Mortgage Lenders and Brokers in Heartland, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Heartland, Texas mortgage lenders include Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, TexasBankTexasBank501 E Hall St, Bangs, TX 76823A+5.0 ★Texas Ratio: 5.55%, Southstate Bank, National AssociationSouthstate Bank, National Association3301 Fall Creek Hwy, Acton, TX 76049A+5.0 ★Texas Ratio: 2.27%, Centennial BankCentennial Bank1 Village Dr, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Prosperity BankProsperity Bank1502 Barrow St, Abilene, TX 79605A+5.0 ★Texas Ratio: 1.58%, American National Bank of TexaAmerican National Bank of Texa720 S Greenville Ave, Allen, TX 75002B+4.0 ★Texas Ratio: 2.41%, and Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Heartland, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Heartland are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Heartland, Texas
Market share is the lender's share of all home loans closed in Heartland, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 8 +2 HELOCs |
1.6% | 100% | $271,250 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 4 | 0.8% | 100% | $262,500 | |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 4 | 0.8% | 100% | $257,500 | View |
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★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional, VA | 4 | 0.8% | 100% | $480,000 | View |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA | 4 | 0.8% | 100% | $242,500 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.6% | 75% | $265,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 3 | 0.6% | 100% | $108,333 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 3 | 0.6% | 60% | $245,000 | View |
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720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 3 | 0.6% | 100% | $371,666 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 100% | $40,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 100% | $465,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.4% | 100% | $160,000 | View |
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9440 Bellaire Blvd, Houston, TX 77036 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
VA | 1 | 0.2% | 100% | $635,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.2% | 50% | $275,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
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1785 Ruben M Torres Blvd, Brownsville, TX 78521 A5.0 ★Texas Ratio: 8.20% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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205 E Walnut ST, Celina, TX 75009 A5.0 ★Texas Ratio: 9.96% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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1651 Sw Wilshire Blvd, Burleson, TX 76028 A5.0 ★Texas Ratio: 12.03% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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3637 N Buckner Blvd, Dallas, TX 75228 A+5.0 ★Texas Ratio: 4.76% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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124 E Rush St, Linden, TX 75563 A5.0 ★Texas Ratio: 13.83% |
FHA | 1 | 0.2% | 100% | $235,000 | View |
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2501 E Pioneer Pkwy, Arlington, TX 76010 8365 A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 69 | 13.4% | 79.5% | $190,362 | |
Clm Mortgage, Inc
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Conventional, FHA, VA | 33 | 6.4% | 100% | $393,181 | |
Primelending
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Conventional, FHA, VA | 22 | 4.3% | 89.7% | $400,909 | |
Republic State Mortgage Company
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Conventional, FHA, VA | 18 | 3.5% | 100% | $291,666 | |
Pikeview Mortgage, LLC
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Conventional, FHA, VA | 17 | 3.3% | 100% | $258,529 | |
Sfmc, LP
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Conventional, FHA | 10 | 1.9% | 100% | $271,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, VA | 3 | 0.6% | 100% | $341,666 | |
PrimeLending Ventures LLC
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Conventional | 2 | 0.4% | 100% | $280,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 2 | 0.4% | 100% | $255,000 | |
Right Start Mortgage, Inc
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FHA, VA | 2 | 0.4% | 100% | $325,000 | |
Interlinc Mortgage Services, LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Integrity Mortgage Corporation of Texas
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Jacqueline Montanez
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Conventional | 1 | 0.2% | 100% | $25,000 | |
Genway Home Mortgage, Inc.
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Conventional | 1 | 0.2% | 50% | $315,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 30 | 5.8% | 81.6% | $314,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 26 | 5% | 80% | $270,769 | View |
Kbhs Home Loans, LLC
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Conventional, FHA, VA | 24 | 4.7% | 82.8% | $286,250 | |
Jet HomeLoans, LP
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Conventional, FHA, VA | 19 | 3.7% | 100% | $333,421 | |
loanDepot.com LLC
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Conventional, FHA, VA | 15 | 2.9% | 57.7% | $276,333 | |
Freedom Mortgage Corporation
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FHA, VA | 12 | 2.3% | 93.8% | $370,833 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 11 | 2.1% | 91.7% | $215,909 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 10 | 1.9% | 78.6% | $223,000 | |
American Portfolio Mortgage Corporation
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Conventional, FHA | 8 | 1.6% | 100% | $245,000 | |
Planet Home Lending, LLC
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FHA, VA | 7 | 1.4% | 100% | $325,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 7 | 1.4% | 77.8% | $255,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 7 | 1.4% | 58.3% | $147,857 | |
Newrez LLC
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Conventional, VA | 6 | 1.2% | 85.7% | $376,666 | |
Kind Lending, LLC
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Conventional, FHA | 6 | 1.2% | 66.7% | $176,666 | |
Mortgage Research Center
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VA | 6 | 1.2% | 40% | $328,333 | |
Paramount Residential Mortgage
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Conventional, FHA | 6 | 1.2% | 85.7% | $268,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 5 | 1% | 100% | $329,000 | |
Mortgage Solutions of Colorado
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Conventional, FHA, VA | 5 | 1% | 100% | $261,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 0.8% | 100% | $272,500 | |
Equity Prime Mortgage LLC
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FHA | 3 | 0.6% | 100% | $388,333 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 3 | 0.6% | 50% | $225,000 | View |
American Financial Network, Inc.
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Conventional, FHA | 3 | 0.6% | 100% | $255,000 | |
Nations Lending Corporation
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Conventional, FHA | 3 | 0.6% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
FHA | 3 | 0.6% | 100% | $465,000 | View |
Village Capital & Investment
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FHA, VA | 3 | 0.6% | 88.9% | $478,333 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $145,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.4% | 66.7% | $245,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 2 | 0.4% | 100% | $140,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.4% | 66.7% | $390,000 | |
Loanunited.Com, LLC
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Conventional, VA | 2 | 0.4% | 100% | $410,000 | |
Home Mortgage Alliance Corp (Hmac)
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FHA | 2 | 0.4% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 3.34% |
FHA, VA | 2 | 0.4% | 100% | $290,000 | View |
Securitynational Mortgage Company
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FHA | 2 | 0.4% | 100% | $260,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.4% | 100% | $330,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.4% | 66.7% | $235,000 | |
Originpoint, LLC
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VA | 1 | 0.2% | 100% | $325,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $285,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $235,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $85,000 | |
Goodleap, LLC
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FHA | 1 | 0.2% | 100% | $235,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.2% | 100% | $425,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $635,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
FHA | 1 | 0.2% | 100% | $345,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $165,000 | |
First State Bank of St Charles
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.2% | 100% | $365,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.2% | 100% | $315,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.2% | 100% | $355,000 | |
Beeline Loans, Inc.
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $435,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Zillow Home Loans, LLC
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VA | 1 | 0.2% | 33.3% | $335,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Geneva Financial LLC
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FHA | 1 | 0.2% | 100% | $265,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.2% | 100% | $235,000 | View |
Consumers Credit Union
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.2% | 50% | $255,000 | View |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Heartland Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Heartland, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Heartland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Heartland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Heartland, TX
Use these to narrow the list above. Each category shows how many Heartland, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Heartland, TX
Independent mortgage companies closed 82.7 percent of home loans in Heartland, Texas in 2025, banks 14.2 percent and credit unions 3.1 percent. Everett Financial, Inc. was the largest mortgage company, Bank of America NA the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Everett Financial, Inc. led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Heartland, TX
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Heartland, Texas with 8 loans, about 1.6 percent of the market. The largest lender headquartered in Texas was Everett Financial, Inc. with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Heartland, Texas, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 79.5 percent, against a 85.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
51 lenders closed FHA loans in Heartland, Texas in 2025, led by DHI Mortgage Company, LTD. with 51. 29 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 9 credit unions closed home loans in Heartland, Texas in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Heartland, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Heartland, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Heartland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
