Mortgage Lenders and Brokers in Bertram, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bertram, Texas mortgage lenders include R BankR Bank360 E Highway 29, Bertram, TX 78605A5.0 ★Texas Ratio: 13.45%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, First United Bank and Trust CoFirst United Bank and Trust Co10526 W Parmer Ln, Austin, TX 78717A5.0 ★Texas Ratio: 10.43%, Austin Telco FCUAustin Telco FCU8929 Shoal Creek Blvd, Austin, TX 78757A+5.0 ★Texas Ratio: 1.81%, University Federal Credit UnionUniversity Federal Credit Union701 College Dr, Abilene, TX 79601A+5.0 ★Texas Ratio: 3.82%, Amplify Credit UnionAmplify Credit Union2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772A+5.0 ★Texas Ratio: 4.72%, Prosperity BankProsperity Bank1502 Barrow St, Abilene, TX 79605A+5.0 ★Texas Ratio: 1.58%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, A+ Federal Credit UnionA+ Federal Credit Union1402 W Stassney LN, Austin, TX 78745 2948A5.0 ★Texas Ratio: 11.13%, and Truist BankTruist Bank3939 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bertram, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bertram are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bertram, Texas
Market share is the lender's share of all home loans closed in Bertram, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Bertram 360 E Highway 29, Bertram, TX 78605 A5.0 ★Texas Ratio: 13.45% |
Conventional | 3 | 1.1% | 75% | $198,333 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 6 +1 HELOCs |
2.2% | 100% | $298,333 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
Conventional | 4 | 1.5% | 100% | $365,000 | View |
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8929 Shoal Creek Blvd, Austin, TX 78757 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 3 | 1.1% | 100% | $378,333 | View |
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701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA | 3 | 1.1% | 100% | $235,000 | View |
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2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 2 +2 HELOCs |
0.7% | 100% | $300,000 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $195,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.7% | 66.7% | $100,000 | View |
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1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
Conventional | 2 | 0.7% | 100% | $40,000 | View |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $695,000 | View |
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621 W Saint Johns Ave, Austin, TX 78752 2315 A+5.0 ★Texas Ratio: 0.67% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
FHA | 1 | 0.4% | 100% | $275,000 | |
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900 Pershing Ave, Lufkin, TX 75904 A+5.0 ★Texas Ratio: 0.15% |
Conventional | 1 | 0.4% | 100% | $385,000 | View |
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900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
Conventional | 1 | 0.4% | 100% | $695,000 | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
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1442 E Austin St, Giddings, TX 78942 A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
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2707 W Northwest Hwy, Dallas, TX 75220 A+5.0 ★Texas Ratio: 4.14% |
VA | 1 | 0.4% | 100% | $275,000 | View |
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5600 Burnet Rd, Austin, TX 78756 A+5.0 ★Texas Ratio: 2.06% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
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11701 Luna Rd, Farmers Branch, TX 75234 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.4% | 100% | $465,000 | View |
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300 E 1st Ave, Belton, TX 76513 A+5.0 ★Texas Ratio: 5.87% |
Conventional | 1 | 0.4% | 100% | $645,000 | View |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.4% | 50% | $325,000 | View |
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100 N Key Ave, Lampasas, TX 76550 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
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12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sfmc, LP
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Conventional, FHA, VA | 9 | 3.3% | 100% | $318,333 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 5 | 1.9% | 100% | $455,000 | |
Primelending
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Conventional, FHA | 2 | 0.7% | 100% | $255,000 | |
Lrs Financial Network dba Hnb Mortgage
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Conventional | 2 | 0.7% | 100% | $525,000 | |
Interlinc Mortgage Services, LLC
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FHA | 1 | 0.4% | 100% | $405,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $525,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.4% | 33.3% | $135,000 | |
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A+5.0 ★Texas Ratio: 0.92% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
Encompass Lending Group, L.P.
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VA | 1 | 0.4% | 100% | $465,000 | |
Loanpeople, LLC
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Nationstar Mortgage
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FHA | 1 | 0.4% | 100% | $395,000 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA, USDA | 70 | 25.9% | 88.8% | $248,714 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 18 | 6.7% | 82.6% | $347,777 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 14 | 5.2% | 100% | $555,000 | |
21St Mortgage
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Conventional | 12 | 4.4% | 50% | $170,833 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 9 | 3.3% | 100% | $257,222 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 2.6% | 100% | $253,571 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, Jumbo | 6 | 2.2% | 100% | $471,666 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 5 | 1.9% | 100% | $263,000 | View |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 5 | 1.9% | 100% | $257,000 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 1.1% | 75% | $601,666 | |
New American Funding, LLC.
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Conventional | 3 | 1.1% | 75% | $498,333 | |
Residential Wholesale Mortgage
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Conventional, FHA | 2 | 0.7% | 100% | $325,000 | |
Sage Home Loans Corporation
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Conventional, FHA | 2 | 0.7% | 100% | $530,000 | |
ALCOVA Mortgage, LLC
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FHA | 2 | 0.7% | 100% | $285,000 | |
CrossCountry Mortgage, LLC
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FHA, VA | 2 | 0.7% | 100% | $290,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $140,000 | |
Calcon Mutual Mortgage LLC
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Conventional, VA | 2 | 0.7% | 100% | $425,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.7% | 100% | $550,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.7% | 100% | $225,000 | |
Summit Funding.Inc
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Conventional, FHA | 2 | 0.7% | 100% | $120,000 | |
Lower, LLC
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Conventional, VA | 2 | 0.7% | 100% | $540,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 0.7% | 100% | $635,000 | |
Cadence Bank
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $695,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $465,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $395,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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USDA | 1 | 0.4% | 100% | $205,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
Guaranteed Rate, Inc.
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VA | 1 | 0.4% | 100% | $345,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.4% | 50% | $315,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Newrez LLC
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Conventional | 1 | 0.4% | 33.3% | $95,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 33.3% | $235,000 | View |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.4% | 80% | $85,000 | View |
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A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
American Financial Network, Inc.
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Conventional | 1 | 0.4% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
Das Acquisition Company, LLC
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VA | 1 | 0.4% | 100% | $355,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.4% | 100% | $245,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.4% | 100% | $435,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.4% | 100% | $685,000 | |
Mortgage Research Center
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VA | 1 | 0.4% | 50% | $315,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 50% | $665,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $125,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.4% | 100% | $145,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.4% | 100% | $385,000 | |
Southwest Stage Funding LLC
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FHA | 1 | 0.4% | 100% | $525,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.4% | 50% | $105,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.4% | 12.5% | $115,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.4% | 100% | $455,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 100% | $65,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 0.4% | 33.3% | $75,000 | |
Village Capital & Investment
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VA | 1 | 0.4% | 100% | $485,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Bertram Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bertram, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Bertram? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bertram in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bertram, TX
Use these to narrow the list above. Each category shows how many Bertram, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Bertram, TX
Independent mortgage companies closed 80.7 percent of home loans in Bertram, Texas in 2025, banks 12.2 percent and credit unions 7 percent. Everett Financial, Inc. was the largest mortgage company, R Bank the largest bank and Randolph-Brooks Federal Credit Union the largest credit union. Among lenders headquartered in Texas, R Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bertram, TX
By home loans closed in 2025, R Bank was the largest mortgage lender in Bertram, Texas with 3 loans, about 1.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Bertram, Texas, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 88.8 percent, against a 84.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Bertram, Texas in 2025, led by Lennar Mortgage, LLC with 35. 19 lenders closed VA loans, led by Lennar Mortgage, LLC, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 9 credit unions closed home loans in Bertram, Texas in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bertram, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bertram, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bertram. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
