Mortgage Lenders and Brokers in Live Oak, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Live Oak, South Carolina mortgage lenders include Anderson Brothers BankAnderson Brothers BankEighth Avenue, Aynor, SC 29511A5.0 ★Texas Ratio: 6.06%, The Conway National BankThe Conway National Bank2605 Highway 501 E, Aynor, SC 29511A+5.0 ★Texas Ratio: 0.10%, South Atlantic BankSouth Atlantic Bank37 Robert Smalls Pkwy, Beaufort, SC 29906A+5.0 ★Texas Ratio: 0.08%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Main St, Abbeville, SC 29620A5.0 ★Texas Ratio: 7.72%, Truist BankTruist Bank4007 Clemson Blvd, Anderson, SC 29621A+5.0 ★Texas Ratio: 2.87%, Carolina Trust Federal Credit UnionCarolina Trust Federal Credit Union2518 Main St, Conway, SC 29526 3365A+5.0 ★Texas Ratio: 5.86%, United Bank VaUnited Bank Va1201 Knox Abbott Dr, Cayce, SC 29033A+5.0 ★Texas Ratio: 2.15%, First Palmetto BankFirst Palmetto Bank300 King St E, Bethune, SC 29009A+5.0 ★Texas Ratio: 1.16%, SAFE Federal Credit UnionSAFE Federal Credit Union596 Sumter Hwy, Bishopville, SC 29010A+5.0 ★Texas Ratio: 3.64%, and Southstate Bank, National AssociationSouthstate Bank, National Association203 S Main St, Abbeville, SC 29620A+5.0 ★Texas Ratio: 2.27%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Live Oak, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Live Oak are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Live Oak, South Carolina
Market share is the lender's share of all home loans closed in Live Oak, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Eighth Avenue, Aynor, SC 29511 A5.0 ★Texas Ratio: 6.06% |
Conventional | 12 | 9.9% | 92.3% | $142,500 | View |
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2605 Highway 501 E, Aynor, SC 29511 A+5.0 ★Texas Ratio: 0.10% |
Conventional | 6 | 5% | 100% | $141,666 | View |
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37 Robert Smalls Pkwy, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 0.08% |
Conventional | 3 | 2.5% | 100% | $245,000 | View |
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201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
Conventional | 3 | 2.5% | 100% | $81,666 | View |
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★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +3 HELOCs |
1.7% | 100% | $195,000 | View |
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2518 Main St, Conway, SC 29526 3365 A+5.0 ★Texas Ratio: 5.86% |
Conventional | 2 | 1.7% | 100% | $170,000 | View |
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1201 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 2.15% |
FHA | 1 | 0.8% | 100% | $225,000 | View |
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300 King St E, Bethune, SC 29009 A+5.0 ★Texas Ratio: 1.16% |
Conventional | 1 | 0.8% | 100% | $105,000 | View |
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596 Sumter Hwy, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 1 | 0.8% | 100% | $765,000 | View |
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★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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815 N Main St, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
ArborOne ACA
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Conventional | 1 | 0.8% | 100% | $65,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 8.3% | 100% | $253,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 8 | 6.6% | 90% | $238,750 | |
Triad Financial Services, Inc.
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Conventional | 5 | 4.1% | 50% | $147,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 4 | 3.3% | 100% | $272,500 | |
loanDepot.com LLC
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Conventional, VA | 4 | 3.3% | 100% | $210,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 4 | 3.3% | 100% | $125,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA | 3 | 2.5% | 100% | $198,333 | View |
Southwest Stage Funding LLC
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Conventional, FHA | 3 | 2.5% | 75% | $341,666 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 2 | 1.7% | 100% | $235,000 | View |
Kind Lending, LLC
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Conventional | 2 | 1.7% | 66.7% | $320,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 1.7% | 100% | $100,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 1.7% | 100% | $130,000 | |
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A4.7 ★Texas Ratio: 0.83% |
FHA | 2 | 1.7% | 100% | $290,000 | View |
T2 Financial LLC
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FHA, VA | 2 | 1.7% | 100% | $245,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 1.7% | 100% | $280,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.7% | 100% | $125,000 | |
Lower, LLC
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Conventional, FHA | 2 | 1.7% | 100% | $130,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 2 | 1.7% | 100% | $275,000 | |
Mortgage Investors Group
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Conventional, USDA | 2 | 1.7% | 100% | $330,000 | |
Tammac Holdings Corporation
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Conventional | 2 | 1.7% | 66.7% | $170,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +2 HELOCs |
0.8% | 100% | $345,000 | View |
State Employees' Credit Union
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Conventional | 1 | 0.8% | 100% | $205,000 | |
Equity Resources Inc
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Conventional | 1 | 0.8% | 33.3% | $165,000 | |
American Financial Resources LLC
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VA | 1 | 0.8% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.51% |
FHA | 1 | 0.8% | 100% | $255,000 | View |
Freedom Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $235,000 | |
Newrez LLC
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Conventional | 1 | 0.8% | 100% | $245,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.8% | 33.3% | $265,000 | |
ALCOVA Mortgage, LLC
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USDA | 1 | 0.8% | 100% | $215,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.8% | 100% | $235,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.8% | 100% | $215,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.8% | 75% | $335,000 | |
Absolute Home Mortgage
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FHA | 1 | 0.8% | 100% | $235,000 | |
Intercoastal Mortgage, LLC
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VA | 1 | 0.8% | 100% | $625,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.8% | 100% | $275,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $255,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.8% | 100% | $165,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.8% | 100% | $265,000 | |
Nationstar Mortgage
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FHA | 1 | 0.8% | 50% | $195,000 | |
Mortgage Research Center
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VA | 1 | 0.8% | 50% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.8% | 100% | $105,000 | View |
The Loan Store, Inc
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Conventional | 1 | 0.8% | 100% | $125,000 | |
21St Mortgage
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Conventional | 1 | 0.8% | 10% | $185,000 | |
Paramount Residential Mortgage
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USDA | 1 | 0.8% | 100% | $255,000 |
Live Oak Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Live Oak, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Live Oak? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Live Oak in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Live Oak, SC
Use these to narrow the list above. Each category shows how many Live Oak, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Live Oak, SC
Independent mortgage companies closed 64.5 percent of home loans in Live Oak, South Carolina in 2025, banks 32.2 percent and credit unions 3.3 percent. ArborOne ACA was the largest mortgage company, Anderson Brothers Bank the largest bank and Carolina Trust Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Anderson Brothers Bank led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Live Oak, SC
By home loans closed in 2025, Anderson Brothers Bank was the largest mortgage lender in Live Oak, South Carolina with 12 loans, about 9.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Live Oak, South Carolina in 2025, led by United Wholesale Mortgage with 4. 13 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 3 credit unions closed home loans in Live Oak, South Carolina in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Live Oak, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Live Oak, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Live Oak. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
