
Nationstar Mortgage
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Conventional | 3 | 0.6% | 100% | $58,333 | |
Orchard Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 100% | $85,000 | View |
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A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
Envoy Mortgage, Ltd
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VA | 1 | 0.2% | 100% | $425,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.2% | 50% | $95,000 | |
Commercial Bank of Texas, NA
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Loanpeople, LLC
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Gsb Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $285,000 | |
DHI Mortgage Company, LTD.
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FHA | 1 | 0.2% | 100% | $295,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.2% | 100% | $395,000 | |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 69 | 12.7% | 89.7% | $403,695 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 36 | 6.6% | 74% | $317,777 | View |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 22 | 4.1% | 91.7% | $373,636 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 16 | 2.9% | 100% | $188,750 | View |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 16 | 2.9% | 100% | $287,500 | |
Freedom Mortgage Corporation
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FHA, VA | 13 | 2.4% | 88.2% | $421,153 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 10 | 1.8% | 76.9% | $280,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 9 | 1.7% | 100% | $370,555 | |
Lower, LLC
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Conventional, FHA, VA | 9 | 1.7% | 90.9% | $397,222 | |
21St Mortgage
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Conventional | 8 | 1.5% | 47.1% | $135,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 7 | 1.3% | 100% | $412,142 | |
New American Funding, LLC.
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Conventional, FHA, VA | 7 | 1.3% | 87.5% | $230,714 | |
Kind Lending, LLC
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Conventional, FHA | 6 | 1.1% | 100% | $335,000 | |
American Financial Resources LLC
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Conventional, FHA | 5 | 0.9% | 100% | $349,000 | |
Newrez LLC
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Conventional, VA | 5 | 0.9% | 55.6% | $297,000 | |
Mortgage Research Center
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VA | 5 | 0.9% | 62.5% | $399,000 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 5 | 0.9% | 100% | $365,000 | |
loanDepot.com LLC
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Conventional, HELOC | 4 +1 HELOCs |
0.7% | 83.3% | $260,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 4 | 0.7% | 63.6% | $102,500 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 0.7% | 50% | $157,500 | |
Synergy One Lending, Inc.
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Conventional | 4 | 0.7% | 100% | $462,500 | |
Planet Home Lending, LLC
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FHA, VA | 4 | 0.7% | 80% | $475,000 | |
The Loan Store, Inc
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Conventional | 4 | 0.7% | 100% | $442,500 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 0.7% | 36.4% | $155,000 | |
American Portfolio Mortgage Corporation
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Conventional, VA | 3 | 0.6% | 75% | $348,333 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 3 | 0.6% | 100% | $231,666 | View |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 3 | 0.6% | 50% | $138,333 | View |
Assurance Financial Group, L.L.C.
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FHA, VA | 3 | 0.6% | 100% | $378,333 | |
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A+5.0 ★Texas Ratio: 2.85% |
FHA, VA | 3 | 0.6% | 100% | $441,666 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 3 | 0.6% | 75% | $331,666 | View |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.4% | 60% | $100,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 0.4% | 100% | $245,000 | View |
Guaranteed Rate, Inc.
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FHA | 2 | 0.4% | 100% | $220,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 2 | 0.4% | 100% | $270,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.4% | 100% | $370,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $320,000 | |
Deephaven Mortgage LLC
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Conventional | 2 | 0.4% | 100% | $440,000 | |
HomeBridge Financial Services, Inc
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FHA, VA | 2 | 0.4% | 100% | $355,000 | |
Cardinal Financial Company, Li
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Conventional, VA | 2 | 0.4% | 75% | $315,000 | |
Churchill Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $185,000 | |
Towne Mortgage Company
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Conventional, FHA | 2 | 0.4% | 100% | $280,000 | |
Better Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $370,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.4% | 60% | $475,000 | |
Carrington Mortgage Services LLC
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Conventional | 2 | 0.4% | 60% | $135,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.4% | 66.7% | $465,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $495,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.2% | 50% | $235,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $245,000 | |
Legacy Mortgage
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Platinum Eagle Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
United Built Homes, LLC
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.2% | 100% | $185,000 | |
Mortgage Financial Services
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VA | 1 | 0.2% | 100% | $525,000 | |
American Financing Corporation
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Conventional | 1 | 0.2% | 33.3% | $315,000 | |
ClearPath Lending
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VA | 1 | 0.2% | 100% | $285,000 | |
Securitynational Mortgage Company
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VA | 1 | 0.2% | 100% | $345,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $385,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.2% | 100% | $465,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Nfm, Inc
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Conventional | 1 | 0.2% | 100% | $725,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $445,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
Member First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.2% | 100% | $365,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $55,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 1 | 0.2% | 100% | $825,000 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
Geneva Financial LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.2% | 100% | $235,000 | |
The Mortgage Link, Inc.
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FHA | 1 | 0.2% | 100% | $215,000 | |
Village Capital & Investment
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FHA | 1 | 0.2% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A4.8 ★Texas Ratio: 2.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Joshua Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Joshua, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Joshua? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Joshua in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Joshua, TX
Use these to narrow the list above. Each category shows how many Joshua, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Joshua, TX
Independent mortgage companies closed 82 percent of home loans in Joshua, Texas in 2025, banks 13.1 percent and credit unions 5 percent. Everett Financial, Inc. was the largest mortgage company, Pinnacle Bank the largest bank and Eecu the largest credit union. Among lenders headquartered in Texas, Pinnacle Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Joshua, TX
By home loans closed in 2025, Pinnacle Bank was the largest mortgage lender in Joshua, Texas with 3 loans, about 0.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Joshua, Texas, Sfmc, LP approved the highest share of completed applications in 2025 at 98.2 percent, against a 85.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
43 lenders closed FHA loans in Joshua, Texas in 2025, led by United Wholesale Mortgage with 29. 34 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 11 credit unions closed home loans in Joshua, Texas in 2025, alongside 81 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Joshua, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Joshua, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Joshua. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
