Mortgage Lenders and Brokers in China Grove, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
China Grove, Texas mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA6839 Us Highway 87 E, China Grove, TX 78263A+5.0 ★Texas Ratio: 5.36%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Security ServiceSecurity Service135 W Bandera Rd, Boerne, TX 78006 2958A5.0 ★Texas Ratio: 6.91%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Falls City National BankFalls City National Bank100 S Front St, Falls City, TX 78113A+5.0 ★Texas Ratio: 4.69%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, Firstmark Credit UnionFirstmark Credit Union610 W Main St, Fredericksburg, TX 78624 3132A+5.0 ★Texas Ratio: 4.40%, and Falcon International BankFalcon International Bank1114 Lost Creek Blvd, Austin, TX 78746A+5.0 ★Texas Ratio: 0.02%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in China Grove, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in China Grove are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in China Grove, Texas
Market share is the lender's share of all home loans closed in China Grove, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in China Grove 6839 Us Highway 87 E, China Grove, TX 78263 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 13 +1 HELOCs |
4.5% | 88.9% | $96,538 | View |
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★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 4 +1 HELOCs |
1.4% | 45.5% | $150,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 66.7% | $280,000 | View |
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100 S Front St, Falls City, TX 78113 A+5.0 ★Texas Ratio: 4.69% |
Conventional | 2 | 0.7% | 100% | $110,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $345,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
VA | 1 | 0.3% | 100% | $325,000 | View |
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610 W Main St, Fredericksburg, TX 78624 3132 A+5.0 ★Texas Ratio: 4.40% |
Conventional | 1 | 0.3% | 33.3% | $125,000 | View |
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1114 Lost Creek Blvd, Austin, TX 78746 A+5.0 ★Texas Ratio: 0.02% |
Conventional | 1 | 0.3% | 100% | $465,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Gardner Financial Services
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Conventional, FHA, VA | 9 | 3.1% | 90% | $483,888 | |
Sfmc, LP
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Conventional, VA | 4 | 1.4% | 100% | $712,500 | |
Directions Equity, LLC
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Conventional, FHA, VA | 3 | 1% | 100% | $435,000 | |
Republic State Mortgage Company
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VA, Jumbo | 3 | 1% | 100% | $688,333 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $185,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Loanpeople, LLC
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VA | 1 | 0.3% | 100% | $425,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 100% | $505,000 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA, USDA | 143 | 49.1% | 83.3% | $191,153 | |
M/I Financial. LLC
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Conventional, FHA, VA | 22 | 7.6% | 96.3% | $548,636 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 14 | 4.8% | 89.5% | $400,714 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 8 | 2.7% | 50% | $216,250 | View |
21St Mortgage
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Conventional | 8 | 2.7% | 72.7% | $145,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 1.7% | 83.3% | $573,000 | |
CrossCountry Mortgage, LLC
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FHA, VA | 5 | 1.7% | 100% | $193,000 | |
Jet HomeLoans, LP
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FHA | 5 | 1.7% | 100% | $271,000 | |
Newrez LLC
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Conventional, VA | 4 | 1.4% | 66.7% | $505,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 3 | 1% | 62.5% | $98,333 | View |
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A+5.0 ★Texas Ratio: 2.58% |
VA | 2 | 0.7% | 100% | $430,000 | View |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.7% | 100% | $380,000 | |
Mortgage Research Center
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VA | 2 | 0.7% | 40% | $475,000 | |
Geneva Financial LLC
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VA | 2 | 0.7% | 100% | $460,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.3% | 100% | $115,000 | |
Kind Lending, LLC
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FHA | 1 | 0.3% | 100% | $215,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.3% | 100% | $785,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.3% | 50% | $305,000 | |
Synergy One Lending, Inc.
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VA | 1 | 0.3% | 100% | $635,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $415,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Integrity Home Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $345,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.3% | 50% | $335,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $435,000 | View |
Better Mortgage Corporation
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VA | 1 | 0.3% | 100% | $685,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.3% | 100% | $535,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.3% | 100% | $625,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.3% | 100% | $465,000 | |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.3% | 100% | $655,000 | View |
The Mortgage Link, Inc.
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VA | 1 | 0.3% | 100% | $375,000 | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
China Grove Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in China Grove, Texas
Looking for mortgage lenders near me or mortgage brokers near me in China Grove? The list below shows the banks, credit unions and mortgage brokers that closed home loans in China Grove in 2025, with lenders based there listed first.
Types of Mortgage Lenders in China Grove, TX
Use these to narrow the list above. Each category shows how many China Grove, TX lenders fit and what that kind of lender is usually best for.
Who Lends in China Grove, TX
Independent mortgage companies closed 90.4 percent of home loans in China Grove, Texas in 2025, banks 3.4 percent and credit unions 6.2 percent. Gardner Financial Services was the largest mortgage company, Wells Fargo Bank NA the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Randolph-Brooks Federal Credit Union led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in China Grove, TX
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in China Grove, Texas with 1 loans, about 0.3 percent of the market. The largest lender headquartered in Texas was Randolph-Brooks Federal Credit Union with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in China Grove, Texas, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 83.3 percent, against a 82 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in China Grove, Texas in 2025, led by Lennar Mortgage, LLC with 74. 22 lenders closed VA loans, led by Lennar Mortgage, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 3 credit unions closed home loans in China Grove, Texas in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in China Grove, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in China Grove, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up China Grove. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
