Mortgage Lenders and Brokers in Hidalgo, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hidalgo, Texas mortgage lenders include Rally Credit UnionRally Credit Union1317 W Frontage Rd, Alamo, TX 78516 2388A+5.0 ★Texas Ratio: 4.20%, Security ServiceSecurity Service135 W Bandera Rd, Boerne, TX 78006 2958A5.0 ★Texas Ratio: 6.91%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, Vantage Bank TexasVantage Bank Texas1785 Ruben M Torres Blvd, Brownsville, TX 78521A5.0 ★Texas Ratio: 8.20%, Texas National BankTexas National Bank1414 Ruben M Torres Blvd, Brownsville, TX 78521, b1BANKb1BANK14951 Dallas Pkwy, Dallas, TX 75254A5.0 ★Texas Ratio: 9.53%, Capitol Credit UnionCapitol Credit Union11920 Alterra Pkwy, Austin, TX 78758A+5.0 ★Texas Ratio: 5.21%, and First Community BankFirst Community Bank470 E Morrison Rd, Brownsville, TX 78526A+5.0 ★Texas Ratio: 0.47%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hidalgo, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hidalgo are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hidalgo, Texas
Market share is the lender's share of all home loans closed in Hidalgo, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1317 W Frontage Rd, Alamo, TX 78516 2388 A+5.0 ★Texas Ratio: 4.20% |
Conventional | 9 | 5.8% | 44.4% | $163,888 | View |
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★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 3 +1 HELOCs |
1.9% | 60% | $108,333 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.9% | 75% | $128,333 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA | 3 | 1.9% | 100% | $141,666 | |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
1.3% | 50% | $100,000 | View |
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1785 Ruben M Torres Blvd, Brownsville, TX 78521 A5.0 ★Texas Ratio: 8.20% |
Conventional | 2 | 1.3% | 66.7% | $195,000 | View |
Texas National Bank
1414 Ruben M Torres Blvd, Brownsville, TX 78521 |
Conventional, FHA | 2 | 1.3% | 100% | $255,000 | |
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14951 Dallas Pkwy, Dallas, TX 75254 A5.0 ★Texas Ratio: 9.53% |
Conventional | 1 | 0.6% | 100% | $115,000 | View |
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11920 Alterra Pkwy, Austin, TX 78758 A+5.0 ★Texas Ratio: 5.21% |
Conventional | 1 | 0.6% | 100% | $85,000 | View |
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470 E Morrison Rd, Brownsville, TX 78526 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.6% | 100% | $185,000 | View |
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8310 1 North Capital Of Texas Hwy Ste 288, Austin, TX 78731 A+5.0 ★Texas Ratio: 0.86% |
Conventional | 1 | 0.6% | 100% | $185,000 | View |
Right Start Mortgage, Inc
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FHA | 8 | 5.2% | 88.9% | $221,250 | |
Directions Equity, LLC
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Conventional, FHA | 3 | 1.9% | 100% | $218,333 | |
Willow Bend Mortgage Company, LLC
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FHA | 2 | 1.3% | 100% | $270,000 | |
Genway Home Mortgage, Inc.
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FHA | 2 | 1.3% | 100% | $275,000 | |
Southwest Funding LP
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FHA | 1 | 0.6% | 100% | $265,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 17 | 11% | 100% | $250,294 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 13 | 8.4% | 100% | $252,692 | |
Paramount Residential Mortgage
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Conventional, FHA | 12 | 7.8% | 92.3% | $254,166 | |
Synergy One Lending, Inc.
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Conventional, FHA | 10 | 6.5% | 83.3% | $237,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 9 | 5.8% | 100% | $202,777 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 8 | 5.2% | 100% | $160,000 | View |
Lower, LLC
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Conventional, FHA | 5 | 3.2% | 83.3% | $233,000 | |
Securitynational Mortgage Company
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Conventional, FHA | 4 | 2.6% | 100% | $217,500 | |
Acrisure Mortgage, LLC
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Conventional, FHA | 3 | 1.9% | 100% | $215,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 1.9% | 100% | $151,666 | |
New American Funding, LLC.
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Conventional, FHA, VA | 3 | 1.9% | 100% | $168,333 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.3% | 100% | $290,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 1.3% | 66.7% | $265,000 | |
Nations Lending Corporation
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FHA, VA | 2 | 1.3% | 100% | $295,000 | |
Loan Simple, Inc.
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FHA | 2 | 1.3% | 100% | $255,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +1 HELOCs |
0.6% | 100% | $285,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.6% | 100% | $185,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.6% | 50% | $275,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $105,000 | |
Newrez LLC
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Conventional | 1 | 0.6% | 25% | $175,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.6% | 66.7% | $265,000 | |
Mortgage Financial Services
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Conventional | 1 | 0.6% | 100% | $95,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.6% | 100% | $305,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.6% | 100% | $245,000 | |
Provident Funding Associates
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Mortgage Research Center
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VA | 1 | 0.6% | 33.3% | $245,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.6% | 100% | $195,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.6% | 50% | $225,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.6% | 100% | $225,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.6% | 100% | $115,000 | |
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Hidalgo Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hidalgo, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Hidalgo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hidalgo in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hidalgo, TX
Use these to narrow the list above. Each category shows how many Hidalgo, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Hidalgo, TX
Independent mortgage companies closed 83.8 percent of home loans in Hidalgo, Texas in 2025, banks 7.8 percent and credit unions 8.4 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Rally Credit Union the largest credit union. Among lenders headquartered in Texas, Rally Credit Union led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hidalgo, TX
By home loans closed in 2025, Rally Credit Union was the largest mortgage lender in Hidalgo, Texas with 9 loans, about 5.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Hidalgo, Texas in 2025, led by CrossCountry Mortgage, LLC with 14. 7 lenders closed VA loans, led by CrossCountry Mortgage, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 3 credit unions closed home loans in Hidalgo, Texas in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hidalgo, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hidalgo, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hidalgo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
