Mortgage Lenders and Brokers in Alcoa, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Alcoa, Tennessee mortgage lenders include Alcoa Tenn. Federal Credit UnionAlcoa Tenn. Federal Credit Union124 N Hall Rd, Alcoa, TN 37701 2648A+5.0 ★Texas Ratio: 4.23%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, First Horizon BankFirst Horizon Bank112 S Hall Rd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 5.76%, SmartbankSmartbank109 Associates Blvd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 1.74%, United Community BankUnited Community Bank1087 Hunters Xing, Alcoa, TN 37701A+5.0 ★Texas Ratio: 2.97%, Home Federal Bank of TennesseeHome Federal Bank of Tennessee7502 Tazewell Pike, Corryton, TN 37721A5.0 ★Texas Ratio: 12.75%, Pinnacle BankPinnacle Bank5308 Mount View Rd, Antioch, TN 37013A+5.0 ★Texas Ratio: 3.04%, Ornl Federal Credit UnionOrnl Federal Credit Union103 Hamilton Crossing Dr, Alcoa, TN 37701, Y-12 Federal Credit UnionY-12 Federal Credit Union450 N Charles G Seivers Blvd, Clinton, TN 37716 3730A+5.0 ★Texas Ratio: 3.67%, and Truist BankTruist Bank9005 Us Highway 64, Arlington, TN 38002A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Alcoa, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Alcoa are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Alcoa, Tennessee
Market share is the lender's share of all home loans closed in Alcoa, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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124 N Hall Rd, Alcoa, TN 37701 2648 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 13 | 3.7% | 87.5% | $150,384 | View |
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2 offices in Alcoa 216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 7 +6 HELOCs |
2% | 58.3% | $155,000 | View |
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★ 5 stars, 1 review 1 office in Alcoa 112 S Hall Rd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 5 +11 HELOCs |
1.4% | 100% | $237,000 | View |
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1 office in Alcoa 109 Associates Blvd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 1.74% |
Conventional, HELOC | 3 +2 HELOCs |
0.9% | 100% | $455,000 | View |
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1 office in Alcoa 1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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7502 Tazewell Pike, Corryton, TN 37721 A5.0 ★Texas Ratio: 12.75% |
Conventional, Jumbo, HELOC | 11 +1 HELOCs |
3.1% | 100% | $305,000 | View |
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5308 Mount View Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.04% |
Conventional, FHA, Jumbo | 9 | 2.6% | 100% | $315,000 | View |
Ornl Federal Credit Union
103 Hamilton Crossing Dr, Alcoa, TN 37701 |
Conventional, Jumbo, HELOC | 8 +6 HELOCs |
2.3% | 100% | $491,250 | |
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450 N Charles G Seivers Blvd, Clinton, TN 37716 3730 A+5.0 ★Texas Ratio: 3.67% |
Conventional, HELOC | 6 +10 HELOCs |
1.7% | 85.7% | $236,666 | View |
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★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 6 +4 HELOCs |
1.7% | 100% | $286,666 | View |
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1113 Hunters Xing, Alcoa, TN 37701 1852 A+5.0 ★Texas Ratio: 2.34% |
Conventional, HELOC | 5 +15 HELOCs |
1.4% | 100% | $227,000 | View |
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6946 Cumberland Gap Pkwy, Harrogate, TN 37752 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 5 | 1.4% | 83.3% | $187,000 | View |
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214 N Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 0.09% |
Conventional | 3 | 0.9% | 80% | $281,666 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $280,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 2 | 0.6% | 66.7% | $250,000 | View |
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929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.3% | 50% | $1,075,000 | View |
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6186 Stage Rd, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $235,000 | View |
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6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72% |
VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $755,000 | View |
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2152 N Charles G Seivers Blvd, Clinton, TN 37716 A5.0 ★Texas Ratio: 6.15% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
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111 Washington Ave, Harrogate, TN 37752 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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65 Main St, Big Sandy, TN 38221 A-4.9 ★Texas Ratio: 15.84% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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219 Ward St, Benton, TN 37307 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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12740 Kingston Pike, Knoxville, TN 37934 A5.0 ★Texas Ratio: 11.47% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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1720 WESTERN AVE, KNOXVILLE, TN 37921 A+5.0 ★Texas Ratio: 1.06% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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★ 5 stars, 2 reviews 835 Congress Pkwy S, Athens, TN 37303 A+5.0 ★Texas Ratio: 2.59% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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1878 Congress Pkwy S, Athens, TN 37303 A+5.0 ★Texas Ratio: 0.98% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
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5000 Maryland Way, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
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11916 Kingston Pike, Farragut, TN 37934 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Investors Group
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Conventional, FHA, VA, USDA | 30 | 8.5% | 97% | $305,666 | |
21St Mortgage
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Conventional | 8 | 2.3% | 23.5% | $61,250 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA | 6 | 1.7% | 30% | $95,000 | |
Ut Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $230,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA, Jumbo | 37 | 10.5% | 90.7% | $225,540 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 30 | 8.5% | 88.6% | $334,000 | |
Movement Mortgage, LLC
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Conventional, VA | 9 | 2.6% | 100% | $322,777 | |
Newrez LLC
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Conventional, VA | 8 | 2.3% | 100% | $332,500 | |
Mortgage Research Center
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VA | 8 | 2.3% | 72.7% | $298,750 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 6 | 1.7% | 100% | $283,333 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 6 | 1.7% | 100% | $336,666 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 6 | 1.7% | 100% | $323,333 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 5 | 1.4% | 100% | $419,000 | |
American Financial Resources LLC
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Conventional, FHA, USDA | 4 | 1.1% | 100% | $367,500 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 4 | 1.1% | 66.7% | $325,000 | |
Kind Lending, LLC
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Conventional, FHA, VA | 4 | 1.1% | 80% | $395,000 | |
American Financial Network, Inc.
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Conventional, FHA, VA | 4 | 1.1% | 100% | $427,500 | |
Stockton Mortgage Corporation
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Conventional, USDA | 4 | 1.1% | 80% | $267,500 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA, USDA | 4 | 1.1% | 100% | $327,500 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 4 | 1.1% | 100% | $197,500 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 3 | 0.9% | 100% | $281,666 | View |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 0.9% | 100% | $218,333 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 3 | 0.9% | 100% | $388,333 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 0.9% | 75% | $121,666 | |
New American Funding, LLC.
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Conventional, VA, Jumbo | 3 | 0.9% | 100% | $645,000 | |
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B+4.3 ★Texas Ratio: 5.52% |
Conventional | 2 | 0.6% | 100% | $380,000 | View |
Premier Mortgage Resources, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $170,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, VA | 2 | 0.6% | 100% | $275,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $345,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 2 | 0.6% | 66.7% | $310,000 | |
Eustis Mortgage Corp
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Conventional | 2 | 0.6% | 100% | $240,000 | |
Sun West Mortgage Company, Inc
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Conventional, FHA | 2 | 0.6% | 100% | $160,000 | |
The Loan Store, Inc
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FHA, USDA | 2 | 0.6% | 66.7% | $290,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 0.6% | 100% | $205,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.6% | 66.7% | $250,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 33.3% | $155,000 | |
American Airlines Federal Cred
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Royal United Mortgage LLC
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FHA | 1 | 0.3% | 100% | $165,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $225,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.3% | 50% | $75,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 33.3% | $25,000 | |
AdvantageFirst Lending Inc
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Conventional | 1 | 0.3% | 100% | $715,000 | |
HomeBridge Financial Services, Inc
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USDA | 1 | 0.3% | 100% | $335,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.3% | 100% | $295,000 | |
Intercoastal Mortgage, LLC
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VA, Jumbo | 1 | 0.3% | 100% | $865,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.3% | 100% | $255,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.3% | 100% | $615,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 50% | $175,000 | |
Servis One, Inc
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Conventional | 1 | 0.3% | 100% | $295,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $305,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $765,000 | |
Keystone Funding, Inc
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FHA | 1 | 0.3% | 100% | $365,000 | |
Summit Funding.Inc
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VA | 1 | 0.3% | 100% | $305,000 | |
Southwest Stage Funding LLC
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FHA | 1 | 0.3% | 100% | $305,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.3% | 100% | $355,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.3% | 100% | $165,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.3% | 100% | $235,000 | View |
Plaza Home Mortgage, Inc
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VA | 1 | 0.3% | 100% | $255,000 | |
Goprime Mortgage, Inc.
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VA | 1 | 0.3% | 100% | $305,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $185,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.3% | 100% | $155,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
FHA | 1 | 0.3% | 100% | $415,000 | View |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Alcoa Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Alcoa, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Alcoa? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Alcoa in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Alcoa, TN
Use these to narrow the list above. Each category shows how many Alcoa, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Alcoa, TN
Independent mortgage companies closed 67.8 percent of home loans in Alcoa, Tennessee in 2025, banks 21.4 percent and credit unions 10.8 percent. Mortgage Investors Group was the largest mortgage company, Regions Bank the largest bank and Alcoa Tenn. Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Alcoa Tenn. Federal Credit Union led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Alcoa, TN
By home loans closed in 2025, Alcoa Tenn. Federal Credit Union was the largest mortgage lender in Alcoa, Tennessee with 13 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Alcoa, Tennessee in 2025, led by United Wholesale Mortgage with 11. 23 lenders closed VA loans, led by United Wholesale Mortgage, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 8 credit unions closed home loans in Alcoa, Tennessee in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Alcoa, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Alcoa, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Alcoa. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
