Mortgage Lenders and Brokers in Bullard, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bullard, Texas mortgage lenders include Austin Bank, Texas National AssociationAustin Bank, Texas National Association210 N Houston St, Bullard, TX 75757A+5.0 ★Texas Ratio: 3.34%, Texas National Bank of JacksonvilleTexas National Bank of Jacksonville524 E Main St, Bullard, TX 75757A5.0 ★Texas Ratio: 12.30%, Southside BankSouthside Bank213 Doctor M Roper Pkwy N, Bullard, TX 75757A+5.0 ★Texas Ratio: 0.90%, Regions BankRegions Bank1337 W Mcdermott Dr, Allen, TX 75013A+5.0 ★Texas Ratio: 4.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Kelly Community FCUKelly Community FCU2105 W Grande Blvd, Tyler, TX 75703 0551A+5.0 ★Texas Ratio: 4.67%, Texas Bank and TrustTexas Bank and Trust449 S Trade Days Blvd, Canton, TX 75103A+5.0 ★Texas Ratio: 3.78%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, Texas BankTexas Bank2014 W White St, Anna, TX 75409A+5.0 ★Texas Ratio: 3.34%, and Verabank,N.A.Verabank,N.A.739 E Tyler St, Athens, TX 75751A+5.0 ★Texas Ratio: 5.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bullard, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bullard are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bullard, Texas
Market share is the lender's share of all home loans closed in Bullard, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Bullard 210 N Houston St, Bullard, TX 75757 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 12 | 2.7% | 92.9% | $214,166 | View |
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1 office in Bullard 524 E Main St, Bullard, TX 75757 A5.0 ★Texas Ratio: 12.30% |
Conventional, Jumbo | 8 | 1.8% | 90.9% | $385,000 | View |
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1 office in Bullard 213 Doctor M Roper Pkwy N, Bullard, TX 75757 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 5 | 1.1% | 50% | $291,000 | View |
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1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 6 +3 HELOCs |
1.3% | 60% | $116,666 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 5 | 1.1% | 83.3% | $559,000 | View |
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2105 W Grande Blvd, Tyler, TX 75703 0551 A+5.0 ★Texas Ratio: 4.67% |
Conventional | 5 | 1.1% | 83.3% | $325,000 | View |
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449 S Trade Days Blvd, Canton, TX 75103 A+5.0 ★Texas Ratio: 3.78% |
Conventional | 5 | 1.1% | 100% | $253,000 | View |
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3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.7% | 100% | $231,666 | View |
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2014 W White St, Anna, TX 75409 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 3 | 0.7% | 100% | $135,000 | View |
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739 E Tyler St, Athens, TX 75751 A+5.0 ★Texas Ratio: 5.54% |
Conventional, Jumbo | 3 | 0.7% | 75% | $611,666 | View |
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720 S Greenville Ave, Allen, TX 75002 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 3 | 0.7% | 100% | $278,333 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 2 | 0.4% | 33.3% | $195,000 | View |
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384 E Stacy Rd, Allen, TX 75002 A5.0 ★Texas Ratio: 6.66% |
Conventional, FHA, Jumbo | 2 | 0.4% | 100% | $890,000 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $255,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
Conventional | 1 | 0.2% | 100% | $635,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 50% | $365,000 | View |
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713 Us Highway 271 N, Gilmer, TX 75644 C-3.6 ★Texas Ratio: 31.68% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
The First National Bank of Hughes Springs
220 N Louise St, Atlanta, TX 75551 |
Conventional | 1 | 0.2% | 100% | $95,000 | |
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2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 2.73% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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200 S Main St, Andrews, TX 79714 A5.0 ★Texas Ratio: 12.55% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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105 Loop 59, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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7505 Eastex Fwy Ste B, Beaumont, TX 77708 A+5.0 ★Texas Ratio: 0.43% |
Conventional | 1 | 0.2% | 100% | $145,000 | |
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12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Primelending
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Conventional, USDA | 3 | 0.7% | 100% | $268,333 | |
East Texas Professional C.U.
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Conventional | 3 | 0.7% | 75% | $228,333 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, Jumbo | 3 | 0.7% | 100% | $828,333 | |
Nationstar Mortgage
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Conventional | 2 | 0.4% | 100% | $110,000 | |
Right Start Mortgage, Inc
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Conventional | 2 | 0.4% | 100% | $445,000 | |
American Airlines Federal Cred
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Countryplace Mortgage, Ltd.
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FHA | 1 | 0.2% | 50% | $165,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.2% | 100% | $535,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 51 | 11.4% | 92.9% | $350,294 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 44 +1 HELOCs |
9.8% | 97.9% | $259,772 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 43 | 9.6% | 95.9% | $223,604 | View |
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A+5.0 ★Texas Ratio: 3.03% |
Conventional, FHA | 31 | 6.9% | 91.9% | $237,580 | View |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA, USDA | 15 | 3.4% | 93.8% | $277,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 14 | 3.1% | 100% | $361,428 | |
Mortgage Financial Services
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Conventional, FHA, VA | 10 | 2.2% | 90.9% | $254,000 | |
Mortgage Research Center
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VA | 9 | 2% | 90% | $365,000 | |
Platinum Eagle Mortgage, LLC
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Conventional, FHA, VA | 8 | 1.8% | 100% | $326,250 | |
Newrez LLC
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Conventional, VA | 7 | 1.6% | 100% | $342,142 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 7 | 1.6% | 87.5% | $290,714 | |
Cadence Bank
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Conventional, FHA, HELOC | 6 +1 HELOCs |
1.3% | 85.7% | $323,333 | |
loanDepot.com LLC
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Conventional, FHA | 6 | 1.3% | 75% | $215,000 | |
Provident Funding Associates
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Conventional | 6 | 1.3% | 100% | $340,000 | |
21St Mortgage
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Conventional | 6 | 1.3% | 40% | $188,333 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 5 | 1.1% | 100% | $409,000 | |
Canopy Mortgage, LLC
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Conventional, FHA | 5 | 1.1% | 100% | $237,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, VA | 4 | 0.9% | 100% | $297,500 | View |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 4 | 0.9% | 100% | $320,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.7% | 50% | $115,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 0.7% | 80% | $451,666 | |
The Loan Store, Inc
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Conventional | 3 | 0.7% | 100% | $338,333 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 3 | 0.7% | 75% | $355,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 3 | 0.7% | 100% | $378,333 | View |
Plaza Home Mortgage, Inc
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Conventional | 3 | 0.7% | 100% | $298,333 | |
Discover Bank
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Conventional | 2 | 0.4% | 33.3% | $60,000 | |
Sun West Mortgage Company, Inc
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VA, USDA | 2 | 0.4% | 100% | $275,000 | |
Union Home Mortgage Corp.
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FHA, VA | 2 | 0.4% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 1.56% |
Conventional | 2 | 0.4% | 100% | $270,000 | |
Cardinal Financial Company, Li
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Conventional, VA | 2 | 0.4% | 100% | $670,000 | |
Planet Home Lending, LLC
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VA | 2 | 0.4% | 100% | $470,000 | |
Cross Keys Bank
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Conventional | 2 | 0.4% | 100% | $260,000 | |
American Pacific Mortgage Corporation
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Conventional, VA | 2 | 0.4% | 100% | $390,000 | |
Summit Funding.Inc
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Conventional, VA | 2 | 0.4% | 100% | $470,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 0.4% | 100% | $370,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 0.4% | 100% | $375,000 | |
American Portfolio Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $245,000 | |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $405,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $345,000 | |
Kind Lending, LLC
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FHA | 1 | 0.2% | 100% | $235,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 50% | $315,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.2% | 42.9% | $65,000 | View |
PHH Mortgage Corporation
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VA | 1 | 0.2% | 100% | $305,000 | |
Loanunited.Com, LLC
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $465,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.2% | 50% | $165,000 | View |
Synergy One Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $175,000 | |
American Financial Network, Inc.
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VA | 1 | 0.2% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $265,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.2% | 50% | $305,000 | |
Ahl Funding
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Bay Equity LLC
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FHA | 1 | 0.2% | 100% | $415,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Greenbox Loans
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Belem Servicing, LLC dba Patriot Home Mortgage
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FHA | 1 | 0.2% | 100% | $445,000 | |
T2 Financial LLC
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VA | 1 | 0.2% | 100% | $415,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.2% | 100% | $625,000 | View |
Mutual of Omaha Mortgage
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VA | 1 | 0.2% | 100% | $505,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $435,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $505,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 33.3% | $125,000 | |
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A+5.0 ★Texas Ratio: 0.35% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $435,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 0.2% | 16.7% | $155,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $445,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Bullard Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bullard, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Bullard? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bullard in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bullard, TX
Use these to narrow the list above. Each category shows how many Bullard, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Bullard, TX
Independent mortgage companies closed 68.9 percent of home loans in Bullard, Texas in 2025, banks 20.4 percent and credit unions 10.7 percent. Highlands Residential Mortgage, Ltd. was the largest mortgage company, Austin Bank, Texas National Association the largest bank and Kelly Community FCU the largest credit union. Among lenders headquartered in Texas, Austin Bank, Texas National Association led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bullard, TX
By home loans closed in 2025, Austin Bank, Texas National Association was the largest mortgage lender in Bullard, Texas with 12 loans, about 2.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Bullard, Texas, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 92.9 percent, against a 85.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Bullard, Texas in 2025, led by Cmg Mortgage Inc with 14. 28 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 13 credit unions closed home loans in Bullard, Texas in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bullard, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bullard, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bullard. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
