Allendale, South Carolina mortgage lenders include Enterprise Bank of ScEnterprise Bank of Sc2727 Main Hwy, Bamberg, SC 29003B4.4 ★Texas Ratio: 21.96%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Main St, Abbeville, SC 29620A5.0 ★Texas Ratio: 7.72%, SRP Federal Credit UnionSRP Federal Credit Union750 E Pine Log Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 3.44%, Truist BankTruist Bank4007 Clemson Blvd, Anderson, SC 29621A+5.0 ★Texas Ratio: 2.87%, United Wholesale Mortgage, Rocket Mortgage, 21St Mortgage, Royal United Mortgage LLC, Freedom Mortgage Corporation, and Newrez LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Allendale, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Allendale are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Allendale, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2727 Main Hwy, Bamberg, SC 29003 B4.4 ★Texas Ratio: 21.96% |
Conventional | 1 | 4.2% | 100% | $85,000 | View |
|
201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 4.2% | 100% | $75,000 | View |
|
750 E Pine Log Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.44% |
Conventional | 1 | 4.2% | 50% | $15,000 | View |
|
★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
|
Conventional, VA | 3 | 12.5% | 100% | $185,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 3 | 12.5% | 42.9% | $155,000 | |
21St Mortgage
|
Conventional | 3 | 12.5% | 37.5% | $128,333 | |
Royal United Mortgage LLC
|
Conventional | 1 | 4.2% | 100% | $35,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 4.2% | 100% | $245,000 | |
Newrez LLC
|
VA | 1 | 4.2% | 100% | $115,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 4.2% | 100% | $165,000 | |
Kind Lending, LLC
|
FHA | 1 | 4.2% | 50% | $155,000 | |
United Trust Bank
|
Conventional | 1 | 4.2% | 100% | $65,000 | |
Discover Bank
|
Conventional | 1 | 4.2% | 33.3% | $75,000 | |
New Day Financial, LLC.
|
VA | 1 | 4.2% | 50% | $175,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 4.2% | 100% | $85,000 | View |
Mortgage Research Center
|
VA | 1 | 4.2% | 100% | $155,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 4.2% | 25% | $145,000 | |
Carrington Mortgage Services LLC
|
VA | 1 | 4.2% | 100% | $135,000 |
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Allendale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Allendale in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Allendale, SC lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 75 percent of home loans in Allendale, South Carolina in 2025, banks 20.8 percent and credit unions 4.2 percent. United Wholesale Mortgage was the largest mortgage company, Enterprise Bank of Sc the largest bank and SRP Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Enterprise Bank of Sc led with 1 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
By home loans closed in 2025, Enterprise Bank of Sc was the largest mortgage lender in Allendale, South Carolina with 1 loans, about 4.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Allendale, South Carolina in 2025, led by Rocket Mortgage with 1. 7 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 1 credit unions closed home loans in Allendale, South Carolina in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Allendale, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Allendale, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Allendale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.