Mortgage Lenders and Brokers in Manchester, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Manchester, Tennessee mortgage lenders include US Bank, N.A.US Bank, N.A.1000 Hillsboro Blvd, Manchester, TN 37355A+5.0 ★Texas Ratio: 2.85%, Citizens Tri County BankCitizens Tri County Bank861 Mcarthur St, Manchester, TN 37355A5.0 ★Texas Ratio: 7.54%, First Vision Bank of TennesseeFirst Vision Bank of Tennessee2134 Hillsboro Blvd, Manchester, TN 37355A5.0 ★Texas Ratio: 11.21%, Old National BankOld National Bank1814 Hillsboro Blvd, Manchester, TN 37355A+5.0 ★Texas Ratio: 4.98%, FirstbankFirstbank1500 Hillsboro Blvd, Manchester, TN 37355A5.0 ★Texas Ratio: 7.51%, Ascend Federal Credit UnionAscend Federal Credit Union1929 McArthur St, Manchester, TN 37355 2623A+5.0 ★Texas Ratio: 2.35%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, First National Bank of Middle TennesseeFirst National Bank of Middle Tennessee1175 Meridian Blvd, Franklin, TN 37067A+5.0 ★Texas Ratio: 5.43%, and Wellworth BankWellworth Bank1207 Hillsboro Blvd, Manchester, TN 37355A5.0 ★Texas Ratio: 9.78%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Manchester, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Manchester are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Manchester, Tennessee
Market share is the lender's share of all home loans closed in Manchester, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Manchester 1000 Hillsboro Blvd, Manchester, TN 37355 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +3 HELOCs |
1.5% | 71.4% | $53,000 | View |
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★ 5 stars, 1 review 1 office in Manchester 861 Mcarthur St, Manchester, TN 37355 A5.0 ★Texas Ratio: 7.54% |
Conventional | 5 | 1.5% | 83.3% | $315,000 | View |
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1 office in Manchester 2134 Hillsboro Blvd, Manchester, TN 37355 A5.0 ★Texas Ratio: 11.21% |
Conventional | 4 | 1.2% | 100% | $125,000 | View |
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2 offices in Manchester 1814 Hillsboro Blvd, Manchester, TN 37355 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA, HELOC | 3 +2 HELOCs |
0.9% | 100% | $375,000 | View |
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1 office in Manchester 1500 Hillsboro Blvd, Manchester, TN 37355 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
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1929 McArthur St, Manchester, TN 37355 2623 A+5.0 ★Texas Ratio: 2.35% |
Conventional, HELOC | 20 +18 HELOCs |
6.1% | 70% | $172,500 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, VA, USDA | 16 | 4.9% | 90.9% | $318,750 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 4 +4 HELOCs |
1.2% | 71.4% | $170,000 | View |
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1175 Meridian Blvd, Franklin, TN 37067 A+5.0 ★Texas Ratio: 5.43% |
Conventional, FHA, VA | 3 | 0.9% | 75% | $341,666 | View |
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1207 Hillsboro Blvd, Manchester, TN 37355 A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $205,000 | View |
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11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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4641 Nashville Hwy, Chapel Hill, TN 37034 A+5.0 ★Texas Ratio: 0.58% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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9512 Highway 46, Bon Aqua, TN 37025 A+5.0 ★Texas Ratio: 0.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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109 Associates Blvd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 1.74% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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1878 Congress Pkwy S, Athens, TN 37303 A+5.0 ★Texas Ratio: 0.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Legacy Home Loans, LLC
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Conventional, FHA | 3 | 0.9% | 100% | $285,000 | |
21St Mortgage
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Conventional | 1 | 0.3% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 38 | 11.7% | 76.9% | $267,368 | View |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 25 +1 HELOCs |
7.7% | 100% | $257,800 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 18 | 5.5% | 78.3% | $277,222 | |
Mortgage Research Center
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VA | 17 | 5.2% | 85% | $297,352 | |
Texana Bank
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Conventional, FHA, VA | 11 | 3.4% | 100% | $252,272 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA, VA, USDA | 10 | 3.1% | 100% | $265,000 | View |
New American Funding, LLC.
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Conventional, FHA, VA | 10 | 3.1% | 90.9% | $235,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 8 | 2.5% | 100% | $337,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 8 | 2.5% | 88.9% | $206,250 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 7 | 2.1% | 100% | $237,857 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 5 | 1.5% | 100% | $235,000 | |
New Day Financial, LLC.
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VA | 5 | 1.5% | 83.3% | $315,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 4 | 1.2% | 100% | $407,500 | |
Nationstar Mortgage
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Conventional | 4 | 1.2% | 100% | $110,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
0.9% | 100% | $331,666 | |
SWBC Mortgage Corporation
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Conventional, FHA | 3 | 0.9% | 100% | $298,333 | |
Newrez LLC
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Conventional, VA | 3 | 0.9% | 60% | $248,333 | |
loanDepot.com LLC
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Conventional, FHA, VA | 3 | 0.9% | 42.9% | $148,333 | |
Amerisave Mortgage Company
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Conventional | 3 | 0.9% | 37.5% | $221,666 | |
American Financial Network, Inc.
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Conventional, FHA | 3 | 0.9% | 100% | $231,666 | |
The Loan Store, Inc
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FHA, VA | 3 | 0.9% | 80% | $225,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 3 | 0.9% | 100% | $301,666 | |
Village Capital & Investment
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VA | 3 | 0.9% | 83.3% | $365,000 | |
Equity Prime Mortgage LLC
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FHA, USDA | 2 | 0.6% | 100% | $240,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.6% | 100% | $245,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 2 | 0.6% | 100% | $195,000 | View |
Guild Mortgage Company
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FHA | 2 | 0.6% | 100% | $290,000 | |
Sun West Mortgage Company, Inc
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FHA, VA | 2 | 0.6% | 100% | $385,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $95,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.6% | 100% | $285,000 | View |
Iserve Residential Lending
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Conventional, USDA | 2 | 0.6% | 66.7% | $280,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA | 2 | 0.6% | 100% | $300,000 | View |
Grand Bank for Savings, FSB
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Conventional | 2 | 0.6% | 100% | $145,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA | 2 | 0.6% | 100% | $120,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.6% | 100% | $195,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.6% | 66.7% | $80,000 | |
Southwest Funding LP
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Conventional | 2 | 0.6% | 100% | $145,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 0.6% | 100% | $60,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $105,000 | View |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $235,000 | |
Redstone Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $105,000 | |
Interlinc Mortgage Services, LLC
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FHA | 1 | 0.3% | 100% | $305,000 | |
Cornerstone First Mortgage, LLC
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VA | 1 | 0.3% | 100% | $375,000 | |
Residential Wholesale Mortgage
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FHA | 1 | 0.3% | 100% | $335,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $125,000 | |
Dart Bank
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VA | 1 | 0.3% | 100% | $445,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.3% | 100% | $225,000 | |
Obsidian Financial Services
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USDA | 1 | 0.3% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 8.47% |
VA | 1 | 0.3% | 100% | $425,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 100% | $105,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Flat Branch Mortgage, Inc.
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FHA | 1 | 0.3% | 100% | $395,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.3% | 100% | $315,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.3% | 100% | $285,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 50% | $185,000 | |
Altra Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.3% | 100% | $425,000 | View |
T2 Financial LLC
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.3% | 100% | $105,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 50% | $455,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $325,000 | |
Endeavor Capital, LLC
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FHA | 1 | 0.3% | 100% | $205,000 | |
Nations Direct Mortgage, LLC
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VA | 1 | 0.3% | 100% | $165,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $245,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.3% | 100% | $485,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 100% | $135,000 | |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.3% | 100% | $545,000 | View |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Manchester Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Manchester, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Manchester? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Manchester in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Manchester, TN
Use these to narrow the list above. Each category shows how many Manchester, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Manchester, TN
Independent mortgage companies closed 66.3 percent of home loans in Manchester, Tennessee in 2025, banks 25.8 percent and credit unions 8 percent. Legacy Home Loans, LLC was the largest mortgage company, US Bank, N.A. the largest bank and Ascend Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Citizens Tri County Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Manchester, TN
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Manchester, Tennessee with 5 loans, about 1.5 percent of the market. The largest lender headquartered in Tennessee was Citizens Tri County Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Manchester, Tennessee in 2025, led by United Wholesale Mortgage with 12. 31 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 6 credit unions closed home loans in Manchester, Tennessee in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Manchester, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Manchester, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Manchester. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
