Mortgage Lenders and Brokers in Foster Center, Rhode Island
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Foster Center, Rhode Island mortgage lenders include Navigant Credit UnionNavigant Credit Union693 Broad St, Central Falls, RI 02863A+5.0 ★Texas Ratio: 3.30%, Coastal1 Credit UnionCoastal1 Credit Union576 Metacom Ave Ste 1, Bristol, RI 02809 5168A+5.0 ★Texas Ratio: 1.68%, Rhode Island Credit UnionRhode Island Credit Union390 Metacom Ave, Bristol, RI 02809A+5.0 ★Texas Ratio: 2.65%, Bank of America NABank of America NA257 County Rd, Barrington, RI 02806A+5.0 ★Texas Ratio: 4.14%, Westerly Community Credit UnionWesterly Community Credit Union2405 Nooseneck Hill Rd, Coventry, RI 02816A+5.0 ★Texas Ratio: 1.81%, Beacon Bank & TrustBeacon Bank & Trust3 Coventry Shoppers Park, Coventry, RI 02816A+5.0 ★Texas Ratio: 5.36%, Greenwood Credit UnionGreenwood Credit Union2669 Post Rd, Warwick, RI 02886 3039A+5.0 ★Texas Ratio: 4.24%, Shoreham BankShoreham Bank187 Wickenden St, Providence, RI 02903A5.0 ★Texas Ratio: 9.55%, The Washington Trust Company, of WesterlyThe Washington Trust Company, of Westerly236 County Road, Barrington, RI 02806A5.0 ★Texas Ratio: 7.00%, and Citizens Bank, NACitizens Bank, NA965 County Rd, Barrington, RI 02806A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Foster Center, Rhode Island in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Foster Center are listed first, then lenders elsewhere in Rhode Island, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Foster Center, Rhode Island
Market share is the lender's share of all home loans closed in Foster Center, Rhode Island. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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693 Broad St, Central Falls, RI 02863 A+5.0 ★Texas Ratio: 3.30% |
Conventional, HELOC | 8 +6 HELOCs |
9% | 90.9% | $477,500 | View |
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576 Metacom Ave Ste 1, Bristol, RI 02809 5168 A+5.0 ★Texas Ratio: 1.68% |
Conventional, HELOC | 3 +6 HELOCs |
3.4% | 100% | $415,000 | View |
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390 Metacom Ave, Bristol, RI 02809 A+5.0 ★Texas Ratio: 2.65% |
Conventional | 2 | 2.2% | 100% | $90,000 | View |
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257 County Rd, Barrington, RI 02806 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
1.1% | 100% | $315,000 | View |
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2405 Nooseneck Hill Rd, Coventry, RI 02816 A+5.0 ★Texas Ratio: 1.81% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $25,000 | View |
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3 Coventry Shoppers Park, Coventry, RI 02816 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.1% | 100% | $55,000 | View |
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2669 Post Rd, Warwick, RI 02886 3039 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 1.1% | 100% | $355,000 | View |
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187 Wickenden St, Providence, RI 02903 A5.0 ★Texas Ratio: 9.55% |
Conventional | 1 | 1.1% | 100% | $335,000 | View |
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236 County Road, Barrington, RI 02806 A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 1.1% | 50% | $165,000 | View |
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965 County Rd, Barrington, RI 02806 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +18 HELOCs |
0% | n/a | View | |
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777 Tiogue Ave, Coventry, RI 02816 A5.0 ★Texas Ratio: 10.15% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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601 Hope St, Bristol, RI 02809 A5.0 ★Texas Ratio: 12.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Semper Home Loans, Inc
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Conventional, FHA | 4 | 4.5% | 100% | $417,500 | |
Province Mortgage Associates, Inc.
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Conventional | 1 | 1.1% | 100% | $705,000 | |
Rocket Mortgage
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Conventional, VA | 11 | 12.4% | 85.7% | $241,363 | |
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A5.0 ★Texas Ratio: 12.75% |
Conventional | 5 | 5.6% | 100% | $583,000 | View |
Primary Residential Mortgage, INC.
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Conventional, FHA | 4 | 4.5% | 80% | $390,000 | |
Nfm, Inc
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Conventional, FHA, VA | 4 | 4.5% | 100% | $412,500 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 3 | 3.4% | 100% | $351,666 | View |
First Community Mortgage, Inc.
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Conventional, VA | 2 | 2.2% | 100% | $350,000 | |
Newrez LLC
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Conventional | 2 | 2.2% | 100% | $310,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 2.2% | 100% | $390,000 | |
Movement Mortgage, LLC
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Conventional, VA | 2 | 2.2% | 100% | $395,000 | |
Cmg Mortgage Inc
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Conventional | 2 | 2.2% | 100% | $340,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 2 | 2.2% | 66.7% | $235,000 | |
Mortgage Research Center
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FHA, VA | 2 | 2.2% | 50% | $475,000 | |
Charter Oak Federal Credit Union
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Conventional | 2 | 2.2% | 100% | $85,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 1.1% | 100% | $345,000 | |
United Wholesale Mortgage
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FHA | 1 | 1.1% | 100% | $585,000 | |
American Financial Resources LLC
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Conventional | 1 | 1.1% | 100% | $155,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 1.1% | 100% | $605,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $485,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.1% | 100% | $445,000 | |
Guild Mortgage Company
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VA | 1 | 1.1% | 100% | $325,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 1.1% | 100% | $315,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.1% | 100% | $445,000 | View |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 1.1% | 100% | $365,000 | View |
Mortgage Equity Partners LLC
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Conventional | 1 | 1.1% | 100% | $415,000 | |
Harborone Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $465,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.1% | 100% | $165,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 1.1% | 100% | $475,000 | View |
Summit Funding.Inc
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FHA | 1 | 1.1% | 100% | $395,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 1.1% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.1% | 50% | $495,000 | |
Nexera Holding LLC
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Conventional | 1 | 1.1% | 100% | $385,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 1.1% | 100% | $25,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 1.1% | 100% | $675,000 | |
JMAC Lending, Inc.
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FHA | 1 | 1.1% | 100% | $745,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Foster Center Mortgage Rate Trends
Daily average mortgage rates for Rhode Island compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Foster Center, Rhode Island
Looking for mortgage lenders near me or mortgage brokers near me in Foster Center? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Foster Center in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Foster Center, RI
Use these to narrow the list above. Each category shows how many Foster Center, RI lenders fit and what that kind of lender is usually best for.
Who Lends in Foster Center, RI
Independent mortgage companies closed 58.4 percent of home loans in Foster Center, Rhode Island in 2025, banks 21.3 percent and credit unions 20.2 percent. Semper Home Loans, Inc was the largest mortgage company, Bank of America NA the largest bank and Navigant Credit Union the largest credit union. Among lenders headquartered in Rhode Island, Navigant Credit Union led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Rhode Island. Real estate conveyance tax of $3.75 per $500 of price (0.75 percent), raised from $2.30 per $500 effective 2026, plus a second tier of another $3.75 per $500 on the portion of a residential sale above an indexed threshold ($824,000 for 2026), paid by the seller; no mortgage recording tax.
More Rhode Island Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Foster Center, RI
By home loans closed in 2025, Navigant Credit Union was the largest mortgage lender in Foster Center, Rhode Island with 8 loans, about 9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Foster Center, Rhode Island in 2025, led by Semper Home Loans, Inc with 1. 8 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 7 credit unions closed home loans in Foster Center, Rhode Island in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Foster Center, Rhode Island during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Foster Center, Rhode Island for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Foster Center. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
