Mortgage Lenders and Brokers in Santee, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Santee, South Carolina mortgage lenders include Southstate Bank, National AssociationSouthstate Bank, National Association657 Bass Dr, Santee, SC 29142A+5.0 ★Texas Ratio: 2.27%, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, SAFE Federal Credit UnionSAFE Federal Credit Union596 Sumter Hwy, Bishopville, SC 29010A+5.0 ★Texas Ratio: 3.64%, Bank of America NABank of America NA150 Aiken Mall Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.14%, TD BankTD Bank142 Chesterfield St, Aiken, SC 29801A+5.0 ★Texas Ratio: 3.71%, Rev Federal Credit UnionRev Federal Credit Union22 Westedge St, Charleston, SC 29403, The Bank of South CarolinaThe Bank of South Carolina1730 Maybank Highway, Charleston, SC 29412A+5.0 ★Texas Ratio: 1.79%, First Federal BankFirst Federal Bank36 Sea Island Pkwy, Beaufort, SC 29907A+5.0 ★Texas Ratio: 1.10%, and The Citizens BankThe Citizens Bank201 S Morgan Ave, Andrews, SC 29510A+5.0 ★Texas Ratio: 1.58%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Santee, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Santee are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Santee, South Carolina
Market share is the lender's share of all home loans closed in Santee, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 1 office in Santee 657 Bass Dr, Santee, SC 29142 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 3 | 2% | 100% | $358,333 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, VA | 2 | 1.3% | 100% | $470,000 | |
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596 Sumter Hwy, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 2 | 1.3% | 75% | $100,000 | View |
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150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $235,000 | View |
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142 Chesterfield St, Aiken, SC 29801 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $165,000 | View |
Rev Federal Credit Union
22 Westedge St, Charleston, SC 29403 |
Conventional | 1 | 0.7% | 100% | $265,000 | |
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1730 Maybank Highway, Charleston, SC 29412 A+5.0 ★Texas Ratio: 1.79% |
Conventional | 1 | 0.7% | 100% | $305,000 | View |
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36 Sea Island Pkwy, Beaufort, SC 29907 A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.7% | 100% | $385,000 | View |
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201 S Morgan Ave, Andrews, SC 29510 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
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1797 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $175,000 | View |
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201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.7% | 100% | $415,000 | View |
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3481 Trask Pkwy, Beaufort, SC 29906 A5.0 ★Texas Ratio: 12.83% |
Conventional | 1 | 0.7% | 100% | $195,000 | View |
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244 W Columbia Ave, Batesburg, SC 29006 2125 A+5.0 ★Texas Ratio: 1.08% |
Conventional | 1 | 0.7% | 100% | $395,000 | View |
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3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 0.7% | 100% | $335,000 | View |
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351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
South Carolina Federal Credit
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Conventional | 6 | 4% | 100% | $291,666 | |
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B+4.7 ★Texas Ratio: 18.28% |
Conventional | 2 | 1.3% | 100% | $300,000 | View |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 26 | 17.3% | 70.3% | $228,461 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 25 | 16.7% | 50% | $238,600 | |
Rocket Mortgage
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Conventional, VA | 11 | 7.3% | 92.3% | $189,545 | |
Nation One Mortgage Corporatio
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Conventional, FHA, VA | 7 | 4.7% | 100% | $266,428 | |
Mortgage Research Center
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VA | 5 | 3.3% | 83.3% | $281,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +2 HELOCs |
2.7% | 100% | $260,000 | |
Carolina One Mortgage, LLC
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Conventional, FHA | 4 | 2.7% | 100% | $310,000 | |
United Wholesale Mortgage
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FHA, VA | 3 | 2% | 75% | $265,000 | |
Primelending
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Conventional, FHA, VA | 3 | 2% | 75% | $171,666 | |
loanDepot.com LLC
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FHA, VA | 3 | 2% | 60% | $241,666 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 2% | 100% | $158,333 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 2 | 1.3% | 100% | $645,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 1.3% | 66.7% | $155,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 1.3% | 100% | $95,000 | |
Calcon Mutual Mortgage LLC
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FHA, VA | 2 | 1.3% | 100% | $220,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.3% | 100% | $290,000 | |
Royal United Mortgage LLC
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FHA | 1 | 0.7% | 100% | $165,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $145,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.7% | 50% | $285,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.7% | 100% | $375,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.7% | 50% | $305,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.7% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.7% | 100% | $285,000 | View |
Cmg Mortgage Inc
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USDA | 1 | 0.7% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.7% | 100% | $295,000 | View |
Mortgage Assurance Inc
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Conventional | 1 | 0.7% | 100% | $255,000 | |
Discover Bank
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Conventional | 1 | 0.7% | 50% | $65,000 | |
First Heritage Mortgage, LLC
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VA | 1 | 0.7% | 100% | $395,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.7% | 100% | $215,000 | |
Gardner Financial Services
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FHA | 1 | 0.7% | 100% | $355,000 | |
Geneva Financial LLC
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VA | 1 | 0.7% | 100% | $305,000 | |
Sente Mortgage, Inc.
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VA | 1 | 0.7% | 100% | $395,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.7% | 100% | $165,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.7% | 100% | $755,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.7% | 100% | $205,000 | |
21St Mortgage
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Conventional | 1 | 0.7% | 50% | $115,000 | |
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A+5.0 ★Texas Ratio: 3.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Santee Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Santee, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Santee? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Santee in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Santee, SC
Use these to narrow the list above. Each category shows how many Santee, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Santee, SC
Independent mortgage companies closed 78 percent of home loans in Santee, South Carolina in 2025, banks 11.3 percent and credit unions 10.7 percent. Movement Mortgage, LLC was the largest mortgage company, Southstate Bank, National Association the largest bank and SAFE Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Movement Mortgage, LLC led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Santee, SC
By home loans closed in 2025, Southstate Bank, National Association was the largest mortgage lender in Santee, South Carolina with 0 loans, about 0 percent of the market. The largest lender headquartered in South Carolina was Movement Mortgage, LLC with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Santee, South Carolina in 2025, led by DHI Mortgage Company, LTD. with 17. 19 lenders closed VA loans, led by Nvr Mortgage Finance, Inc., and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 8 credit unions closed home loans in Santee, South Carolina in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Santee, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Santee, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Santee. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
