Mortgage Lenders and Brokers in Rothsville, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rothsville, Pennsylvania mortgage lenders include Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, The Ephrata National BankThe Ephrata National Bank351 S 7th St, Akron, PA 17501A+5.0 ★Texas Ratio: 4.34%, Fulton Bank, National AssociationFulton Bank, National Association1408 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 4.85%, Lanco Federal Credit UnionLanco Federal Credit Union4213 Oregon Pike, Ephrata, PA 17522A+5.0 ★Texas Ratio: 5.06%, Bank of Bird in HandBank of Bird in Hand7180 Bernville Rd, Bernville, PA 19506A+5.0 ★Texas Ratio: 1.79%, Members 1St FCUMembers 1St FCU5605 Hamilton Blvd, Allentown, PA 18106 9720A+5.0 ★Texas Ratio: 3.79%, TruMark Financial Credit UnionTruMark Financial Credit Union3250 Tillman Dr, Bensalem, PA 19020 2027A+5.0 ★Texas Ratio: 3.89%, Firstrust Savings BankFirstrust Savings Bank1403 N Cedar Crest Blvd, Allentown, PA 18104A+5.0 ★Texas Ratio: 5.45%, Univest Bank and Trust Co.Univest Bank and Trust Co.5089 Hamilton Blvd, Allentown, PA 18106A5.0 ★Texas Ratio: 6.10%, and PNC Bank N.A.PNC Bank N.A.2676 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rothsville, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rothsville are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rothsville, Pennsylvania
Market share is the lender's share of all home loans closed in Rothsville, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 4 +1 HELOCs |
8.7% | 80% | $55,000 | View |
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351 S 7th St, Akron, PA 17501 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 2 +7 HELOCs |
4.3% | 100% | $230,000 | View |
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1408 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 2 +4 HELOCs |
4.3% | 100% | $295,000 | View |
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4213 Oregon Pike, Ephrata, PA 17522 A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 4.3% | 100% | $195,000 | View |
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7180 Bernville Rd, Bernville, PA 19506 A+5.0 ★Texas Ratio: 1.79% |
Conventional | 2 | 4.3% | 100% | $405,000 | View |
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5605 Hamilton Blvd, Allentown, PA 18106 9720 A+5.0 ★Texas Ratio: 3.79% |
VA, HELOC | 1 +12 HELOCs |
2.2% | 50% | $735,000 | View |
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3250 Tillman Dr, Bensalem, PA 19020 2027 A+5.0 ★Texas Ratio: 3.89% |
Conventional | 1 | 2.2% | 100% | $155,000 | View |
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1403 N Cedar Crest Blvd, Allentown, PA 18104 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 2.2% | 100% | $545,000 | View |
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5089 Hamilton Blvd, Allentown, PA 18106 A5.0 ★Texas Ratio: 6.10% |
Conventional | 1 | 2.2% | 100% | $225,000 | View |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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4417 E Main St, Belleville, PA 17004 A+5.0 ★Texas Ratio: 4.82% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 1139 W Hamilton St, Allentown, PA 18101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2510 Delta Rd, Brogue, PA 17309 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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4923 Edgmont Ave, Brookhaven, PA 19015 1128 A+5.0 ★Texas Ratio: 2.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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413 S Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Newrez LLC
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Conventional, FHA | 2 | 4.3% | 66.7% | $250,000 | |
HomeSale Mortgage
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Conventional | 1 | 2.2% | 100% | $175,000 | |
Horizon Farm Credit, ACA
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Conventional, Jumbo | 1 | 2.2% | 100% | $455,000 | |
21St Mortgage
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Conventional | 5 | 10.9% | 83.3% | $77,000 | |
United Wholesale Mortgage
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Conventional | 2 | 4.3% | 100% | $490,000 | |
| Conventional, VA | 2 | 4.3% | 100% | $305,000 | View | |
Guaranteed Rate, Inc.
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FHA | 1 | 2.2% | 100% | $325,000 | |
Rocket Mortgage
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Conventional | 1 | 2.2% | 33.3% | $155,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 2.2% | 100% | $435,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 2.2% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 0.06% |
VA | 1 | 2.2% | 100% | $465,000 | View |
CrossCountry Mortgage, LLC
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Conventional | 1 | 2.2% | 100% | $195,000 | |
loanDepot.com LLC
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Conventional | 1 | 2.2% | 100% | $275,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 2.2% | 100% | $455,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 2.2% | 100% | $55,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 2.2% | 100% | $345,000 | |
Aurora Financial, LLC
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Conventional | 1 | 2.2% | 100% | $345,000 | |
Nationstar Mortgage
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Conventional | 1 | 2.2% | 100% | $75,000 | |
Mortgage Research Center
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VA | 1 | 2.2% | 100% | $345,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 2.2% | 100% | $305,000 | View |
New American Funding, LLC.
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Conventional | 1 | 2.2% | 100% | $205,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 2.2% | 100% | $385,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 2.2% | 100% | $135,000 | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Rothsville Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rothsville, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Rothsville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rothsville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rothsville, PA
Use these to narrow the list above. Each category shows how many Rothsville, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Rothsville, PA
Independent mortgage companies closed 58.7 percent of home loans in Rothsville, Pennsylvania in 2025, banks 23.9 percent and credit unions 17.4 percent. Newrez LLC was the largest mortgage company, The Ephrata National Bank the largest bank and Pennsylvania State Employees Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Pennsylvania State Employees Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rothsville, PA
By home loans closed in 2025, Pennsylvania State Employees Credit Union was the largest mortgage lender in Rothsville, Pennsylvania with 4 loans, about 8.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Rothsville, Pennsylvania in 2025, led by Newrez LLC with 1. 4 lenders closed VA loans, led by Members 1St FCU. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 7 credit unions closed home loans in Rothsville, Pennsylvania in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rothsville, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rothsville, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rothsville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
