Sayre, Pennsylvania mortgage lenders include Citizens & Northern BankCitizens & Northern Bank1827 Elmira St, Sayre, PA 18840A5.0 ★Texas Ratio: 10.85%, First Citizens Community BankFirst Citizens Community Bank1778 Elmira St, Sayre, PA 18840A5.0 ★Texas Ratio: 11.39%, Ps BankPs Bank205 W Lockhart St, Sayre, PA 18840A+5.0 ★Texas Ratio: 0.61%, M&T BankM&T Bank230 Desmond St, Sayre, PA 18840A+5.0 ★Texas Ratio: 4.11%, Ingersoll-Rand Federal Credit UnionIngersoll-Rand Federal Credit Union1970 Elmira St, Sayre, PA 18840 9246A5.0 ★Texas Ratio: 6.76%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA990 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank2706 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 3.66%, Tompkins Community BankTompkins Community Bank1 Belmont Ave, Bala Cynwyd, PA 19004A5.0 ★Texas Ratio: 6.37%, American Heritage Federal Credit UnionAmerican Heritage Federal Credit Union1359 Old York Rd, Abington, PA 19001A5.0 ★Texas Ratio: 9.33%, and PNC Bank N.A.PNC Bank N.A.2676 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sayre, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sayre are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Sayre, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Sayre 1827 Elmira St, Sayre, PA 18840 A5.0 ★Texas Ratio: 10.85% |
Conventional, HELOC | 6 +2 HELOCs |
6.1% | 100% | $176,666 | View |
|
2 offices in Sayre 1778 Elmira St, Sayre, PA 18840 A5.0 ★Texas Ratio: 11.39% |
Conventional | 5 | 5.1% | 83.3% | $149,000 | View |
|
1 office in Sayre 205 W Lockhart St, Sayre, PA 18840 A+5.0 ★Texas Ratio: 0.61% |
Conventional | 4 | 4.1% | 80% | $120,000 | View |
|
1 office in Sayre 230 Desmond St, Sayre, PA 18840 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1% | 100% | $185,000 | View |
|
1970 Elmira St, Sayre, PA 18840 9246 A5.0 ★Texas Ratio: 6.76% |
Conventional | 10 | 10.2% | 83.3% | $75,000 | View |
|
990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
VA | 1 | 1% | 100% | $155,000 | View |
|
2706 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 1% | 100% | $215,000 | View |
|
★ 5 stars, 1 review 1 Belmont Ave, Bala Cynwyd, PA 19004 A5.0 ★Texas Ratio: 6.37% |
Conventional | 1 | 1% | 100% | $125,000 | View |
|
1359 Old York Rd, Abington, PA 19001 A5.0 ★Texas Ratio: 9.33% |
Conventional | 1 | 1% | 100% | $175,000 | View |
|
★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 1% | 100% | $335,000 | View |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA, VA, USDA | 24 | 24.5% | 100% | $166,250 | View |
Credit Union Mortgage Associat
|
Conventional | 9 | 9.2% | 90% | $173,888 | |
Rocket Mortgage
|
Conventional, FHA | 5 | 5.1% | 50% | $143,000 | |
Mortgage Research Center
|
VA | 5 | 5.1% | 100% | $219,000 | |
Visions Federal Credit Union
|
Conventional | 4 | 4.1% | 85.7% | $60,000 | |
United Wholesale Mortgage
|
FHA, VA | 3 | 3.1% | 75% | $171,666 | |
Tioga State Bank, N.A.
|
Conventional | 3 | 3.1% | 100% | $171,666 | |
|
A+5.0 ★Texas Ratio: 3.02% |
FHA | 2 | 2% | 100% | $100,000 | View |
Movement Mortgage, LLC
|
Conventional, FHA | 2 | 2% | 100% | $175,000 | |
Pennymac Loan Services LLC
|
FHA | 2 | 2% | 66.7% | $100,000 | |
Michigan Mutual, Inc
|
Conventional, VA | 2 | 2% | 100% | $125,000 | |
Ruoff Mortgage Company
|
Conventional | 1 | 1% | 100% | $325,000 | |
Everett Financial, Inc.
|
FHA | 1 | 1% | 100% | $205,000 | |
Kind Lending, LLC
|
USDA | 1 | 1% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 1% | 100% | $145,000 | View |
Provident Funding Associates
|
Conventional | 1 | 1% | 100% | $375,000 | |
Nationstar Mortgage
|
FHA | 1 | 1% | 100% | $155,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Sayre? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sayre in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Sayre, PA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 26.5 percent of home loans in Sayre, Pennsylvania in 2025, banks 49 percent and credit unions 24.5 percent. Rocket Mortgage was the largest mortgage company, Citizens & Northern Bank the largest bank and Ingersoll-Rand Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Citizens & Northern Bank led with 6 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, Citizens & Northern Bank was the largest mortgage lender in Sayre, Pennsylvania with 6 loans, about 6.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Sayre, Pennsylvania in 2025, led by Ixonia Bank with 10. 5 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 4 credit unions closed home loans in Sayre, Pennsylvania in 2025, alongside 13 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sayre, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sayre, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sayre. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.