Mortgage Lenders and Brokers in Shelbyville, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Shelbyville, Tennessee mortgage lenders include FirstbankFirstbank508 Madison St, Shelbyville, TN 37160A5.0 ★Texas Ratio: 7.51%, Pinnacle BankPinnacle Bank604 N Main St, Shelbyville, TN 37160A+5.0 ★Texas Ratio: 3.04%, Regions BankRegions Bank101 Elm St, Shelbyville, TN 37160A+5.0 ★Texas Ratio: 4.37%, US Bank, N.A.US Bank, N.A.100 Public Sq N, Shelbyville, TN 37160A+5.0 ★Texas Ratio: 2.85%, First Commerce BankFirst Commerce Bank1122 N Main St, Shelbyville, TN 37160A+5.0 ★Texas Ratio: 0.58%, Heritage South Community CrediHeritage South Community CrediShelbyville, TN, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, First National Bank of Middle TennesseeFirst National Bank of Middle Tennessee1700 N Main St, Shelbyville, TN 37160A+5.0 ★Texas Ratio: 5.43%, Ascend Federal Credit UnionAscend Federal Credit Union1900 N Main St, Shelbyville, TN 37160A+5.0 ★Texas Ratio: 2.35%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11849 Crawford Pines Dr, Arlington, TN 38002A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Shelbyville, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Shelbyville are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Shelbyville, Tennessee
Market share is the lender's share of all home loans closed in Shelbyville, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Shelbyville 508 Madison St, Shelbyville, TN 37160 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, HELOC | 16 +4 HELOCs |
2.9% | 72.7% | $196,875 | View |
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1 office in Shelbyville 604 N Main St, Shelbyville, TN 37160 A+5.0 ★Texas Ratio: 3.04% |
Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
1.2% | 87.5% | $205,000 | View |
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1 office in Shelbyville 101 Elm St, Shelbyville, TN 37160 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 4 +7 HELOCs |
0.7% | 71.4% | $77,500 | View |
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1 office in Shelbyville 100 Public Sq N, Shelbyville, TN 37160 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +2 HELOCs |
0.7% | 66.7% | $287,500 | View |
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1 office in Shelbyville 1122 N Main St, Shelbyville, TN 37160 A+5.0 ★Texas Ratio: 0.58% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
Heritage South Community Credi
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Conventional | 9 | 1.6% | 65% | $101,666 | |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, VA, USDA | 81 | 14.5% | 94.6% | $283,641 | View |
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1700 N Main St, Shelbyville, TN 37160 A+5.0 ★Texas Ratio: 5.43% |
Conventional, FHA, VA, USDA | 22 | 3.9% | 81.5% | $243,181 | View |
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1900 N Main St, Shelbyville, TN 37160 A+5.0 ★Texas Ratio: 2.35% |
Conventional, Jumbo, HELOC | 19 +20 HELOCs |
3.4% | 95% | $273,421 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 100% | $250,000 | View |
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106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 2 | 0.4% | 100% | $110,000 | View |
Community Mortgage Corporation
1007 Us Highway 45 N, Henderson, TN 38340 |
Conventional | 2 | 0.4% | 100% | $200,000 | |
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807 Beersheba Hwy, Mc Minnville, TN 37110 B3.8 ★Texas Ratio: 4.23% |
Conventional | 2 | 0.4% | 100% | $90,000 | View |
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1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $55,000 | View |
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5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $225,000 | View |
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★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $245,000 | View |
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5384 Poplar Avenue, Memphis, TN 38119 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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1917 Highway 394, Blountville, TN 37617 A+5.0 ★Texas Ratio: 4.09% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
TEN Credit Union
1281 S Walnut Ave, Cookeville, TN 38501 5963 |
Conventional | 1 | 0.2% | 100% | $85,000 | |
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9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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1611 Gunbarrel Rd, Chattanooga, TN 37421 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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101 Creekside Xing, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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306 Brush Creek Rd, Alexandria, TN 37012 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
FHA | 1 | 0.2% | 100% | $125,000 | View |
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1602 N Main St, Shelbyville, TN 37160 A5.0 ★Texas Ratio: 9.78% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Legacy Home Loans, LLC
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Conventional, FHA | 4 | 0.7% | 100% | $257,500 | |
Tennessee Trust Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $275,000 | |
Tennessee Valley Federal C U
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Mortgage Investors Group
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FHA | 1 | 0.2% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 54 | 9.6% | 76.1% | $180,740 | View |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 36 | 6.4% | 87.2% | $303,055 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 25 | 4.5% | 78.1% | $280,200 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 24 | 4.3% | 96.4% | $297,083 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 24 | 4.3% | 82.8% | $228,333 | |
loanDepot.com LLC
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Conventional, FHA, VA | 23 | 4.1% | 100% | $273,695 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA, VA, USDA | 21 | 3.8% | 100% | $293,095 | View |
T2 Financial LLC
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Conventional, FHA, VA, USDA | 10 | 1.8% | 78.6% | $329,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 9 | 1.6% | 100% | $176,111 | |
Iserve Residential Lending
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Conventional, FHA, VA, USDA | 8 | 1.4% | 100% | $302,500 | |
Mortgage Research Center
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VA | 7 | 1.2% | 69.2% | $343,571 | |
SWBC Mortgage Corporation
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Conventional, FHA, VA, USDA | 6 | 1.1% | 100% | $305,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 6 | 1.1% | 66.7% | $296,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 6 | 1.1% | 100% | $275,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 0.7% | 80% | $312,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 0.7% | 100% | $357,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 4 | 0.7% | 100% | $242,500 | |
Goodleap, LLC
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FHA | 3 | 0.5% | 100% | $238,333 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.5% | 30% | $171,666 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA | 3 | 0.5% | 100% | $251,666 | |
Jet HomeLoans, LP
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Conventional, FHA | 3 | 0.5% | 100% | $311,666 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 0.5% | 50% | $198,333 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 3 | 0.5% | 37.5% | $241,666 | |
Redstone Federal Credit Union
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Conventional, FHA, HELOC | 2 +2 HELOCs |
0.4% | 50% | $185,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.4% | 50% | $220,000 | |
Liberty Federal Credit Union
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Conventional | 2 | 0.4% | 100% | $410,000 | |
Primelending
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Conventional, FHA | 2 | 0.4% | 100% | $180,000 | |
Primary Residential Mortgage, INC.
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FHA | 2 | 0.4% | 66.7% | $300,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.4% | 100% | $245,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $355,000 | |
PHH Mortgage Corporation
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VA | 2 | 0.4% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
FHA | 2 | 0.4% | 66.7% | $285,000 | View |
Ross Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $360,000 | |
ClearPath Lending
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VA | 2 | 0.4% | 100% | $260,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.4% | 66.7% | $135,000 | |
First Colony Mortgage Corporat
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Conventional, USDA | 2 | 0.4% | 50% | $235,000 | |
Nfm, Inc
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VA, USDA | 2 | 0.4% | 100% | $475,000 | |
New Day Financial, LLC.
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VA | 2 | 0.4% | 100% | $295,000 | |
Planet Home Lending, LLC
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FHA | 2 | 0.4% | 100% | $260,000 | |
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A5.0 ★Texas Ratio: 8.17% |
Conventional, FHA | 2 | 0.4% | 100% | $215,000 | View |
United Mortgage Corp.
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Conventional, FHA | 2 | 0.4% | 100% | $215,000 | |
Summit Funding.Inc
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Conventional, FHA | 2 | 0.4% | 100% | $345,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.4% | 66.7% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 2 | 0.4% | 100% | $200,000 | View |
Farm Credit Mid-America, Aca
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Conventional | 2 | 0.4% | 66.7% | $355,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 100% | $100,000 | View |
Village Capital & Investment
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FHA | 2 | 0.4% | 66.7% | $285,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $365,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 20% | $65,000 | |
Cadence Bank
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FHA | 1 | 0.2% | 100% | $355,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $395,000 | |
Newrez LLC
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FHA | 1 | 0.2% | 16.7% | $185,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $235,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.2% | 50% | $265,000 | View |
Golden Empire Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $375,000 | |
AmeriHome Mortgage Company, LLC
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VA | 1 | 0.2% | 50% | $325,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.2% | 33.3% | $745,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 100% | $225,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.2% | 100% | $275,000 | |
Bayshore Mortgage Funding
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FHA | 1 | 0.2% | 100% | $275,000 | |
FirstTrust Home Loans
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FHA | 1 | 0.2% | 100% | $195,000 | |
Flat Branch Mortgage, Inc.
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USDA | 1 | 0.2% | 100% | $395,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $375,000 | |
3rd Street Financial Corp
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FHA | 1 | 0.2% | 100% | $275,000 | |
Altra Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
Waterstone Mortgage Corporation
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VA | 1 | 0.2% | 100% | $205,000 | |
Wolfe Financial Inc
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FHA | 1 | 0.2% | 100% | $285,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $305,000 | View |
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A+5.0 ★Texas Ratio: 5.66% |
FHA | 1 | 0.2% | 100% | $315,000 | View |
Stockton Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $245,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $615,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.2% | 100% | $595,000 | View |
Plaza Home Mortgage, Inc
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VA | 1 | 0.2% | 50% | $345,000 | |
Goprime Mortgage, Inc.
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VA | 1 | 0.2% | 100% | $315,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.2% | 100% | $265,000 | |
Southwest Funding LP
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FHA | 1 | 0.2% | 50% | $335,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
River Bank & Trust
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Shelbyville Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Shelbyville, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Shelbyville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Shelbyville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Shelbyville, TN
Use these to narrow the list above. Each category shows how many Shelbyville, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Shelbyville, TN
Independent mortgage companies closed 58.9 percent of home loans in Shelbyville, Tennessee in 2025, banks 34.1 percent and credit unions 7 percent. Community Mortgage Corporation was the largest mortgage company, Firstbank the largest bank and Heritage South Community Credi the largest credit union. Among lenders headquartered in Tennessee, Firstbank led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Shelbyville, TN
By home loans closed in 2025, Firstbank was the largest mortgage lender in Shelbyville, Tennessee with 16 loans, about 2.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Shelbyville, Tennessee, First Community Mortgage, Inc. approved the highest share of completed applications in 2025 at 94.6 percent, against a 83.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
57 lenders closed FHA loans in Shelbyville, Tennessee in 2025, led by First Community Mortgage, Inc. with 34. 27 lenders closed VA loans, led by Freedom Mortgage Corporation, and 10 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 10 credit unions closed home loans in Shelbyville, Tennessee in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Shelbyville, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Shelbyville, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Shelbyville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
