Mortgage Lenders and Brokers in Valley-Hi, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Valley-Hi, Pennsylvania mortgage lenders include Community State Bank of OrbisoniaCommunity State Bank of Orbisonia50 Pennsylvania Ave, Huntingdon, PA 16652A+5.0 ★Texas Ratio: 3.91%, Farmers and Merchants Trust Company of ChambersburgFarmers and Merchants Trust Company of Chambersburg3 E 1st St, Boiling Springs, PA 17007, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, Hometown Bank of PennsylvaniaHometown Bank of Pennsylvania4327 Quaker Valley Road, Alum Bank, PA 15521, Cnb BankCnb Bank11 N Main St, Alburtis, PA 18011A5.0 ★Texas Ratio: 6.26%, M&T BankM&T Bank7540 Windsor Drive Suite 203, Allentown, PA 18195A+5.0 ★Texas Ratio: 4.11%, Lebanon FCULebanon FCU795 Killinger Rd Lot 5, Annville, PA 17003 9027A+5.0 ★Texas Ratio: 4.57%, Acnb BankAcnb Bank3425 Biglerville Rd, Biglerville, PA 17307A+5.0 ★Texas Ratio: 2.55%, Truist BankTruist Bank1139 W Hamilton St, Allentown, PA 18101A+5.0 ★Texas Ratio: 2.87%, and First National Bank of PAFirst National Bank of PA2719 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 1.62%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Valley-Hi, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Valley-Hi are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Valley-Hi, Pennsylvania
Market share is the lender's share of all home loans closed in Valley-Hi, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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50 Pennsylvania Ave, Huntingdon, PA 16652 A+5.0 ★Texas Ratio: 3.91% |
Conventional | 19 | 24.7% | 90.5% | $84,473 | View |
Farmers and Merchants Trust Company of Chambersburg
3 E 1st St, Boiling Springs, PA 17007 |
Conventional, FHA, USDA, HELOC | 10 +8 HELOCs |
13% | 83.3% | $229,000 | |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 5 +3 HELOCs |
6.5% | 55.6% | $89,000 | View |
Hometown Bank of Pennsylvania
4327 Quaker Valley Road, Alum Bank, PA 15521 |
Conventional | 2 | 2.6% | 100% | $70,000 | |
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11 N Main St, Alburtis, PA 18011 A5.0 ★Texas Ratio: 6.26% |
Conventional | 1 | 1.3% | 100% | $195,000 | View |
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7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.3% | 100% | $215,000 | View |
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795 Killinger Rd Lot 5, Annville, PA 17003 9027 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 1.3% | 100% | $125,000 | View |
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3425 Biglerville Rd, Biglerville, PA 17307 A+5.0 ★Texas Ratio: 2.55% |
FHA | 1 | 1.3% | 100% | $235,000 | View |
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★ 1 stars, 1 review 1139 W Hamilton St, Allentown, PA 18101 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1.3% | 100% | $65,000 | View |
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2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 1.3% | 100% | $95,000 | View |
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2724 Harts Run Rd, Allison Park, PA 15101 A5.0 ★Texas Ratio: 10.25% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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2510 Delta Rd, Brogue, PA 17309 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Horizon Farm Credit, ACA
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Conventional | 2 | 2.6% | 100% | $180,000 | |
Newrez LLC
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Conventional | 1 | 1.3% | 100% | $125,000 | |
United Wholesale Mortgage
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FHA | 3 | 3.9% | 100% | $151,666 | |
Rocket Mortgage
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Conventional, FHA | 3 | 3.9% | 50% | $178,333 | |
Integrity Home Mortgage Corporation
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Conventional, FHA | 3 | 3.9% | 100% | $211,666 | |
CrossCountry Mortgage, LLC
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FHA, VA, HELOC | 2 +1 HELOCs |
2.6% | 100% | $275,000 | |
Amerisave Mortgage Company
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Conventional, VA | 2 | 2.6% | 100% | $145,000 | |
New American Funding, LLC.
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FHA, VA | 2 | 2.6% | 100% | $200,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 2.6% | 100% | $60,000 | |
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A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 1.3% | 100% | $235,000 | View |
Millennium Financial Group Inc dba Mlend
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Conventional | 1 | 1.3% | 50% | $185,000 | |
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A+5.0 ★Texas Ratio: 3.02% |
FHA | 1 | 1.3% | 100% | $405,000 | View |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 1.3% | 100% | $215,000 | |
| FHA | 1 | 1.3% | 100% | $215,000 | View | |
Cmg Mortgage Inc
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Conventional | 1 | 1.3% | 100% | $135,000 | |
First Peoples Cfcu
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Conventional | 1 | 1.3% | 100% | $285,000 | |
Absolute Home Mortgage
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FHA | 1 | 1.3% | 100% | $195,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.3% | 100% | $365,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 1.3% | 100% | $245,000 | |
Nationstar Mortgage
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FHA | 1 | 1.3% | 100% | $135,000 | |
Member First Mortgage, LLC
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Conventional | 1 | 1.3% | 100% | $225,000 | |
Radius Financial Group Inc
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Conventional | 1 | 1.3% | 100% | $95,000 | |
Southwest Stage Funding LLC
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FHA | 1 | 1.3% | 100% | $215,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 1.3% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate Affinity, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Valley-Hi Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Valley-Hi, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Valley-Hi? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Valley-Hi in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Valley-Hi, PA
Use these to narrow the list above. Each category shows how many Valley-Hi, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Valley-Hi, PA
Independent mortgage companies closed 39 percent of home loans in Valley-Hi, Pennsylvania in 2025, banks 49.4 percent and credit unions 11.7 percent. Horizon Farm Credit, ACA was the largest mortgage company, Community State Bank of Orbisonia the largest bank and Pennsylvania State Employees Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Community State Bank of Orbisonia led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Valley-Hi, PA
By home loans closed in 2025, Community State Bank of Orbisonia was the largest mortgage lender in Valley-Hi, Pennsylvania with 19 loans, about 24.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Valley-Hi, Pennsylvania in 2025, led by United Wholesale Mortgage with 3. 3 lenders closed VA loans, led by CrossCountry Mortgage, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 4 credit unions closed home loans in Valley-Hi, Pennsylvania in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Valley-Hi, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Valley-Hi, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Valley-Hi. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
