Mortgage Lenders and Brokers in Tullahoma, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Tullahoma, Tennessee mortgage lenders include Ascend Federal Credit UnionAscend Federal Credit Union520 Airpark Dr, Tullahoma, TN 37388A+5.0 ★Texas Ratio: 2.35%, Citizens Tri County BankCitizens Tri County Bank701 Kings Ln, Tullahoma, TN 37388A5.0 ★Texas Ratio: 7.54%, FirstbankFirstbank340 W Lincoln St, Tullahoma, TN 37388A5.0 ★Texas Ratio: 7.51%, First Vision Bank of TennesseeFirst Vision Bank of Tennessee1401 N Jackson St, Tullahoma, TN 37388A5.0 ★Texas Ratio: 11.21%, SmartbankSmartbank1400 N Jackson St, Tullahoma, TN 37388A+5.0 ★Texas Ratio: 1.74%, Regions BankRegions Bank1200 N Jackson St, Tullahoma, TN 37388A+5.0 ★Texas Ratio: 4.37%, US Bank, N.A.US Bank, N.A.308 N Jackson St, Tullahoma, TN 37388A+5.0 ★Texas Ratio: 2.85%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, First National Bank of Middle TennesseeFirst National Bank of Middle Tennessee1175 Meridian Blvd, Franklin, TN 37067A+5.0 ★Texas Ratio: 5.43%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11849 Crawford Pines Dr, Arlington, TN 38002A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Tullahoma, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Tullahoma are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Tullahoma, Tennessee
Market share is the lender's share of all home loans closed in Tullahoma, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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520 Airpark Dr, Tullahoma, TN 37388 A+5.0 ★Texas Ratio: 2.35% |
Conventional, Jumbo, HELOC | 69 +24 HELOCs |
10.8% | 90.9% | $192,826 | View |
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★ 5 stars, 1 review 1 office in Tullahoma 701 Kings Ln, Tullahoma, TN 37388 A5.0 ★Texas Ratio: 7.54% |
Conventional, USDA, Jumbo | 27 | 4.2% | 93.3% | $302,777 | View |
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1 office in Tullahoma 340 W Lincoln St, Tullahoma, TN 37388 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, VA, HELOC | 17 +2 HELOCs |
2.7% | 94.4% | $312,058 | View |
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1401 N Jackson St, Tullahoma, TN 37388 A5.0 ★Texas Ratio: 11.21% |
Conventional, Jumbo | 17 | 2.7% | 94.7% | $175,588 | View |
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1 office in Tullahoma 1400 N Jackson St, Tullahoma, TN 37388 A+5.0 ★Texas Ratio: 1.74% |
Conventional, FHA, HELOC | 12 +4 HELOCs |
1.9% | 100% | $350,833 | View |
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1 office in Tullahoma 1200 N Jackson St, Tullahoma, TN 37388 A+5.0 ★Texas Ratio: 4.37% |
Conventional, VA, USDA, HELOC | 8 +3 HELOCs |
1.3% | 55% | $316,250 | View |
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1 office in Tullahoma 308 N Jackson St, Tullahoma, TN 37388 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 5 +9 HELOCs |
0.8% | 62.5% | $269,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, VA, USDA | 56 | 8.8% | 98.4% | $308,035 | View |
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1175 Meridian Blvd, Franklin, TN 37067 A+5.0 ★Texas Ratio: 5.43% |
Conventional, FHA, VA, USDA | 12 | 1.9% | 100% | $251,666 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 5 | 0.8% | 100% | $323,000 | View |
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120 N Jackson St, Tullahoma, TN 37388 A5.0 ★Texas Ratio: 9.78% |
Conventional, Jumbo, HELOC | 3 +30 HELOCs |
0.5% | 100% | $678,333 | View |
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9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.5% | 100% | $435,000 | View |
Community Mortgage Corporation
1007 Us Highway 45 N, Henderson, TN 38340 |
Conventional | 2 | 0.3% | 100% | $125,000 | |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $355,000 | View |
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106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.2% | 33.3% | $235,000 | View |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,455,000 | View |
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533 S Main St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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108 Cumberland St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
VA | 1 | 0.2% | 50% | $305,000 | View |
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807 Beersheba Hwy, Mc Minnville, TN 37110 B3.8 ★Texas Ratio: 4.23% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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214 Centerview Dr, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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9512 Highway 46, Bon Aqua, TN 37025 A+5.0 ★Texas Ratio: 0.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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11916 Kingston Pike, Farragut, TN 37934 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Investors Group
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Conventional, FHA | 3 | 0.5% | 100% | $381,666 | |
21St Mortgage
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Conventional | 3 | 0.5% | 21.4% | $48,333 | |
Legacy Home Loans, LLC
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Conventional | 2 | 0.3% | 100% | $205,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 75 | 11.8% | 86.4% | $228,600 | View |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 43 +2 HELOCs |
6.8% | 100% | $267,558 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 43 | 6.8% | 86.5% | $320,581 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA, VA, Jumbo | 27 | 4.2% | 93.1% | $309,814 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 18 | 2.8% | 90.5% | $308,333 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 17 | 2.7% | 90.9% | $307,941 | |
New American Funding, LLC.
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Conventional, FHA, VA, USDA | 11 | 1.7% | 68.8% | $218,636 | |
Mortgage Research Center
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VA | 10 | 1.6% | 50% | $289,000 | |
Newrez LLC
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Conventional, FHA, VA | 6 | 0.9% | 85.7% | $311,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 6 | 0.9% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 5 | 0.8% | 100% | $413,000 | View |
Village Capital & Investment
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FHA, VA | 5 | 0.8% | 85.7% | $363,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, USDA, HELOC | 4 +1 HELOCs |
0.6% | 100% | $165,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +1 HELOCs |
0.6% | 80% | $77,500 | |
Kind Lending, LLC
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Conventional, FHA | 4 | 0.6% | 100% | $217,500 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 4 | 0.6% | 100% | $180,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 4 | 0.6% | 80% | $310,000 | View |
Nationstar Mortgage
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Conventional | 4 | 0.6% | 100% | $170,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +3 HELOCs |
0.5% | 100% | $268,333 | |
SWBC Mortgage Corporation
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Conventional, FHA, VA | 3 | 0.5% | 100% | $375,000 | |
Canopy Mortgage, LLC
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Conventional, FHA | 3 | 0.5% | 100% | $305,000 | |
Guild Mortgage Company
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FHA, USDA | 3 | 0.5% | 100% | $205,000 | |
Stockton Mortgage Corporation
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Conventional, FHA, USDA | 3 | 0.5% | 60% | $241,666 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 0.5% | 75% | $195,000 | |
Redstone Federal Credit Union
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Conventional, FHA, VA | 3 | 0.5% | 100% | $308,333 | |
Farm Credit Mid-America, Aca
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Conventional | 3 | 0.5% | 100% | $338,333 | |
Texana Bank
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Conventional, FHA | 3 | 0.5% | 100% | $268,333 | |
Zippy Loans, LLC
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Conventional | 2 | 0.3% | 33.3% | $50,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.3% | 38.5% | $225,000 | |
Nbkc Bank
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Conventional, FHA | 2 | 0.3% | 100% | $215,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.3% | 100% | $310,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 0.3% | 66.7% | $120,000 | |
Movement Mortgage, LLC
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Conventional, VA | 2 | 0.3% | 66.7% | $220,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.3% | 22.2% | $80,000 | |
AdvantageFirst Lending Inc
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Conventional, FHA | 2 | 0.3% | 66.7% | $210,000 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 2 | 0.3% | 100% | $105,000 | |
Iserve Residential Lending
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Conventional, USDA | 2 | 0.3% | 66.7% | $235,000 | |
Fairway Independent Mort Corp
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FHA, VA | 2 | 0.3% | 100% | $250,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA | 2 | 0.3% | 100% | $380,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, VA | 2 | 0.3% | 100% | $335,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional, VA | 2 | 0.3% | 100% | $355,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $245,000 | |
Interlinc Mortgage Services, LLC
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Liberty Federal Credit Union
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Conventional, Jumbo | 1 | 0.2% | 50% | $1,045,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
VA | 1 | 0.2% | 100% | $535,000 | View |
AAA Capital Investment, Inc
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Dart Bank
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FHA | 1 | 0.2% | 100% | $205,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.2% | 100% | $265,000 | |
Princeton Mortgage Corporation
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VA | 1 | 0.2% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.2% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
Obsidian Financial Services
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FHA | 1 | 0.2% | 100% | $225,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.2% | 100% | $255,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Citizens Equity First Credit U
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Conventional | 1 | 0.2% | 100% | $65,000 | |
American Financing Corporation
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Conventional | 1 | 0.2% | 50% | $175,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $285,000 | |
SIRVA Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $245,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.2% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
New Day Financial, LLC.
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VA | 1 | 0.2% | 16.7% | $295,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 100% | $605,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $295,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.2% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $495,000 | View |
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A5.0 ★Texas Ratio: 8.17% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Gulf Coast Bank and Trust
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FHA | 1 | 0.2% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,035,000 | View |
Veritas Funding, LLC
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FHA | 1 | 0.2% | 100% | $245,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $255,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.2% | 100% | $605,000 | View |
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A5.0 ★Texas Ratio: 8.28% |
FHA | 1 | 0.2% | 100% | $335,000 | View |
DHI Mortgage Company, LTD.
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USDA | 1 | 0.2% | 100% | $245,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $215,000 | |
Southwest Funding LP
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FHA | 1 | 0.2% | 100% | $225,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.2% | 100% | $555,000 | View |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.2% | 100% | $245,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Synovus Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | 0% |
Tullahoma Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Tullahoma, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Tullahoma? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Tullahoma in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Tullahoma, TN
Use these to narrow the list above. Each category shows how many Tullahoma, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Tullahoma, TN
Independent mortgage companies closed 51.5 percent of home loans in Tullahoma, Tennessee in 2025, banks 36.3 percent and credit unions 12.2 percent. Community Mortgage Corporation was the largest mortgage company, Citizens Tri County Bank the largest bank and Ascend Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Ascend Federal Credit Union led with 69 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Tullahoma, TN
By home loans closed in 2025, Ascend Federal Credit Union was the largest mortgage lender in Tullahoma, Tennessee with 69 loans, about 10.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Tullahoma, Tennessee, First Community Mortgage, Inc. approved the highest share of completed applications in 2025 at 98.4 percent, against a 85.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
48 lenders closed FHA loans in Tullahoma, Tennessee in 2025, led by Rocket Mortgage with 14. 34 lenders closed VA loans, led by United Wholesale Mortgage, and 11 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 42 banks and 6 credit unions closed home loans in Tullahoma, Tennessee in 2025, alongside 67 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Tullahoma, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Tullahoma, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Tullahoma. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
