Mortgage Lenders and Brokers in Oak Hill, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Oak Hill, Tennessee mortgage lenders include FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, Bank of America NABank of America NA6186 Stage Rd, Bartlett, TN 38134A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank9005 Us Highway 64, Arlington, TN 38002A+5.0 ★Texas Ratio: 2.87%, First Horizon BankFirst Horizon Bank112 S Hall Rd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 5.76%, Volunteer BankVolunteer Bank214 Centerview Dr, Brentwood, TN 37027A+5.0 ★Texas Ratio: 3.34%, United Community BankUnited Community Bank1087 Hunters Xing, Alcoa, TN 37701A+5.0 ★Texas Ratio: 2.97%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11849 Crawford Pines Dr, Arlington, TN 38002A+5.0 ★Texas Ratio: 3.68%, Pinnacle BankPinnacle Bank5308 Mount View Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 3.04%, Renasant BankRenasant Bank6671 Summer Ave, Bartlett, TN 38134A+5.0 ★Texas Ratio: 4.72%, and Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oak Hill, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oak Hill are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oak Hill, Tennessee
Market share is the lender's share of all home loans closed in Oak Hill, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, Jumbo, HELOC | 9 +5 HELOCs |
7.8% | 100% | $1,410,555 | View |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 6 +7 HELOCs |
5.2% | 85.7% | $1,805,000 | View |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 5 +4 HELOCs |
4.3% | 100% | $1,669,000 | View |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 4 +11 HELOCs |
3.5% | 100% | $1,437,500 | View |
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214 Centerview Dr, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.34% |
Conventional, Jumbo | 4 | 3.5% | 100% | $2,380,000 | View |
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1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
Conventional, Jumbo, HELOC | 3 +4 HELOCs |
2.6% | 100% | $1,351,666 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
2.6% | 80% | $1,738,333 | View |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 3 +2 HELOCs |
2.6% | 100% | $791,666 | View |
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6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
2.6% | 100% | $1,611,666 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
1.7% | 100% | $2,590,000 | View |
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106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
1.7% | 100% | $900,000 | View |
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306 Brush Creek Rd, Alexandria, TN 37012 A+5.0 ★Texas Ratio: 4.75% |
Conventional, Jumbo | 2 | 1.7% | 100% | $1,030,000 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +5 HELOCs |
0.9% | 100% | $305,000 | View |
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5384 Poplar Avenue, Memphis, TN 38119 A5.0 ★Texas Ratio: 8.75% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.9% | 100% | $2,905,000 | View |
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★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $805,000 | View |
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1550 W Mcewen Dr Suite 150, Franklin, TN 37067 A5.0 ★Texas Ratio: 11.28% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,365,000 | View |
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1175 Meridian Blvd, Franklin, TN 37067 A+5.0 ★Texas Ratio: 5.43% |
Conventional | 1 | 0.9% | 100% | $435,000 | View |
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614 W Main St, Cookeville, TN 38506 A+5.0 ★Texas Ratio: 3.26% |
Conventional, Jumbo | 1 | 0.9% | 100% | $4,755,000 | View |
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5530 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 4.77% |
Conventional | 1 | 0.9% | 100% | $985,000 | View |
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782 Old Hickory Blvd, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 1 | 0.9% | 100% | $85,000 | View |
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5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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9512 Highway 46, Bon Aqua, TN 37025 A+5.0 ★Texas Ratio: 0.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5810 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1005 17th Ave S, Nashville, TN 37212 A+5.0 ★Texas Ratio: 5.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Legacy Home Loans, LLC
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Conventional, Jumbo | 6 | 5.2% | 100% | $831,666 | |
Churchill Mortgage Corporation
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Conventional, Jumbo | 3 | 2.6% | 100% | $831,666 | |
Truxton Trust (fka Nashville B&T)
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,145,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, Jumbo | 6 | 5.2% | 100% | $1,620,000 | View |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 4 | 3.5% | 100% | $1,482,500 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional | 4 | 3.5% | 100% | $387,500 | View |
Cadence Bank
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Conventional, Jumbo | 3 | 2.6% | 100% | $1,488,333 | |
SWBC Mortgage Corporation
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Conventional, Jumbo | 3 | 2.6% | 100% | $705,000 | |
United Wholesale Mortgage
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Conventional, Jumbo | 2 | 1.7% | 100% | $1,580,000 | |
Shelter Lending Services, LLC
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Conventional, Jumbo | 2 | 1.7% | 100% | $1,620,000 | |
SIRVA Mortgage, Inc.
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Conventional, Jumbo | 2 | 1.7% | 100% | $1,450,000 | |
Cmg Mortgage Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.9% | 50% | $405,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,935,000 | View |
Liberty Federal Credit Union
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Conventional, Jumbo | 1 | 0.9% | 100% | $2,805,000 | |
Newrez LLC
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Conventional | 1 | 0.9% | 100% | $365,000 | |
Nbkc Bank
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Conventional | 1 | 0.9% | 100% | $425,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,125,000 | |
Pennymac Loan Services LLC
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VA | 1 | 0.9% | 50% | $745,000 | |
Redwood Residential Acquisition Corporation
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,945,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.9% | 100% | $705,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, Jumbo | 1 | 0.9% | 100% | $505,000 | View |
Fairwinds Credit Union
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,005,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,615,000 | View |
Franklin Loan Corporation
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Conventional, Jumbo | 1 | 0.9% | 100% | $2,205,000 | |
FineMark National Bank & Trust
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Conventional | 1 | 0.9% | 100% | $735,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $295,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,175,000 | View |
Better Mortgage Corporation
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FHA | 1 | 0.9% | 100% | $885,000 | |
Citadel Servicing Corporation
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,765,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,985,000 | View |
Blaze Credit Union
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Conventional | 1 | 0.9% | 100% | $985,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.9% | 100% | $575,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.9% | 100% | $6,165,000 | View |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional, Jumbo | 1 | 0.9% | 100% | $505,000 | View |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.9% | 100% | $985,000 | View |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Synovus Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Redstone Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Oak Hill Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oak Hill, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Oak Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oak Hill in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oak Hill, TN
Use these to narrow the list above. Each category shows how many Oak Hill, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Oak Hill, TN
Independent mortgage companies closed 31.3 percent of home loans in Oak Hill, Tennessee in 2025, banks 64.3 percent and credit unions 4.3 percent. Legacy Home Loans, LLC was the largest mortgage company, Firstbank the largest bank and Leaders Credit Union the largest credit union. Among lenders headquartered in Tennessee, Firstbank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oak Hill, TN
By home loans closed in 2025, Firstbank was the largest mortgage lender in Oak Hill, Tennessee with 9 loans, about 7.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Oak Hill, Tennessee in 2025, led by Better Mortgage Corporation with 1. 1 lenders closed VA loans, led by Pennymac Loan Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 40 banks and 8 credit unions closed home loans in Oak Hill, Tennessee in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oak Hill, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oak Hill, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oak Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
