Mortgage Lenders and Brokers in Townsend, Tennessee
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Townsend, Tennessee mortgage lenders include Cbbc BankCbbc Bank7729 E Lamar Alexander Pkwy, Townsend, TN 37882A+5.0 ★Texas Ratio: 0.09%, Home Federal Bank of TennesseeHome Federal Bank of Tennessee7502 Tazewell Pike, Corryton, TN 37721A5.0 ★Texas Ratio: 12.75%, Pinnacle BankPinnacle Bank5308 Mount View Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 3.04%, SmartbankSmartbank109 Associates Blvd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 1.74%, Knoxville TVA Employees Credit UnionKnoxville TVA Employees Credit Union1113 Hunters Xing, Alcoa, TN 37701 1852A+5.0 ★Texas Ratio: 2.34%, TnbankTnbank12740 Kingston Pike, Knoxville, TN 37934A5.0 ★Texas Ratio: 11.47%, Alcoa Tenn. Federal Credit UnionAlcoa Tenn. Federal Credit Union124 N Hall Rd, Alcoa, TN 37701 2648A+5.0 ★Texas Ratio: 4.23%, Community Trust Bank, Inc.Community Trust Bank, Inc.2106 N Charles G Seivers Blvd, Clinton, TN 37716A+5.0 ★Texas Ratio: 3.53%, First Century BankFirst Century Bank6946 Cumberland Gap Pkwy, Harrogate, TN 37752A+5.0 ★Texas Ratio: 0.70%, and First Horizon BankFirst Horizon Bank112 S Hall Rd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 5.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Townsend, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Townsend are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Townsend, Tennessee
Market share is the lender's share of all home loans closed in Townsend, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
7729 E Lamar Alexander Pkwy, Townsend, TN 37882 A+5.0 ★Texas Ratio: 0.09% |
Conventional | 7 | 6.7% | 100% | $149,285 | View |
|
7502 Tazewell Pike, Corryton, TN 37721 A5.0 ★Texas Ratio: 12.75% |
Conventional | 3 | 2.9% | 100% | $411,666 | View |
|
5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional, Jumbo | 3 | 2.9% | 100% | $2,711,666 | View |
|
109 Associates Blvd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 1.74% |
Conventional | 3 | 2.9% | 100% | $388,333 | View |
|
1113 Hunters Xing, Alcoa, TN 37701 1852 A+5.0 ★Texas Ratio: 2.34% |
Conventional, HELOC | 2 +1 HELOCs |
1.9% | 100% | $95,000 | View |
|
12740 Kingston Pike, Knoxville, TN 37934 A5.0 ★Texas Ratio: 11.47% |
Conventional | 2 | 1.9% | 100% | $185,000 | View |
|
124 N Hall Rd, Alcoa, TN 37701 2648 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 2 | 1.9% | 100% | $285,000 | View |
|
2106 N Charles G Seivers Blvd, Clinton, TN 37716 A+5.0 ★Texas Ratio: 3.53% |
Conventional | 2 | 1.9% | 100% | $250,000 | View |
|
6946 Cumberland Gap Pkwy, Harrogate, TN 37752 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 2 | 1.9% | 100% | $550,000 | View |
|
★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 1 +6 HELOCs |
1% | 100% | $2,825,000 | View |
|
2152 N Charles G Seivers Blvd, Clinton, TN 37716 A5.0 ★Texas Ratio: 6.15% |
Conventional | 1 | 1% | 100% | $175,000 | View |
|
216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 1% | 100% | $125,000 | View |
|
1911 Highway 394, Blountville, TN 37617 5349 A+5.0 ★Texas Ratio: 1.56% |
Conventional | 1 | 1% | 100% | $335,000 | View |
|
9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1% | 100% | $95,000 | View |
|
8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 1% | 100% | $195,000 | View |
|
1878 Congress Pkwy S, Athens, TN 37303 A+5.0 ★Texas Ratio: 0.98% |
Conventional, Jumbo | 1 | 1% | 100% | $905,000 | View |
|
929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
450 N Charles G Seivers Blvd, Clinton, TN 37716 3730 A+5.0 ★Texas Ratio: 3.67% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ornl Federal Credit Union
103 Hamilton Crossing Dr, Alcoa, TN 37701 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Investors Group
|
Conventional, FHA, VA | 12 | 11.4% | 93.3% | $389,166 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional, VA, Jumbo | 2 | 1.9% | 33.3% | $525,000 | |
Ut Federal Credit Union
|
Conventional | 1 | 1% | 100% | $65,000 | |
|
A+5.0 ★Texas Ratio: 2.03% |
Conventional, Jumbo | 9 | 8.6% | 83.3% | $432,777 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA | 5 | 4.8% | 71.4% | $493,000 | |
Movement Mortgage, LLC
|
Conventional, VA | 4 | 3.8% | 100% | $385,000 | |
Sage Home Loans Corporation
|
Conventional | 2 | 1.9% | 100% | $190,000 | |
Pennymac Loan Services LLC
|
Conventional | 2 | 1.9% | 100% | $300,000 | |
Amerisave Mortgage Company
|
Conventional, VA | 2 | 1.9% | 33.3% | $340,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 1.9% | 100% | $320,000 | View |
Stockton Mortgage Corporation
|
FHA, VA | 2 | 1.9% | 100% | $405,000 | |
Mutual of Omaha Mortgage
|
Conventional, VA | 2 | 1.9% | 100% | $490,000 | |
The Loan Store, Inc
|
Conventional | 2 | 1.9% | 100% | $215,000 | |
Fairway Independent Mort Corp
|
Conventional | 2 | 1.9% | 66.7% | $505,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 1.9% | 100% | $965,000 | View |
Liberty Federal Credit Union
|
Conventional | 1 | 1% | 100% | $575,000 | |
Cliffco, Inc.
|
Conventional | 1 | 1% | 100% | $755,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 1% | 100% | $445,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 1% | 100% | $455,000 | View |
loanDepot.com LLC
|
VA | 1 | 1% | 50% | $75,000 | |
American Financial Network, Inc.
|
FHA | 1 | 1% | 100% | $245,000 | |
First Home Mortgage
|
Conventional | 1 | 1% | 100% | $435,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 1% | 100% | $425,000 | |
Citizens Equity First Credit U
|
Conventional | 1 | 1% | 100% | $315,000 | |
American Federal Mortgage Corporation
|
Conventional | 1 | 1% | 100% | $345,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 1% | 100% | $105,000 | |
Forcht Bank, N.A.
|
Conventional | 1 | 1% | 100% | $495,000 | |
T2 Financial LLC
|
Conventional | 1 | 1% | 100% | $505,000 | |
|
A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 1% | 100% | $205,000 | View |
Mortgage Research Center
|
VA | 1 | 1% | 100% | $305,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo | 1 | 1% | 100% | $4,005,000 | View |
Right Start Mortgage, Inc
|
Conventional | 1 | 1% | 100% | $245,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 1% | 100% | $2,695,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1% | 100% | $285,000 | View |
Reliance First Capital, LLC
|
Conventional | 1 | 1% | 100% | $285,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 1% | 100% | $785,000 | View |
Usalliance Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
New American Funding, LLC.
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Townsend Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Townsend, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Townsend? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Townsend in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Townsend, TN
Use these to narrow the list above. Each category shows how many Townsend, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Townsend, TN
Independent mortgage companies closed 55.2 percent of home loans in Townsend, Tennessee in 2025, banks 37.1 percent and credit unions 7.6 percent. Mortgage Investors Group was the largest mortgage company, Cbbc Bank the largest bank and Knoxville TVA Employees Credit Union the largest credit union. Among lenders headquartered in Tennessee, Cbbc Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Townsend, TN
By home loans closed in 2025, Cbbc Bank was the largest mortgage lender in Townsend, Tennessee with 7 loans, about 6.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Townsend, Tennessee in 2025, led by Mortgage Investors Group with 1. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 10 credit unions closed home loans in Townsend, Tennessee in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Townsend, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Townsend, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Townsend. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
