Mortgage Lenders and Brokers in Columbus, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Columbus, Texas mortgage lenders include US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Round Top State BankRound Top State Bank1442 E Austin St, Giddings, TX 78942A+5.0 ★Texas Ratio: 2.14%, Prosperity BankProsperity Bank1502 Barrow St, Abilene, TX 79605A+5.0 ★Texas Ratio: 1.58%, Citizens State BankCitizens State Bank224 N Main St, Anton, TX 79313, Third Coast BankThird Coast Bank5508 W Highway 290, Austin, TX 78735A5.0 ★Texas Ratio: 6.75%, First Community Credit UnionFirst Community Credit Union1600 E Main St, Alice, TX 78332, TdecuTdecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 5.55%, Aspire Home LoansAspire Home Loans900 Pershing Ave, Lufkin, TX 75904A+5.0 ★Texas Ratio: 0.15%, and Pilgrim Mortgage LLCPilgrim Mortgage LLC123 E 3rd St, Clarendon, TX 79226A+5.0 ★Texas Ratio: 1.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Columbus, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Columbus are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Columbus, Texas
Market share is the lender's share of all home loans closed in Columbus, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 2 | 2.4% | 100% | $435,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 2.4% | 100% | $650,000 | View |
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1442 E Austin St, Giddings, TX 78942 A+5.0 ★Texas Ratio: 2.14% |
Conventional | 2 | 2.4% | 100% | $295,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 2 | 2.4% | 100% | $165,000 | View |
Citizens State Bank
224 N Main St, Anton, TX 79313 |
Conventional | 2 | 2.4% | 100% | $460,000 | |
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5508 W Highway 290, Austin, TX 78735 A5.0 ★Texas Ratio: 6.75% |
Conventional, Jumbo | 1 | 1.2% | 100% | $1,825,000 | View |
First Community Credit Union
1600 E Main St, Alice, TX 78332 |
Conventional | 1 | 1.2% | 100% | $275,000 | |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 1.2% | 100% | $385,000 | View |
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900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15% |
Conventional | 1 | 1.2% | 100% | $295,000 | View |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
Conventional | 1 | 1.2% | 100% | $405,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 1.2% | 100% | $335,000 | View |
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10300 Town Park Dr, Houston, TX 77072 5236 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 1 | 1.2% | 100% | $205,000 | View |
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1617 Pleasonton Rd Ste G 109, El Paso, TX 79906 A+5.0 ★Texas Ratio: 4.81% |
VA, Jumbo | 1 | 1.2% | 100% | $955,000 | View |
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98 San Jacinto Blvd, Austin, TX 78701 A4.7 ★Texas Ratio: 0.83% |
Conventional, Jumbo | 1 | 1.2% | 100% | $1,405,000 | View |
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1600 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 2.73% |
Conventional, Jumbo | 1 | 1.2% | 100% | $2,725,000 | View |
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2007 S Day St, Brenham, TX 77833 A5.0 ★Texas Ratio: 12.20% |
Conventional | 1 | 1.2% | 100% | $345,000 | View |
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11201 Clay Rd, Houston, TX 77041 A5.0 ★Texas Ratio: 6.13% |
Conventional, Jumbo | 1 | 1.2% | 100% | $1,165,000 | View |
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420 Walnut St, Columbus, TX 78934 A5.0 ★Texas Ratio: 7.77% |
Conventional | 1 | 1.2% | 100% | $765,000 | View |
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4100 Smith School Rd # 1, Austin, TX 78744 3205 A5.0 ★Texas Ratio: 7.07% |
Conventional | 1 | 1.2% | 100% | $75,000 | View |
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★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
Conventional | 1 | 1.2% | 100% | $115,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Industry State Bank
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Conventional | 2 | 2.4% | 100% | $140,000 | |
Countryplace Mortgage, Ltd.
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Conventional | 1 | 1.2% | 50% | $175,000 | |
Houston TX Fire Fighters FCU
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Conventional | 1 | 1.2% | 100% | $245,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 1.2% | 100% | $505,000 | |
Network Funding, L.P.
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Conventional | 1 | 1.2% | 100% | $295,000 | |
Loanpeople, LLC
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Conventional | 1 | 1.2% | 100% | $315,000 | |
Hometrust Mortgage Company
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Conventional | 1 | 1.2% | 100% | $365,000 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 10 | 11.8% | 73.3% | $293,000 | View |
United Wholesale Mortgage
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Conventional, FHA | 6 | 7.1% | 100% | $283,333 | |
21St Mortgage
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Conventional | 6 | 7.1% | 63.6% | $113,333 | |
Movement Mortgage, LLC
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Conventional, FHA | 5 | 5.9% | 100% | $147,000 | |
Cadence Bank
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Conventional | 2 | 2.4% | 100% | $100,000 | |
Kind Lending, LLC
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Conventional | 2 | 2.4% | 100% | $315,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 2.4% | 100% | $470,000 | |
Mortgage Research Center
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VA | 2 | 2.4% | 100% | $335,000 | |
Tammac Holdings Corporation
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Conventional | 2 | 2.4% | 33.3% | $95,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 1.2% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 1.2% | 100% | $1,825,000 | View |
Freedom Mortgage Corporation
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FHA | 1 | 1.2% | 50% | $275,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.2% | 50% | $185,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 1.2% | 50% | $395,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 1.2% | 50% | $165,000 | View |
Pennymac Loan Services LLC
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FHA | 1 | 1.2% | 100% | $255,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 1.2% | 100% | $275,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 1.2% | 100% | $325,000 | |
VanDyk Mortgage Corporation
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FHA | 1 | 1.2% | 100% | $265,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 1.2% | 100% | $305,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $325,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1.2% | 100% | $635,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 1.2% | 100% | $165,000 | |
Plaza Home Mortgage, Inc
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VA | 1 | 1.2% | 100% | $495,000 |
Columbus Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Columbus, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Columbus? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Columbus in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Columbus, TX
Use these to narrow the list above. Each category shows how many Columbus, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Columbus, TX
Independent mortgage companies closed 64.7 percent of home loans in Columbus, Texas in 2025, banks 28.2 percent and credit unions 7.1 percent. Aspire Home Loans was the largest mortgage company, US Bank, N.A. the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Texas, Round Top State Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Columbus, TX
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Columbus, Texas with 2 loans, about 2.4 percent of the market. The largest lender headquartered in Texas was Round Top State Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Columbus, Texas in 2025, led by Movement Mortgage, LLC with 2. 3 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 7 credit unions closed home loans in Columbus, Texas in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Columbus, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Columbus, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Columbus. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
