White Pine, Tennessee mortgage lenders include Knoxville TVA Employees Credit UnionKnoxville TVA Employees Credit Union1113 Hunters Xing, Alcoa, TN 37701 1852A+5.0 ★Texas Ratio: 2.34%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Ornl Federal Credit UnionOrnl Federal Credit Union103 Hamilton Crossing Dr, Alcoa, TN 37701, Wells Fargo Bank NAWells Fargo Bank NA9059 Us Highway 64, Arlington, TN 38002A+5.0 ★Texas Ratio: 5.36%, First Horizon BankFirst Horizon Bank112 S Hall Rd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 5.76%, Truist BankTruist Bank9005 Us Highway 64, Arlington, TN 38002A+5.0 ★Texas Ratio: 2.87%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, Renasant BankRenasant Bank6671 Summer Ave, Bartlett, TN 38134A+5.0 ★Texas Ratio: 4.72%, Eastman Credit UnionEastman Credit Union1911 Highway 394, Blountville, TN 37617 5349A+5.0 ★Texas Ratio: 1.56%, and US Bank, N.A.US Bank, N.A.929 Bell Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in White Pine, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in White Pine are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in White Pine, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1113 Hunters Xing, Alcoa, TN 37701 1852 A+5.0 ★Texas Ratio: 2.34% |
Conventional, HELOC | 7 +14 HELOCs |
4.6% | 88.9% | $217,857 | View |
|
2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
VA, USDA | 4 | 2.6% | 100% | $240,000 | View |
Ornl Federal Credit Union
103 Hamilton Crossing Dr, Alcoa, TN 37701 |
Conventional, HELOC | 3 +5 HELOCs |
2% | 100% | $211,666 | |
|
9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 1.3% | 100% | $150,000 | View |
|
★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +5 HELOCs |
0.7% | 100% | $705,000 | View |
|
★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $255,000 | View |
|
216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $435,000 | View |
|
6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $265,000 | View |
|
1911 Highway 394, Blountville, TN 37617 5349 A+5.0 ★Texas Ratio: 1.56% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $555,000 | View |
|
929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.7% | 50% | $75,000 | View |
|
1075 5th Street, Jellico, TN 37762 A+5.0 ★Texas Ratio: 3.86% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
|
1131 Highway 11w, Bean Station, TN 37708 A+5.0 ★Texas Ratio: 1.70% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
|
3634 E Andrew Johnson Hwy, Greeneville, TN 37745 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.7% | 100% | $215,000 | View |
|
8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.7% | 33.3% | $175,000 | View |
|
5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 1 | 0.7% | 100% | $825,000 | View |
|
6946 Cumberland Gap Pkwy, Harrogate, TN 37752 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.7% | 100% | $185,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 6 | 3.9% | 36.8% | $126,666 | |
Mortgage Investors Group
|
Conventional, FHA, USDA | 5 | 3.3% | 100% | $297,000 | |
Churchill Mortgage Corporation
|
Conventional, FHA | 2 | 1.3% | 100% | $150,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 13 | 8.5% | 88.2% | $308,846 | |
|
A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 11 | 7.2% | 64.7% | $265,909 | View |
Cmg Mortgage Inc
|
Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
5.2% | 90.9% | $218,750 | |
Union Home Mortgage Corp.
|
Conventional, FHA, USDA | 6 | 3.9% | 100% | $266,666 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 5 | 3.3% | 83.3% | $219,000 | |
Gvc Mortgage, Inc.
|
Conventional, FHA | 4 | 2.6% | 100% | $232,500 | |
|
A5.0 ★Texas Ratio: 8.17% |
FHA, VA | 4 | 2.6% | 100% | $242,500 | View |
Freedom Mortgage Corporation
|
FHA, VA | 3 | 2% | 100% | $271,666 | |
Kind Lending, LLC
|
Conventional, FHA | 3 | 2% | 100% | $181,666 | |
Cardinal Financial Company, Li
|
Conventional, FHA | 3 | 2% | 100% | $275,000 | |
Mortgage Research Center
|
VA | 3 | 2% | 50% | $238,333 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
1.3% | 100% | $135,000 | |
American Financial Resources LLC
|
Conventional, USDA | 2 | 1.3% | 100% | $255,000 | |
Guaranteed Rate, Inc.
|
FHA | 2 | 1.3% | 100% | $190,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 1.3% | 33.3% | $105,000 | |
PFN Lending Group, Inc.
|
Conventional | 2 | 1.3% | 100% | $405,000 | |
Discover Bank
|
Conventional | 2 | 1.3% | 50% | $55,000 | |
Stockton Mortgage Corporation
|
VA | 2 | 1.3% | 100% | $430,000 | |
Carrington Mortgage Services LLC
|
FHA | 2 | 1.3% | 100% | $230,000 | |
First Bank and Trust Company
|
Conventional, HELOC | 1 +3 HELOCs |
0.7% | 100% | $635,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $225,000 | |
Interlinc Mortgage Services, LLC
|
Conventional | 1 | 0.7% | 100% | $165,000 | |
Liberty Federal Credit Union
|
Conventional | 1 | 0.7% | 100% | $415,000 | |
SWBC Mortgage Corporation
|
Conventional | 1 | 0.7% | 100% | $175,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 0.7% | 100% | $65,000 | |
Lakeview Loan Servicing, LLC
|
VA | 1 | 0.7% | 50% | $245,000 | |
Newrez LLC
|
FHA | 1 | 0.7% | 33.3% | $225,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.7% | 100% | $475,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 0.7% | 100% | $255,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.7% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.7% | 100% | $185,000 | View |
|
A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.7% | 100% | $805,000 | View |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.7% | 100% | $465,000 | View |
Guild Mortgage Company
|
VA | 1 | 0.7% | 100% | $175,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.7% | 100% | $165,000 | |
Ross Mortgage Corporation
|
FHA | 1 | 0.7% | 50% | $245,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.7% | 60% | $85,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 0.7% | 100% | $205,000 | |
BoxCar Mortgage, LLC
|
Conventional | 1 | 0.7% | 100% | $635,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.7% | 100% | $655,000 | |
|
A+5.0 ★Texas Ratio: 3.39% |
FHA | 1 | 0.7% | 50% | $225,000 | View |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $415,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 0.7% | 100% | $55,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.7% | 100% | $405,000 | |
New American Funding, LLC.
|
VA | 1 | 0.7% | 50% | $295,000 | |
Farm Credit Mid-America, Aca
|
Conventional | 1 | 0.7% | 100% | $475,000 | |
Southwest Stage Funding LLC
|
VA | 1 | 0.7% | 100% | $525,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.7% | 100% | $725,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 50% | $105,000 | View |
Reliance First Capital, LLC
|
VA | 1 | 0.7% | 50% | $195,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.7% | 100% | $145,000 | |
Village Capital & Investment
|
VA | 1 | 0.7% | 66.7% | $125,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in White Pine? The list below shows the banks, credit unions and mortgage brokers that closed home loans in White Pine in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many White Pine, TN lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 73.9 percent of home loans in White Pine, Tennessee in 2025, banks 15.7 percent and credit unions 10.5 percent. Vanderbilt Mortgage and Finance, Inc was the largest mortgage company, First Community Mortgage, Inc. the largest bank and Knoxville TVA Employees Credit Union the largest credit union. Among lenders headquartered in Tennessee, Knoxville TVA Employees Credit Union led with 7 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
By home loans closed in 2025, Knoxville TVA Employees Credit Union was the largest mortgage lender in White Pine, Tennessee with 7 loans, about 4.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in White Pine, Tennessee in 2025, led by United Wholesale Mortgage with 5. 17 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 7 credit unions closed home loans in White Pine, Tennessee in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in White Pine, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in White Pine, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up White Pine. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.