Mortgage Lenders and Brokers in Fredericksburg, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fredericksburg, Texas mortgage lenders include Security State Bank & TrustSecurity State Bank & Trust202 W San Antonio St, Fredericksburg, TX 78624A-5.0 ★Texas Ratio: 14.71%, First United Bank and Trust CoFirst United Bank and Trust Co1108 S State Highway 16, Fredericksburg, TX 78624A5.0 ★Texas Ratio: 10.43%, Broadway National BankBroadway National Bank204 W Main St, Fredericksburg, TX 78624A+5.0 ★Texas Ratio: 1.69%, Centennial BankCentennial Bank710 S Adams St, Fredericksburg, TX 78624A+5.0 ★Texas Ratio: 3.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA150 E Main St, Fredericksburg, TX 78624A+5.0 ★Texas Ratio: 3.68%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Texas Regional BankTexas Regional Bank609 E Main St, Fredericksburg, TX 78624A5.0 ★Texas Ratio: 7.25%, PNC Bank N.A.PNC Bank N.A.300 W Main St, Fredericksburg, TX 78624A+5.0 ★Texas Ratio: 4.24%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, and Firstmark Credit UnionFirstmark Credit Union610 W Main St, Fredericksburg, TX 78624 3132A+5.0 ★Texas Ratio: 4.40%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fredericksburg, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fredericksburg are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fredericksburg, Texas
Market share is the lender's share of all home loans closed in Fredericksburg, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Fredericksburg 202 W San Antonio St, Fredericksburg, TX 78624 A-5.0 ★Texas Ratio: 14.71% |
Conventional, Jumbo | 16 | 4.9% | 90.3% | $461,875 | View |
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2 offices in Fredericksburg 1108 S State Highway 16, Fredericksburg, TX 78624 A5.0 ★Texas Ratio: 10.43% |
Conventional, Jumbo, HELOC | 7 +5 HELOCs |
2.1% | 100% | $1,263,571 | View |
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1 office in Fredericksburg 204 W Main St, Fredericksburg, TX 78624 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 5 | 1.5% | 83.3% | $219,000 | View |
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1 office in Fredericksburg 710 S Adams St, Fredericksburg, TX 78624 A+5.0 ★Texas Ratio: 3.14% |
Conventional, VA | 4 | 1.2% | 80% | $597,500 | View |
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1 office in Fredericksburg 150 E Main St, Fredericksburg, TX 78624 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +1 HELOCs |
0.9% | 75% | $311,666 | View |
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★ 5 stars, 1 review 1 office in Fredericksburg 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, Jumbo | 3 | 0.9% | 75% | $791,666 | View |
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1 office in Fredericksburg 609 E Main St, Fredericksburg, TX 78624 A5.0 ★Texas Ratio: 7.25% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,505,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Fredericksburg 300 W Main St, Fredericksburg, TX 78624 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 7 +1 HELOCs |
2.1% | 80% | $365,000 | View |
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610 W Main St, Fredericksburg, TX 78624 3132 A+5.0 ★Texas Ratio: 4.40% |
Conventional | 5 | 1.5% | 100% | $263,000 | View |
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★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
0.9% | 75% | $625,000 | View |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
Conventional, FHA, VA | 3 | 0.9% | 100% | $455,000 | View |
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319 W Slaughter Ln, Austin, TX 78748 A+5.0 ★Texas Ratio: 3.90% |
Conventional | 3 | 0.9% | 100% | $621,666 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 2 | 0.6% | 100% | $1,125,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.6% | 100% | $355,000 | View |
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1500 S Coulter St, Amarillo, TX 79106 A5.0 ★Texas Ratio: 9.89% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $475,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 1 | 0.3% | 100% | $925,000 | View |
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★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,755,000 | View |
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900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
Conventional | 1 | 0.3% | 100% | $585,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo | 1 | 0.3% | 100% | $965,000 | View |
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5444 S Staples St, Corpus Christi, TX 78411 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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1785 Ruben M Torres Blvd, Brownsville, TX 78521 A5.0 ★Texas Ratio: 8.20% |
Conventional | 1 | 0.3% | 100% | $925,000 | View |
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4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,295,000 | View |
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200 W Main St, Arlington, TX 76010 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $465,000 | View |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 16 | 4.9% | 88.9% | $406,875 | |
Gardner Financial Services
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Conventional, FHA | 4 | 1.2% | 100% | $312,500 | |
SWBC Mortgage Corporation
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Conventional, VA, Jumbo | 3 | 0.9% | 100% | $928,333 | |
American Airlines Federal Cred
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Conventional | 1 | 0.3% | 100% | $605,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.3% | 40% | $35,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.3% | 100% | $565,000 | |
Loanpeople, LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,395,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Southwest Funding LP
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 54 | 16.6% | 84.4% | $276,481 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA, Jumbo | 38 | 11.7% | 82.6% | $396,315 | View |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 14 | 4.3% | 87.5% | $420,000 | |
United Wholesale Mortgage
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Conventional, VA | 9 | 2.8% | 81.8% | $481,666 | |
Newrez LLC
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Conventional, VA, Jumbo | 9 | 2.8% | 75% | $783,888 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 8 | 2.5% | 100% | $425,000 | |
21St Mortgage
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Conventional | 5 | 1.5% | 85.7% | $157,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, VA | 4 | 1.2% | 100% | $517,500 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 4 | 1.2% | 72.7% | $127,500 | View |
Movement Mortgage, LLC
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Conventional, VA | 4 | 1.2% | 80% | $427,500 | |
PFN Lending Group, Inc.
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Conventional | 4 | 1.2% | 80% | $392,500 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 4 | 1.2% | 80% | $342,500 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 3 | 0.9% | 100% | $1,055,000 | View |
Canopy Mortgage, LLC
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Conventional, Jumbo | 3 | 0.9% | 100% | $438,333 | |
Kind Lending, LLC
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Conventional | 3 | 0.9% | 42.9% | $265,000 | |
Deephaven Mortgage LLC
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Conventional | 3 | 0.9% | 100% | $525,000 | |
Mortgage Research Center
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Conventional, VA | 3 | 0.9% | 100% | $521,666 | |
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A+5.0 ★Texas Ratio: 4.84% |
Conventional, Jumbo | 2 | 0.6% | 100% | $850,000 | View |
Guaranteed Rate, Inc.
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VA | 2 | 0.6% | 100% | $690,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.6% | 100% | $345,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 2 | 0.6% | 100% | $225,000 | View |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 0.6% | 75% | $415,000 | |
Pentagon Federal Credit Union
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Conventional, VA | 2 | 0.6% | 100% | $565,000 | |
The Loan Store, Inc
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Conventional, Jumbo | 2 | 0.6% | 66.7% | $1,220,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 0.6% | 100% | $2,380,000 | View |
Fairway Independent Mort Corp
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Conventional | 2 | 0.6% | 66.7% | $335,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 0.6% | 100% | $575,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.6% | 100% | $490,000 | View |
Cadence Bank
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Conventional, Jumbo | 1 | 0.3% | 50% | $2,805,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.3% | 100% | $585,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.3% | 100% | $545,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.3% | 100% | $355,000 | |
Augusta Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 100% | $645,000 | View |
Das Acquisition Company, LLC
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FHA | 1 | 0.3% | 100% | $305,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Hightechlending, Inc
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 50% | $305,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $415,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 100% | $485,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.3% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
V.I.P. Mortgage, Inc.
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Conventional, Jumbo | 1 | 0.3% | 100% | $2,005,000 | |
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A+5.0 ★Texas Ratio: 2.81% |
Conventional, Jumbo | 1 | 0.3% | 100% | $3,795,000 | View |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.3% | 100% | $795,000 | View |
New American Funding, LLC.
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Conventional | 1 | 0.3% | 50% | $455,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.3% | 33.3% | $405,000 | |
Florida Capital Bank, N.A
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Conventional | 1 | 0.3% | 100% | $665,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,285,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.3% | 50% | $255,000 | |
Plaza Home Mortgage, Inc
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VA | 1 | 0.3% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Fredericksburg Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fredericksburg, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Fredericksburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fredericksburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fredericksburg, TX
Use these to narrow the list above. Each category shows how many Fredericksburg, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Fredericksburg, TX
Independent mortgage companies closed 71.5 percent of home loans in Fredericksburg, Texas in 2025, banks 21.8 percent and credit unions 6.7 percent. Pilgrim Mortgage LLC was the largest mortgage company, Security State Bank & Trust the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Security State Bank & Trust led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fredericksburg, TX
By home loans closed in 2025, Security State Bank & Trust was the largest mortgage lender in Fredericksburg, Texas with 16 loans, about 4.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Fredericksburg, Texas, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 84.4 percent, against a 85.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Fredericksburg, Texas in 2025, led by Lennar Mortgage, LLC with 32. 17 lenders closed VA loans, led by Lennar Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 8 credit unions closed home loans in Fredericksburg, Texas in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fredericksburg, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fredericksburg, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fredericksburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
