Mortgage Lenders and Brokers in Lugoff, South Carolina
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Lugoff, South Carolina mortgage lenders include First Palmetto BankFirst Palmetto Bank788 Highway 1 S, Lugoff, SC 29078A+5.0 ★Texas Ratio: 1.16%, Mid Carolina Credit UnionMid Carolina Credit Union719 Highway 1 S, Lugoff, SC 29078A+5.0 ★Texas Ratio: 3.03%, SAFE Federal Credit UnionSAFE Federal Credit Union624 Highway 1 S, Lugoff, SC 29078 9414A+5.0 ★Texas Ratio: 3.64%, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, AllSouth Federal Credit UnionAllSouth Federal Credit Union244 W Columbia Ave, Batesburg, SC 29006 2125A+5.0 ★Texas Ratio: 1.08%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Main St, Abbeville, SC 29620A5.0 ★Texas Ratio: 7.72%, First Reliance BankFirst Reliance Bank1901 Main St, Columbia, SC 29201A+5.0 ★Texas Ratio: 0.55%, Bank of America NABank of America NA150 Aiken Mall Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.14%, and Southstate Bank, National AssociationSouthstate Bank, National Association203 S Main St, Abbeville, SC 29620A+5.0 ★Texas Ratio: 2.27%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lugoff, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lugoff are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lugoff, South Carolina
Market share is the lender's share of all home loans closed in Lugoff, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Lugoff 788 Highway 1 S, Lugoff, SC 29078 A+5.0 ★Texas Ratio: 1.16% |
Conventional, FHA, VA, USDA | 6 | 1.5% | 85.7% | $248,333 | View |
|
719 Highway 1 S, Lugoff, SC 29078 A+5.0 ★Texas Ratio: 3.03% |
Conventional, HELOC | 3 +5 HELOCs |
0.7% | 100% | $148,333 | View |
|
624 Highway 1 S, Lugoff, SC 29078 9414 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 13 | 3.2% | 93.3% | $222,692 | View |
|
★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA | 12 | 2.9% | 80% | $175,833 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, FHA, VA | 9 | 2.2% | 90% | $195,000 | |
|
244 W Columbia Ave, Batesburg, SC 29006 2125 A+5.0 ★Texas Ratio: 1.08% |
Conventional | 7 | 1.7% | 87.5% | $106,428 | View |
|
201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 4 +2 HELOCs |
1% | 100% | $157,500 | View |
|
1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55% |
Conventional, VA | 3 | 0.7% | 100% | $145,000 | View |
|
150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.5% | 100% | $225,000 | View |
|
★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 2 | 0.5% | 100% | $140,000 | View |
|
142 Chesterfield St, Aiken, SC 29801 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $155,000 | View |
|
36 Sea Island Pkwy, Beaufort, SC 29907 A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.2% | 100% | $285,000 | View |
|
201 S Morgan Ave, Andrews, SC 29510 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
|
1797 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 33.3% | $165,000 | View |
|
351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
|
3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Palmetto Citizens Federal Cred
|
Conventional, HELOC | 3 +4 HELOCs |
0.7% | 75% | $138,333 | |
|
B+4.7 ★Texas Ratio: 18.28% |
FHA, VA | 2 | 0.5% | 100% | $175,000 | View |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA, USDA | 77 | 18.7% | 69.4% | $230,974 | |
Rocket Mortgage
|
Conventional, FHA, VA | 33 | 8% | 89.5% | $205,909 | |
Guild Mortgage Company
|
Conventional, FHA, VA, USDA | 32 | 7.8% | 90% | $212,812 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA | 20 | 4.9% | 91.3% | $275,500 | |
Mortgage Research Center
|
FHA, VA | 18 | 4.4% | 78.3% | $295,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 14 | 3.4% | 95% | $314,285 | |
First Heritage Mortgage, LLC
|
Conventional, FHA, VA | 12 | 2.9% | 92.3% | $303,333 | |
Newrez LLC
|
FHA, VA, USDA | 10 | 2.4% | 90.9% | $279,000 | |
Acrisure Mortgage, LLC
|
Conventional, FHA, VA | 8 | 1.9% | 88.9% | $353,750 | |
Equity Prime Mortgage LLC
|
FHA, VA, USDA | 7 | 1.7% | 100% | $232,142 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 7 | 1.7% | 75% | $245,000 | |
Lower, LLC
|
Conventional, FHA, VA | 7 | 1.7% | 87.5% | $199,285 | |
Lennar Mortgage, LLC
|
Conventional, FHA, VA | 6 | 1.5% | 100% | $275,000 | |
Nation One Mortgage Corporatio
|
FHA, VA | 6 | 1.5% | 100% | $258,333 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 5 | 1.2% | 83.3% | $259,000 | |
New American Funding, LLC.
|
Conventional, FHA, USDA, HELOC | 4 +1 HELOCs |
1% | 100% | $187,500 | |
Integrity Home Mortgage Corporation
|
Conventional, FHA, VA | 4 | 1% | 100% | $160,000 | |
Nationstar Mortgage
|
Conventional, FHA | 4 | 1% | 100% | $182,500 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 4 | 1% | 80% | $110,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
FHA, VA | 4 | 1% | 100% | $282,500 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +3 HELOCs |
0.7% | 75% | $225,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA, VA | 3 | 0.7% | 57.1% | $218,333 | |
Village Capital & Investment
|
FHA, VA | 3 | 0.7% | 75% | $248,333 | |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA | 2 | 0.5% | 66.7% | $100,000 | |
Royal United Mortgage LLC
|
Conventional | 2 | 0.5% | 100% | $70,000 | |
loanDepot.com LLC
|
FHA, VA | 2 | 0.5% | 66.7% | $255,000 | |
|
A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA | 2 | 0.5% | 100% | $370,000 | View |
New Day Financial, LLC.
|
VA | 2 | 0.5% | 100% | $240,000 | |
Atlantic Bay Mortgage Group
|
Conventional, FHA | 2 | 0.5% | 100% | $135,000 | |
Synovus Bank
|
Conventional | 2 | 0.5% | 100% | $240,000 | |
|
A+5.0 ★Texas Ratio: 1.59% |
Conventional, FHA | 2 | 0.5% | 100% | $220,000 | View |
Sente Mortgage, Inc.
|
Conventional, FHA | 2 | 0.5% | 100% | $130,000 | |
Mortgage Solutions of Colorado
|
VA | 2 | 0.5% | 100% | $190,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
VA | 1 | 0.2% | 100% | $225,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
|
USDA | 1 | 0.2% | 100% | $285,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.2% | 100% | $165,000 | |
Guaranteed Rate, Inc.
|
FHA | 1 | 0.2% | 100% | $275,000 | |
Atlantic Coast Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $205,000 | |
MortgageOne, Inc
|
VA | 1 | 0.2% | 100% | $245,000 | |
Nbkc Bank
|
VA | 1 | 0.2% | 100% | $325,000 | |
AdvantageFirst Lending Inc
|
VA | 1 | 0.2% | 100% | $465,000 | |
Assurance Financial Group, L.L.C.
|
FHA | 1 | 0.2% | 100% | $305,000 | |
Carolina One Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $225,000 | |
Cmg Mortgage Inc
|
USDA | 1 | 0.2% | 100% | $245,000 | |
Sun West Mortgage Company, Inc
|
VA | 1 | 0.2% | 100% | $345,000 | |
Intercoastal Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
ClearPath Lending
|
VA | 1 | 0.2% | 100% | $265,000 | |
Calcon Mutual Mortgage LLC
|
FHA | 1 | 0.2% | 100% | $275,000 | |
T2 Financial LLC
|
VA | 1 | 0.2% | 100% | $615,000 | |
Waterstone Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $335,000 | |
American Pacific Mortgage Corporation
|
VA | 1 | 0.2% | 100% | $275,000 | |
Tjc Mortgage Inc
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
Latino Community Credit Union
|
Conventional | 1 | 0.2% | 100% | $175,000 | |
Zillow Home Loans, LLC
|
FHA | 1 | 0.2% | 100% | $195,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
21St Mortgage
|
Conventional | 1 | 0.2% | 33.3% | $115,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.2% | 60% | $215,000 | |
Reliance First Capital, LLC
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
USDA | 1 | 0.2% | 100% | $245,000 | View |
First Technology Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $95,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.2% | 33.3% | $65,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
State Employees' Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.27% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Lugoff Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lugoff, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Lugoff? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lugoff in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lugoff, SC
Use these to narrow the list above. Each category shows how many Lugoff, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Lugoff, SC
Independent mortgage companies closed 81.3 percent of home loans in Lugoff, South Carolina in 2025, banks 10.7 percent and credit unions 8 percent. Movement Mortgage, LLC was the largest mortgage company, First Palmetto Bank the largest bank and Mid Carolina Credit Union the largest credit union. Among lenders headquartered in South Carolina, First Palmetto Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lugoff, SC
By home loans closed in 2025, First Palmetto Bank was the largest mortgage lender in Lugoff, South Carolina with 6 loans, about 1.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lugoff, South Carolina, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 69.4 percent, against a 84.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
41 lenders closed FHA loans in Lugoff, South Carolina in 2025, led by DHI Mortgage Company, LTD. with 31. 35 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 10 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 12 credit unions closed home loans in Lugoff, South Carolina in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lugoff, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lugoff, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lugoff. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
