Mortgage Lenders and Brokers in Sinking Spring, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sinking Spring, Pennsylvania mortgage lenders include Mid Penn BankMid Penn Bank3101 Shillington Rd, Sinking Spring, PA 19608A+5.0 ★Texas Ratio: 4.25%, Citizens Bank, NACitizens Bank, NA2643 Shillington Rd, Sinking Spring, PA 19608A+5.0 ★Texas Ratio: 5.44%, Fulton Bank, National AssociationFulton Bank, National Association2677a Shillington Rd, Sinking Spring, PA 19608A+5.0 ★Texas Ratio: 4.85%, Riverfront FCURiverfront FCU733 Lancaster Ave Ste K, Reading, PA 19607 1602A+5.0 ★Texas Ratio: 4.11%, Mortgage America, Inc.Mortgage America, Inc.3300 Lehigh St, Allentown, PA 18103A+5.0 ★Texas Ratio: 4.14%, Diamond Credit UnionDiamond Credit Union6591 Perkiomen Ave, Birdsboro, PA 19508A+5.0 ★Texas Ratio: 1.56%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, Discovery Federal Credit UnionDiscovery Federal Credit Union2744 Century Blvd, Wyomissing, PA 19610A+5.0 ★Texas Ratio: 2.76%, Customers BankCustomers Bank73 Old Dublin Pike, Doylestown, PA 18901A+5.0 ★Texas Ratio: 3.15%, and First National Bank of PAFirst National Bank of PA2719 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 1.62%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sinking Spring, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sinking Spring are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sinking Spring, Pennsylvania
Market share is the lender's share of all home loans closed in Sinking Spring, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Sinking Spring 3101 Shillington Rd, Sinking Spring, PA 19608 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 1 +1 HELOCs |
1.5% | 100% | $125,000 | View |
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1 office in Sinking Spring 2643 Shillington Rd, Sinking Spring, PA 19608 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1 office in Sinking Spring 2677a Shillington Rd, Sinking Spring, PA 19608 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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733 Lancaster Ave Ste K, Reading, PA 19607 1602 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 6 +1 HELOCs |
9.2% | 75% | $53,333 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA | 6 | 9.2% | 100% | $306,666 | View |
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6591 Perkiomen Ave, Birdsboro, PA 19508 A+5.0 ★Texas Ratio: 1.56% |
Conventional, HELOC | 3 +1 HELOCs |
4.6% | 66.7% | $48,333 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 2 +1 HELOCs |
3.1% | 100% | $125,000 | View |
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2744 Century Blvd, Wyomissing, PA 19610 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 2 | 3.1% | 66.7% | $30,000 | View |
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73 Old Dublin Pike, Doylestown, PA 18901 A+5.0 ★Texas Ratio: 3.15% |
Conventional, FHA | 2 | 3.1% | 100% | $210,000 | View |
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2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, FHA | 2 | 3.1% | 66.7% | $305,000 | View |
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337 Clay Ave, Stroudsburg, PA 18360 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 3.1% | 100% | $40,000 | View |
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1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 1.5% | 100% | $255,000 | View |
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4620 Penn Ave, Sinking Spring, PA 19608 9675 A+5.0 ★Texas Ratio: 3.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeSale Mortgage
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FHA | 1 | 1.5% | 100% | $295,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.5% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 3.02% |
FHA, VA | 4 | 6.2% | 100% | $225,000 | View |
CrossCountry Mortgage, LLC
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Conventional | 3 | 4.6% | 100% | $241,666 | |
Pennymac Loan Services LLC
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FHA | 3 | 4.6% | 100% | $191,666 | |
Cmg Mortgage Inc
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Conventional | 3 | 4.6% | 100% | $341,666 | |
United Wholesale Mortgage
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VA | 2 | 3.1% | 66.7% | $320,000 | |
Cliffco, Inc.
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Conventional | 2 | 3.1% | 100% | $235,000 | |
Rocket Mortgage
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Conventional, FHA | 2 | 3.1% | 75% | $220,000 | |
| Conventional, VA | 2 | 3.1% | 100% | $215,000 | View | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.5% | 100% | $215,000 | |
Contour Mortgage Corporation
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Conventional | 1 | 1.5% | 100% | $255,000 | |
Kind Lending, LLC
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FHA | 1 | 1.5% | 50% | $325,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 1.5% | 100% | $295,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 1.5% | 100% | $255,000 | |
Planet Home Lending, LLC
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FHA | 1 | 1.5% | 100% | $275,000 | |
Provident Funding Associates
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Conventional | 1 | 1.5% | 100% | $285,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 1.5% | 100% | $325,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 1.5% | 100% | $215,000 | |
New American Funding, LLC.
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FHA | 1 | 1.5% | 100% | $275,000 | |
The Loan Store, Inc
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Conventional | 1 | 1.5% | 100% | $135,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1.5% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.5% | 100% | $125,000 | |
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A4.7 ★Texas Ratio: 2.58% |
FHA | 1 | 1.5% | 100% | $275,000 | View |
Plaza Home Mortgage, Inc
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FHA | 1 | 1.5% | 100% | $295,000 | |
Visions Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
loanDepot.com LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Sinking Spring Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sinking Spring, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Sinking Spring? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sinking Spring in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sinking Spring, PA
Use these to narrow the list above. Each category shows how many Sinking Spring, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Sinking Spring, PA
Independent mortgage companies closed 63.1 percent of home loans in Sinking Spring, Pennsylvania in 2025, banks 12.3 percent and credit unions 24.6 percent. Mortgage America, Inc. was the largest mortgage company, Mid Penn Bank the largest bank and Riverfront FCU the largest credit union. Among lenders headquartered in Pennsylvania, Mid Penn Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sinking Spring, PA
By home loans closed in 2025, Mid Penn Bank was the largest mortgage lender in Sinking Spring, Pennsylvania with 1 loans, about 1.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Sinking Spring, Pennsylvania in 2025, led by Pennymac Loan Services LLC with 3. 4 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 8 credit unions closed home loans in Sinking Spring, Pennsylvania in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sinking Spring, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sinking Spring, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sinking Spring. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
