Mortgage Lenders and Brokers in Chapel Hill, Tennessee
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Chapel Hill, Tennessee mortgage lenders include First Commerce BankFirst Commerce Bank4641 Nashville Hwy, Chapel Hill, TN 37034A+5.0 ★Texas Ratio: 0.58%, Apex BankApex Bank118 S Horton Pkwy, Chapel Hill, TN 37034A-4.9 ★Texas Ratio: 15.84%, Ascend Federal Credit UnionAscend Federal Credit Union782 Old Hickory Blvd, Brentwood, TN 37027A+5.0 ★Texas Ratio: 2.35%, Pinnacle BankPinnacle Bank5308 Mount View Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 3.04%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Old National BankOld National Bank106 Washington Ave, Athens, TN 37303A+5.0 ★Texas Ratio: 4.98%, US Bank, N.A.US Bank, N.A.929 Bell Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 2.85%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association5000 Maryland Way, Brentwood, TN 37027A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Chapel Hill, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chapel Hill are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Chapel Hill, Tennessee
Market share is the lender's share of all home loans closed in Chapel Hill, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Chapel Hill 4641 Nashville Hwy, Chapel Hill, TN 37034 A+5.0 ★Texas Ratio: 0.58% |
Conventional, Jumbo | 25 | 7.9% | 100% | $241,400 | View |
|
1 office in Chapel Hill 118 S Horton Pkwy, Chapel Hill, TN 37034 A-4.9 ★Texas Ratio: 15.84% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
|
782 Old Hickory Blvd, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.35% |
Conventional, HELOC | 8 +8 HELOCs |
2.5% | 80% | $166,250 | View |
|
5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional, Jumbo | 5 | 1.6% | 100% | $427,000 | View |
|
8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional | 5 | 1.6% | 100% | $317,000 | View |
|
2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, VA, USDA | 4 | 1.3% | 80% | $417,500 | View |
|
106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA, VA | 4 | 1.3% | 100% | $385,000 | View |
|
929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +3 HELOCs |
0.9% | 100% | $215,000 | View |
|
216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +7 HELOCs |
0.6% | 60% | $325,000 | View |
|
5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $490,000 | View |
|
★ 5 stars, 1 review 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $375,000 | View |
|
1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $405,000 | View |
|
11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
|
206 E Public Sq, Centerville, TN 37033 A5.0 ★Texas Ratio: 6.02% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
The Farmers Bank
7836 Highway 25 E, Cross Plains, TN 37049 |
FHA | 1 | 0.3% | 100% | $215,000 | |
|
9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 50% | $125,000 | View |
|
3416 Highway 48 N, Charlotte, TN 37036 A5.0 ★Texas Ratio: 7.05% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
|
5530 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 4.77% |
FHA | 1 | 0.3% | 100% | $345,000 | View |
|
79 Stonebridge Blvd Ste A, Jackson, TN 38305 A+5.0 ★Texas Ratio: 0.99% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
|
214 Centerview Dr, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
|
★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
306 Brush Creek Rd, Alexandria, TN 37012 A+5.0 ★Texas Ratio: 4.75% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
9512 Highway 46, Bon Aqua, TN 37025 A+5.0 ★Texas Ratio: 0.81% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Churchill Mortgage Corporation
|
Conventional | 4 | 1.3% | 100% | $325,000 | |
The Local Lender, LLC
|
Conventional | 3 | 0.9% | 75% | $368,333 | |
Mortgage Investors Group
|
Conventional, FHA | 2 | 0.6% | 100% | $280,000 | |
Legacy Home Loans, LLC
|
Conventional | 1 | 0.3% | 100% | $585,000 | |
|
A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 36 | 11.3% | 92.5% | $219,166 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA | 17 | 5.3% | 85.7% | $384,411 | |
Freedom Mortgage Corporation
|
FHA, VA | 15 | 4.7% | 100% | $343,000 | |
Lennar Mortgage, LLC
|
Conventional, FHA, USDA | 15 | 4.7% | 93.8% | $230,333 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, HELOC | 11 +1 HELOCs |
3.5% | 100% | $345,909 | |
loanDepot.com LLC
|
Conventional, VA | 9 | 2.8% | 100% | $326,111 | |
CrossCountry Mortgage, LLC
|
Conventional, VA, USDA | 8 | 2.5% | 100% | $392,500 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 8 | 2.5% | 80% | $337,500 | |
|
A+5.0 ★Texas Ratio: 5.66% |
Conventional, FHA, VA | 7 | 2.2% | 100% | $359,285 | View |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 6 | 1.9% | 100% | $288,333 | |
Jet HomeLoans, LP
|
Conventional, FHA, VA | 6 | 1.9% | 100% | $448,333 | |
Mortgage Research Center
|
VA | 6 | 1.9% | 85.7% | $426,666 | |
Farm Credit Mid-America, Aca
|
Conventional, Jumbo | 6 | 1.9% | 85.7% | $771,666 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
1.6% | 100% | $293,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA, Jumbo | 5 | 1.6% | 83.3% | $551,000 | View |
New American Funding, LLC.
|
Conventional, FHA | 5 | 1.6% | 100% | $211,000 | |
Fairway Independent Mort Corp
|
Conventional, VA | 5 | 1.6% | 100% | $413,000 | |
Amerisave Mortgage Company
|
Conventional, HELOC | 3 +1 HELOCs |
0.9% | 30% | $121,666 | |
Lakeview Loan Servicing, LLC
|
Conventional | 3 | 0.9% | 100% | $231,666 | |
Canopy Mortgage, LLC
|
Conventional, FHA | 3 | 0.9% | 100% | $291,666 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 3 | 0.9% | 100% | $341,666 | |
Texana Bank
|
Conventional | 3 | 0.9% | 100% | $268,333 | |
Spring Eq, LLC
|
Conventional | 3 | 0.9% | 100% | $61,666 | |
Liberty Federal Credit Union
|
Conventional | 2 | 0.6% | 66.7% | $310,000 | |
Kind Lending, LLC
|
Conventional, FHA | 2 | 0.6% | 66.7% | $195,000 | |
PHH Mortgage Corporation
|
Conventional, FHA | 2 | 0.6% | 100% | $245,000 | |
AdvantageFirst Lending Inc
|
FHA, VA | 2 | 0.6% | 100% | $420,000 | |
Success Mortgage Partners, Inc
|
FHA, VA | 2 | 0.6% | 100% | $265,000 | |
First Colony Mortgage Corporat
|
Conventional | 2 | 0.6% | 100% | $355,000 | |
American Pacific Mortgage Corporation
|
Conventional, VA | 2 | 0.6% | 100% | $450,000 | |
Iserve Residential Lending
|
Conventional | 2 | 0.6% | 100% | $355,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 2 | 0.6% | 100% | $345,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 0.6% | 66.7% | $235,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 2 | 0.6% | 100% | $285,000 | View |
EMM Loans LLC
|
Conventional | 1 | 0.3% | 100% | $295,000 | |
Premier Mortgage Resources, LLC
|
FHA | 1 | 0.3% | 100% | $335,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.3% | 50% | $345,000 | |
Newrez LLC
|
FHA | 1 | 0.3% | 50% | $405,000 | |
Nbkc Bank
|
Conventional | 1 | 0.3% | 100% | $295,000 | |
Filo Mortgage, LLC
|
FHA | 1 | 0.3% | 100% | $535,000 | |
Princeton Mortgage Corporation
|
VA | 1 | 0.3% | 100% | $475,000 | |
Valon Mortgage
|
Conventional | 1 | 0.3% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 50% | $655,000 | View |
Nqm Funding, LLC
|
Conventional | 1 | 0.3% | 100% | $345,000 | |
Discover Bank
|
Conventional | 1 | 0.3% | 50% | $35,000 | |
Builders Choice Mortgage LLC
|
Conventional | 1 | 0.3% | 100% | $335,000 | |
Union Home Mortgage Corp.
|
VA | 1 | 0.3% | 100% | $435,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.3% | 66.7% | $725,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 50% | $685,000 | View |
Ony Glo, Inc.
|
Conventional | 1 | 0.3% | 100% | $195,000 | |
Encompass Lending Group, L.P.
|
Conventional | 1 | 0.3% | 100% | $215,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.3% | 100% | $225,000 | |
Home Access Financial, LLC
|
FHA | 1 | 0.3% | 100% | $365,000 | |
Nationstar Mortgage
|
FHA | 1 | 0.3% | 100% | $315,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $295,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.3% | 100% | $235,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.3% | 100% | $275,000 | View |
Compass Mortgage, Inc.
|
VA | 1 | 0.3% | 100% | $425,000 | |
Paramount Residential Mortgage
|
FHA | 1 | 0.3% | 100% | $425,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.3% | 100% | $465,000 | View |
Plaza Home Mortgage, Inc
|
FHA | 1 | 0.3% | 100% | $315,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.3% | 100% | $255,000 | |
Village Capital & Investment
|
VA | 1 | 0.3% | 75% | $425,000 | |
Figure Lending LLC
|
HELOC | 0 +6 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Cadence Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Chapel Hill Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Chapel Hill, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Chapel Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chapel Hill in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Chapel Hill, TN
Use these to narrow the list above. Each category shows how many Chapel Hill, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Chapel Hill, TN
Independent mortgage companies closed 69.2 percent of home loans in Chapel Hill, Tennessee in 2025, banks 26.7 percent and credit unions 4.1 percent. Churchill Mortgage Corporation was the largest mortgage company, First Commerce Bank the largest bank and Ascend Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, First Commerce Bank led with 25 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Chapel Hill, TN
By home loans closed in 2025, First Commerce Bank was the largest mortgage lender in Chapel Hill, Tennessee with 25 loans, about 7.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Chapel Hill, Tennessee in 2025, led by Freedom Mortgage Corporation with 10. 27 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 4 credit unions closed home loans in Chapel Hill, Tennessee in 2025, alongside 56 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Chapel Hill, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chapel Hill, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chapel Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
