Mortgage Lenders and Brokers in White Oak, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
White Oak, Pennsylvania mortgage lenders include Huntington National BankHuntington National Bank1985 Lincoln Way, White Oak, PA 15131A+5.0 ★Texas Ratio: 3.66%, First Commonwealth BankFirst Commonwealth Bank1527 Lincoln Way, White Oak, PA 15131A5.0 ★Texas Ratio: 10.25%, S&T BankS&T Bank2003 Lincoln Way, White Oak, PA 15131A+5.0 ★Texas Ratio: 2.93%, PNC Bank N.A.PNC Bank N.A.1612 Lincoln Way, White Oak, PA 15131A+5.0 ★Texas Ratio: 4.24%, Dollar Bank, FSBDollar Bank, FSB25 Highland Rd, Bethel Park, PA 15102A+5.0 ★Texas Ratio: 5.29%, Clearview Federal Credit UnionClearview Federal Credit Union2646 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 4.10%, United Community FCUUnited Community FCU331 S Main St, Washington, PA 15301 6367A+5.0 ★Texas Ratio: 0.17%, Citizens Bank, NACitizens Bank, NA2001 Lincoln Way, White Oak, PA 15131A+5.0 ★Texas Ratio: 5.44%, First National Bank of PAFirst National Bank of PA2719 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 1.62%, and SSB BankSSB Bank2470 California Ave, Pittsburgh, PA 15212B-4.4 ★Texas Ratio: 22.34%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in White Oak, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in White Oak are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in White Oak, Pennsylvania
Market share is the lender's share of all home loans closed in White Oak, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in White Oak 1985 Lincoln Way, White Oak, PA 15131 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 4 +5 HELOCs |
3.6% | 80% | $80,000 | View |
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1 office in White Oak 1527 Lincoln Way, White Oak, PA 15131 A5.0 ★Texas Ratio: 10.25% |
Conventional, HELOC | 3 +5 HELOCs |
2.7% | 75% | $68,333 | View |
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1 office in White Oak 2003 Lincoln Way, White Oak, PA 15131 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1612 Lincoln Way, White Oak, PA 15131 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 8 +9 HELOCs |
7.1% | 88.9% | $211,250 | View |
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25 Highland Rd, Bethel Park, PA 15102 A+5.0 ★Texas Ratio: 5.29% |
Conventional, HELOC | 8 +1 HELOCs |
7.1% | 88.9% | $100,000 | View |
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2646 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.10% |
Conventional, HELOC | 4 +1 HELOCs |
3.6% | 80% | $100,000 | |
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331 S Main St, Washington, PA 15301 6367 A+5.0 ★Texas Ratio: 0.17% |
Conventional | 3 | 2.7% | 75% | $61,666 | View |
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2001 Lincoln Way, White Oak, PA 15131 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, HELOC | 2 +6 HELOCs |
1.8% | 100% | $140,000 | View |
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2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 2 +1 HELOCs |
1.8% | 100% | $40,000 | View |
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2470 California Ave, Pittsburgh, PA 15212 B-4.4 ★Texas Ratio: 22.34% |
Conventional | 1 | 0.9% | 100% | $225,000 | View |
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990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $265,000 | View |
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20 West Skippack Pike, Ambler, PA 19002 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.9% | 100% | $35,000 | View |
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1646 Haine School Rd, Cranberry Township, PA 16066 A+5.0 ★Texas Ratio: 5.58% |
Conventional | 1 | 0.9% | 100% | $75,000 | View |
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1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.9% | 100% | $135,000 | View |
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260 Pershing Ave, Leechburg, PA 15656 1241 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.9% | 50% | $75,000 | View |
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196 Clearview Cir, Butler, PA 16001 A5.0 ★Texas Ratio: 10.59% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Affordable Mortgage Advisors
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Conventional, FHA | 2 | 1.8% | 100% | $200,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 2 | 1.8% | 100% | $130,000 | |
Newrez LLC
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Conventional | 1 | 0.9% | 50% | $55,000 | |
Victorian Finance, LLC
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Conventional | 1 | 0.9% | 100% | $145,000 | |
Rocket Mortgage
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Conventional, FHA | 9 | 8% | 64.3% | $173,888 | |
Movement Mortgage, LLC
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Conventional, FHA | 9 | 8% | 100% | $115,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 7.1% | 90% | $232,500 | |
Mortgage Research Center
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VA | 5 | 4.5% | 100% | $199,000 | |
Union Home Mortgage Corp.
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Conventional | 4 | 3.6% | 100% | $197,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
2.7% | 100% | $125,000 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 2.7% | 75% | $111,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
1.8% | 100% | $190,000 | |
New Day Financial, LLC.
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VA | 2 | 1.8% | 100% | $155,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.8% | 100% | $95,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 1.8% | 100% | $90,000 | |
EMM Loans LLC
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FHA | 1 | 0.9% | 50% | $195,000 | |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.9% | 100% | $195,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.9% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 11.50% |
Conventional | 1 | 0.9% | 100% | $105,000 | View |
Credit Union Mortgage Associat
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Conventional | 1 | 0.9% | 100% | $275,000 | |
Bay Equity LLC
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Conventional | 1 | 0.9% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 2.80% |
Conventional | 1 | 0.9% | 100% | $195,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.9% | 100% | $85,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $205,000 | |
Provident Funding Associates
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Conventional | 1 | 0.9% | 100% | $155,000 | |
Union Savings Bank
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FHA | 1 | 0.9% | 100% | $145,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 3.17% |
VA | 1 | 0.9% | 100% | $455,000 | View |
Lower, LLC
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Conventional | 1 | 0.9% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.9% | 50% | $65,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Chevron Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
White Oak Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in White Oak, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in White Oak? The list below shows the banks, credit unions and mortgage brokers that closed home loans in White Oak in 2025, with lenders based there listed first.
Types of Mortgage Lenders in White Oak, PA
Use these to narrow the list above. Each category shows how many White Oak, PA lenders fit and what that kind of lender is usually best for.
Who Lends in White Oak, PA
Independent mortgage companies closed 57.1 percent of home loans in White Oak, Pennsylvania in 2025, banks 31.2 percent and credit unions 11.6 percent. Affordable Mortgage Advisors was the largest mortgage company, Huntington National Bank the largest bank and Clearview Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, First Commonwealth Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in White Oak, PA
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in White Oak, Pennsylvania with 4 loans, about 3.6 percent of the market. The largest lender headquartered in Pennsylvania was First Commonwealth Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in White Oak, Pennsylvania in 2025, led by Rocket Mortgage with 3. 6 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 8 credit unions closed home loans in White Oak, Pennsylvania in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in White Oak, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in White Oak, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up White Oak. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
