Mortgage Lenders and Brokers in Mount Pleasant, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mount Pleasant, Tennessee mortgage lenders include United Community BankUnited Community Bank105 Public Sq, Mount Pleasant, TN 38474A+5.0 ★Texas Ratio: 2.97%, First Farmers and Merchants BankFirst Farmers and Merchants Bank128 N Main St, Mount Pleasant, TN 38474A+5.0 ★Texas Ratio: 0.81%, TriStar BankTriStar Bank112 Hay Long Ave, Mount Pleasant, TN 38474A5.0 ★Texas Ratio: 7.05%, Heritage Bank & TrustHeritage Bank & Trust109 S Main St, Mount Pleasant, TN 38474A5.0 ★Texas Ratio: 6.02%, Ascend Federal Credit UnionAscend Federal Credit Union782 Old Hickory Blvd, Brentwood, TN 37027A+5.0 ★Texas Ratio: 2.35%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, US Bank, N.A.US Bank, N.A.929 Bell Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 2.85%, Old National BankOld National Bank106 Washington Ave, Athens, TN 37303A+5.0 ★Texas Ratio: 4.98%, and Kelley Mortgage, LLCKelley Mortgage, LLC1107 Mineral Wells Ave, Paris, TN 38242 4903A+5.0 ★Texas Ratio: 2.52%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mount Pleasant, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mount Pleasant are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mount Pleasant, Tennessee
Market share is the lender's share of all home loans closed in Mount Pleasant, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Mount Pleasant 105 Public Sq, Mount Pleasant, TN 38474 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, HELOC | 10 +18 HELOCs |
4.7% | 76.9% | $164,000 | View |
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1 office in Mount Pleasant 128 N Main St, Mount Pleasant, TN 38474 A+5.0 ★Texas Ratio: 0.81% |
Conventional, HELOC | 2 +13 HELOCs |
0.9% | 66.7% | $225,000 | View |
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1 office in Mount Pleasant 112 Hay Long Ave, Mount Pleasant, TN 38474 A5.0 ★Texas Ratio: 7.05% |
Conventional | 2 | 0.9% | 100% | $200,000 | View |
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109 S Main St, Mount Pleasant, TN 38474 A5.0 ★Texas Ratio: 6.02% |
Conventional, Jumbo | 8 | 3.8% | 88.9% | $311,250 | View |
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782 Old Hickory Blvd, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.35% |
Conventional, HELOC | 6 +1 HELOCs |
2.8% | 85.7% | $295,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA | 5 | 2.4% | 100% | $329,000 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 2 +7 HELOCs |
0.9% | 60% | $115,000 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 66.7% | $525,000 | View |
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106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98% |
Conventional, USDA | 2 | 0.9% | 100% | $285,000 | View |
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1107 Mineral Wells Ave, Paris, TN 38242 4903 A+5.0 ★Texas Ratio: 2.52% |
Conventional, FHA | 2 | 0.9% | 100% | $230,000 | View |
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2050 Lowes Dr, Clarksville, TN 37040 1620 A+5.0 ★Texas Ratio: 3.76% |
Conventional | 1 | 0.5% | 100% | $145,000 | View |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
FHA | 1 | 0.5% | 50% | $345,000 | View |
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6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
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26591 Main St, Ardmore, TN 38449 A+5.0 ★Texas Ratio: 2.25% |
FHA | 1 | 0.5% | 100% | $325,000 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
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5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
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306 Brush Creek Rd, Alexandria, TN 37012 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 1 | 0.5% | 100% | $115,000 | View |
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214 Centerview Dr, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Churchill Mortgage Corporation
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Conventional, FHA | 2 | 0.9% | 100% | $225,000 | |
Legacy Home Loans, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $310,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.9% | 57.1% | $240,000 | |
Mortgage Investors Group
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Conventional | 1 | 0.5% | 100% | $255,000 | |
21St Mortgage
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Conventional | 1 | 0.5% | 33.3% | $185,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 24 | 11.3% | 85.7% | $263,750 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 12 | 5.7% | 100% | $322,500 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 9 | 4.2% | 100% | $281,666 | |
Freedom Mortgage Corporation
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FHA, VA | 8 | 3.8% | 100% | $306,250 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 7 | 3.3% | 100% | $280,714 | |
New American Funding, LLC.
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Conventional, FHA | 6 | 2.8% | 85.7% | $168,333 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 1.9% | 80% | $197,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 1.9% | 100% | $265,000 | |
Farm Credit Mid-America, Aca
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Conventional | 4 | 1.9% | 80% | $642,500 | |
Kind Lending, LLC
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FHA, VA, USDA | 3 | 1.4% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA | 3 | 1.4% | 100% | $405,000 | View |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 3 | 1.4% | 100% | $388,333 | |
Planet Home Lending, LLC
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Conventional, FHA | 3 | 1.4% | 100% | $281,666 | |
Nationstar Mortgage
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Conventional | 3 | 1.4% | 100% | $268,333 | |
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A+5.0 ★Texas Ratio: 3.96% |
Conventional, HELOC | 2 +5 HELOCs |
0.9% | 100% | $175,000 | |
Genisys Credit Union
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Conventional | 2 | 0.9% | 100% | $375,000 | |
Liberty Federal Credit Union
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Conventional, USDA | 2 | 0.9% | 66.7% | $375,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.9% | 100% | $175,000 | |
Lakeview Loan Servicing, LLC
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FHA | 2 | 0.9% | 66.7% | $200,000 | |
Newrez LLC
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Conventional, USDA | 2 | 0.9% | 66.7% | $140,000 | |
Equity Prime Mortgage LLC
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FHA, USDA | 2 | 0.9% | 66.7% | $210,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 0.9% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
FHA | 2 | 0.9% | 100% | $255,000 | View |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.9% | 40% | $170,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.9% | 100% | $90,000 | |
Altra Federal Credit Union
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Conventional | 2 | 0.9% | 100% | $340,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 0.9% | 66.7% | $440,000 | |
Paramount Residential Mortgage
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Conventional, USDA | 2 | 0.9% | 100% | $435,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.9% | 50% | $170,000 | |
Redstone Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $135,000 | |
Premier Mortgage Resources, LLC
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FHA | 1 | 0.5% | 100% | $265,000 | |
American Financial Resources LLC
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FHA | 1 | 0.5% | 100% | $195,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $145,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.5% | 100% | $275,000 | |
Nbkc Bank
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VA | 1 | 0.5% | 100% | $825,000 | |
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A+5.0 ★Texas Ratio: 0.86% |
Conventional | 1 | 0.5% | 50% | $135,000 | View |
Movement Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Resicentral LLC
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Conventional | 1 | 0.5% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.5% | 100% | $425,000 | View |
AdvantageFirst Lending Inc
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FHA | 1 | 0.5% | 100% | $285,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 100% | $45,000 | |
American Financing Corporation
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FHA | 1 | 0.5% | 100% | $205,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.5% | 100% | $615,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.5% | 100% | $285,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.5% | 100% | $185,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 100% | $345,000 | View |
Nations Lending Corporation
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Conventional | 1 | 0.5% | 100% | $335,000 | |
Castle & Cooke Mortgage, LLC
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VA | 1 | 0.5% | 100% | $205,000 | |
Communityamerica Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $345,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $185,000 | |
Stockton Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $335,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.5% | 100% | $165,000 | |
Lower, LLC
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Conventional | 1 | 0.5% | 100% | $665,000 | |
Right Start Mortgage, Inc
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FHA | 1 | 0.5% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.5% | 100% | $925,000 | View |
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A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 25% | $45,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.5% | 100% | $405,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.5% | 100% | $575,000 | View |
Village Capital & Investment
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FHA | 1 | 0.5% | 100% | $335,000 | |
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Mount Pleasant Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mount Pleasant, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Mount Pleasant? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mount Pleasant in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mount Pleasant, TN
Use these to narrow the list above. Each category shows how many Mount Pleasant, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Mount Pleasant, TN
Independent mortgage companies closed 67.5 percent of home loans in Mount Pleasant, Tennessee in 2025, banks 23.1 percent and credit unions 9.4 percent. Kelley Mortgage, LLC was the largest mortgage company, United Community Bank the largest bank and Ascend Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, First Farmers and Merchants Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mount Pleasant, TN
By home loans closed in 2025, United Community Bank was the largest mortgage lender in Mount Pleasant, Tennessee with 10 loans, about 4.7 percent of the market. The largest lender headquartered in Tennessee was First Farmers and Merchants Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
37 lenders closed FHA loans in Mount Pleasant, Tennessee in 2025, led by Rocket Mortgage with 8. 12 lenders closed VA loans, led by Rocket Mortgage, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 11 credit unions closed home loans in Mount Pleasant, Tennessee in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mount Pleasant, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mount Pleasant, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mount Pleasant. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
