South Union, South Carolina mortgage lenders include Oconee Federal Savings and Loan AssociationOconee Federal Savings and Loan Association357 Old Greenville Hwy, Clemson, SC 29631A+5.0 ★Texas Ratio: 1.96%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, SC State Credit UnionSC State Credit Union190 Beaufort St NE, Aiken, SC 29801 4401, Southstate Bank, National AssociationSouthstate Bank, National Association203 S Main St, Abbeville, SC 29620A+5.0 ★Texas Ratio: 2.27%, Blue Ridge BankBlue Ridge Bank1053 S Pendleton St, Easley, SC 29642A+5.0 ★Texas Ratio: 0.00%, Spero Financial Federal Credit UnionSpero Financial Federal Credit Union1720 N Main St, Anderson, SC 29621A5.0 ★Texas Ratio: 8.40%, Regions BankRegions Bank1799 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.37%, Family Trust Federal Credit UnionFamily Trust Federal Credit Union1219 Highway 55 E, Clover, SC 29710A+5.0 ★Texas Ratio: 4.53%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Main St, Abbeville, SC 29620A5.0 ★Texas Ratio: 7.72%, and Bank of America NABank of America NA150 Aiken Mall Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Union, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Union are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in South Union, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
357 Old Greenville Hwy, Clemson, SC 29631 A+5.0 ★Texas Ratio: 1.96% |
Conventional | 4 | 7% | 100% | $162,500 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, FHA | 2 | 3.5% | 100% | $115,000 | |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
Conventional, HELOC | 1 +4 HELOCs |
1.8% | 100% | $75,000 | |
|
★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 1 +4 HELOCs |
1.8% | 100% | $185,000 | View |
|
1053 S Pendleton St, Easley, SC 29642 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.8% | 100% | $65,000 | View |
|
1720 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 8.40% |
Conventional | 1 | 1.8% | 100% | $75,000 | View |
|
1799 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.37% |
FHA | 1 | 1.8% | 100% | $375,000 | View |
|
1219 Highway 55 E, Clover, SC 29710 A+5.0 ★Texas Ratio: 4.53% |
Conventional | 1 | 1.8% | 100% | $455,000 | View |
|
201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 1.8% | 100% | $125,000 | View |
|
150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
New Story Lending LLC
|
Conventional, FHA, VA | 5 | 8.8% | 100% | $357,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 10 | 17.5% | 90.9% | $139,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 3 | 5.3% | 100% | $141,666 | |
T2 Financial LLC
|
FHA, USDA | 2 | 3.5% | 100% | $170,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 2 | 3.5% | 100% | $165,000 | |
Nationstar Mortgage
|
Conventional | 2 | 3.5% | 100% | $380,000 | |
Mortgage Research Center
|
VA | 2 | 3.5% | 100% | $315,000 | |
United Wholesale Mortgage
|
VA | 1 | 1.8% | 100% | $255,000 | |
Goodleap, LLC
|
FHA | 1 | 1.8% | 100% | $355,000 | |
Newrez LLC
|
VA | 1 | 1.8% | 100% | $235,000 | |
Kind Lending, LLC
|
FHA | 1 | 1.8% | 100% | $385,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 1.8% | 100% | $125,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 1.8% | 100% | $95,000 | |
Union Home Mortgage Corp.
|
VA | 1 | 1.8% | 100% | $225,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 1 | 1.8% | 100% | $375,000 | |
Calcon Mutual Mortgage LLC
|
FHA | 1 | 1.8% | 100% | $175,000 | |
Nfm, Inc
|
VA | 1 | 1.8% | 100% | $245,000 | |
Jet HomeLoans, LP
|
Conventional | 1 | 1.8% | 100% | $365,000 | |
Truliant Federal Credit Union
|
Conventional | 1 | 1.8% | 100% | $475,000 | |
Planet Home Lending, LLC
|
VA | 1 | 1.8% | 100% | $455,000 | |
Franklin Loan Corporation
|
FHA | 1 | 1.8% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 1.59% |
VA | 1 | 1.8% | 100% | $335,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.8% | 100% | $25,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.8% | 100% | $55,000 | View |
Goprime Mortgage, Inc.
|
Conventional | 1 | 1.8% | 100% | $165,000 |
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in South Union? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Union in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many South Union, SC lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 75.4 percent of home loans in South Union, South Carolina in 2025, banks 15.8 percent and credit unions 8.8 percent. Movement Mortgage, LLC was the largest mortgage company, Oconee Federal Savings and Loan Association the largest bank and SC State Credit Union the largest credit union. Among lenders headquartered in South Carolina, Oconee Federal Savings and Loan Association led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
By home loans closed in 2025, Oconee Federal Savings and Loan Association was the largest mortgage lender in South Union, South Carolina with 4 loans, about 7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in South Union, South Carolina in 2025, led by Pennymac Loan Services LLC with 2. 9 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 5 credit unions closed home loans in South Union, South Carolina in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Union, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Union, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Union. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.