Mortgage Lenders and Brokers in Beech Island, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Beech Island, South Carolina mortgage lenders include SRP Federal Credit UnionSRP Federal Credit Union750 E Pine Log Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 3.44%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, Regions BankRegions Bank1799 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.37%, Southstate Bank, National AssociationSouthstate Bank, National Association203 S Main St, Abbeville, SC 29620A+5.0 ★Texas Ratio: 2.27%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Main St, Abbeville, SC 29620A5.0 ★Texas Ratio: 7.72%, Security Federal BankSecurity Federal Bank2587 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.39%, Fifth Third Bank, National AssociationFifth Third Bank, National Association351 A Robert Smalls Parkway, Beaufort, SC 29906A+5.0 ★Texas Ratio: 3.22%, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, Bank of America NABank of America NA150 Aiken Mall Dr, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.14%, and SC State Credit UnionSC State Credit Union190 Beaufort St NE, Aiken, SC 29801 4401. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Beech Island, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Beech Island are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Beech Island, South Carolina
Market share is the lender's share of all home loans closed in Beech Island, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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750 E Pine Log Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.44% |
Conventional, FHA | 7 | 5% | 77.8% | $263,571 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, VA | 4 | 2.8% | 100% | $312,500 | |
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1799 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.37% |
Conventional, USDA | 4 | 2.8% | 100% | $165,000 | View |
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★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 2 | 1.4% | 100% | $535,000 | View |
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201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $115,000 | View |
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2587 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.39% |
Conventional | 1 | 0.7% | 100% | $345,000 | View |
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351 A Robert Smalls Parkway, Beaufort, SC 29906 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.7% | 100% | $275,000 | View |
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★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.7% | 100% | $335,000 | View |
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150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B+4.7 ★Texas Ratio: 18.28% |
FHA | 1 | 0.7% | 100% | $145,000 | View |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 35 | 24.8% | 85.4% | $258,428 | |
American Financial Resources LLC
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FHA, USDA | 8 | 5.7% | 100% | $198,750 | |
Rocket Mortgage
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Conventional, FHA, VA | 8 | 5.7% | 90% | $192,500 | |
Guild Mortgage Company
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Conventional, FHA | 7 | 5% | 88.9% | $149,285 | |
21St Mortgage
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Conventional | 6 | 4.3% | 54.5% | $148,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 3.5% | 83.3% | $411,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 5 | 3.5% | 100% | $411,000 | |
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A+5.0 ★Texas Ratio: 4.01% |
Conventional, FHA, USDA | 5 | 3.5% | 100% | $305,000 | View |
Freedom Mortgage Corporation
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FHA, VA | 3 | 2.1% | 75% | $301,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 2.1% | 100% | $198,333 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 2.1% | 100% | $161,666 | |
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A+5.0 ★Texas Ratio: 4.52% |
Conventional | 3 | 2.1% | 100% | $308,333 | View |
Cadence Bank
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Conventional, Jumbo | 2 | 1.4% | 66.7% | $1,005,000 | |
Mortgage Research Center
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VA | 2 | 1.4% | 100% | $210,000 | |
First Choice Mortgage, Inc.
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FHA, VA | 2 | 1.4% | 100% | $350,000 | |
Vanderbilt Mortgage and Finance, Inc
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FHA, USDA | 2 | 1.4% | 33.3% | $255,000 | |
Assurance Financial Group, L.L.C.
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VA, HELOC | 1 +1 HELOCs |
0.7% | 100% | $245,000 | |
Acu
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $455,000 | |
Georgia'S Own Credit Union
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Conventional | 1 | 0.7% | 100% | $105,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.7% | 100% | $95,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.7% | 100% | $685,000 | View |
Brighton Bank
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Conventional | 1 | 0.7% | 100% | $165,000 | |
Equity Prime Mortgage LLC
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USDA | 1 | 0.7% | 100% | $235,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.7% | 100% | $315,000 | View |
Triad Financial Services, Inc.
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Conventional | 1 | 0.7% | 66.7% | $115,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $755,000 | |
Discover Bank
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Conventional | 1 | 0.7% | 50% | $125,000 | |
Intercoastal Mortgage, LLC
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VA | 1 | 0.7% | 100% | $435,000 | |
First National Bank of Waynesboro
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Conventional | 1 | 0.7% | 100% | $105,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $95,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.7% | 100% | $165,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.7% | 100% | $325,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.7% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 1.59% |
USDA | 1 | 0.7% | 100% | $295,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 100% | $35,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% |
Beech Island Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Beech Island, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Beech Island? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Beech Island in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Beech Island, SC
Use these to narrow the list above. Each category shows how many Beech Island, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Beech Island, SC
Independent mortgage companies closed 75.9 percent of home loans in Beech Island, South Carolina in 2025, banks 17.7 percent and credit unions 6.4 percent. Movement Mortgage, LLC was the largest mortgage company, Regions Bank the largest bank and SRP Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, SRP Federal Credit Union led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Beech Island, SC
By home loans closed in 2025, SRP Federal Credit Union was the largest mortgage lender in Beech Island, South Carolina with 7 loans, about 5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Beech Island, South Carolina in 2025, led by DHI Mortgage Company, LTD. with 12. 11 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 6 credit unions closed home loans in Beech Island, South Carolina in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Beech Island, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Beech Island, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Beech Island. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
