Mortgage Lenders and Brokers in Shackle Island, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Shackle Island, Tennessee mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11849 Crawford Pines Dr, Arlington, TN 38002A+5.0 ★Texas Ratio: 3.68%, Volunteer BankVolunteer Bank214 Centerview Dr, Brentwood, TN 37027A+5.0 ★Texas Ratio: 3.34%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, Edmonton State BankEdmonton State Bank250 W Broadway, Gallatin, TN 37066A+5.0 ★Texas Ratio: 2.16%, Old National BankOld National Bank106 Washington Ave, Athens, TN 37303A+5.0 ★Texas Ratio: 4.98%, Wilson Bank and TrustWilson Bank and Trust306 Brush Creek Rd, Alexandria, TN 37012A+5.0 ★Texas Ratio: 4.75%, US Bank, N.A.US Bank, N.A.929 Bell Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 2.85%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, The Farmers BankThe Farmers Bank7836 Highway 25 E, Cross Plains, TN 37049, and Simmons BankSimmons Bank5810 Airline Rd, Arlington, TN 38002A+5.0 ★Texas Ratio: 5.33%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Shackle Island, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Shackle Island are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Shackle Island, Tennessee
Market share is the lender's share of all home loans closed in Shackle Island, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
5.7% | 100% | $1,567,500 | View |
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214 Centerview Dr, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 4 | 5.7% | 80% | $147,500 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, Jumbo, HELOC | 3 +1 HELOCs |
4.3% | 100% | $678,333 | View |
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250 W Broadway, Gallatin, TN 37066 A+5.0 ★Texas Ratio: 2.16% |
Conventional | 2 | 2.9% | 100% | $825,000 | View |
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106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $795,000 | View |
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306 Brush Creek Rd, Alexandria, TN 37012 A+5.0 ★Texas Ratio: 4.75% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $45,000 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 1 | 1.4% | 100% | $1,025,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 1.4% | 100% | $525,000 | View |
The Farmers Bank
7836 Highway 25 E, Cross Plains, TN 37049 |
Conventional | 1 | 1.4% | 100% | $45,000 | |
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5810 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 1.4% | 100% | $245,000 | View |
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108 Cumberland St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 1 | 1.4% | 100% | $445,000 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +5 HELOCs |
0% | 100% | View | |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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101 Creekside Xing, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Legacy Home Loans, LLC
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Conventional | 3 | 4.3% | 100% | $631,666 | |
Acopia, LLC
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Conventional | 1 | 1.4% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, VA | 8 | 11.4% | 88.9% | $315,000 | View |
United Wholesale Mortgage
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Conventional, VA | 4 | 5.7% | 83.3% | $552,500 | |
FirstTrust Home Loans
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Conventional, FHA | 3 | 4.3% | 100% | $495,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA, HELOC | 2 +1 HELOCs |
2.9% | 100% | $335,000 | |
Castle & Cooke Mortgage, LLC
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Conventional | 2 | 2.9% | 100% | $445,000 | |
Cmg Mortgage Inc
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Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $385,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
1.4% | 100% | $765,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.4% | 100% | $215,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 1.4% | 100% | $75,000 | |
Goodleap, LLC
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FHA | 1 | 1.4% | 100% | $365,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 1.4% | 100% | $365,000 | |
Kind Lending, LLC
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Conventional | 1 | 1.4% | 50% | $605,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.4% | 50% | $195,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.4% | 100% | $255,000 | |
Guild Mortgage Company
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FHA | 1 | 1.4% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 1.4% | 100% | $505,000 | View |
AmWest Funding Corp
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Conventional | 1 | 1.4% | 100% | $625,000 | |
Valon Mortgage
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Conventional | 1 | 1.4% | 100% | $355,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 1.4% | 100% | $665,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 1.4% | 100% | $365,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 1.4% | 100% | $265,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 1.4% | 100% | $405,000 | |
Vellum Mortgage, Inc.
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Conventional | 1 | 1.4% | 100% | $395,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.4% | 100% | $675,000 | |
Pentagon Federal Credit Union
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VA | 1 | 1.4% | 50% | $445,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 1.4% | 100% | $665,000 | View |
ClearEdge Lending LLC
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Conventional | 1 | 1.4% | 100% | $475,000 | |
Texana Bank
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Conventional | 1 | 1.4% | 100% | $545,000 | |
Loan Simple, Inc.
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FHA | 1 | 1.4% | 100% | $575,000 | |
Southwest Funding LP
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FHA | 1 | 1.4% | 100% | $345,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 1.4% | 100% | $625,000 | |
Champions Funding, LLC
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Conventional | 1 | 1.4% | 100% | $535,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Liberty Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Redstone Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ussfcu
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
RBC Bank (Georgia), N.A.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Shackle Island Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Shackle Island, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Shackle Island? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Shackle Island in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Shackle Island, TN
Use these to narrow the list above. Each category shows how many Shackle Island, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Shackle Island, TN
Independent mortgage companies closed 64.3 percent of home loans in Shackle Island, Tennessee in 2025, banks 32.9 percent and credit unions 2.9 percent. Legacy Home Loans, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Volunteer Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Shackle Island, TN
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Shackle Island, Tennessee with 4 loans, about 5.7 percent of the market. The largest lender headquartered in Tennessee was Volunteer Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Shackle Island, Tennessee in 2025, led by Firstbank with 1. 5 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 6 credit unions closed home loans in Shackle Island, Tennessee in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Shackle Island, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Shackle Island, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Shackle Island. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
