Mortgage Lenders and Brokers in Philipsburg, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Philipsburg, Pennsylvania mortgage lenders include Cnb BankCnb Bank25 Irwin Dr, Philipsburg, PA 16866A5.0 ★Texas Ratio: 6.26%, Mid Penn BankMid Penn Bank19 Irwin Dr, Philipsburg, PA 16866A+5.0 ★Texas Ratio: 4.25%, M&T BankM&T Bank409 N Front St, Philipsburg, PA 16866A+5.0 ★Texas Ratio: 4.11%, Citizens Bank, NACitizens Bank, NA907 22nd St, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 5.44%, Penn State Federal Credit UnionPenn State Federal Credit Union123 Amberleigh Ln, Bellefonte, PA 16823A+5.0 ★Texas Ratio: 1.13%, Kish BankKish Bank109 E Main St, Allensville, PA 17002A+5.0 ★Texas Ratio: 5.78%, First Heritage Financial LLCFirst Heritage Financial LLC1550 S Main St Ste 1, Mansfield, PA 16933 9586A+5.0 ★Texas Ratio: 2.80%, First Commonwealth BankFirst Commonwealth Bank2724 Harts Run Rd, Allison Park, PA 15101A5.0 ★Texas Ratio: 10.25%, Old Dominion National BankOld Dominion National Bank1276 N Atherton St, State College, PA 16803A5.0 ★Texas Ratio: 6.07%, and Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Philipsburg, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Philipsburg are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Philipsburg, Pennsylvania
Market share is the lender's share of all home loans closed in Philipsburg, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Philipsburg 25 Irwin Dr, Philipsburg, PA 16866 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 5 +3 HELOCs |
13.5% | 100% | $127,000 | View |
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1 office in Philipsburg 19 Irwin Dr, Philipsburg, PA 16866 A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1 office in Philipsburg 409 N Front St, Philipsburg, PA 16866 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +1 HELOCs |
2.7% | 100% | $125,000 | View |
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123 Amberleigh Ln, Bellefonte, PA 16823 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 2.7% | 50% | $65,000 | View |
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109 E Main St, Allensville, PA 17002 A+5.0 ★Texas Ratio: 5.78% |
Conventional | 1 | 2.7% | 100% | $75,000 | View |
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1550 S Main St Ste 1, Mansfield, PA 16933 9586 A+5.0 ★Texas Ratio: 2.80% |
Conventional | 1 | 2.7% | 100% | $125,000 | |
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2724 Harts Run Rd, Allison Park, PA 15101 A5.0 ★Texas Ratio: 10.25% |
Conventional | 1 | 2.7% | 100% | $55,000 | View |
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1276 N Atherton St, State College, PA 16803 A5.0 ★Texas Ratio: 6.07% |
Conventional | 1 | 2.7% | 100% | $35,000 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 1 | 2.7% | 100% | $185,000 | View |
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300 Main St, Blossburg, PA 16912 A5.0 ★Texas Ratio: 11.39% |
Conventional | 1 | 2.7% | 100% | $205,000 | View |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Affordable Mortgage Advisors
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Conventional, FHA | 3 | 8.1% | 100% | $101,666 | |
Jersey Shore State Bank
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Conventional, HELOC | 1 +1 HELOCs |
2.7% | 100% | $195,000 | |
United Wholesale Mortgage
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Conventional, VA | 5 | 13.5% | 100% | $119,000 | |
Rocket Mortgage
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Conventional, FHA | 5 | 13.5% | 71.4% | $101,000 | |
Fairway Independent Mort Corp
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FHA, VA, USDA | 4 | 10.8% | 100% | $145,000 | |
loanDepot.com LLC
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Conventional, VA | 2 | 5.4% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 3.02% |
FHA | 1 | 2.7% | 100% | $85,000 | View |
Mortgage Research Center
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VA | 1 | 2.7% | 33.3% | $245,000 | |
Radius Financial Group Inc
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FHA | 1 | 2.7% | 100% | $155,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 2.7% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Philipsburg Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Philipsburg, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Philipsburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Philipsburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Philipsburg, PA
Use these to narrow the list above. Each category shows how many Philipsburg, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Philipsburg, PA
Independent mortgage companies closed 64.9 percent of home loans in Philipsburg, Pennsylvania in 2025, banks 29.7 percent and credit unions 5.4 percent. Affordable Mortgage Advisors was the largest mortgage company, Cnb Bank the largest bank and Penn State Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Cnb Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Philipsburg, PA
By home loans closed in 2025, Cnb Bank was the largest mortgage lender in Philipsburg, Pennsylvania with 5 loans, about 13.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Philipsburg, Pennsylvania in 2025, led by Affordable Mortgage Advisors with 2. 4 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 3 credit unions closed home loans in Philipsburg, Pennsylvania in 2025, alongside 9 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Philipsburg, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Philipsburg, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Philipsburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
