Upper Exeter, Pennsylvania mortgage lenders include Fidelity Deposit & Discount BankFidelity Deposit & Discount Bank303 Pennsylvania Ave, Bangor, PA 18013A+5.0 ★Texas Ratio: 0.53%, Citizens & Northern BankCitizens & Northern Bank19179 Route 522, Beaver Springs, PA 17812A5.0 ★Texas Ratio: 10.85%, Cross Valley Federal Credit UnionCross Valley Federal Credit Union2386 Memorial Hwy, Dallas, PA 18612 9246A+5.0 ★Texas Ratio: 3.57%, Northwest BankNorthwest Bank413 S Logan Blvd, Altoona, PA 16602A+5.0 ★Texas Ratio: 3.99%, Wells Fargo Bank NAWells Fargo Bank NA1101 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 5.36%, Penn East Federal Credit UnionPenn East Federal Credit Union851 Commerce Blvd, Dickson City, PA 18519A+5.0 ★Texas Ratio: 0.81%, The Honesdale National BankThe Honesdale National Bank651 Northern Blvd, Clarks Summit, PA 18411A+5.0 ★Texas Ratio: 1.92%, Net Credit UnionNet Credit Union1444 E Lackawanna St, Olyphant, PA 18447 2174, Choice One Community FCUChoice One Community FCU983 N Sherman Ct, Hazleton, PA 18201 1879A-4.9 ★Texas Ratio: 15.74%, and Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Upper Exeter, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Upper Exeter are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Upper Exeter, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
303 Pennsylvania Ave, Bangor, PA 18013 A+5.0 ★Texas Ratio: 0.53% |
Conventional | 5 | 11.9% | 100% | $131,000 | View |
|
19179 Route 522, Beaver Springs, PA 17812 A5.0 ★Texas Ratio: 10.85% |
Conventional | 2 | 4.8% | 100% | $300,000 | View |
|
2386 Memorial Hwy, Dallas, PA 18612 9246 A+5.0 ★Texas Ratio: 3.57% |
Conventional | 2 | 4.8% | 100% | $180,000 | View |
|
413 S Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 2 | 4.8% | 100% | $85,000 | View |
|
1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 4.8% | 100% | $45,000 | View |
|
851 Commerce Blvd, Dickson City, PA 18519 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 2 | 4.8% | 100% | $45,000 | View |
|
651 Northern Blvd, Clarks Summit, PA 18411 A+5.0 ★Texas Ratio: 1.92% |
Conventional, HELOC | 1 +1 HELOCs |
2.4% | 100% | $175,000 | View |
Net Credit Union
1444 E Lackawanna St, Olyphant, PA 18447 2174 |
Conventional | 1 | 2.4% | 100% | $205,000 | |
|
983 N Sherman Ct, Hazleton, PA 18201 1879 A-4.9 ★Texas Ratio: 15.74% |
Conventional | 1 | 2.4% | 100% | $135,000 | View |
|
113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 1 | 2.4% | 100% | $225,000 | View |
UFCW Community FCU
1460 Sans Souci Pkwy, Hanover Township, PA 18706 6026 |
Conventional | 1 | 2.4% | 100% | $55,000 | |
|
566 S Main St, Wilkes Barre, PA 18701 2102 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 2.4% | 100% | $65,000 | View |
|
201 N Main St, Old Forge, PA 18518 A+5.0 ★Texas Ratio: 3.31% |
Conventional | 1 | 2.4% | 100% | $35,000 | View |
|
7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
|
★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
3 Kennedy Dr, Archbald, PA 18403 A+5.0 ★Texas Ratio: 3.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fairway Consumer Discount Co
|
Conventional | 1 | 2.4% | 100% | $45,000 | |
Spring Eq, LLC
|
Conventional | 1 | 2.4% | 33.3% | $45,000 | |
Luzerne Bank
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.02% |
VA | 2 | 4.8% | 100% | $345,000 | View |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 2 | 4.8% | 66.7% | $275,000 | |
Kind Lending, LLC
|
Conventional, USDA | 2 | 4.8% | 100% | $180,000 | |
loanDepot.com LLC
|
Conventional | 2 | 4.8% | 100% | $140,000 | |
Rocket Mortgage
|
Conventional | 1 | 2.4% | 100% | $135,000 | |
SWBC Mortgage Corporation
|
Conventional | 1 | 2.4% | 100% | $215,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 2.4% | 100% | $195,000 | |
| Conventional | 1 | 2.4% | 100% | $285,000 | View | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 2.4% | 100% | $155,000 | View |
Cmg Mortgage Inc
|
Conventional | 1 | 2.4% | 100% | $85,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 2.4% | 100% | $255,000 | View |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 2.4% | 100% | $705,000 | View |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 2.4% | 100% | $135,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 2.4% | 100% | $295,000 | View |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Upper Exeter? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Upper Exeter in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Upper Exeter, PA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 40.5 percent of home loans in Upper Exeter, Pennsylvania in 2025, banks 35.7 percent and credit unions 23.8 percent. Fairway Consumer Discount Co was the largest mortgage company, Fidelity Deposit & Discount Bank the largest bank and Cross Valley Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Fidelity Deposit & Discount Bank led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, Fidelity Deposit & Discount Bank was the largest mortgage lender in Upper Exeter, Pennsylvania with 5 loans, about 11.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Upper Exeter, Pennsylvania in 2025, led by CrossCountry Mortgage, LLC with 1. 2 lenders closed VA loans, led by Freedom Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 8 credit unions closed home loans in Upper Exeter, Pennsylvania in 2025, alongside 13 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Upper Exeter, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Upper Exeter, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Upper Exeter. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.