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Mortgage Lenders and Brokers in Irving, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Irving, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2902 N Belt Line Rd, Irving, TX 75062A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA5400 N Macarthur Blvd, Irving, TX 75038A+5.0 ★Texas Ratio: 4.14%, Frost BankFrost Bank7460 North State Highway 161, Irving, TX 75039A+5.0 ★Texas Ratio: 2.51%, Wells Fargo Bank NAWells Fargo Bank NA900 W Airport Fwy, Irving, TX 75062A+5.0 ★Texas Ratio: 5.36%, Mobility Credit UnionMobility Credit Union8384 N Belt Line Rd, Irving, TX 75063 6006A5.0 ★Texas Ratio: 9.96%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.8665 Cypress Waters Blvd, Irving, TX 75063A+5.0 ★Texas Ratio: 3.72%, Truist BankTruist Bank6650 N Macarthur Blvd, Irving, TX 75039A+5.0 ★Texas Ratio: 2.87%, Regions BankRegions Bank7405 Las Colinas Blvd, Irving, TX 75063A+5.0 ★Texas Ratio: 4.37%, PNC Bank N.A.PNC Bank N.A.4925 N O Connor Rd, Irving, TX 75062A+5.0 ★Texas Ratio: 4.24%, and Origin BankOrigin Bank7720 N Macarthur Blvd, Irving, TX 75063A5.0 ★Texas Ratio: 6.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Irving, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Irving are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Irving, Texas

Market share is the lender's share of all home loans closed in Irving, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 6 offices in Irving 2902 N Belt Line Rd, Irving, TX 75062 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	63	4.2%	82.5%	$368,174	View
Bank of America NA 5 offices in Irving 5400 N Macarthur Blvd, Irving, TX 75038 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	28 +40 HELOCs	1.9%	84.8%	$352,500	View
Frost Bank ★ 5 stars, 1 review 3 offices in Irving 7460 North State Highway 161, Irving, TX 75039 A+5.0 ★Texas Ratio: 2.51%	Conventional, HELOC	19 +11 HELOCs	1.3%	61.1%	$169,736	View
Wells Fargo Bank NA 3 offices in Irving 900 W Airport Fwy, Irving, TX 75062 A+5.0 ★Texas Ratio: 5.36%	Conventional	16	1.1%	61.5%	$251,875	View
Mobility Credit Union 8384 N Belt Line Rd, Irving, TX 75063 6006 A5.0 ★Texas Ratio: 9.96%	Conventional	5	0.3%	42.9%	$169,000	View
Zions Bancorporation, N.A. 1 office in Irving 8665 Cypress Waters Blvd, Irving, TX 75063 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	3 +7 HELOCs	0.2%	100%	$375,000	View
Truist Bank ★ 1 stars, 1 review 2 offices in Irving 6650 N Macarthur Blvd, Irving, TX 75039 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	2 +10 HELOCs	0.1%	100%	$290,000	View
Regions Bank 1 office in Irving 7405 Las Colinas Blvd, Irving, TX 75063 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	2 +2 HELOCs	0.1%	33.3%	$110,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3 offices in Irving 4925 N O Connor Rd, Irving, TX 75062 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +18 HELOCs	0.1%	100%	$265,000	View
Origin Bank 1 office in Irving 7720 N Macarthur Blvd, Irving, TX 75063 A5.0 ★Texas Ratio: 6.66%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$575,000	View
First National Bank Texas 5 offices in Irving 3612 N Belt Line Rd, Irving, TX 75062 A4.7 ★Texas Ratio: 3.20%	FHA	1	0.1%	100%	$255,000	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, FHA	25	1.7%	89.7%	$306,600
TexasBank 501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55%	Conventional, FHA	16	1.1%	100%	$237,500	View
MidFirst Bank 1920 Mckinney Ave, Dallas, TX 75201 A+5.0 ★Texas Ratio: 4.93%	Conventional, FHA, Jumbo	9	0.6%	100%	$498,333	View
Bokf NA 792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05%	Conventional, Jumbo, HELOC	8 +4 HELOCs	0.5%	100%	$605,000	View
Southwest Airlines FCU 801 W Euless Blvd Ste 104, Euless, TX 76040 4438	Conventional	8	0.5%	80%	$148,750
Texas Trust Credit Union 7255 State Highway 161, Irving, TX 75039 A5.0 ★Texas Ratio: 6.31%	Conventional	8	0.5%	80%	$177,500	View
First United Bank and Trust Co 10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43%	Conventional, HELOC	7 +4 HELOCs	0.5%	77.8%	$387,857	View
First Horizon Bank ★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	7 +3 HELOCs	0.5%	87.5%	$589,285	View
Randolph-Brooks Federal Credit Union 404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89%	Conventional, HELOC	6 +4 HELOCs	0.4%	80%	$320,000	View
First Financial Bank 2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74%	Conventional, HELOC	6 +1 HELOCs	0.4%	54.5%	$251,666	View
Texas Mortgage Lending, LLC 6911 N MacArthur Blvd, Irving, TX 75039 2464 A+5.0 ★Texas Ratio: 3.34%	Conventional	6	0.4%	77.8%	$381,666	View
Bank of Whittier, Na 1431 E Spring Valley Rd, Richardson, TX 75081 A+5.0 ★Texas Ratio: 0.00%	Conventional	6	0.4%	50%	$388,333	View
Centennial Bank 1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14%	Conventional, Jumbo	6	0.4%	85.7%	$341,666	View
Prosperity Bank ★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58%	Conventional, Jumbo	5	0.3%	55.6%	$337,000	View
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo	3	0.2%	37.5%	$811,666	View
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional	3	0.2%	100%	$458,333	View
Intouch Credit Union 1010 W Exchange Pkwy Ste 170, Allen, TX 75013 7113 A5.0 ★Texas Ratio: 11.58%	Conventional	3	0.2%	100%	$365,000	View
Vantage Bank Texas 1785 Ruben M Torres Blvd, Brownsville, TX 78521 A5.0 ★Texas Ratio: 8.20%	Conventional	3	0.2%	100%	$301,666	View
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	3	0.2%	80%	$571,666	View
Sunflower Bank, N.A. 623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77%	Conventional, FHA	3	0.2%	100%	$295,000	View
Eecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73%	Conventional, HELOC	2 +2 HELOCs	0.1%	40%	$330,000	View
Hancock Whitney Bank ★ 4 stars, 3 reviews 7800 Shoal Creek Boulevard, Austin, TX 78757 A+5.0 ★Texas Ratio: 3.41%	Conventional	2	0.1%	66.7%	$175,000	View
Greater Texas FCU 1425 N CENTER ST, ARLINGTON, TX 76011	Conventional	2	0.1%	50%	$280,000
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	Conventional, VA, Jumbo	2	0.1%	50%	$740,000	View
Southwest Financial Federal Credit Union 1750 Valley View Ln Ste 110, Farmers Branch, TX 75234 9024 A+5.0 ★Texas Ratio: 0.59%	Conventional	2	0.1%	66.7%	$220,000	View
Simmons Bank 3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33%	Conventional	2	0.1%	66.7%	$295,000	View
American National Bank & Trust 108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83%	Conventional	2	0.1%	100%	$195,000	View
International Bank of Commerce 1421 W Frontage Rd, Alamo, TX 78516	Conventional	2	0.1%	100%	$335,000
Pointbank 302 Highway 377 N, Argyle, TX 76226 A5.0 ★Texas Ratio: 12.67%	Conventional	2	0.1%	100%	$215,000	View
First Liberty Bank 2600 Dallas Pkwy, Frisco, TX 75034 A+5.0 ★Texas Ratio: 0.50%	Conventional	2	0.1%	100%	$550,000	View
American National Bank of Texa 720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41%	Conventional	2	0.1%	100%	$85,000	View
Credit Union of Texas 6911 N MacArthur Blvd, Irving, TX 75039 2464 A+5.0 ★Texas Ratio: 3.34%	Conventional, HELOC	1 +69 HELOCs	0.1%	100%	$315,000	View
Fort Worth Community Credit Union 2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$65,000
Tdecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0.1%	50%	$125,000	View
b1BANK 14951 Dallas Pkwy, Dallas, TX 75254 A5.0 ★Texas Ratio: 9.53%	Conventional	1	0.1%	100%	$175,000	View
TransPecos Banks, SSB - Pecos, TX 108 W Avenue E, Alpine, TX 79830 F1.0 ★Texas Ratio: 79.54%	Conventional	1	0.1%	100%	$125,000	View
Moody National Bank 7900 Shoal Creek Blvd, Austin, TX 78757 A5.0 ★Texas Ratio: 6.43%	Conventional	1	0.1%	100%	$145,000	View
First Bank 900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67%	VA	1	0.1%	100%	$445,000	View
Pilgrim Mortgage LLC 123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04%	Conventional	1	0.1%	100%	$535,000	View
LibertyOne Credit Union 2221 E Lamar Blvd Ste 110, Arlington, TX 76006 A5.0 ★Texas Ratio: 8.30%	Conventional	1	0.1%	100%	$15,000	View
TBK Bank, SSB 12700 Park Central Dr, Dallas, TX 75251 A5.0 ★Texas Ratio: 8.52%	Conventional	1	0.1%	100%	$275,000	View
Commerce Bank 1900 West Loop S, Houston, TX 77027 A+5.0 ★Texas Ratio: 0.89%	Conventional	1	0.1%	100%	$185,000	View
Texas Security Bank 5151 Belt Line Road, Dallas, TX 75254 A+5.0 ★Texas Ratio: 3.46%	Conventional	1	0.1%	100%	$725,000	View
The First National Bank of Tom Bean 2203 W Main St, Clarksville, TX 75426	Conventional	1	0.1%	100%	$105,000
Metro Medical Credit Union 8200 Brookriver Dr Ste N110, Dallas, TX 75247 A+5.0 ★Texas Ratio: 1.19%	Conventional	1	0.1%	100%	$85,000	View
Texas Regional Bank 1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25%	FHA	1	0.1%	100%	$315,000	View
City Bank 4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71%	Conventional	1	0.1%	33.3%	$305,000	View
Inwood National Bank 1312 Washington St, Commerce, TX 75428 A+5.0 ★Texas Ratio: 1.84%	Conventional	1	0.1%	100%	$565,000	View
Texans Credit Union 406 W McDermott Dr, Allen, TX 75013 2708 A+5.0 ★Texas Ratio: 4.22%	Conventional	1	0.1%	10%	$355,000	View
Farmers Bank & Trust 2100 W White St, Anna, TX 75409 A5.0 ★Texas Ratio: 11.09%	Conventional	1	0.1%	100%	$485,000	View
HomeBank Texas 3637 N Buckner Blvd, Dallas, TX 75228 A+5.0 ★Texas Ratio: 4.76%	Conventional	1	0.1%	100%	$285,000	View
BMO Harris Bank NA 200 Crescent Ct, Dallas, TX 75201 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo	1	0.1%	100%	$1,445,000	View
Chambers Bank 3131 Turtle Creek Blvd, Dallas, TX 75219 A+5.0 ★Texas Ratio: 1.59%	Conventional	1	0.1%	100%	$305,000	View
East West Bank 2527 Royal Ln, Dallas, TX 75229 A+5.0 ★Texas Ratio: 2.84%	Conventional	1	0.1%	100%	$105,000	View
A+ Federal Credit Union 1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13%	Conventional	1	0.1%	100%	$195,000	View
Texana Bank 124 E Rush St, Linden, TX 75563 A5.0 ★Texas Ratio: 13.83%	Conventional	1	0.1%	100%	$325,000	View
Jefferson Bank 114 W 7th Street Suite 100, Austin, TX 78701 A5.0 ★Texas Ratio: 6.02%	VA	1	0.1%	100%	$765,000	View
Security Service ★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91%	HELOC	0 +2 HELOCs	0%	n/a		View
Amarillo National Bank 1500 S Coulter St, Amarillo, TX 79106 A5.0 ★Texas Ratio: 9.89%	HELOC	0 +1 HELOCs	0%	n/a		View
Nationstar Mortgage	Conventional, FHA	24	1.6%	77.4%	$282,500
Priority Home Mortgage, L.P.	Conventional, VA	15	1%	100%	$477,000
Primelending	Conventional, FHA, Jumbo	10	0.7%	100%	$419,000
Sfmc, LP	Conventional, FHA, VA	8	0.5%	100%	$385,000
Integrity Mortgage Corporation of Texas	Conventional	8	0.5%	100%	$368,750
Highlands Residential Mortgage, Ltd.	Conventional, FHA, VA	7	0.5%	100%	$410,714
SWBC Mortgage Corporation	Conventional	6	0.4%	100%	$590,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	6	0.4%	85.7%	$331,666
FocusOne Mortgage, LLC	Conventional	5	0.3%	87.5%	$203,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional, VA	5	0.3%	100%	$411,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.3%	66.7%	$247,500	View
Southwest Funding LP	Conventional, FHA	4	0.3%	100%	$232,500
American Airlines Federal Cred	Conventional, HELOC	3 +5 HELOCs	0.2%	100%	$315,000
Zippy Loans, LLC	Conventional	3	0.2%	30%	$105,000
Network Funding, L.P.	Conventional	3	0.2%	62.5%	$171,666
Click n' Close, Inc.	Conventional, FHA	3	0.2%	75%	$198,333
Willow Bend Mortgage Company, LLC	Conventional, FHA	2	0.1%	100%	$245,000
Gardner Financial Services	Conventional, FHA	2	0.1%	100%	$485,000
Right Start Mortgage, Inc	Conventional, FHA	2	0.1%	80%	$410,000
Interlinc Mortgage Services, LLC	Conventional	1	0.1%	100%	$235,000
Republic State Mortgage Company	FHA	1	0.1%	100%	$145,000
Guaranty Bank & Trust A-5.0 ★Texas Ratio: 14.15%	Conventional	1	0.1%	100%	$535,000	View
Ameritrust Mortgage Corporation	Conventional	1	0.1%	100%	$405,000
Efinity Financial LLC A+5.0 ★Texas Ratio: 0.00%	FHA	1	0.1%	100%	$345,000	View
Commercial Bank of Texas, NA	Conventional, Jumbo	1	0.1%	100%	$3,565,000
Encompass Lending Group, L.P.	FHA	1	0.1%	50%	$405,000
Gsb Mortgage, Inc.	Conventional	1	0.1%	100%	$145,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	229	15.3%	89%	$420,851
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA	141	9.4%	71.4%	$294,078	View
21St Mortgage	Conventional	39	2.6%	53.2%	$99,871
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	27	1.8%	69.2%	$353,148
American Portfolio Mortgage Corporation	Conventional, FHA	22	1.5%	84.6%	$267,727
Provident Funding Associates	Conventional	21	1.4%	100%	$452,619
CrossCountry Mortgage, LLC	Conventional, FHA, Jumbo	19	1.3%	95%	$335,526
Uif Corporation	Conventional	19	1.3%	95%	$396,052
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	17 +1 HELOCs	1.1%	95.5%	$415,000
Guidance Residential, LLC	Conventional	17	1.1%	100%	$440,882
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	16 +1 HELOCs	1.1%	94.1%	$601,875
The Loan Store, Inc	Conventional, HELOC	16 +1 HELOCs	1.1%	83.3%	$318,750
Cardinal Financial Company, Li	Conventional, FHA	13	0.9%	92.9%	$245,769
Paramount Residential Mortgage	Conventional, FHA	13	0.9%	100%	$493,461
Newrez LLC	Conventional	12	0.8%	52%	$370,833
Mortgage Research Center	FHA, VA	12	0.8%	92.3%	$321,666
Prosperity Home Mortgage, LLC	Conventional, FHA, Jumbo	10	0.7%	90.9%	$395,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	10	0.7%	78.6%	$248,000
loanDepot.com LLC	Conventional, FHA, HELOC	9 +5 HELOCs	0.6%	90%	$257,222
Spring Eq, LLC	Conventional, Jumbo, HELOC	9 +5 HELOCs	0.6%	37.9%	$172,777
Cadence Bank	Conventional	9	0.6%	100%	$363,888
Kind Lending, LLC	Conventional, FHA	9	0.6%	81.8%	$266,111
AmeriHome Mortgage Company, LLC	Conventional, FHA, VA	9	0.6%	100%	$418,333
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA	9	0.6%	100%	$182,777	View
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, FHA, VA, Jumbo	9	0.6%	100%	$425,000	View
Discover Bank	Conventional	9	0.6%	28.1%	$168,333
Better Mortgage Corporation	Conventional	9	0.6%	71.4%	$425,000
Zillow Home Loans, LLC	Conventional, FHA, VA, Jumbo	9	0.6%	100%	$455,000
New American Funding, LLC.	Conventional, FHA, VA	9	0.6%	75%	$231,666
American Pacific Mortgage Corporation	Conventional, FHA, VA	8	0.5%	88.9%	$298,750
Lakeview Loan Servicing, LLC	Conventional, FHA	7	0.5%	25.7%	$216,428
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	7	0.5%	38.9%	$262,142	View
Lower, LLC	Conventional, VA, Jumbo	7	0.5%	100%	$483,571
Fairway Independent Mort Corp	Conventional, FHA	7	0.5%	87.5%	$286,428
Plaza Home Mortgage, Inc	Conventional, FHA	7	0.5%	77.8%	$259,285
The Mortgage Link, Inc.	Conventional, FHA	7	0.5%	100%	$337,857
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, Jumbo	6	0.4%	100%	$538,333	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	6	0.4%	100%	$456,666	View
Goodleap, LLC	Conventional, FHA, HELOC	5 +1 HELOCs	0.3%	71.4%	$131,000
Freedom Mortgage Corporation	FHA, VA	5	0.3%	55.6%	$407,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	5	0.3%	50%	$393,000	View
Mortgage Financial Services	Conventional, FHA, VA	5	0.3%	100%	$307,000
Union Home Mortgage Corp.	Conventional, FHA	5	0.3%	83.3%	$351,000
Churchill Mortgage Corporation	Conventional, FHA	5	0.3%	100%	$311,000
Planet Home Lending, LLC	Conventional, VA	5	0.3%	100%	$211,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	5	0.3%	100%	$357,000	View
Nexera Holding LLC	Conventional	5	0.3%	71.4%	$361,000
Pentagon Federal Credit Union	Conventional, VA, HELOC	4 +1 HELOCs	0.3%	100%	$292,500
American Financial Resources LLC	Conventional, FHA, VA	4	0.3%	100%	$377,500
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	4	0.3%	100%	$872,500	View
Resicentral LLC	Conventional	4	0.3%	83.3%	$387,500
Deephaven Mortgage LLC	Conventional	4	0.3%	57.1%	$380,000
Sun West Mortgage Company, Inc	Conventional, FHA	4	0.3%	100%	$577,500
Digital Federal Credit Union	Conventional, Jumbo	4	0.3%	80%	$287,500
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	4	0.3%	100%	$527,500	View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	3 +2 HELOCs	0.2%	75%	$1,101,666	View
Devon Bank B+4.0 ★Texas Ratio: 2.09%	Conventional	3	0.2%	100%	$295,000	View
Royal United Mortgage LLC	Conventional	3	0.2%	100%	$65,000
All Credit Considered Mortgage, Inc.	Conventional	3	0.2%	100%	$335,000
Equity Prime Mortgage LLC	FHA, VA	3	0.2%	100%	$291,666
AmWest Funding Corp	Conventional	3	0.2%	100%	$298,333
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, Jumbo	3	0.2%	100%	$848,333	View
HomeXpress Mortgage Corp.	Conventional, Jumbo	3	0.2%	75%	$751,666
V.I.P. Mortgage, Inc.	Conventional, FHA	3	0.2%	100%	$355,000
Mutual of Omaha Mortgage	Conventional	3	0.2%	75%	$558,333
Florida Capital Bank, N.A	Conventional, FHA	3	0.2%	75%	$491,666
HomeBridge Financial Services, Inc	Conventional, HELOC	2 +3 HELOCs	0.1%	100%	$395,000
Farmers Insurance Federal Credit Union	Conventional	2	0.1%	100%	$210,000
Sage Home Loans Corporation	Conventional	2	0.1%	100%	$610,000
Nbkc Bank	Conventional, VA	2	0.1%	66.7%	$395,000
Movement Mortgage, LLC	Conventional	2	0.1%	100%	$230,000
PHH Mortgage Corporation	Conventional, VA	2	0.1%	100%	$260,000
Synergy One Lending, Inc.	Conventional	2	0.1%	100%	$380,000
City Lending Inc. A+5.0 ★Texas Ratio: 1.71%	Conventional, FHA	2	0.1%	100%	$160,000	View
Eustis Mortgage Corp A+5.0 ★Texas Ratio: 3.34%	FHA, VA	2	0.1%	100%	$460,000	View
Obsidian Financial Services	Conventional	2	0.1%	100%	$420,000
American Financing Corporation	Conventional	2	0.1%	60%	$360,000
Bay Equity LLC	Conventional	2	0.1%	100%	$355,000
Geneva Financial LLC	Conventional, FHA	2	0.1%	100%	$500,000
American Finance House Lariba	Conventional	2	0.1%	80%	$325,000
Honda Federal Credit Union	Conventional	2	0.1%	100%	$150,000
Hometown Equity Mortgage, LLC	Conventional	2	0.1%	66.7%	$340,000
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.1%	100%	$495,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, VA	2	0.1%	66.7%	$315,000	View
Bank Ozk	Conventional	2	0.1%	100%	$290,000
State Departmenet Federal Credit Union	Conventional	2	0.1%	100%	$480,000
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +17 HELOCs	0.1%	33.3%	$115,000	View
Arc Home LLC	Conventional	1	0.1%	33.3%	$425,000
Alliant Credit Union A+5.0 ★Texas Ratio: 4.84%	Conventional	1	0.1%	100%	$575,000	View
CIBC Bank USA A+5.0 ★Texas Ratio: 5.05%	Conventional, Jumbo	1	0.1%	100%	$2,005,000	View
American Mortgage Bank A+5.0 ★Texas Ratio: 4.14%	FHA	1	0.1%	100%	$325,000	View
Freedom Northwest Credit Union	Conventional	1	0.1%	100%	$275,000
Cliffco, Inc.	Conventional	1	0.1%	100%	$445,000
Neighborhood Loans, Inc	Conventional	1	0.1%	20%	$15,000
Primary Residential Mortgage, INC.	Conventional	1	0.1%	50%	$295,000
Gold Star Mortgage Financial Group, Corporation	FHA	1	0.1%	100%	$335,000
PromiseOne Bank	Conventional	1	0.1%	100%	$385,000
Servion	Conventional	1	0.1%	100%	$125,000
Success Lending, LLC A+5.0 ★Texas Ratio: 3.62%	Conventional	1	0.1%	33.3%	$275,000	View
Canopy Mortgage, LLC	Conventional	1	0.1%	100%	$175,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0.1%	100%	$285,000	View
Go Mortgage, LLC	VA	1	0.1%	100%	$415,000
AAA Capital Investment, Inc	Conventional	1	0.1%	100%	$335,000
Brighton Bank	FHA	1	0.1%	100%	$285,000
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 5.06%	Conventional	1	0.1%	27.3%	$95,000	View
Dart Bank	Conventional	1	0.1%	100%	$195,000
Kinecta Federal Credit Union	Conventional	1	0.1%	100%	$475,000
Loanunited.Com, LLC	FHA	1	0.1%	100%	$265,000
Filo Mortgage, LLC	Conventional	1	0.1%	50%	$195,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$545,000	View
Home Mortgage Alliance Corp (Hmac)	Conventional, Jumbo	1	0.1%	100%	$1,005,000
American Financial Network, Inc.	Conventional	1	0.1%	100%	$395,000
Homestead Funding Corp.	Conventional	1	0.1%	100%	$325,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, Jumbo	1	0.1%	100%	$1,205,000	View
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$265,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$505,000	View
Ahl Funding	FHA	1	0.1%	100%	$555,000
Citizens Equity First Credit U	Conventional	1	0.1%	100%	$535,000
Securitynational Mortgage Company	FHA	1	0.1%	33.3%	$325,000
SIRVA Mortgage, Inc.	VA	1	0.1%	100%	$555,000
Kwik Mortgage Corporation	Conventional	1	0.1%	100%	$345,000
Maple Mark Bank A+5.0 ★Texas Ratio: 4.88%	Conventional	1	0.1%	100%	$345,000	View
Calcon Mutual Mortgage LLC	FHA	1	0.1%	100%	$345,000
My Mortgage, Inc A+5.0 ★Texas Ratio: 3.89%	FHA	1	0.1%	100%	$355,000	View
American Internet Mortgage, Inc.	Conventional	1	0.1%	25%	$575,000
Foundation Mortgage Corporation	Conventional	1	0.1%	100%	$235,000
Land Home Financial Services,	FHA	1	0.1%	100%	$275,000
Ony Glo, Inc.	Conventional	1	0.1%	50%	$625,000
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional	1	0.1%	100%	$375,000	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$535,000	View
Waterstone Mortgage Corporation	Conventional	1	0.1%	100%	$565,000
Direct Mortgage Loans, LLC	Conventional	1	0.1%	100%	$705,000
Integrity Home Mortgage Corporation	FHA	1	0.1%	50%	$255,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$85,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$515,000	View
Midland States Bank A5.0 ★Texas Ratio: 9.50%	Conventional	1	0.1%	100%	$535,000	View
Member First Mortgage, LLC	Conventional, Jumbo	1	0.1%	100%	$1,005,000
Towne Mortgage Company	Conventional	1	0.1%	100%	$165,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$125,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	1	0.1%	100%	$955,000	View
Summit Funding.Inc	Conventional	1	0.1%	100%	$205,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$745,000	View
Nationwide Mortgage Bankers, Inc.	Conventional	1	0.1%	100%	$195,000
ClearEdge Lending LLC	Conventional	1	0.1%	33.3%	$175,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional	1	0.1%	100%	$445,000	View
Grand Bank for Savings, FSB	Conventional	1	0.1%	100%	$225,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA, Jumbo	1	0.1%	100%	$925,000	View
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	50%	$495,000
Carrington Mortgage Services LLC	Conventional	1	0.1%	50%	$375,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.1%	100%	$225,000	View
Vista Point Mortgage, LLC	Conventional	1	0.1%	100%	$265,000
Luxury Mortgage Corp.	Conventional, Jumbo	1	0.1%	100%	$1,525,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$415,000
Champions Funding, LLC	Conventional	1	0.1%	33.3%	$515,000
Tammac Holdings Corporation	Conventional	1	0.1%	39.2%	$105,000
Cake Mortgage Corp.	Conventional	1	0.1%	100%	$455,000
Village Capital & Investment	VA	1	0.1%	100%	$485,000
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$805,000
Figure Lending LLC	HELOC	0 +3 HELOCs	0%	n/a
Truwest Credit Union ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	HELOC	0 +1 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Irving Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Irving, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Irving? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Irving in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Irving, TX

Use these to narrow the list above. Each category shows how many Irving, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 136 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 92 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 30 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 68 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 34 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 36 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 74 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in Irving, TX

Independent mortgage companies closed 69.3 percent of home loans in Irving, Texas in 2025, banks 25.2 percent and credit unions 5.4 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Mobility Credit Union the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 19 loans.

69.3%

Mortgage companies

25.2%

Banks

5.4%

Credit unions

11%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in Irving, TX

Who is the largest mortgage lender in Irving, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Irving, Texas with 63 loans, about 4.2 percent of the market. The largest lender headquartered in Texas was Frost Bank with 19 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Irving, TX have the highest approval rates?

Among lenders with meaningful volume in Irving, Texas, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 89 percent, against a 76 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Irving, TX mortgage lenders offer FHA, VA and USDA loans?

68 lenders closed FHA loans in Irving, Texas in 2025, led by United Wholesale Mortgage with 25. 34 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Irving, TX lender list?

Yes. 92 banks and 30 credit unions closed home loans in Irving, Texas in 2025, alongside 136 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Irving, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Irving, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Irving, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Irving. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.