Mortgage Lenders and Brokers in Sale Creek, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sale Creek, Tennessee mortgage lenders include First Financial Bank NAFirst Financial Bank NA108 Cumberland St, Ashland City, TN 37015A+5.0 ★Texas Ratio: 4.65%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, SmartbankSmartbank109 Associates Blvd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 1.74%, Citizens Tri County BankCitizens Tri County Bank1548 Main St, Altamont, TN 37301A5.0 ★Texas Ratio: 7.54%, US Bank, N.A.US Bank, N.A.929 Bell Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11849 Crawford Pines Dr, Arlington, TN 38002A+5.0 ★Texas Ratio: 3.68%, Chattanooga Area Schools Federal Credit UnionChattanooga Area Schools Federal Credit Union1201 Bailey Ave, Chattanooga, TN 37404 2806A+5.0 ★Texas Ratio: 0.99%, RockPointBankRockPointBank401 Chestnut St, Chattanooga, TN 37402A+5.0 ★Texas Ratio: 1.64%, and Knoxville TVA Employees Credit UnionKnoxville TVA Employees Credit Union1113 Hunters Xing, Alcoa, TN 37701 1852A+5.0 ★Texas Ratio: 2.34%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sale Creek, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sale Creek are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sale Creek, Tennessee
Market share is the lender's share of all home loans closed in Sale Creek, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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108 Cumberland St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 4.65% |
Conventional, USDA | 4 | 4.1% | 80% | $70,000 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +5 HELOCs |
3.1% | 57.1% | $258,333 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, HELOC | 3 +2 HELOCs |
3.1% | 100% | $225,000 | View |
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109 Associates Blvd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 1.74% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
3.1% | 100% | $651,666 | View |
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★ 5 stars, 1 review 1548 Main St, Altamont, TN 37301 A5.0 ★Texas Ratio: 7.54% |
Conventional | 2 | 2.1% | 100% | $515,000 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1% | 100% | $355,000 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1% | 100% | $145,000 | View |
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1201 Bailey Ave, Chattanooga, TN 37404 2806 A+5.0 ★Texas Ratio: 0.99% |
Conventional | 1 | 1% | 100% | $155,000 | View |
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401 Chestnut St, Chattanooga, TN 37402 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 1 | 1% | 100% | $555,000 | View |
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1113 Hunters Xing, Alcoa, TN 37701 1852 A+5.0 ★Texas Ratio: 2.34% |
Conventional | 1 | 1% | 100% | $185,000 | View |
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5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 1% | 100% | $145,000 | View |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tennessee Valley Federal C U
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Conventional, HELOC | 7 +5 HELOCs |
7.2% | 77.8% | $217,857 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 3.1% | 60% | $161,666 | |
Mortgage Investors Group
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Conventional | 2 | 2.1% | 100% | $460,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA | 8 | 8.2% | 80% | $165,000 | View |
Movement Mortgage, LLC
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Conventional, FHA, VA | 5 | 5.2% | 100% | $311,000 | |
Cmg Mortgage Inc
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Conventional, USDA, HELOC | 4 +1 HELOCs |
4.1% | 100% | $275,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 4.1% | 80% | $227,500 | |
United Wholesale Mortgage
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FHA, VA | 3 | 3.1% | 75% | $291,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 3.1% | 100% | $198,333 | |
Union Home Mortgage Corp.
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Conventional | 3 | 3.1% | 60% | $65,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 3 | 3.1% | 100% | $181,666 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 3.1% | 75% | $278,333 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 3 | 3.1% | 100% | $361,666 | |
Michigan Mutual, Inc
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Conventional, FHA | 2 | 2.1% | 100% | $205,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 2.1% | 100% | $190,000 | |
Tjc Mortgage Inc
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Conventional, FHA | 2 | 2.1% | 100% | $275,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 2 | 2.1% | 100% | $265,000 | |
Alameda Mortgage Corporation
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FHA | 1 | 1% | 100% | $415,000 | |
Liberty Federal Credit Union
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Conventional, Jumbo | 1 | 1% | 100% | $845,000 | |
American Financial Resources LLC
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USDA | 1 | 1% | 100% | $275,000 | |
Primelending
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FHA | 1 | 1% | 100% | $305,000 | |
Newrez LLC
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Conventional | 1 | 1% | 50% | $365,000 | |
ClearPath Lending
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VA | 1 | 1% | 100% | $655,000 | |
Nfm, Inc
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Conventional | 1 | 1% | 100% | $185,000 | |
Cardinal Financial Company, Li
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VA | 1 | 1% | 100% | $515,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1% | 100% | $275,000 | View |
First Citizens National Bank
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Conventional | 1 | 1% | 50% | $385,000 | |
Pentagon Federal Credit Union
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VA | 1 | 1% | 100% | $215,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 1% | 100% | $245,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 1% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 1% | 100% | $305,000 | View |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1% | 100% | $585,000 | |
First Bank and Trust Company
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Conventional | 1 | 1% | 100% | $305,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 1% | 100% | $505,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Sale Creek Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sale Creek, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Sale Creek? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sale Creek in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sale Creek, TN
Use these to narrow the list above. Each category shows how many Sale Creek, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Sale Creek, TN
Independent mortgage companies closed 63.9 percent of home loans in Sale Creek, Tennessee in 2025, banks 24.7 percent and credit unions 11.3 percent. Vanderbilt Mortgage and Finance, Inc was the largest mortgage company, First Financial Bank NA the largest bank and Chattanooga Area Schools Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Firstbank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sale Creek, TN
By home loans closed in 2025, First Financial Bank NA was the largest mortgage lender in Sale Creek, Tennessee with 4 loans, about 4.1 percent of the market. The largest lender headquartered in Tennessee was Firstbank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Sale Creek, Tennessee in 2025, led by Freedom Mortgage Corporation with 3. 9 lenders closed VA loans, led by Movement Mortgage, LLC, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 5 credit unions closed home loans in Sale Creek, Tennessee in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sale Creek, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sale Creek, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sale Creek. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
