Mortgage Lenders and Brokers in South Cleveland, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
South Cleveland, Tennessee mortgage lenders include Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, United Community BankUnited Community Bank1087 Hunters Xing, Alcoa, TN 37701A+5.0 ★Texas Ratio: 2.97%, Builtwell BankBuiltwell Bank219 Ward St, Benton, TN 37307A+5.0 ★Texas Ratio: 2.72%, SmartbankSmartbank109 Associates Blvd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 1.74%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, Truist BankTruist Bank9005 Us Highway 64, Arlington, TN 38002A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11849 Crawford Pines Dr, Arlington, TN 38002A+5.0 ★Texas Ratio: 3.68%, Pinnacle BankPinnacle Bank5308 Mount View Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 3.04%, SouthEast BankSouthEast Bank1878 Congress Pkwy S, Athens, TN 37303A+5.0 ★Texas Ratio: 0.98%, and First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Cleveland, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Cleveland are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in South Cleveland, Tennessee
Market share is the lender's share of all home loans closed in South Cleveland, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 10 +8 HELOCs |
3.1% | 66.7% | $97,000 | View |
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1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, HELOC | 10 +5 HELOCs |
3.1% | 76.9% | $183,000 | View |
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219 Ward St, Benton, TN 37307 A+5.0 ★Texas Ratio: 2.72% |
Conventional, FHA | 7 | 2.1% | 100% | $219,285 | View |
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109 Associates Blvd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 1.74% |
Conventional, FHA, HELOC | 5 +1 HELOCs |
1.5% | 100% | $311,000 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, HELOC | 4 +3 HELOCs |
1.2% | 62.5% | $140,000 | View |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +5 HELOCs |
0.9% | 50% | $278,333 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.9% | 100% | $471,666 | View |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 3 | 0.9% | 75% | $291,666 | View |
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1878 Congress Pkwy S, Athens, TN 37303 A+5.0 ★Texas Ratio: 0.98% |
Conventional, HELOC | 2 +3 HELOCs |
0.6% | 100% | $380,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA | 2 | 0.6% | 100% | $195,000 | View |
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4425 Ocoee St N, Cleveland, TN 37312 A5.0 ★Texas Ratio: 6.04% |
Conventional | 2 | 0.6% | 100% | $280,000 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 50% | $415,000 | View |
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★ 5 stars, 1 review 1548 Main St, Altamont, TN 37301 A5.0 ★Texas Ratio: 7.54% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
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1175 Meridian Blvd, Franklin, TN 37067 A+5.0 ★Texas Ratio: 5.43% |
FHA | 1 | 0.3% | 100% | $275,000 | View |
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9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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2050 Lowes Dr, Clarksville, TN 37040 1620 A+5.0 ★Texas Ratio: 3.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tennessee Valley Federal C U
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Conventional, HELOC | 12 +6 HELOCs |
3.7% | 66.7% | $185,833 | |
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A+5.0 ★Texas Ratio: 1.28% |
Conventional, FHA | 10 | 3.1% | 100% | $262,000 | View |
Mortgage Investors Group
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Conventional, FHA | 2 | 0.6% | 100% | $335,000 | |
21St Mortgage
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Conventional | 2 | 0.6% | 40% | $150,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.6% | 44.4% | $190,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 33 | 10.1% | 85.4% | $195,303 | View |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 23 | 7.1% | 100% | $258,478 | |
Mortgage Research Center
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FHA, VA | 16 | 4.9% | 80% | $329,375 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 12 | 3.7% | 85.7% | $242,500 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 11 | 3.4% | 91.7% | $286,818 | |
United Wholesale Mortgage
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Conventional, VA | 10 | 3.1% | 100% | $358,000 | |
First Citizens National Bank
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Conventional, FHA, HELOC | 9 +4 HELOCs |
2.8% | 91.7% | $222,777 | |
Pennymac Loan Services LLC
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Conventional, FHA | 7 | 2.1% | 77.8% | $183,571 | |
Cadence Bank
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Conventional, FHA, VA | 6 | 1.8% | 100% | $261,666 | |
Absolute Home Mortgage
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Conventional, FHA, VA | 6 | 1.8% | 100% | $241,666 | |
Union Home Mortgage Corp.
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Conventional, FHA | 6 | 1.8% | 100% | $161,666 | |
Summit Funding.Inc
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Conventional, FHA | 6 | 1.8% | 100% | $285,000 | |
Alameda Mortgage Corporation
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Conventional, FHA | 5 | 1.5% | 100% | $297,000 | |
American Financial Resources LLC
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FHA, VA | 4 | 1.2% | 100% | $407,500 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 4 | 1.2% | 100% | $415,000 | |
SWBC Mortgage Corporation
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Conventional, FHA | 3 | 0.9% | 100% | $175,000 | |
Lakeview Loan Servicing, LLC
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FHA | 3 | 0.9% | 42.9% | $228,333 | |
Towne Mortgage Company
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Conventional, FHA | 3 | 0.9% | 100% | $268,333 | |
Iserve Residential Lending
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Conventional, FHA | 3 | 0.9% | 100% | $238,333 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 3 | 0.9% | 100% | $311,666 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.9% | 100% | $68,333 | View |
CrossCountry Mortgage, LLC
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FHA, VA | 2 | 0.6% | 100% | $380,000 | |
loanDepot.com LLC
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Conventional, VA | 2 | 0.6% | 66.7% | $315,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.6% | 100% | $360,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.6% | 33.3% | $85,000 | |
Success Mortgage Partners, Inc
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Conventional, VA | 2 | 0.6% | 100% | $345,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 0.6% | 100% | $380,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.6% | 75% | $60,000 | |
Tjc Mortgage Inc
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FHA, VA | 2 | 0.6% | 66.7% | $285,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $105,000 | |
Endeavor Capital, LLC
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FHA | 2 | 0.6% | 100% | $155,000 | |
Mutual of Omaha Mortgage
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FHA | 2 | 0.6% | 100% | $150,000 | |
New American Funding, LLC.
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Conventional | 2 | 0.6% | 100% | $300,000 | |
CSL Financial, LLC
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Conventional | 2 | 0.6% | 100% | $110,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 0.6% | 100% | $270,000 | |
Village Capital & Investment
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VA | 2 | 0.6% | 100% | $270,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.3% | 100% | $225,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $55,000 | |
Primelending
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Conventional | 1 | 0.3% | 100% | $105,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
VA | 1 | 0.3% | 100% | $395,000 | View |
Newrez LLC
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VA | 1 | 0.3% | 100% | $335,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.3% | 100% | $245,000 | |
Eustis Mortgage Corp
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Conventional | 1 | 0.3% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
Discover Bank
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Conventional | 1 | 0.3% | 20% | $95,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.3% | 100% | $205,000 | |
River Valley AgCredit
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.3% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 1.70% |
Conventional | 1 | 0.3% | 100% | $595,000 | View |
SIRVA Mortgage, Inc.
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VA | 1 | 0.3% | 100% | $545,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.3% | 50% | $325,000 | |
Nfm, Inc
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FHA | 1 | 0.3% | 100% | $195,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 50% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
FHA | 1 | 0.3% | 100% | $135,000 | View |
Franklin Loan Corporation
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FHA | 1 | 0.3% | 100% | $385,000 | |
Communityamerica Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Synovus Bank
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FHA | 1 | 0.3% | 100% | $345,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $585,000 | |
Logan Finance Corporation
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Conventional | 1 | 0.3% | 100% | $335,000 | |
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B+4.7 ★Texas Ratio: 18.28% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
Veritas Funding, LLC
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FHA | 1 | 0.3% | 100% | $215,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $65,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.3% | 100% | $525,000 | View |
Lower, LLC
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FHA | 1 | 0.3% | 100% | $215,000 | |
Toyota Financial Savings Bank
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,485,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 50% | $105,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $175,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Goodleap, LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
South Cleveland Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in South Cleveland, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in South Cleveland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Cleveland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in South Cleveland, TN
Use these to narrow the list above. Each category shows how many South Cleveland, TN lenders fit and what that kind of lender is usually best for.
Who Lends in South Cleveland, TN
Independent mortgage companies closed 66.6 percent of home loans in South Cleveland, Tennessee in 2025, banks 28.5 percent and credit unions 4.9 percent. Mortgage Investors Group was the largest mortgage company, Regions Bank the largest bank and Fortera Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Builtwell Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in South Cleveland, TN
By home loans closed in 2025, Regions Bank was the largest mortgage lender in South Cleveland, Tennessee with 10 loans, about 3.1 percent of the market. The largest lender headquartered in Tennessee was Builtwell Bank with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
41 lenders closed FHA loans in South Cleveland, Tennessee in 2025, led by Rocket Mortgage with 16. 21 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 4 credit unions closed home loans in South Cleveland, Tennessee in 2025, alongside 65 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Cleveland, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Cleveland, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Cleveland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
