Mortgage Lenders and Brokers in Fresno, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fresno, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, PrimeWay Federal Credit UnionPrimeWay Federal Credit Union8878 Barker Cypress Rd, Cypress, TX 77433 1971A5.0 ★Texas Ratio: 7.36%, TdecuTdecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 5.55%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, First Service Credit UnionFirst Service Credit Union3923 5th St, Brookshire, TX 77423A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, Jsc FCUJsc FCU877 E Highway 6, Alvin, TX 77511A+5.0 ★Texas Ratio: 5.77%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, Shell Federal Credit UnionShell Federal Credit Union7235 John Martin Road, Baytown, TX 77521A+5.0 ★Texas Ratio: 3.66%, and PNC Bank N.A.PNC Bank N.A.1049 N 3rd St Ste 100, Abilene, TX 79601A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fresno, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fresno are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fresno, Texas
Market share is the lender's share of all home loans closed in Fresno, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 13 | 3.1% | 68.4% | $225,000 | View |
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8878 Barker Cypress Rd, Cypress, TX 77433 1971 A5.0 ★Texas Ratio: 7.36% |
Conventional | 5 | 1.2% | 62.5% | $85,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 4 | 1% | 36.4% | $125,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, VA | 3 | 0.7% | 100% | $228,333 | View |
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3923 5th St, Brookshire, TX 77423 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 3 | 0.7% | 100% | $148,333 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $295,000 | View |
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877 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 5.77% |
Conventional | 2 | 0.5% | 66.7% | $90,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.5% | 100% | $270,000 | View |
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7235 John Martin Road, Baytown, TX 77521 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 0.5% | 50% | $80,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 2 | 0.5% | 66.7% | $260,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 2 | 0.5% | 100% | $255,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $125,000 | View |
First Community Credit Union
1600 E Main St, Alice, TX 78332 |
Conventional | 1 | 0.2% | 50% | $65,000 | |
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6360 Garth Rd Ste 140, Baytown, TX 77521 5105 A+5.0 ★Texas Ratio: 3.85% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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1600 Memorial Dr, Houston, TX 77007 7702 A+5.0 ★Texas Ratio: 1.89% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
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623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.2% | 16.7% | $95,000 | View |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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124 E Rush St, Linden, TX 75563 A5.0 ★Texas Ratio: 13.83% |
FHA | 1 | 0.2% | 100% | $245,000 | View |
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1717 N Velasco St, Angleton, TX 77515 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
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★ 4 stars, 3 reviews 7800 Shoal Creek Boulevard, Austin, TX 78757 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 45 | 10.9% | 97.9% | $281,666 | |
Network Funding, L.P.
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Conventional, FHA | 8 | 1.9% | 81.8% | $350,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 4 | 1% | 66.7% | $237,500 | |
Brazos Valley Schools Credit U
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Conventional | 4 | 1% | 66.7% | $80,000 | |
Interlinc Mortgage Services, LLC
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Conventional, FHA, VA | 3 | 0.7% | 100% | $348,333 | |
Primelending
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Conventional, FHA | 3 | 0.7% | 100% | $181,666 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.5% | 66.7% | $215,000 | |
FocusOne Mortgage, LLC
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Conventional | 1 | 0.2% | 50% | $55,000 | |
SWBC Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $265,000 | |
Texas Bay Area Credit Union
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Conventional | 1 | 0.2% | 50% | $65,000 | |
Republic State Mortgage Company
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Conventional | 1 | 0.2% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 0.92% |
FHA | 1 | 0.2% | 100% | $245,000 | View |
Gardner Financial Services
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FHA | 1 | 0.2% | 100% | $225,000 | |
Right Start Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $275,000 | |
Kbhs Home Loans, LLC
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Conventional, FHA, VA | 55 | 13.3% | 79.7% | $291,909 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 37 | 8.9% | 81.6% | $221,216 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 35 | 8.5% | 80% | $271,285 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 12 | 2.9% | 81.2% | $179,166 | |
New American Funding, LLC.
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Conventional, FHA | 11 | 2.7% | 84.6% | $212,272 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 8 | 1.9% | 90.9% | $307,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 7 | 1.7% | 100% | $253,571 | |
Cadence Bank
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Conventional, FHA | 6 | 1.4% | 100% | $290,000 | |
Kind Lending, LLC
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Conventional, FHA, VA | 6 | 1.4% | 85.7% | $265,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 6 | 1.4% | 46.2% | $185,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
1.2% | 75% | $251,000 | |
Newrez LLC
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Conventional, FHA | 5 | 1.2% | 38.5% | $287,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 1.2% | 41.7% | $213,000 | |
The Loan Store, Inc
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Conventional, FHA | 5 | 1.2% | 85.7% | $275,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 1.2% | 42.9% | $95,000 | |
American Financial Network, Inc.
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Conventional, FHA | 4 | 1% | 100% | $275,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 4 | 1% | 100% | $187,500 | |
Paramount Residential Mortgage
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FHA | 4 | 1% | 100% | $287,500 | |
Guaranteed Rate, Inc.
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Conventional, VA | 3 | 0.7% | 100% | $301,666 | |
Synergy One Lending, Inc.
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Conventional, FHA | 3 | 0.7% | 100% | $258,333 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA | 3 | 0.7% | 100% | $188,333 | View |
Cardinal Financial Company, Li
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Conventional, FHA | 3 | 0.7% | 100% | $178,333 | |
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A+5.0 ★Texas Ratio: 2.20% |
FHA, VA | 3 | 0.7% | 75% | $271,666 | View |
21St Mortgage
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Conventional | 3 | 0.7% | 42.9% | $171,666 | |
Carrington Mortgage Services LLC
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Conventional | 3 | 0.7% | 33.3% | $195,000 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 0.5% | 100% | $290,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 2 | 0.5% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 2 | 0.5% | 100% | $315,000 | View |
Nfm, Inc
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Conventional, FHA | 2 | 0.5% | 100% | $265,000 | |
Mortgage Research Center
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VA | 2 | 0.5% | 40% | $330,000 | |
Mission Loans, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $185,000 | |
Southwest Stage Funding LLC
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Conventional | 2 | 0.5% | 100% | $180,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 2 | 0.5% | 100% | $240,000 | View |
Plaza Home Mortgage, Inc
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FHA | 2 | 0.5% | 50% | $270,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.5% | 100% | $260,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.2% | 50% | $235,000 | View |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $355,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.2% | 100% | $275,000 | View |
Guidance Residential, LLC
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Conventional | 1 | 0.2% | 100% | $325,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.2% | 50% | $275,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.2% | 100% | $345,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.2% | 25% | $265,000 | |
Obsidian Financial Services
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FHA | 1 | 0.2% | 100% | $265,000 | |
Builders Choice Mortgage LLC
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FHA | 1 | 0.2% | 100% | $255,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Securitynational Mortgage Company
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FHA | 1 | 0.2% | 50% | $315,000 | |
Bay Equity LLC
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FHA | 1 | 0.2% | 100% | $285,000 | |
Greenbox Loans
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Southeast Mortgage of Georgia, Inc.
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FHA | 1 | 0.2% | 100% | $275,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.2% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
Towne Mortgage Company
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Gulf Coast Bank and Trust
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FHA | 1 | 0.2% | 100% | $215,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.2% | 100% | $285,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.2% | 100% | $225,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.2% | 50% | $265,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 33.3% | $195,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $225,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.2% | 100% | $285,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Fresno Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fresno, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Fresno? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fresno in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fresno, TX
Use these to narrow the list above. Each category shows how many Fresno, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Fresno, TX
Independent mortgage companies closed 81.2 percent of home loans in Fresno, Texas in 2025, banks 11.6 percent and credit unions 7.2 percent. Ark-La-Tex Financial Services LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and PrimeWay Federal Credit Union the largest credit union. Among lenders headquartered in Texas, PrimeWay Federal Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fresno, TX
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Fresno, Texas with 13 loans, about 3.1 percent of the market. The largest lender headquartered in Texas was PrimeWay Federal Credit Union with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Fresno, Texas, Kbhs Home Loans, LLC approved the highest share of completed applications in 2025 at 79.7 percent, against a 76.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
52 lenders closed FHA loans in Fresno, Texas in 2025, led by Kbhs Home Loans, LLC with 33. 16 lenders closed VA loans, led by Ark-La-Tex Financial Services LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 12 credit unions closed home loans in Fresno, Texas in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fresno, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fresno, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fresno. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
