Mortgage Lenders and Brokers in Cedar Point, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cedar Point, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Peoples State BankPeoples State Bank5858 Texas 37, Center Point, TX 78010, Usaa Federal Savings BankUsaa Federal Savings Bank10750 Mcdermott Fwy, San Antonio, TX 78288B-3.5 ★Texas Ratio: 6.80%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Southside BankSouthside Bank2831 W Park Row Dr, Arlington, TX 76013A+5.0 ★Texas Ratio: 0.90%, EecuEecu2212 Southgate St, Arlington, TX 76013A+5.0 ★Texas Ratio: 2.73%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust4101 Marathon Blvd, Austin, TX 78756A5.0 ★Texas Ratio: 7.72%, Prosperity BankProsperity Bank1502 Barrow St, Abilene, TX 79605A+5.0 ★Texas Ratio: 1.58%, Southstate Bank, National AssociationSouthstate Bank, National Association3301 Fall Creek Hwy, Acton, TX 76049A+5.0 ★Texas Ratio: 2.27%, and First Liberty BankFirst Liberty Bank1600 E Highway 6, Alvin, TX 77511A+5.0 ★Texas Ratio: 2.73%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cedar Point, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cedar Point are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cedar Point, Texas
Market share is the lender's share of all home loans closed in Cedar Point, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 4 | 4.2% | 100% | $292,500 | View |
Peoples State Bank
5858 Texas 37, Center Point, TX 78010 |
Conventional | 4 | 4.2% | 80% | $240,000 | |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 2.1% | 100% | $425,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 1 | 1% | 100% | $365,000 | |
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2831 W Park Row Dr, Arlington, TX 76013 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 1% | 100% | $725,000 | View |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
Conventional | 1 | 1% | 100% | $285,000 | View |
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4101 Marathon Blvd, Austin, TX 78756 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 1% | 100% | $345,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional, Jumbo | 1 | 1% | 100% | $1,155,000 | View |
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★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 1% | 100% | $805,000 | View |
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1600 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 2.73% |
Conventional | 1 | 1% | 100% | $265,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 1% | 100% | $455,000 | View |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1% | 100% | $505,000 | View |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional, Jumbo | 1 | 1% | 100% | $955,000 | View |
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4100 Smith School Rd # 1, Austin, TX 78744 3205 A5.0 ★Texas Ratio: 7.07% |
Conventional | 1 | 1% | 100% | $165,000 | View |
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2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 3 | 3.1% | 75% | $198,333 | |
Nationstar Mortgage
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Conventional | 2 | 2.1% | 100% | $270,000 | |
Right Start Mortgage, Inc
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Conventional, FHA | 2 | 2.1% | 100% | $255,000 | |
Primelending
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Conventional | 1 | 1% | 100% | $455,000 | |
Directions Equity, LLC
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VA | 1 | 1% | 100% | $595,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 11.5% | 84.6% | $256,818 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 9 | 9.4% | 73.3% | $189,444 | View |
Mortgage Research Center
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VA | 5 | 5.2% | 83.3% | $255,000 | |
Wolfe Financial Inc
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Conventional, FHA, Jumbo | 3 | 3.1% | 100% | $708,333 | |
Newrez LLC
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Conventional, VA | 2 | 2.1% | 100% | $230,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 2.1% | 100% | $180,000 | |
Kind Lending, LLC
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Conventional, VA | 2 | 2.1% | 100% | $135,000 | |
Cmg Mortgage Inc
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Conventional, VA | 2 | 2.1% | 100% | $440,000 | |
Better Mortgage Corporation
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Conventional | 2 | 2.1% | 100% | $160,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 2.1% | 100% | $390,000 | |
21St Mortgage
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Conventional | 2 | 2.1% | 50% | $100,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 1% | 33.3% | $295,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1% | 100% | $385,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 1% | 66.7% | $115,000 | View |
Resicentral LLC
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Conventional | 1 | 1% | 100% | $315,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1% | 50% | $155,000 | |
loanDepot.com LLC
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Conventional | 1 | 1% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 1% | 100% | $145,000 | View |
Das Acquisition Company, LLC
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Conventional | 1 | 1% | 100% | $295,000 | |
Union Home Mortgage Corp.
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VA | 1 | 1% | 100% | $345,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 1% | 100% | $175,000 | |
Provident Funding Associates
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Conventional | 1 | 1% | 100% | $495,000 | |
Tjc Mortgage Inc
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VA | 1 | 1% | 100% | $365,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 1% | 100% | $95,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 1% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 1% | 100% | $405,000 | View |
Mutual of Omaha Mortgage
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FHA | 1 | 1% | 100% | $415,000 | |
New American Funding, LLC.
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Conventional | 1 | 1% | 100% | $135,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 1% | 100% | $155,000 | |
Southwest Stage Funding LLC
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FHA | 1 | 1% | 100% | $275,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 1% | 100% | $625,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1% | 100% | $105,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 1% | 100% | $365,000 | |
Plaza Home Mortgage, Inc
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VA | 1 | 1% | 100% | $495,000 |
Cedar Point Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cedar Point, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Cedar Point? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cedar Point in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cedar Point, TX
Use these to narrow the list above. Each category shows how many Cedar Point, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Cedar Point, TX
Independent mortgage companies closed 74 percent of home loans in Cedar Point, Texas in 2025, banks 21.9 percent and credit unions 4.2 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Eecu the largest credit union. Among lenders headquartered in Texas, Peoples State Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cedar Point, TX
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Cedar Point, Texas with 4 loans, about 4.2 percent of the market. The largest lender headquartered in Texas was Peoples State Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Cedar Point, Texas in 2025, led by Highlands Residential Mortgage, Ltd. with 2. 14 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 5 credit unions closed home loans in Cedar Point, Texas in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cedar Point, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cedar Point, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cedar Point. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
