Mortgage Lenders and Brokers in Heath, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Heath, Texas mortgage lenders include American National Bank of TexaAmerican National Bank of Texa482 Laurence Dr, Heath, TX 75032B+4.0 ★Texas Ratio: 2.41%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA573 Laurence Dr, Heath, TX 75032A+5.0 ★Texas Ratio: 3.68%, b1BANKb1BANK1629 Smirl Dr, Heath, TX 75032A5.0 ★Texas Ratio: 9.53%, Integrity Mortgage Corporation of TexasIntegrity Mortgage Corporation of TexasHeath, TX, Velocio Mortgage, L.L.C.Velocio Mortgage, L.L.C.705 E 12th St, Austin, TX 78701 1909A+5.0 ★Texas Ratio: 1.87%, Southstate Bank, National AssociationSouthstate Bank, National Association3301 Fall Creek Hwy, Acton, TX 76049A+5.0 ★Texas Ratio: 2.27%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, and Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Heath, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Heath are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Heath, Texas
Market share is the lender's share of all home loans closed in Heath, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Heath 482 Laurence Dr, Heath, TX 75032 B+4.0 ★Texas Ratio: 2.41% |
Conventional, Jumbo | 7 | 1.4% | 100% | $823,571 | View |
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1 office in Heath 573 Laurence Dr, Heath, TX 75032 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 5 | 1% | 85.7% | $619,000 | View |
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1 office in Heath 1629 Smirl Dr, Heath, TX 75032 A5.0 ★Texas Ratio: 9.53% |
Conventional | 3 | 0.6% | 100% | $185,000 | View |
Integrity Mortgage Corporation of Texas
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Conventional, FHA, VA | 7 | 1.4% | 100% | $590,714 | |
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705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA, VA | 58 | 11.8% | 92.1% | $342,068 | View |
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★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, VA | 15 | 3.1% | 83.3% | $562,333 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, Jumbo, HELOC | 10 +10 HELOCs |
2% | 55.6% | $482,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, VA, Jumbo | 8 | 1.6% | 100% | $817,500 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 7 | 1.4% | 77.8% | $426,428 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
0.8% | 100% | $362,500 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA | 4 | 0.8% | 100% | $550,000 | View |
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4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
Conventional | 4 | 0.8% | 100% | $475,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +8 HELOCs |
0.6% | 75% | $305,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA, Jumbo | 3 | 0.6% | 100% | $735,000 | View |
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3637 N Buckner Blvd, Dallas, TX 75228 A+5.0 ★Texas Ratio: 4.76% |
Conventional | 3 | 0.6% | 100% | $281,666 | View |
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9404 Hillside Rd, Amarillo, TX 79119 A+5.0 ★Texas Ratio: 4.84% |
Conventional, Jumbo | 3 | 0.6% | 100% | $765,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $840,000 | View |
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★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 2 | 0.4% | 100% | $1,465,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo | 2 | 0.4% | 100% | $690,000 | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 2 | 0.4% | 100% | $345,000 | View |
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6360 Garth Rd Ste 140, Baytown, TX 77521 5105 A+5.0 ★Texas Ratio: 3.85% |
Conventional, Jumbo | 2 | 0.4% | 100% | $1,135,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA, Jumbo | 2 | 0.4% | 100% | $1,015,000 | View |
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3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33% |
Conventional, Jumbo | 2 | 0.4% | 100% | $940,000 | View |
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1312 Washington St, Commerce, TX 75428 A+5.0 ★Texas Ratio: 1.84% |
Conventional, Jumbo | 2 | 0.4% | 100% | $925,000 | View |
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107 N Phillips St, Bullard, TX 75757 A5.0 ★Texas Ratio: 6.23% |
Conventional | 2 | 0.4% | 100% | $440,000 | View |
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623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77% |
Conventional, VA | 2 | 0.4% | 66.7% | $375,000 | View |
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384 E Stacy Rd, Allen, TX 75002 A5.0 ★Texas Ratio: 6.66% |
Conventional | 2 | 0.4% | 100% | $790,000 | View |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.2% | 100% | $1,465,000 | View |
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101 W Main St, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 1 | 0.2% | 100% | $325,000 | |
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1301 N Riverfront Blvd, Dallas, TX 75207 A+5.0 ★Texas Ratio: 3.35% |
Conventional, Jumbo | 1 | 0.2% | 100% | $2,545,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional, Jumbo | 1 | 0.2% | 50% | $815,000 | View |
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2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
FHA | 1 | 0.2% | 100% | $375,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $725,000 | View |
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124 E Rush St, Linden, TX 75563 A5.0 ★Texas Ratio: 13.83% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
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17855 Dallas Pkwy, Dallas, TX 75287 A5.0 ★Texas Ratio: 9.02% |
Conventional | 1 | 0.2% | 100% | $755,000 | View |
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★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
Conventional | 1 | 0.2% | 100% | $585,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +15 HELOCs |
0% | n/a | View | |
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2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pikeview Mortgage, LLC
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Conventional, FHA, VA | 25 | 5.1% | 100% | $368,200 | |
Highlands Residential Mortgage, Ltd.
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Conventional, VA, Jumbo | 17 | 3.5% | 100% | $827,941 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, Jumbo | 8 | 1.6% | 100% | $526,250 | |
Primelending
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Conventional, VA, Jumbo | 6 | 1.2% | 88.9% | $838,333 | |
Sfmc, LP
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Conventional, FHA | 5 | 1% | 71.4% | $405,000 | |
Nationstar Mortgage
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Conventional, FHA, VA, Jumbo | 5 | 1% | 100% | $485,000 | |
Certified Funding, L.P.
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Conventional | 3 | 0.6% | 75% | $151,666 | |
Republic State Mortgage Company
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Conventional, FHA | 2 | 0.4% | 100% | $425,000 | |
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A-5.0 ★Texas Ratio: 14.15% |
Conventional, Jumbo | 2 | 0.4% | 100% | $910,000 | View |
Southwest Funding LP
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Conventional, FHA | 2 | 0.4% | 100% | $510,000 | |
Countryplace Mortgage, Ltd.
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Conventional | 1 | 0.2% | 50% | $245,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 100% | $495,000 | |
Willow Bend Mortgage Company, LLC
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Conventional | 1 | 0.2% | 100% | $735,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional, Jumbo | 1 | 0.2% | 100% | $955,000 | |
Network Funding, L.P.
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Conventional | 1 | 0.2% | 50% | $305,000 | |
Gardner Financial Services
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Right Start Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 30 | 6.1% | 88.6% | $692,333 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, VA, Jumbo | 27 | 5.5% | 75% | $472,037 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 17 | 3.5% | 94.4% | $659,117 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 9 | 1.8% | 100% | $617,222 | |
American Portfolio Mortgage Corporation
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Conventional, FHA, Jumbo | 7 | 1.4% | 87.5% | $690,714 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 7 | 1.4% | 100% | $749,285 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo | 7 | 1.4% | 63.6% | $482,142 | |
V.I.P. Mortgage, Inc.
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Conventional, FHA, VA | 6 | 1.2% | 100% | $436,666 | |
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo | 5 | 1% | 100% | $603,000 | |
Kind Lending, LLC
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Conventional, VA, Jumbo | 5 | 1% | 83.3% | $953,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 5 | 1% | 100% | $435,000 | View |
Mortgage Research Center
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VA | 5 | 1% | 100% | $497,000 | |
Lower, LLC
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Conventional, FHA | 5 | 1% | 100% | $489,000 | |
K. Hovnanian American Mortgage
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Conventional | 5 | 1% | 100% | $409,000 | |
Village Capital & Investment
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VA | 5 | 1% | 80% | $659,000 | |
Newrez LLC
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Conventional, VA | 4 | 0.8% | 57.1% | $572,500 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 0.8% | 100% | $585,000 | |
American Pacific Mortgage Corporation
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Conventional, VA, Jumbo | 3 | 0.6% | 75% | $691,666 | |
Nexera Holding LLC
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Conventional | 3 | 0.6% | 100% | $351,666 | |
Pentagon Federal Credit Union
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VA, HELOC | 2 +2 HELOCs |
0.4% | 100% | $690,000 | |
Cadence Bank
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Conventional, Jumbo | 2 | 0.4% | 100% | $1,715,000 | |
Cmg Mortgage Inc
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Conventional | 2 | 0.4% | 100% | $725,000 | |
Strong Home Mortgage, LLC
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FHA, VA | 2 | 0.4% | 100% | $555,000 | |
Midwest Mortgage Associates Corp
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FHA, VA, Jumbo | 2 | 0.4% | 100% | $610,000 | |
Greenbox Loans
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Conventional, Jumbo | 2 | 0.4% | 100% | $1,240,000 | |
Provident Funding Associates
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Conventional | 2 | 0.4% | 100% | $340,000 | |
Nations Lending Corporation
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Conventional, VA, Jumbo | 2 | 0.4% | 100% | $585,000 | |
Bank Ozk
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Conventional, FHA | 2 | 0.4% | 100% | $120,000 | |
Towne Mortgage Company
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Conventional | 2 | 0.4% | 100% | $680,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 0.4% | 100% | $2,420,000 | View |
Paramount Residential Mortgage
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Conventional | 2 | 0.4% | 100% | $455,000 | |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 0.4% | 66.7% | $420,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $255,000 | View |
ML Mortgage Corp.
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Conventional, Jumbo | 1 | 0.2% | 100% | $2,405,000 | |
Originpoint, LLC
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Conventional | 1 | 0.2% | 100% | $725,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 100% | $515,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 33.3% | $785,000 | |
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A+5.0 ★Texas Ratio: 3.58% |
Conventional, Jumbo | 1 | 0.2% | 100% | $915,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $585,000 | |
Nbkc Bank
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,675,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.2% | 100% | $715,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.2% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.2% | 66.7% | $135,000 | View |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $685,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.2% | 100% | $475,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 33.3% | $765,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.2% | 50% | $125,000 | View |
Michigan Mutual, Inc
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Conventional | 1 | 0.2% | 100% | $805,000 | |
PFN Lending Group, Inc.
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Associated Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $455,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 16.7% | $205,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.2% | 100% | $325,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Flexpoint, Inc.
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,405,000 | |
American Financing Corporation
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Conventional | 1 | 0.2% | 50% | $515,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $715,000 | |
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A5.0 ★Texas Ratio: 6.35% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
Stg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $405,000 | |
T2 Financial LLC
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FHA | 1 | 0.2% | 100% | $555,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,875,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $555,000 | |
Logan Finance Corporation
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,045,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.2% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,445,000 | View |
Summit Funding.Inc
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $625,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.2% | 50% | $105,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $805,000 | |
Liberty Home Mortgage Corp
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VA | 1 | 0.2% | 100% | $715,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.2% | 100% | $115,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Consumers Credit Union
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Conventional | 1 | 0.2% | 100% | $745,000 | |
21St Mortgage
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Conventional | 1 | 0.2% | 33.3% | $85,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.2% | 100% | $705,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
The Mortgage Link, Inc.
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Conventional | 1 | 0.2% | 100% | $265,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Heath Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Heath, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Heath? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Heath in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Heath, TX
Use these to narrow the list above. Each category shows how many Heath, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Heath, TX
Independent mortgage companies closed 71.2 percent of home loans in Heath, Texas in 2025, banks 25.1 percent and credit unions 3.7 percent. Integrity Mortgage Corporation of Texas was the largest mortgage company, American National Bank of Texa the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, American National Bank of Texa led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Heath, TX
By home loans closed in 2025, American National Bank of Texa was the largest mortgage lender in Heath, Texas with 7 loans, about 1.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Heath, Texas, Velocio Mortgage, L.L.C. approved the highest share of completed applications in 2025 at 92.1 percent, against a 87.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Heath, Texas in 2025, led by Velocio Mortgage, L.L.C. with 40. 34 lenders closed VA loans, led by Velocio Mortgage, L.L.C.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 45 banks and 9 credit unions closed home loans in Heath, Texas in 2025, alongside 88 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Heath, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Heath, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Heath. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
