Mortgage Lenders and Brokers in Bastrop, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bastrop, Texas mortgage lenders include The First National Bank of BasThe First National Bank of Bas118 Highway 21 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 2.19%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, Frontier Bank of TexasFrontier Bank of Texas1500 Chestnut St, Bastrop, TX 78602A+5.0 ★Texas Ratio: 2.06%, Frost BankFrost Bank494 State Highway 71, Bastrop, TX 78602A+5.0 ★Texas Ratio: 2.51%, Prosperity BankProsperity Bank499 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 1.58%, Wells Fargo Bank NAWells Fargo Bank NA808 Main St, Bastrop, TX 78602A+5.0 ★Texas Ratio: 5.36%, Classic Bank, National AssociationClassic Bank, National Association493 Highway 71 W, Bastrop, TX 78602A5.0 ★Texas Ratio: 9.09%, Velocio Mortgage, L.L.C.Velocio Mortgage, L.L.C.705 E 12th St, Austin, TX 78701 1909A+5.0 ★Texas Ratio: 1.87%, A+ Federal Credit UnionA+ Federal Credit Union731 Highway 71 W, Bastrop, TX 78602A5.0 ★Texas Ratio: 11.13%, and Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bastrop, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bastrop are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bastrop, Texas
Market share is the lender's share of all home loans closed in Bastrop, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Bastrop 118 Highway 21 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 2.19% |
Conventional, Jumbo | 24 | 3.2% | 85.4% | $272,500 | View |
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1 office in Bastrop 710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 7 | 0.9% | 87.5% | $340,714 | View |
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1 office in Bastrop 1500 Chestnut St, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 2.06% |
Conventional, Jumbo | 7 | 0.9% | 100% | $259,285 | View |
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★ 5 stars, 1 review 1 office in Bastrop 494 State Highway 71, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 6 +2 HELOCs |
0.8% | 46.2% | $246,666 | View |
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★ 1 stars, 1 review 1 office in Bastrop 499 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 4 | 0.5% | 80% | $370,000 | View |
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1 office in Bastrop 808 Main St, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.4% | 50% | $311,666 | View |
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1 office in Bastrop 493 Highway 71 W, Bastrop, TX 78602 A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.1% | 100% | $345,000 | View |
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705 E 12th St, Austin, TX 78701 1909 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA, VA, USDA | 27 | 3.6% | 100% | $359,074 | View |
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731 Highway 71 W, Bastrop, TX 78602 A5.0 ★Texas Ratio: 11.13% |
Conventional, HELOC | 9 +5 HELOCs |
1.2% | 50% | $117,222 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional, HELOC | 8 +5 HELOCs |
1.1% | 85.7% | $98,750 | View |
Greater Texas FCU
115 Hunters Crossing Blvd, Bastrop, TX 78602 3887 |
Conventional | 6 | 0.8% | 66.7% | $171,666 | |
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530 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 5 | 0.7% | 66.7% | $123,000 | View |
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701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA | 5 | 0.7% | 83.3% | $341,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 4 | 0.5% | 100% | $252,500 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 3 | 0.4% | 100% | $231,666 | View |
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123 E 3rd St, Clarendon, TX 79226 A+5.0 ★Texas Ratio: 1.04% |
Conventional, FHA | 3 | 0.4% | 100% | $371,666 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.4% | 50% | $471,666 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $205,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $525,000 | View |
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877 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 5.77% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
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13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional | 1 | 0.1% | 100% | $665,000 | |
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220 E 8th St, Austin, TX 78701 A+5.0 ★Texas Ratio: 1.48% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
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4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.1% | 100% | $15,000 | View |
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2831 W Park Row Dr, Arlington, TX 76013 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
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1442 E Austin St, Giddings, TX 78942 A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
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10806 Metric Blvd, Austin, TX 78758 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
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1521 N Cooper St Ste 100, Arlington, TX 76011 A5.0 ★Texas Ratio: 9.89% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
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401 S Main St, Mc Gregor, TX 76657 C3.8 ★Texas Ratio: 29.33% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
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2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
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1147 Cantwell Ln, Corpus Christi, TX 78407 A+5.0 ★Texas Ratio: 1.39% |
Conventional | 1 | 0.1% | 100% | $295,000 | View |
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10526 W Parmer Ln, Austin, TX 78717 A5.0 ★Texas Ratio: 10.43% |
FHA | 1 | 0.1% | 100% | $365,000 | View |
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2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
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114 W 7th Street Suite 100, Austin, TX 78701 A5.0 ★Texas Ratio: 6.02% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
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★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
Conventional | 1 | 0.1% | 25% | $175,000 | View |
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12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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792 S Watters Rd, Allen, TX 75013 A+5.0 ★Texas Ratio: 1.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 88 | 11.7% | 87.4% | $274,204 | |
Nationstar Mortgage
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Conventional, FHA, VA | 15 | 2% | 93.8% | $234,333 | |
Southern Lending Services, Ltd.
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Conventional, FHA | 15 | 2% | 100% | $397,666 | |
Parkstone Mortgage, LLC
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Conventional, FHA, VA | 14 | 1.9% | 100% | $397,142 | |
Priority Home Mortgage, L.P.
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Conventional, FHA, VA | 11 | 1.5% | 100% | $405,909 | |
Sfmc, LP
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Conventional, FHA, VA | 8 | 1.1% | 100% | $476,250 | |
Smart Choice Mortgage, LLC
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Conventional, VA | 7 | 0.9% | 100% | $520,714 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA, VA | 6 | 0.8% | 100% | $310,000 | View |
Network Funding, L.P.
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Conventional, FHA | 4 | 0.5% | 100% | $340,000 | |
Willow Bend Mortgage Company, LLC
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Conventional | 3 | 0.4% | 100% | $475,000 | |
Loanpeople, LLC
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Conventional, FHA, VA | 3 | 0.4% | 100% | $328,333 | |
First Continental Mortgage, Ltd.
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FHA, VA | 3 | 0.4% | 100% | $471,666 | |
Ark-La-Tex Financial Services LLC
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FHA, VA | 3 | 0.4% | 100% | $388,333 | |
Encompass Lending Group, L.P.
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Conventional, FHA | 2 | 0.3% | 100% | $355,000 | |
Gardner Financial Services
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FHA, VA | 2 | 0.3% | 50% | $355,000 | |
American Airlines Federal Cred
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Conventional | 1 | 0.1% | 100% | $285,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Siwell, Inc., dba Capital Mortgage Services of Tex
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Conventional | 1 | 0.1% | 100% | $195,000 | |
Directions Equity, LLC
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FHA | 1 | 0.1% | 100% | $485,000 | |
Crestmark Mortgage Company, Ltd
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VA | 1 | 0.1% | 100% | $385,000 | |
Republic State Mortgage Company
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Conventional | 1 | 0.1% | 100% | $355,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.1% | 26.7% | $135,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.1% | 100% | $575,000 | |
Right Start Mortgage, Inc
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VA | 1 | 0.1% | 100% | $355,000 | |
Southwest Funding LP
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Conventional | 1 | 0.1% | 100% | $425,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 44 | 5.8% | 90.4% | $377,727 | |
loanDepot.com LLC
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Conventional, FHA, VA | 39 | 5.2% | 95.1% | $330,897 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 38 | 5% | 74.5% | $304,473 | View |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 34 | 4.5% | 100% | $311,470 | |
Lennar Mortgage, LLC
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Conventional, FHA | 16 | 2.1% | 89.5% | $263,750 | |
Freedom Mortgage Corporation
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FHA, VA | 15 | 2% | 84.6% | $421,000 | |
Jet HomeLoans, LP
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Conventional, VA | 15 | 2% | 100% | $605,666 | |
The Loan Store, Inc
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Conventional, FHA | 13 | 1.7% | 100% | $382,692 | |
Newrez LLC
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Conventional, FHA, VA, USDA | 11 | 1.5% | 68.8% | $333,181 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, USDA | 10 | 1.3% | 91.7% | $389,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 1.2% | 100% | $231,666 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA, Jumbo | 9 | 1.2% | 90% | $445,000 | |
Mortgage Research Center
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VA | 6 | 0.8% | 60% | $370,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 6 | 0.8% | 100% | $386,666 | |
The Mortgage Link, Inc.
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Conventional, FHA | 6 | 0.8% | 100% | $361,666 | |
Resicentral LLC
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Conventional | 5 | 0.7% | 100% | $323,000 | |
Provident Funding Associates
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Conventional | 5 | 0.7% | 100% | $427,000 | |
Zillow Home Loans, LLC
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Conventional, FHA, VA | 5 | 0.7% | 100% | $303,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 0.7% | 10.9% | $113,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 5 | 0.7% | 71.4% | $311,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 4 +1 HELOCs |
0.5% | 80% | $370,000 | |
Cadence Bank
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Conventional | 4 | 0.5% | 100% | $440,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 4 | 0.5% | 42.9% | $305,000 | |
ALCOVA Mortgage, LLC
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Conventional, VA | 4 | 0.5% | 100% | $465,000 | |
Kind Lending, LLC
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Conventional, FHA, VA | 4 | 0.5% | 100% | $387,500 | |
Sun West Mortgage Company, Inc
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Conventional, FHA, VA | 4 | 0.5% | 100% | $312,500 | |
21St Mortgage
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Conventional | 4 | 0.5% | 44.4% | $122,500 | |
Equity Prime Mortgage LLC
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FHA | 3 | 0.4% | 100% | $231,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 3 | 0.4% | 100% | $418,333 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 3 | 0.4% | 56.2% | $148,333 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA | 3 | 0.4% | 60% | $391,666 | |
Loan Simple, Inc.
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FHA | 3 | 0.4% | 100% | $355,000 | |
Village Capital & Investment
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FHA, VA | 3 | 0.4% | 70% | $451,666 | |
Premier Mortgage Resources, LLC
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Conventional | 2 | 0.3% | 100% | $80,000 | |
First Community Mortgage, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $300,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $405,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 2 | 0.3% | 100% | $145,000 | |
Mortgage Financial Services
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Conventional, FHA | 2 | 0.3% | 100% | $475,000 | |
American Financing Corporation
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Conventional | 2 | 0.3% | 22.2% | $185,000 | |
Stg Mortgage Inc
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Conventional, FHA | 2 | 0.3% | 100% | $615,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.3% | 100% | $445,000 | |
Florida Capital Bank, N.A
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Conventional | 2 | 0.3% | 100% | $320,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA, VA | 2 | 0.3% | 100% | $465,000 | View |
Tomo Mortgage LLC
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Conventional | 2 | 0.3% | 100% | $325,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +3 HELOCs |
0.1% | 33.3% | $55,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 33.3% | $725,000 | View |
Arc Home LLC
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Conventional | 1 | 0.1% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
Originpoint, LLC
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Conventional | 1 | 0.1% | 100% | $295,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $225,000 | |
American Financial Resources LLC
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FHA | 1 | 0.1% | 100% | $335,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.1% | 100% | $415,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.1% | 100% | $5,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.1% | 100% | $295,000 | View |
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A5.0 ★Texas Ratio: 6.15% |
USDA | 1 | 0.1% | 100% | $305,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.1% | 100% | $535,000 | View |
Contour Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $365,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $235,000 | |
Sage Home Loans Corporation
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VA | 1 | 0.1% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 0.01% |
Conventional | 1 | 0.1% | 100% | $525,000 | View |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $635,000 | |
Golden Empire Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $375,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $285,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.1% | 100% | $765,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.1% | 100% | $735,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.1% | 100% | $285,000 | View |
Synergy One Lending, Inc.
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Conventional | 1 | 0.1% | 100% | $315,000 | |
American Financial Network, Inc.
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VA | 1 | 0.1% | 100% | $275,000 | |
Assurance Financial Group, L.L.C.
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Conventional | 1 | 0.1% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.1% | 100% | $525,000 | View |
Acre Mortgage & Financial, Inc.
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VA | 1 | 0.1% | 100% | $395,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.1% | 100% | $525,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.1% | 50% | $415,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $235,000 | |
Midwest Mortgage Associates Corp
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VA | 1 | 0.1% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 1.56% |
Conventional | 1 | 0.1% | 100% | $445,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.1% | 100% | $145,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.1% | 100% | $225,000 | |
First Option Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $295,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $155,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.1% | 100% | $345,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $715,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.1% | 50% | $415,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.1% | 33.3% | $225,000 | |
Wings Financial Credit Union
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Conventional | 1 | 0.1% | 100% | $485,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Geo-Corp, Inc.
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FHA | 1 | 0.1% | 100% | $325,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.1% | 100% | $535,000 | |
Lower, LLC
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USDA | 1 | 0.1% | 100% | $305,000 | |
Southwest Stage Funding LLC
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FHA | 1 | 0.1% | 50% | $345,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.1% | 100% | $625,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.1% | 33.3% | $605,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.1% | 100% | $655,000 | |
JMAC Lending, Inc.
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VA | 1 | 0.1% | 100% | $515,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% |
Bastrop Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bastrop, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Bastrop? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bastrop in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bastrop, TX
Use these to narrow the list above. Each category shows how many Bastrop, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Bastrop, TX
Independent mortgage companies closed 81.7 percent of home loans in Bastrop, Texas in 2025, banks 12.2 percent and credit unions 6.1 percent. Velocio Mortgage, L.L.C. was the largest mortgage company, The First National Bank of Bas the largest bank and A+ Federal Credit Union the largest credit union. Among lenders headquartered in Texas, The First National Bank of Bas led with 24 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bastrop, TX
By home loans closed in 2025, The First National Bank of Bas was the largest mortgage lender in Bastrop, Texas with 24 loans, about 3.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Bastrop, Texas, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 87.4 percent, against a 79.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
55 lenders closed FHA loans in Bastrop, Texas in 2025, led by DHI Mortgage Company, LTD. with 44. 42 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 18 credit unions closed home loans in Bastrop, Texas in 2025, alongside 108 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bastrop, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bastrop, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bastrop. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
