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Mortgage Lenders and Brokers in Carrollton, Texas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Carrollton, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1801 E Hebron Pkwy, Carrollton, TX 75010A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA4056 Old Denton Rd, Carrollton, TX 75007A+5.0 ★Texas Ratio: 5.36%, Frost BankFrost Bank1111 W Belt Line Rd, Carrollton, TX 75006A+5.0 ★Texas Ratio: 2.51%, Bank of America NABank of America NA1900 E Hebron Pkwy, Carrollton, TX 75007A+5.0 ★Texas Ratio: 4.14%, Prosperity BankProsperity Bank4037 Old Denton Rd, Carrollton, TX 75007A+5.0 ★Texas Ratio: 1.58%, PNC Bank N.A.PNC Bank N.A.4033 Old Denton Rd, Carrollton, TX 75007A+5.0 ★Texas Ratio: 4.24%, Hanmi BankHanmi Bank2625 Old Denton Rd, Carrollton, TX 75007A+5.0 ★Texas Ratio: 1.11%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, and NexbankNexbank2515 Mckinney Ave, Dallas, TX 75201A-5.0 ★Texas Ratio: 14.93%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Carrollton, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Carrollton are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Carrollton, Texas

Market share is the lender's share of all home loans closed in Carrollton, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 4 offices in Carrollton 1801 E Hebron Pkwy, Carrollton, TX 75010 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	58	3.8%	87.9%	$299,310	View
Wells Fargo Bank NA 1 office in Carrollton 4056 Old Denton Rd, Carrollton, TX 75007 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	16	1%	76.2%	$310,625	View
Frost Bank ★ 5 stars, 1 review 2 offices in Carrollton 1111 W Belt Line Rd, Carrollton, TX 75006 A+5.0 ★Texas Ratio: 2.51%	Conventional, Jumbo, HELOC	13 +18 HELOCs	0.9%	58.3%	$261,923	View
Bank of America NA 2 offices in Carrollton 1900 E Hebron Pkwy, Carrollton, TX 75007 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	10 +40 HELOCs	0.7%	90.9%	$302,000	View
Prosperity Bank ★ 1 stars, 1 review 2 offices in Carrollton 4037 Old Denton Rd, Carrollton, TX 75007 A+5.0 ★Texas Ratio: 1.58%	Conventional, Jumbo	6	0.4%	66.7%	$973,333	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3 offices in Carrollton 4033 Old Denton Rd, Carrollton, TX 75007 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	5 +23 HELOCs	0.3%	71.4%	$453,000	View
Hanmi Bank 1 office in Carrollton 2625 Old Denton Rd, Carrollton, TX 75007 A+5.0 ★Texas Ratio: 1.11%	Conventional	1	0.1%	100%	$235,000	View
Everett Financial, Inc. 1212 Royal Pkwy Ste 103, Euless, TX 76040 6713	Conventional, FHA, VA	22	1.4%	100%	$350,909
First United Bank and Trust Co 10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43%	Conventional, VA, HELOC	19 +2 HELOCs	1.2%	100%	$399,210	View
Nexbank 2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93%	Conventional, FHA, Jumbo	15	1%	93.8%	$446,333	View
Texans Credit Union 3601 N Josey Ln, Carrollton, TX 75007 A+5.0 ★Texas Ratio: 4.22%	Conventional, HELOC	14 +1 HELOCs	0.9%	77.3%	$182,857	View
Randolph-Brooks Federal Credit Union 404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89%	Conventional, Jumbo, HELOC	12 +5 HELOCs	0.8%	100%	$187,500	View
Southwest Airlines FCU 801 W Euless Blvd Ste 104, Euless, TX 76040 4438	Conventional	6	0.4%	100%	$123,333
First Horizon Bank ★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo	6	0.4%	100%	$561,666	View
MidFirst Bank 1920 Mckinney Ave, Dallas, TX 75201 A+5.0 ★Texas Ratio: 4.93%	Conventional	5	0.3%	100%	$375,000	View
Cornerstone Capital Bank, Ssb 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21%	Conventional	5	0.3%	100%	$417,000	View
Texas Mortgage Lending, LLC 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	Conventional, FHA	5	0.3%	71.4%	$379,000	View
Bokf NA 792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05%	Conventional, Jumbo, HELOC	4 +7 HELOCs	0.3%	100%	$862,500	View
US Bank, N.A. 13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85%	Conventional	4	0.3%	71.4%	$565,000	View
TexasBank 501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55%	Conventional	4	0.3%	100%	$370,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo	4	0.3%	100%	$542,500	View
Texas Regional Bank 1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25%	Conventional	4	0.3%	100%	$370,000	View
First Community Credit Union 1600 E Main St, Alice, TX 78332	Conventional	3	0.2%	100%	$331,666
LibertyOne Credit Union 2221 E Lamar Blvd Ste 110, Arlington, TX 76006 A5.0 ★Texas Ratio: 8.30%	Conventional	3	0.2%	100%	$138,333	View
Texas Security Bank 5151 Belt Line Road, Dallas, TX 75254 A+5.0 ★Texas Ratio: 3.46%	Conventional	3	0.2%	100%	$468,333	View
Sunflower Bank, N.A. 623 W 38th St, Austin, TX 78705 A5.0 ★Texas Ratio: 10.77%	Conventional, FHA	3	0.2%	100%	$321,666	View
Centennial Bank 1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14%	Conventional, FHA	3	0.2%	60%	$411,666	View
Texas Trust Credit Union 2501 E Pioneer Pkwy, Arlington, TX 76010 8365 A5.0 ★Texas Ratio: 6.31%	Conventional	3	0.2%	60%	$315,000	View
American National Bank of Texa 720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41%	Conventional	3	0.2%	100%	$348,333	View
Truist Bank ★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	2 +12 HELOCs	0.1%	100%	$375,000	View
Datcu 8131 Gateway Dr, Argyle, TX 76226 A+5.0 ★Texas Ratio: 0.64%	Conventional, HELOC	2 +1 HELOCs	0.1%	66.7%	$620,000	View
First Bank 900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67%	Conventional	2	0.1%	100%	$250,000	View
Pilgrim Mortgage LLC 123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04%	Conventional, Jumbo	2	0.1%	100%	$740,000	View
Gulf Coast Educators Federal Credit Union 6360 Garth Rd Ste 140, Baytown, TX 77521 5105 A+5.0 ★Texas Ratio: 3.85%	Conventional	2	0.1%	100%	$185,000	View
Herring Bank 45th And Bell Street, Amarillo, TX 79109 A+5.0 ★Texas Ratio: 4.68%	Conventional	2	0.1%	100%	$260,000	View
Intouch Credit Union 1010 W Exchange Pkwy Ste 170, Allen, TX 75013 7113 A5.0 ★Texas Ratio: 11.58%	Conventional	2	0.1%	66.7%	$135,000	View
Susser Bank 2326 W Pleasant Ridge Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.02%	Conventional, VA	2	0.1%	100%	$495,000	View
Woori America Bank 14028 N Highway 183, Austin, TX 78717 A5.0 ★Texas Ratio: 11.01%	Conventional	2	0.1%	100%	$320,000	View
Eecu 2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$125,000	View
Regions Bank 1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$175,000	View
Fort Worth Community Credit Union 2327 W Pleasant Ridge Rd, Arlington, TX 76015 4520	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$45,000
Third Coast Bank 5508 W Highway 290, Austin, TX 78735 A5.0 ★Texas Ratio: 6.75%	Conventional	1	0.1%	100%	$485,000	View
Amarillo National Bank 1500 S Coulter St, Amarillo, TX 79106 A5.0 ★Texas Ratio: 9.89%	Conventional	1	0.1%	100%	$235,000	View
Aspire Home Loans 900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15%	Conventional	1	0.1%	100%	$505,000	View
Hancock Whitney Bank ★ 4 stars, 3 reviews 7800 Shoal Creek Boulevard, Austin, TX 78757 A+5.0 ★Texas Ratio: 3.41%	Conventional	1	0.1%	50%	$585,000	View
Texas Republic Bank, N.A. 1212 S Preston Rd, Celina, TX 75009 A5.0 ★Texas Ratio: 8.17%	Conventional	1	0.1%	100%	$275,000	View
Advancial Federal Credit Union 1259 W Exchange Pkwy Ste 100, Allen, TX 75013 A5.0 ★Texas Ratio: 12.30%	Conventional	1	0.1%	100%	$495,000
North Dallas Bank & Trust Co. 12900 Preston Rd, Dallas, TX 75230 A5.0 ★Texas Ratio: 10.34%	Conventional	1	0.1%	66.7%	$215,000	View
American Bank of Commerce 220 E 8th St, Austin, TX 78701 A+5.0 ★Texas Ratio: 1.48%	FHA	1	0.1%	100%	$515,000	View
H-E-B Federal Credit Union 4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70%	Conventional	1	0.1%	100%	$85,000	View
America'S Credit Union 4040 N Central Expy Ste 100, Dallas, TX 75204 A+5.0 ★Texas Ratio: 2.52%	Conventional	1	0.1%	100%	$465,000	View
Pinnacle Bank 1521 N Cooper St Ste 100, Arlington, TX 76011 A5.0 ★Texas Ratio: 9.89%	Conventional	1	0.1%	100%	$235,000	View
Greater Texas FCU 1425 N CENTER ST, ARLINGTON, TX 76011	Conventional	1	0.1%	50%	$55,000
Usaa Federal Savings Bank 10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	50%	$355,000	View
Texas Bank and Trust 449 S Trade Days Blvd, Canton, TX 75103 A+5.0 ★Texas Ratio: 3.78%	Conventional	1	0.1%	100%	$205,000	View
NBH Bank 3720 Jefferson St, Austin, TX 78731 A+5.0 ★Texas Ratio: 2.90%	Conventional	1	0.1%	100%	$385,000	View
Vantage Bank Texas 1785 Ruben M Torres Blvd, Brownsville, TX 78521 A5.0 ★Texas Ratio: 8.20%	Conventional	1	0.1%	100%	$525,000	View
Southwest Financial Federal Credit Union 1750 Valley View Ln Ste 110, Farmers Branch, TX 75234 9024 A+5.0 ★Texas Ratio: 0.59%	Conventional	1	0.1%	100%	$65,000	View
Armed Forces Bank, N.A. 1617 Pleasonton Rd Ste G 109, El Paso, TX 79906 A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	100%	$325,000	View
American National Bank & Trust 108 W Main, Archer City, TX 76351 A5.0 ★Texas Ratio: 7.83%	Conventional	1	0.1%	100%	$315,000	View
Inwood National Bank 1312 Washington St, Commerce, TX 75428 A+5.0 ★Texas Ratio: 1.84%	Conventional	1	0.1%	100%	$495,000	View
International Bank of Commerce 1421 W Frontage Rd, Alamo, TX 78516	Conventional	1	0.1%	100%	$175,000
Ubank 107 N Phillips St, Bullard, TX 75757 A5.0 ★Texas Ratio: 6.23%	Conventional	1	0.1%	100%	$605,000	View
East West Bank 2527 Royal Ln, Dallas, TX 75229 A+5.0 ★Texas Ratio: 2.84%	Conventional	1	0.1%	100%	$265,000	View
First Financial Bank 2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74%	Conventional	1	0.1%	50%	$295,000	View
A+ Federal Credit Union 1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13%	Conventional	1	0.1%	100%	$195,000	View
Umb Bank NA 3910 S Treadaway Blvd, Abilene, TX 79602 A+5.0 ★Texas Ratio: 1.78%	FHA	1	0.1%	100%	$325,000	View
University Federal Credit Union 701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$265,000	View
Security Service ★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91%	Conventional	1	0.1%	100%	$325,000	View
Origin Bank 384 E Stacy Rd, Allen, TX 75002 A5.0 ★Texas Ratio: 6.66%	Conventional	1	0.1%	100%	$365,000	View
Credit Union of Texas 900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34%	HELOC	0 +42 HELOCs	0%	n/a		View
Zions Bancorporation, N.A. 4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72%	HELOC	0 +5 HELOCs	0%	100%		View
Simmons Bank 3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33%	HELOC	0 +1 HELOCs	0%	0%		View
First Ciitizens Bank and Trust 4101 Marathon Blvd, Austin, TX 78756 A5.0 ★Texas Ratio: 7.72%	HELOC	0 +1 HELOCs	0%	0%		View
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	23	1.5%	100%	$379,782
Nationstar Mortgage	Conventional, FHA	19	1.2%	70.4%	$317,631
Primelending	Conventional, FHA	17	1.1%	90%	$414,411
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	16	1%	100%	$336,250
Highlands Residential Mortgage, Ltd.	Conventional, FHA	16	1%	100%	$399,375
DHI Mortgage Company, LTD.	Conventional, VA, Jumbo	14	0.9%	93.8%	$648,571
Sfmc, LP	Conventional, FHA	13	0.9%	93.3%	$380,384
Integrity Mortgage Corporation of Texas	Conventional	7	0.5%	100%	$306,428
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	7	0.5%	87.5%	$245,000	View
Network Funding, L.P.	Conventional	6	0.4%	87.5%	$355,000
Willow Bend Mortgage Company, LLC	Conventional	5	0.3%	100%	$345,000
Gardner Financial Services	Conventional	5	0.3%	100%	$345,000
American Airlines Federal Cred	Conventional, HELOC	4 +5 HELOCs	0.3%	83.3%	$390,000
SWBC Mortgage Corporation	Conventional	4	0.3%	100%	$427,500
Orchard Mortgage, LLC	Conventional	4	0.3%	100%	$327,500
Click n' Close, Inc.	Conventional, FHA	4	0.3%	100%	$245,000
Right Start Mortgage, Inc	Conventional, FHA	4	0.3%	100%	$222,500
Interlinc Mortgage Services, LLC	Conventional, FHA	3	0.2%	100%	$428,333
Certified Funding, L.P.	Conventional	2	0.1%	66.7%	$150,000
PrimeLending Ventures LLC	Conventional	1	0.1%	100%	$675,000
Clm Mortgage, Inc	Conventional	1	0.1%	100%	$195,000
Associated Credit Union of Tx	Conventional	1	0.1%	100%	$395,000
Guaranty Bank & Trust A-5.0 ★Texas Ratio: 14.15%	Conventional, Jumbo	1	0.1%	100%	$1,505,000	View
Legend Lending Corporation A+5.0 ★Texas Ratio: 0.92%	Conventional	1	0.1%	100%	$395,000	View
Jacqueline Montanez	Conventional	1	0.1%	100%	$325,000
Gsb Mortgage, Inc.	Conventional	1	0.1%	100%	$285,000
Genway Home Mortgage, Inc.	FHA	1	0.1%	100%	$315,000
Southwest Funding LP	Conventional	1	0.1%	100%	$535,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	168	11%	94%	$393,809
Rocket Mortgage B+4.7 ★Texas Ratio: 18.17%	Conventional, FHA, VA, Jumbo, HELOC	150 +1 HELOCs	9.8%	76.2%	$328,200	View
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	58 +1 HELOCs	3.8%	96.7%	$420,689
Cmg Mortgage Inc	Conventional, FHA, VA, HELOC	35 +1 HELOCs	2.3%	97.4%	$400,142
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	28	1.8%	73.8%	$322,142
Guild Mortgage Company A+5.0 ★Texas Ratio: 2.58%	Conventional, FHA, VA	26	1.7%	100%	$366,538	View
Provident Funding Associates	Conventional	24	1.6%	96%	$405,833
The Loan Store, Inc	Conventional, FHA, HELOC	21 +2 HELOCs	1.4%	100%	$343,571
Fairway Independent Mort Corp	Conventional, FHA	21	1.4%	100%	$414,523
Zillow Home Loans, LLC	Conventional	20	1.3%	100%	$357,000
Newrez LLC	Conventional, FHA, Jumbo	18	1.2%	56.2%	$380,555
Kind Lending, LLC	Conventional, FHA	17	1.1%	68%	$406,764
Freedom Mortgage Corporation	Conventional, FHA, VA	16	1%	77.3%	$391,250
Guaranteed Rate, Inc.	Conventional, FHA	14	0.9%	100%	$353,571
New American Funding, LLC.	Conventional, FHA, VA	14	0.9%	87.5%	$311,428
Plaza Home Mortgage, Inc	Conventional, FHA, VA, Jumbo	14	0.9%	100%	$337,857
American Portfolio Mortgage Corporation	Conventional, FHA, VA	13	0.9%	86.7%	$351,923
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	13	0.9%	59.1%	$355,000
Paramount Residential Mortgage	Conventional, FHA	11	0.7%	84.6%	$490,454
AmWest Funding Corp	Conventional	10	0.7%	100%	$407,000
The Mortgage Link, Inc.	Conventional, FHA	10	0.7%	100%	$363,000
AmeriHome Mortgage Company, LLC	Conventional	9	0.6%	81.8%	$441,666
loanDepot.com LLC	Conventional, HELOC	8 +5 HELOCs	0.5%	57.1%	$252,500
American Financial Resources LLC	Conventional, FHA	8	0.5%	100%	$313,750
Union Home Mortgage Corp.	Conventional, FHA	8	0.5%	100%	$413,750
Cardinal Financial Company, Li	Conventional, FHA	8	0.5%	91.7%	$176,250
Planet Home Lending, LLC	Conventional, FHA, VA	7	0.5%	100%	$353,571
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA, Jumbo	6	0.4%	100%	$481,666
Residential Wholesale Mortgage	Conventional, FHA	6	0.4%	100%	$368,333
Sage Home Loans Corporation	Conventional	6	0.4%	100%	$400,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, VA	6	0.4%	66.7%	$395,000	View
American Financial Network, Inc.	Conventional, FHA	6	0.4%	100%	$353,333
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	6	0.4%	100%	$333,333
Tomo Mortgage LLC	Conventional	6	0.4%	100%	$351,666
Spring Eq, LLC	Conventional, HELOC	5 +2 HELOCs	0.3%	31.2%	$129,000
Royal United Mortgage LLC	Conventional	5	0.3%	85.7%	$159,000
Nbkc Bank	Conventional, VA, Jumbo	5	0.3%	71.4%	$505,000
Platinum Eagle Mortgage, LLC	Conventional, FHA, VA	5	0.3%	100%	$475,000
Mortgage Research Center	VA	5	0.3%	50%	$451,000
Better Mortgage Corporation	Conventional, FHA	5	0.3%	83.3%	$433,000
Carrington Mortgage Services LLC	Conventional, VA	5	0.3%	60%	$387,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	4	0.3%	100%	$385,000	View
Primary Residential Mortgage, INC.	Conventional, FHA	4	0.3%	100%	$267,500
Lakeview Loan Servicing, LLC	Conventional	4	0.3%	32%	$235,000
Movement Mortgage, LLC	Conventional	4	0.3%	100%	$447,500
Discover Bank	Conventional	4	0.3%	14.8%	$145,000
New Wave Lending Group Inc	Conventional	4	0.3%	100%	$307,500
Nfm, Inc	Conventional, FHA	4	0.3%	100%	$307,500
American Pacific Mortgage Corporation	Conventional, FHA	4	0.3%	80%	$355,000
V.I.P. Mortgage, Inc.	Conventional, VA	4	0.3%	100%	$362,500
Lower, LLC	Conventional	4	0.3%	100%	$402,500
Pentagon Federal Credit Union	Conventional, HELOC	3 +3 HELOCs	0.2%	75%	$415,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$481,666	View
Originpoint, LLC	Conventional, FHA	3	0.2%	75%	$528,333
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, VA	3	0.2%	75%	$311,666	View
Deephaven Mortgage LLC	Conventional	3	0.2%	75%	$191,666
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	3	0.2%	17.6%	$151,666	View
Constant Investments, Inc	Conventional	3	0.2%	100%	$571,666
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	3	0.2%	100%	$351,666	View
Bay Equity LLC	Conventional, FHA, Jumbo	3	0.2%	100%	$618,333
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	3	0.2%	75%	$438,333	View
Bank Ozk	Conventional	3	0.2%	100%	$205,000
Towne Mortgage Company	Conventional, FHA, VA	3	0.2%	100%	$355,000
Uif Corporation	Conventional	3	0.2%	75%	$511,666
Geo-Corp, Inc.	Conventional	3	0.2%	100%	$298,333
Mutual of Omaha Mortgage	Conventional	3	0.2%	100%	$431,666
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, VA	3	0.2%	100%	$535,000	View
Champions Funding, LLC	Conventional	3	0.2%	75%	$261,666
Goodleap, LLC	Conventional, HELOC	2 +2 HELOCs	0.1%	50%	$290,000
Cadence Bank	Conventional, Jumbo	2	0.1%	66.7%	$590,000
Cornerstone First Mortgage, LLC	Conventional	2	0.1%	100%	$285,000
Devon Bank B+4.0 ★Texas Ratio: 2.09%	Conventional	2	0.1%	100%	$395,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	2	0.1%	100%	$1,340,000	View
Greenstate Credit Union	Conventional	2	0.1%	100%	$375,000
Gold Star Mortgage Financial Group, Corporation	Conventional	2	0.1%	100%	$345,000
Canopy Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$600,000
Watermark Capital, Inc.	Conventional	2	0.1%	100%	$340,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.1%	100%	$535,000	View
Resicentral LLC	Conventional	2	0.1%	66.7%	$345,000
Success Mortgage Partners, Inc	Conventional	2	0.1%	100%	$265,000
Flexpoint, Inc.	Conventional	2	0.1%	100%	$285,000
Belem Servicing, LLC dba Patriot Home Mortgage	Conventional	2	0.1%	100%	$355,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	2	0.1%	100%	$375,000	View
Vellum Mortgage, Inc.	Conventional	2	0.1%	100%	$370,000
Digital Federal Credit Union	Conventional	2	0.1%	100%	$445,000
RoundPoint Mortgage Servicing LLC	Conventional	2	0.1%	100%	$370,000
Citadel Servicing Corporation	Conventional	2	0.1%	66.7%	$270,000
Florida Capital Bank, N.A	Conventional, VA	2	0.1%	100%	$465,000
21St Mortgage	Conventional	2	0.1%	50%	$90,000
Village Capital & Investment	FHA	2	0.1%	71.4%	$280,000
Star One Credit Union	Conventional	2	0.1%	100%	$375,000
JMAC Lending, Inc.	Conventional, FHA	2	0.1%	100%	$485,000
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +10 HELOCs	0.1%	100%	$125,000	View
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$235,000	View
Alliant Credit Union A+5.0 ★Texas Ratio: 4.84%	Conventional, Jumbo	1	0.1%	100%	$1,215,000	View
Shinhan Bank America	Conventional	1	0.1%	100%	$345,000
Premier Mortgage Resources, LLC	VA	1	0.1%	100%	$715,000
American Mortgage Bank A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0.1%	100%	$385,000	View
Liberty Federal Credit Union	Conventional	1	0.1%	100%	$425,000
Neighborhood Loans, Inc	Conventional	1	0.1%	16.7%	$15,000
PromiseOne Bank	Conventional	1	0.1%	100%	$345,000
AAA Capital Investment, Inc	Conventional	1	0.1%	100%	$585,000
Keybank National Association A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	100%	$515,000	View
Guidance Residential, LLC	Conventional	1	0.1%	100%	$705,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$295,000
Dart Bank	FHA	1	0.1%	100%	$385,000
Loanunited.Com, LLC	VA	1	0.1%	100%	$385,000
Oaktree Funding Corp	Conventional, Jumbo	1	0.1%	100%	$1,155,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$345,000	View
Synergy One Lending, Inc.	FHA	1	0.1%	50%	$345,000
Eustis Mortgage Corp A+5.0 ★Texas Ratio: 3.34%	Conventional	1	0.1%	100%	$325,000	View
Homestead Funding Corp.	Conventional	1	0.1%	100%	$325,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$365,000	View
Instamortgage, Inc	Conventional	1	0.1%	100%	$385,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0.1%	100%	$645,000	View
Bay-Valley Mortgage Group	Conventional	1	0.1%	100%	$205,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	FHA	1	0.1%	100%	$435,000	View
HomeXpress Mortgage Corp.	Conventional	1	0.1%	50%	$795,000
Obsidian Financial Services	Conventional	1	0.1%	100%	$245,000
PFN Lending Group, Inc.	Conventional	1	0.1%	100%	$555,000
First Alliance Home Mortgage, LLC	FHA	1	0.1%	100%	$485,000
Sun West Mortgage Company, Inc	Conventional	1	0.1%	75%	$275,000
Standard Mortgage Corporation	Conventional, Jumbo	1	0.1%	100%	$1,595,000
Select Lending Services, LLC A+5.0 ★Texas Ratio: 3.16%	Conventional	1	0.1%	100%	$505,000	View
Citizens Equity First Credit U	Conventional	1	0.1%	100%	$335,000
Cornerstone National Bank & Trust Company A+5.0 ★Texas Ratio: 0.20%	Conventional	1	0.1%	100%	$385,000	View
American Financing Corporation	Conventional	1	0.1%	14.3%	$245,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$385,000
Midwest Mortgage Associates Corp	Conventional	1	0.1%	100%	$365,000
Geneva Financial LLC	FHA	1	0.1%	100%	$275,000
Real Genius LLC	Conventional	1	0.1%	100%	$325,000
Homeowners Financial Group, LLC	Conventional	1	0.1%	100%	$395,000
Legacy Bank & Trust	Conventional	1	0.1%	100%	$325,000
Calcon Mutual Mortgage LLC	Conventional	1	0.1%	100%	$265,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$325,000
First Option Mortgage, LLC	Conventional	1	0.1%	100%	$315,000
Land Home Financial Services,	FHA	1	0.1%	100%	$335,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$345,000	View
Beeline Loans, Inc.	Conventional	1	0.1%	33.3%	$225,000
Churchill Mortgage Corporation	FHA	1	0.1%	100%	$305,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$335,000	View
T2 Financial LLC	Conventional	1	0.1%	50%	$495,000
Waterstone Mortgage Corporation	Conventional	1	0.1%	100%	$525,000
Direct Mortgage Loans, LLC	FHA	1	0.1%	100%	$165,000
Castle & Cooke Mortgage, LLC	Conventional	1	0.1%	100%	$805,000
Together Credit Union A+5.0 ★Texas Ratio: 4.25%	Conventional	1	0.1%	100%	$105,000
First Equity Mortgage Inc	Conventional	1	0.1%	100%	$805,000
Communityamerica Federal Credit Union	Conventional	1	0.1%	50%	$355,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$685,000
Waterman Bank A5.0 ★Texas Ratio: 8.69%	Conventional	1	0.1%	100%	$335,000	View
Great Plains National Bank	FHA	1	0.1%	100%	$355,000
Emet Lending Group, Inc.	Conventional	1	0.1%	100%	$335,000
Member First Mortgage, LLC	Conventional	1	0.1%	100%	$395,000
Mortgage Solutions of Colorado	FHA	1	0.1%	100%	$395,000
Logan Finance Corporation	Conventional, Jumbo	1	0.1%	100%	$965,000
Firstbank A5.0 ★Texas Ratio: 7.51%	Conventional	1	0.1%	100%	$695,000	View
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$235,000	View
Nmsi, Inc.	Conventional	1	0.1%	100%	$405,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional	1	0.1%	100%	$435,000	View
Heritage Bank NA C-3.6 ★Texas Ratio: 31.27%	Conventional	1	0.1%	100%	$435,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$65,000	View
Toyota Financial Savings Bank	Conventional	1	0.1%	50%	$495,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$255,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$295,000
Mason-McDuffie Mortgage Corporation	Conventional	1	0.1%	100%	$345,000
Lendage, LLC dba Achieve Loans	HELOC	0 +8 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +5 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +3 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Carrollton Mortgage Rate Trends

Daily average mortgage rates for Texas compared with the national average, updated every evening.

30-Year Fixed TX Avg

7.414%

▲ 0.066 vs 7 days ago

15-Year Fixed TX Avg

6.904%

▲ 0.023 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Carrollton, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Carrollton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Carrollton in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Carrollton, TX

Use these to narrow the list above. Each category shows how many Carrollton, TX lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 146 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 90 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 34 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 63 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 33 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 28 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TX 79 lenders headquartered in Texas, the closest thing to a mortgage lender near you

Who Lends in Carrollton, TX

Independent mortgage companies closed 73.4 percent of home loans in Carrollton, Texas in 2025, banks 20.3 percent and credit unions 6.2 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Texans Credit Union the largest credit union. Among lenders headquartered in Texas, Frost Bank led with 13 loans.

73.4%

Mortgage companies

20.3%

Banks

6.2%

Credit unions

11%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

All Texas lenders 1,264 lenders Houston 690 lenders San Antonio 463 lenders Fort Worth 521 lenders Austin 484 lenders Dallas 513 lenders El Paso 275 lenders Celina 272 lenders Corpus Christi 261 lenders Lubbock 281 lenders Arlington 342 lenders Frisco 337 lenders New Braunfels 280 lenders

Frequently Asked Questions About Mortgage Lenders in Carrollton, TX

Who is the largest mortgage lender in Carrollton, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Carrollton, Texas with 58 loans, about 3.8 percent of the market. The largest lender headquartered in Texas was Frost Bank with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Carrollton, TX have the highest approval rates?

Among lenders with meaningful volume in Carrollton, Texas, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 96.7 percent, against a 83.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Carrollton, TX mortgage lenders offer FHA, VA and USDA loans?

63 lenders closed FHA loans in Carrollton, Texas in 2025, led by United Wholesale Mortgage with 25. 33 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Carrollton, TX lender list?

Yes. 90 banks and 34 credit unions closed home loans in Carrollton, Texas in 2025, alongside 146 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Carrollton, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Carrollton, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Carrollton, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Carrollton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.